RANKING · 2010 CENSUS · 500 SHOWN OF 918

Least affordable housing, US metro areas · 2010

US metro areas ranked by the CensusEasy Afford Score, median home value divided by median household income (2010 ACS). A higher score means a home costs more years of local income. Nantucket, MA leads at 12.0. 918 metro areas qualify in total. California carries 15 of the top 25 entries.

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All statesAll rankings

SAME RANKING BYCities Counties States ZIP codes

YEAR2010 2020 2024

RANKPLACESTATEPOPAFFORD SCOREVS –

USUnited States308,745,5384.1–

01Nantucket, MAMA14,75812.0–

02Vineyard Haven, MAMA21,21910.9–

03Santa Cruz, CACA258,8529.9–

04Kahului, HIHI160,6749.6–

05Santa Maria, CACA442,0659.6–

06Salinas, CACA433,7299.6–

07Ukiah, CACA88,1229.4–

08Key West, FLFL80,4069.4–

09Kapaa, HIHI73,4009.3–

10San Luis Obispo, CACA282,3679.0–

11Los Angeles, CACA12,844,4418.9–

12San Francisco, CACA4,630,0418.8–

13Jackson, WYWY36,5878.8–

14Napa, CACA132,9498.5–

15Santa Rosa, CACA486,4448.3–

16Eureka, CACA131,6478.1–

17San Jose, CACA1,984,4738.1–

18New York, NYNY20,112,4488.0–

19Honolulu, HIHI988,7038.0–

20Truckee, CACA101,9117.8–

21San Diego, CACA3,282,2487.7–

22Oxnard, CACA830,8517.5–

23Edwards, COCO54,2917.4–

24Brookings, OROR22,6217.1–

25Sonora, CACA53,1607.0–

26Boone, NCNC54,7866.8–

27Clearlake, CACA67,7726.7–

28Port Townsend, WAWA33,9706.7–

29Crescent City, CACA26,4106.7–

30Grants Pass, OROR87,8676.7–

31Hailey, IDID32,4366.6–

32Hilo, HIHI210,0436.6–

33Barnstable, MAMA233,5396.5–

34Bishop, CACA18,1586.5–

35Rifle, COCO80,0996.5–

36Ellensburg, WAWA48,8036.4–

37Kill Devil Hills, NCNC38,2456.3–

38Medford, OROR221,7956.2–

39Breckenridge, COCO39,0696.2–

40Gardnerville Ranchos, NVNV51,1546.2–

41Newport, OROR50,6366.2–

42Naples, FLFL417,1316.2–

43Chico, CACA209,2116.1–

44Redding, CACA181,6486.1–

45Durango, COCO56,8986.1–

46Hood River, OROR23,7206.0–

47Astoria, OROR40,9266.0–

48Taos, NMNM34,5646.0–

49Bellingham, WAWA236,3926.0–

50Sacramento, CACA2,477,2745.9–

51Stockton, CACA823,8155.9–

52Red Bluff, CACA64,6655.8–

53Vallejo, CACA455,3765.7–

54Heber, UTUT81,6555.7–

55Riverside, CACA4,769,0075.7–

56Bend, OROR266,3765.7–

57Sandpoint, IDID54,4205.6–

58Fresno, CACA1,203,3835.6–

59Boston, MAMA5,034,2215.6–

60Easton, MDMD38,2385.6–

61Modesto, CACA557,7195.6–

62Santa Fe, NMNM156,9075.5–

63Bozeman, MTMT128,7405.5–

64Steamboat Springs, COCO38,4515.5–

65Seattle, WAWA4,161,8835.5–

66Merced, CACA297,2605.5–

67Corvallis, OROR97,7285.5–

68Boulder, COCO328,5605.4–

69Miami, FLFL6,391,0725.4–

70Port Angeles, WAWA78,2025.4–

71Missoula, MTMT128,6985.4–

72Oak Harbor, WAWA85,6575.4–

73Eugene, OROR381,5845.4–

74Prescott Valley, AZAZ252,5525.3–

