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CITY

Twin Lakes CDP (Santa Cruz County)

California · 5,073 residents · 0.69 sq mi
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Part of the Santa Cruz metro area
The short version

With 5,073 people, Twin Lakes CDP (Santa Cruz County) is a city in California. The typical home is worth $959,100, having more than doubled since 2000. 41% of homes are owner-occupied. Few US cities rank higher on income. Density works out to 7,342 people per square mile. This is an unusually credentialed place: 48% of adults have a four-year degree.

At a glance
Wealthier
above the US median
US median: $82,259
Mid-age
median age 37.7
US median: 38.9
More educated
48% hold a bachelor's degree
US average: 36%
Less affordable
home values up 50%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
5,073
−8%since 2000
from 5,533 in 2000
1990 – 2024
Population density
7,342 / sq mi
−4%since 2009
from 7,630 / sq mi in 2009
US average: 281
Median age
37.7
+15%since 2000
from 32.8 in 2000
US average: 38.9
Land area
0.69 sq mi
Population, 1990 – 2024
5K5K5K5K6K19902000201020202024Twin Lakes CDP (Santa Cruz County)
20245K
1990201020202024
Age distribution, 2024
Under 55.6%(282)
US avg: 5.6%
5 to 94.4%(223)
US avg: 6%
10 to 142.7%(138)
US avg: 6.4%
15 to 191.7%(87)
US avg: 6.6%
20 to 247%(355)
US avg: 6.5%
25 to 3423.5%(1,193)
US avg: 13.7%
35 to 4413.6%(690)
US avg: 13.2%
45 to 549.2%(467)
US avg: 12.2%
55 to 6412.6%(637)
US avg: 12.7%
65 to 7410.3%(523)
US avg: 10.2%
75 to 848.6%(438)
US avg: 5.1%
85 and over0.8%(40)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

Median household income
$90,087
+27%inflation adjusted, since 2000
from $39,057 in 2000
US average: $82,259
1990 – 2024
Per capita income
$65,227
+157%since 2000
from $25,342 in 2000
US average: $44,673
Households earning $100K+
60.6%
+34.6 ptssince 2009
from 26.0% in 2009
US average: 53.3%
Poverty rate
10.6%
−4.3 ptssince 2000
from 14.9% in 2000
US average: 12.5%
Income inequality (Gini)
0.473
−1%since 2010
from 0.478 in 2010
US average: 0.476
Workforce by industry, 2024
Information14.6%
US avg: 10.8%
Retail trade6.6%
US avg: 9.9%
Finance & insurance5.4%
US avg: 5.9%
Professional, scientific, technical5.1%
US avg: 5.1%
Other services3.1%
US avg: 6.7%
Wholesale trade2.1%
US avg: 6.9%
Arts, entertainment, food2%
US avg: 1.9%
Public administration2%
US avg: 4.8%
Transportation & warehousing1.7%
US avg: 2.2%
Agriculture, forestry, fishing1.3%
US avg: 1.6%
Construction1.3%
US avg: 1.2%
Education & health services0.3%
US avg: 0.9%
Manufacturing0%
US avg: 0.4%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

Median home value
$959,100
+50%inflation adjusted, since 2000
from $351,400 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$2,344
+29%inflation adjusted, since 2000
from $998 in 2000
US average: $1,442
Owner-occupied
40.8%
+3.4 ptssince 2000
from 37.3% in 2000
59.2% rent
Vacancy rate
16.3%
+1.2 ptssince 2009
from 15.1% in 2009
US average: 10.0%
Persons per household
2.00 people
−7%since 2009
from 2.16 people in 2009
US average: 2.54
Owner cost-burdened
29.5%
−13.9 ptssince 2009
from 43.5% in 2009
US average: 22.9%
Renter cost-burdened
50.8%
−14.6 ptssince 2009
from 65.4% in 2009
US average: 47.4%
Afford Score
10.6
−10%since 2009
from 11.8 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Gentrification Score
77
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04

Race & ethnicity

2000
White, non-Hispanic70.4%(3,893)
Black0.8%(47)
Hispanic / Latino22.5%(1,247)
Asian2.3%(127)
Other0%
2024
White, non-Hispanic66.7%(3,384)
Black1.7%(87)
Hispanic / Latino21.1%(1,070)
Asian4.3%(219)
Other6.2%(313)
Diversity Score
63
+3%since 2009
from 61 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican16.5%(835)
Cuban1.8%(90)
Salvadoran1.4%(72)
Peruvian0.9%(47)
Guatemalan0.5%(26)
Asian origin
Chinese2.6%(131)
Asian Indian1.2%(60)
Japanese1%(50)
Filipino0.5%(24)
Korean0.2%(11)
Pacific Islander origin
Ancestry
Irish16.6%(844)
German10.8%(549)
English9.4%(476)
Italian6.4%(327)
Scotch-Irish3.4%(172)
Dutch2.2%(113)
American2.2%(111)
French2%(100)
Swedish1.9%(98)
Scottish1.8%(89)
Greek1.7%(84)
Polish1.7%(84)
+ 18 more ancestry groups with data
Norwegian1.3%(64)
Russian0.8%(41)
Portuguese0.7%(36)
Danish0.6%(32)
British0.6%(28)
Czech0.5%(26)
Australian0.4%(19)
Arab0.3%(17)
Lebanese0.3%(17)
Austrian0.3%(15)
Finnish0.2%(10)
Croatian0.2%(9)
Lithuanian0.2%(8)
Welsh0.1%(7)
Canadian0.1%(6)
Ukrainian0.1%(6)
Hungarian0.1%(5)
Section 05

