CensusEasy
CensusEasy
RANKING · 2024 ACS · 51 SHOWN OF 51

Least affordable housing, US states

US states ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income. Hawaii leads at 8.4. 51 states qualify in total. The top 25 average 5.1, against an all-states median of 3.9. Biggest climber in the top 100 since 2020: Tennessee, TN, up 10 places to #18.

Flip the list · Most affordable housing, US states →
All statesAll rankings
RANKPLACESTATEPOPAFFORD SCOREVS 1990
USUnited States334,922,4994.4–
01Hawaii, HIHI1,445,2358.4+34%
02California, CACA39,287,3777.4+37%
03District of Columbia, DCDC681,2946.7+69%
04Oregon, OROR4,254,2935.8+135%
05▲1Washington, WAWA7,816,1165.8+92%
06▼1Colorado, COCO5,862,1895.6+107%
07▲1Nevada, NVNV3,184,6125.6+81%
08▼1Massachusetts, MAMA7,044,0565.4+23%
09▲5Idaho, IDID1,934,2625.4+134%
10Montana, MTMT1,116,8755.2+111%
11Utah, UTUT3,392,3315.1+121%
12▲4Arizona, AZAZ7,378,8384.9+70%
13▼4New York, NYNY19,852,3664.9+25%
14▼1Florida, FLFL22,416,0774.8+73%
15Rhode Island, RIRI1,101,8014.6+12%
16▼4New Jersey, NJNJ9,343,8094.4+11%
17▲1Delaware, DEDE1,021,1914.1+45%
18▲10Tennessee, TNTN7,066,3834.1+76%
19Virginia, VAVA8,705,1704.1+52%
20▲4Wyoming, WYWY582,3974.1+79%
21▲2New Hampshire, NHNH1,394,8684.1+14%
22▼5Maryland, MDMD6,206,0114.1+38%
23▲6North Carolina, NCNC10,730,4044.0+63%
24▲2Maine, MEME1,387,8174.0+27%
25▲6Georgia, GAGA10,940,4073.9+61%
26▼6Vermont, VTVT647,1063.9+22%
27▼2New Mexico, NMNM2,120,2463.9+34%
28▼6Connecticut, CTCT3,624,5083.8−10%
29▼8Alaska, AKAK735,7063.8+67%
30▲2South Carolina, SCSC5,296,2253.7+62%
31▼1Minnesota, MNMN5,739,4453.7+55%
32▲5Texas, TXTX30,188,4243.6+66%
33▼6Louisiana, LALA4,611,9613.6+35%
34Wisconsin, WIWI5,914,8723.4+63%
35▲3South Dakota, SDSD907,4283.4+71%
36▲3Alabama, ALAL5,086,7683.3+45%
37▼1Pennsylvania, PAPA13,018,6393.3+37%
38▼5North Dakota, NDND784,8413.3+50%
39▲1Missouri, MOMO6,191,8143.3+45%
40▲1Kentucky, KYKY4,534,8243.2+45%
41▲1Michigan, MIMI10,077,7613.2+64%
42▼7Illinois, ILIL12,694,7983.2+27%
43▲4Nebraska, NENE1,978,7073.1+62%
44▼1Arkansas, ARAR3,049,3913.1+42%
45Oklahoma, OKOK4,028,6343.1+52%
46▲4Indiana, ININ6,851,0733.0+63%
47▼1Ohio, OHOH11,810,2933.0+37%
48▼4Mississippi, MSMS2,946,7793.0+34%
49▼1Kansas, KSKS2,947,1972.9+54%
50▲1Iowa, IAIA3,210,5072.8+60%
51▼2West Virginia, WVWV1,778,3732.7+19%
SHOWING 1–51 OF 51

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES

Frequently asked

Which state has the highest afford score?

Hawaii ranks #1 with 8.4 (2024 American Community Survey).

What are the top 5 states by afford score?

Hawaii, California, District of Columbia, Oregon, Washington.

How many states are in this ranking?

51 states qualify after filtering for population minimums and data availability. The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).