75Providence, RIRI1,708,1615.3–

76Ocean Pines, MDMD54,4595.2–

77Flagstaff, AZAZ144,3685.2–

78Coos Bay, OROR63,9925.2–

79Carson, NVNV58,5715.2–

80Atlantic City, NJNJ372,0475.2–

81Charlottesville, VAVA228,5975.2–

82Kalispell, MTMT115,4295.2–

83Reno, NVNV578,7345.1–

84Portland, OROR2,542,2825.1–

85Mount Vernon, WAWA132,9755.1–

86Washington, DCDC6,465,7245.1–

87Pullman, WAWA48,5125.0–

88Yuba City, CACA187,4785.0–

89Hilton Head Island, SCSC242,9665.0–

90El Centro, CACA181,4115.0–

91Moscow, IDID41,8425.0–

92Cedar City, UTUT67,1414.8–

93Visalia, CACA485,1464.8–

94St. George, UTUT213,6704.8–

95Bremerton, WAWA283,3744.8–

96Seaford, DEDE277,1404.8–

97Wenatchee, WAWA128,4144.8–

98Coeur d'Alene, IDID191,8644.7–

99Roseburg, OROR111,9514.7–

100North Port, FLFL948,1584.6–

101Bakersfield, CACA927,0684.6–

102Harrisonburg, VAVA140,1554.6–

103Las Vegas, NVNV2,407,2264.6–

104Kiryas Joel, NYNY718,3774.6–

105Cambridge, MDMD33,6284.5–

106Lake of the Woods, VAVA40,0834.5–

107Hanford, CACA154,3274.5–

108Morehead City, NCNC70,4694.5–

109Shelton, WAWA71,1654.5–

110The Dalles, OROR26,3104.5–

111Salem, OROR445,8144.5–

112Winchester, VAVA152,3324.4–

113Laramie, WYWY38,5584.4–

114Worcester, MAMA888,5024.4–

115Amherst, MAMA164,0654.4–

116Sheridan, WYWY33,2414.4–

117Brattleboro, VTVT45,2044.4–

118Gainesville, FLFL359,0364.4–

119Fort Collins, COCO377,2924.4–

120Tucson, AZAZ1,074,6854.4–

121Trenton, NJNJ399,2894.3–

122Wilmington, NCNC492,7724.3–

123Orlando, FLFL2,957,6724.3–

124Montrose, COCO44,5914.3–

125Susanville, CACA28,1174.3–

126Portland, MEME577,6354.3–

127Rexburg, IDID69,3804.3–

128Brevard, NCNC34,2114.3–

129Centralia, WAWA88,0624.3–

130Lake Havasu City, AZAZ228,1024.3–

131Walla Walla, WAWA62,3614.3–

132Chicago, ILIL9,434,1234.3–

133The Villages, FLFL157,7724.3–

134Greenfield, MAMA70,6984.3–

135Deltona, FLFL746,9334.3–

136Pittsfield, MAMA128,2244.2–

137Grand Junction, COCO162,8454.2–

138Brainerd, MNMN100,5624.2–

139Phoenix, AZAZ5,228,9384.2–

140Baltimore, MDMD2,857,7814.2–

141Lacey, WAWA304,2614.2–

142Laconia, NHNH65,1474.2–

143Virginia Beach, VAVA1,797,2134.2–

144Port St. Lucie, FLFL568,7214.2–

145Cape Coral, FLFL875,6074.2–

146Kingston, NYNY183,3304.2–

147Springfield, MAMA464,3384.2–

148Lexington Park, MDMD211,1764.2–

149Bennington, VTVT36,6304.2–

150Sebastian, FLFL172,7994.2–

151Longview, WAWA114,8854.2–

152Hagerstown, MDMD315,2804.2–

153Asheville, NCNC422,3454.2–

154Payson, AZAZ53,8014.2–

155Burlington, VTVT227,8034.1–

156Denver, COCO3,092,0374.1–

157Cody, WYWY31,1714.1–

158Punta Gorda, FLFL217,2124.1–

159Athens, GAGA224,1484.1–

160Murrells Inlet, SCSC65,9124.1–

161Provo, UTUT773,4264.1–

162Klamath Falls, OROR70,2744.1–

163Charleston, SCSC889,2634.1–

