Least affordable housing, US cities
US cities ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income. Isla Vista, California leads at 46.9. 6,784 cities qualify in total. Cities with fewer than 5,000 residents are excluded. California carries 16 of the top 25 entries.
Flip the list · Most affordable housing, US cities →UPDATED 2026-07-15 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES
Frequently asked
Which city has the highest afford score?
Isla Vista, California ranks #1 with 46.9 (2024 American Community Survey).
What are the top 5 cities by afford score?
Isla Vista, California, Kaser, New York, Stanford, California, New Square, New York, Monsey, New York.
How many cities are in this ranking?
6,784 cities qualify after filtering for population minimums and data availability (minimum 5,000 residents). The ranking covers 2024 ACS 5-year data.
How is afford score measured?
CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).