164Nogales, AZAZ50,0204.1–

165Cañon City, COCO50,0394.0–

166Salt Lake City, UTUT1,308,3774.0–

167Tallahassee, FLFL397,4424.0–

168Hudson, NYNY60,1684.0–

169Spokane, WAWA608,0124.0–

170New Orleans, LALA970,8494.0–

171Tampa, FLFL3,418,8953.9–

172Myrtle Beach, SCSC427,5513.9–

173Albany, OROR132,8433.9–

174Ketchikan, AKAK13,5493.9–

175Pahrump, NVNV57,3363.9–

176Alexandria, MNMN40,1203.9–

177Dover, DEDE194,7863.9–

178Manchester, NHNH433,4153.9–

179Monticello, NYNY80,5863.9–

180Blacksburg, VAVA181,6163.9–

181Crestview, FLFL315,0983.9–

182Elizabeth City, NCNC42,2013.9–

183Lebanon, NHNH224,5003.9–

184Pinehurst, NCNC110,6193.9–

185Concord, NHNH158,0783.9–

186Juneau city and, AKAK31,6093.9–

187Colorado Springs, COCO781,7963.9–

188Lawrence, KSKS120,9203.9–

189Richmond, VAVA1,389,3383.8–

190Hemlock Farms, PAPA62,8083.8–

191Waynesville, NCNC63,3693.8–

192Philadelphia, PAPA6,329,1183.8–

193Staunton, VAVA129,6923.8–

194Logan, UTUT160,8893.8–

195Salisbury, MDMD131,8723.8–

196Ruidoso, NMNM19,8443.8–

197Durham, NCNC625,4853.8–

198Allentown, PAPA887,6153.8–

199Aberdeen, WAWA78,1443.8–

200Palm Bay, FLFL663,9823.8–

201Albuquerque, NMNM925,2793.8–

202Sevierville, TNTN101,3423.7–

203Keene, NHNH78,2693.7–

204Las Cruces, NMNM229,0913.7–

205State College, PAPA157,3933.7–

206Boise City, IDID864,2433.7–

207Homosassa Springs, FLFL171,6663.7–

208Ocala, FLFL442,6603.7–

209Minneapolis, MNMN3,790,2953.7–

210Helena, MTMT97,1533.7–

211Statesboro, GAGA97,9773.7–

212Petoskey, MIMI33,7753.7–

213Milwaukee, WIWI1,575,0103.7–

214Savannah, GAGA438,3143.7–

215Spearfish, SDSD29,4593.7–

216Lewiston, IDID65,4503.7–

217Ann Arbor, MIMI370,2143.7–

218Rutland, VTVT59,6533.7–

219Madison, WIWI709,6853.7–

220Fallon, NVNV25,8513.6–

221Fergus Falls, MNMN61,0413.6–

222Jacksonville, FLFL1,785,5003.6–

223Alamosa, COCO27,8963.6–

224East Stroudsburg, PAPA167,1793.6–

225Crossville, TNTN66,3003.6–

226Whitewater, WIWI106,1273.6–

227Fredericksburg, TXTX28,5273.6–

228Detroit Lakes, MNMN35,4973.6–

229Bloomington, ININ165,2313.6–

230Athens, OHOH63,1973.6–

231Winona, MNMN50,5233.6–

232Cornelia, GAGA50,4163.6–

233Baker City, OROR16,6583.6–

234La Grande, OROR25,9003.6–

235Faribault, MNMN69,9393.6–

236Barre, VTVT59,6523.6–

237Panama City, FLFL231,1743.6–

238Okeechobee, FLFL42,6083.6–

239Anchorage, AKAK405,8213.6–

240Gettysburg, PAPA107,5943.6–

241Daphne, ALAL267,7613.5–

242Yuma, AZAZ224,4493.5–

243Greeley, COCO378,4263.5–

244Lake City, FLFL74,0943.5–

245Lewiston, MEME116,4873.5–

246Traverse City, MIMI156,9723.5–

247Yakima, WAWA259,1853.5–

248Sebring, FLFL111,1223.5–

249Twin Falls, IDID123,9013.5–

250Billings, MTMT193,6033.5–

251College Station, TXTX287,4763.5–

252Mount Pleasant, MIMI64,6913.5–

253Thomasville, GAGA72,9583.5–

254Vineland, NJNJ157,1483.5–

255Oxford, MSMS71,9723.5–

256Great Falls, MTMT85,0293.5–

257Pueblo, COCO169,2773.5–

258Sierra Vista, AZAZ126,3323.5–

259Hot Springs, ARAR99,6953.4–

260Gainesville, GAGA226,5683.4–

261Chambersburg, PAPA160,6523.4–

262Hammond, LALA141,3463.4–

263Red Wing, MNMN48,1953.4–

264Silver City, NMNM27,2523.4–

265Casper, WYWY80,5263.4–

266Las Vegas, NMNM30,3113.4–

267Branson, MOMO57,0013.4–

268Lynchburg, VAVA269,1693.4–

269Show Low, AZAZ109,9463.4–

270Pensacola, FLFL544,9493.4–

271Tuscaloosa, ALAL281,8503.4–

272St. Cloud, MNMN205,8543.4–

273Lancaster, PAPA563,1593.4–

274Atlanta, GAGA6,482,1823.4–

275Manhattan, KSKS136,1223.4–

276Kenosha, WIWI168,4483.4–

277Roanoke, VAVA316,5473.3–

278Auburn, ALAL208,0133.3–

279Stillwater, OKOK83,8893.3–

280Raleigh, NCNC1,595,7203.3–

281Watertown, WIWI86,5053.3–

282Ithaca, NYNY104,0473.3–

283Fayetteville, ARAR622,1773.3–

284Newport, TNTN37,8893.3–

285Riverton, WYWY39,4643.3–

286Mountain Home, ARAR42,9823.3–

287Big Rapids, MIMI42,3203.3–

288Ontario, OROR60,0853.3–

289Slidell, LALA279,1083.3–

290Albany, NYNY915,8353.3–

291Moses Lake, WAWA105,7273.3–

292Bemidji, MNMN47,0553.3–

293Mountain Home, IDID29,4653.3–

294Morgantown, WVWV141,9953.3–

295New Bern, NCNC127,3583.3–

296Baraboo, WIWI66,6523.3–

297Nashville, TNTN2,197,4163.3–

298Española, NMNM39,8323.3–

299Kingsland, GAGA60,1433.3–

300Iowa City, IAIA182,7113.3–

301Starkville, MSMS62,0633.3–

302Deming, NMNM25,4073.3–

303Cleveland, TNTN134,0573.3–

304North Wilkesboro, NCNC66,2333.3–

305Racine, WIWI198,9193.3–

306Greenville, NCNC182,9363.3–

307Austin, TXTX2,620,9453.3–

308Ogden, UTUT672,7843.3–

309Mankato, MNMN104,9073.3–

310Kalamazoo, MIMI263,7953.3–

311Columbia, MOMO219,0623.2–

312Farmington, NMNM120,3403.2–

313Lexington, KYKY535,1743.2–

314Lakeland, FLFL874,7903.2–

315Jefferson, GAGA99,2653.2–

316Augusta, MEME129,0673.2–

317Troy, ALAL33,6883.2–

318Grand Rapids, MNMN45,4043.2–

319Cheyenne, WYWY102,9383.2–

320Othello, WAWA21,4883.2–

321Johnson City, TNTN216,4163.2–

322Rapid City, SDSD156,9343.2–

323Glens Falls, NYNY124,3733.2–

324Reading, PAPA440,0723.2–

325St. Simons, GAGA118,5243.2–

326Greensboro, NCNC805,9453.2–

327Niles, MIMI152,4443.2–

328Willmar, MNMN44,7203.2–

329Arcadia, FLFL37,0783.2–

330Fort Morgan, COCO30,3063.2–

331Rice Lake, WIWI46,4843.2–

332Menomonie, WIWI46,2233.2–

333Palatka, FLFL77,7343.2–

334Jacksonville, NCNC217,1753.2–

335Richmond, KYKY131,8063.2–

336Charlotte, NCNC2,938,8303.2–

337Lewisburg, PAPA42,3133.1–

338Cookeville, TNTN152,4773.1–

339Vermillion, SDSD15,0313.1–

340Ruston, LALA48,3603.1–

341Brenham, TXTX38,2883.1–

342Cordele, GAGA19,2373.1–

343Bangor, MEME157,9673.1–

344Eau Claire, WIWI176,6473.1–

345Knoxville, TNTN968,1373.1–

346Hattiesburg, MSMS158,0143.1–

347Cumberland, MDMD93,6403.1–

348Fairbanks, AKAK93,9723.1–

349Burlington, NCNC186,1773.1–

350Duluth, MNMN281,2193.1–

351Chattanooga, TNTN594,5303.1–

352Huntsville, TXTX83,8423.1–

353Toccoa, GAGA27,8543.1–

354Morristown, TNTN128,8673.1–

355Butte-Silver Bow, MTMT36,1183.1–

356Vernal, UTUT38,2783.1–

357Brookings, SDSD37,6353.1–

358Valdosta, GAGA153,2763.1–

359Winston-Salem, NCNC712,2063.1–

360Fargo, NDND269,5283.1–

361York, PAPA473,1973.1–

362Spirit Lake, IAIA18,0773.0–

363Champaign, ILIL239,9793.0–

364Cleveland, OHOH2,165,7753.0–

365Picayune, MSMS59,3633.0–

366Clewiston, FLFL61,5463.0–

367Ludington, MIMI29,0403.0–

368Columbus, OHOH2,242,0283.0–

369Ames, IAIA128,0903.0–

370Watertown, SDSD29,5623.0–

371Idaho Falls, IDID173,8513.0–

372Pocatello, IDID91,5913.0–

373Milledgeville, GAGA44,0293.0–

374Green Bay, WIWI336,7563.0–

375Louisville, KYKY1,402,5093.0–

376Calhoun, GAGA61,7013.0–

377Baton Rouge, LALA888,6993.0–

378Kerrville, TXTX54,0373.0–

379La Crosse, WIWI171,1823.0–

380Tahlequah, OKOK49,1963.0–

381Springfield, MOMO500,6943.0–

382Seneca, SCSC83,7753.0–

383Kennewick, WAWA324,3343.0–

384Cleveland, MSMS28,2623.0–

385Columbus, GAGA324,8303.0–

386Carbondale, ILIL52,5013.0–

387Akron, OHOH701,7803.0–

388Natchitoches, LALA36,0893.0–

389Tullahoma, TNTN69,3393.0–

390Lebanon, PAPA146,3803.0–

391Holland, MIMI123,1883.0–

392Bainbridge, GAGA29,4323.0–

393Shelbyville, TNTN55,2733.0–

394Greenville, SCSC1,014,1013.0–

395Beaver Dam, WIWI89,0973.0–

396Warrensburg, MOMO56,6703.0–

397Hermiston, OROR93,7213.0–

398Macon-Bibb County, GAGA238,5533.0–

399Sheboygan, WIWI118,0473.0–

400Mount Vernon, OHOH64,0023.0–

401Hickory, NCNC376,8902.9–

402Detroit, MIMI4,390,9132.9–

403LaGrange, GAGA107,0972.9–

404Mobile, ALAL411,6582.9–

405Gulfport, MSMS431,3292.9–

406Kankakee, ILIL105,5252.9–

407Lansing, MIMI479,7222.9–

408Kirksville, MOMO29,8242.9–

409Dalton, GAGA147,8192.9–

410Grand Rapids, MIMI1,183,6452.9–

411Sterling, COCO20,6542.9–

412Tifton, GAGA51,2372.9–

413Monroe, MIMI156,0042.9–

414Grand Forks, NDND105,0462.9–

415Memphis, TNTN1,341,4122.9–

416Brigham City, UTUT70,4052.9–

417St. Louis, MOMO2,814,4212.9–

418Somerset, KYKY67,3842.9–

419Marshall, MNMN25,6842.9–

420Athens, TNTN71,5902.9–

421Harrisburg, PAPA617,4272.9–

422Sanford, NCNC70,2582.9–

423Bowling Green, KYKY197,1802.9–

424Cincinnati, OHOH2,312,8582.9–

425Hutchinson, MNMN36,6312.9–

426Toledo, OHOH599,3762.9–

427Adrian, MIMI97,7792.9–

428Ashland, OHOH52,5232.9–

429Henderson, NCNC42,6382.9–

430Anderson Creek, NCNC150,1372.9–

431Rome, GAGA101,3782.9–

432Wilson, NCNC81,1502.9–

433Scranton, PAPA574,4182.9–

434Evanston, WYWY23,4152.9–

435Birmingham, ALAL1,197,7662.9–

436Safford, AZAZ40,1572.9–

437Los Alamos, NMNM19,4072.9–

438Cape Girardeau, MOMO99,2152.9–

439Lafayette, ININ228,4682.9–

440Danville, KYKY56,9852.9–

441Forest City, NCNC65,7452.9–

442Sandusky, OHOH112,7772.9–

443Alpena, MIMI28,8532.9–

444Harrison, ARAR45,6542.9–

445Kingsport, TNTN314,8342.9–

446Oneonta, NYNY60,5892.8–

447Rolla, MOMO45,2472.8–

448Shreveport, LALA383,4742.8–

449Blackfoot, IDID51,1532.8–

450Marion, NCNC45,1982.8–

451Lincoln, NENE352,0812.8–

452Laredo, TXTX281,2242.8–

453Washington Court House, OHOH28,5522.8–

454Stephenville, TXTX43,9112.8–

455Columbia, SCSC879,9182.8–

456Wooster, OHOH116,7582.8–

457Canton, OHOH400,2462.8–

458Greeneville, TNTN73,8312.8–

459Owatonna, MNMN37,4642.8–

460Albany, GAGA145,5102.8–

461Jackson, MIMI159,5522.8–

462Dubuque, IAIA99,3812.8–

463Zanesville, OHOH87,0142.8–

464Albemarle, NCNC68,8302.8–

465Cedartown, GAGA45,5142.8–

466El Paso, TXTX881,2912.8–

467Williamsport, PAPA112,5872.8–

468Cadillac, MIMI49,7192.8–

469Fort Leonard Wood, MOMO54,4422.8–

470Owosso, MIMI67,6812.8–

471Stevens Point, WIWI71,9432.8–

472Mount Airy, NCNC72,2872.8–

473Bogalusa, LALA44,9372.8–

474Hays, KSKS29,0752.8–

475Bloomsburg, PAPA66,1932.8–

476Janesville, WIWI166,4722.8–

477Fond du Lac, WIWI104,6692.8–

478Muskegon, MIMI177,9012.8–

479Granbury, TXTX70,5012.8–

480Little Rock, ARAR777,6072.8–

481Marquette, MIMI68,0642.8–

482Enterprise, ALAL56,9532.8–

483Rochester, MNMN231,1842.8–

484Oshkosh, WIWI174,2182.8–

485Huntsville, ALAL556,4442.8–

486Lafayette, LALA423,7582.8–

487Danville, VAVA101,1372.8–

488Shawano, WIWI45,7592.8–

489Franklin, KYKY20,7882.8–

490Selinsgrove, PAPA39,6552.7–

491Kansas City, MOMO2,270,6822.7–

492Elizabethtown, KYKY128,6662.7–

493Frankfort, KYKY77,8742.7–

494Rockford, ILIL337,2422.7–

495Rochelle, ILIL51,3992.7–

496Kinston, NCNC55,8372.7–

497Columbus, MSMS67,1442.7–

498Dayton, OHOH826,5542.7–

499Greenwood, MSMS34,9122.7–

500Thomaston, GAGA28,5002.7–

SHOWING 1–500 OF 918

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Download CSV (full list, 918 rows)How this score is calculated

UPDATED 2026-07-15 · DATA: US CENSUS BUREAU DECENNIAL CENSUS

Frequently asked

Which metro area has the highest afford score?

Nantucket, MA ranks #1 with 12.0 (2010 Decennial Census).

What are the top 5 metro areas by afford score?

Nantucket, MA, Vineyard Haven, MA, Santa Cruz-Watsonville, CA, Kahului-Wailuku, HI, Santa Maria-Santa Barbara, CA.

How many metro areas are in this ranking?

918 metro areas qualify after filtering for population minimums and data availability. The ranking covers 2010 Decennial Census data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, 2010 Decennial Census.