Education

Bachelor's degree or higher
48.3%
+17.1 ptssince 2000
from 31.2% in 2000
US average: 35.6%
High school or higher
95.1%
+7.4 ptssince 2000
from 87.7% in 2000
US average: 89.6%
Graduate degree
21.4%
+11.0 ptssince 2000
from 10.4% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
20.5 min
−14%since 2000
from 23.7 min in 2000
US average: 26.5
Drive alone to work
67.2%
+1.9 ptssince 2009
from 65.3% in 2009
US average: 68.9%
Carpooled to work
4.3%
−9.1 ptssince 2009
from 13.4% in 2009
US average: 8.5%
Public transit
2.1%
−4.7 ptssince 2009
from 6.7% in 2009
US average: 3.2%
Worked from home
15.1%
+8.9 ptssince 2009
from 6.2% in 2009
US average: 15.0%
Walked to work
4.2%
+1.6 ptssince 2009
from 2.6% in 2009
US average: 2.4%
Biked to work
4.1%
−0.6 ptssince 2009
from 4.6% in 2009
US average: 0.4%
No vehicle available
6.7%
−1.2 ptssince 2009
from 7.9% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
3.5%
−8.2 ptssince 2011
from 11.7% in 2011
US average: 5.2%
Labor force participation
70.7%
+4.3 ptssince 2011
from 66.4% in 2011
US average: 63.5%
Women 20-64 in the labor force
85.7%
+16.8 ptssince 2020
from 68.9% in 2020
US average: 74.6%
Self-employed
18.9%
+7.4 ptssince 2009
from 11.5% in 2009
US average: 13.1%
Management & professional
58.7%
+23.2 ptssince 2009
from 35.5% in 2009
US average: 42.5%
Section 08

People & community

Male
46.7%
+2.2 ptssince 2009
from 44.4% in 2009
Female
53.3%
−2.2 ptssince 2009
from 55.6% in 2009
Foreign born
8.0%
−9.3 ptssince 2009
from 17.3% in 2009
US average: 14.1%
Veterans
7.3%
+1.9 ptssince 2009
from 5.4% in 2009
US average: 6.2%
With a disability
9.0%
+1.7 ptssince 2012
from 7.3% in 2012
US average: 13.3%
Uninsured
2.2%
−17.6 ptssince 2013
from 19.8% in 2013
US average: 8.4%
Broadband at home
97.1%
+15.0 ptssince 2017
from 82.1% in 2017
US average: 91.0%
Computer in household
97.2%
−1.0 ptssince 2020
from 98.2% in 2020
US average: 95.5%
Same house as last year
74.7%
−1.2 ptssince 2020
from 75.9% in 2020
US average: 87.7%
English only at home
83.2%
+7.6 ptssince 2016
from 75.6% in 2016
US average: 77.7%
Spanish at home
12.2%
−11.2 ptssince 2016
from 23.4% in 2016
US average: 13.6%
Marital status
Men 15+
Never married50.8%(1,108)
Married37.9%(827)
Widowed1.3%(29)
Divorced9.9%(216)
Women 15+
Never married46.7%(1,050)
Married32.3%(727)
Widowed4%(90)
Divorced17%(383)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

Uninsured
2.2%
−17.6 ptssince 2013
from 19.8% in 2013
US average: 8.4%
Employer-based
58.8%
+14.3 ptssince 2020
from 44.5% in 2020
US average: 54.8%
Direct-purchase
18.3%
−3.2 ptssince 2020
from 21.5% in 2020
US average: 13.8%
Medicare
19.1%
−2.8 ptssince 2020
from 21.9% in 2020
US average: 18.4%
Medicaid
24.2%
+1.1 ptssince 2020
from 23.1% in 2020
US average: 20.9%
VA health care
0.6%
−0.8 ptssince 2020
from 1.4% in 2020
US average: 2.2%
Any private
75.9%
+11.3 ptssince 2020
from 64.6% in 2020
US average: 67.1%
Any public
37.5%
+0.4 ptssince 2020
from 37.1% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)30.5%(97)
US avg: 26.4%
Gulf War (1990s)11.3%(36)
US avg: 24.3%
Vietnam era46.9%(149)
US avg: 33.1%
Korean War0%(0)
US avg: 4.5%
World War II0%(0)
US avg: 1%

Share of the 318 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
Drill deeper

Places similar to Twin Lakes CDP (Santa Cruz County)

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Pop 4,604
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Pop 6,021
Places similar to Twin Lakes CDP (Santa Cruz County)
Head to head

Compare Twin Lakes CDP (Santa Cruz County) to nearby cities

TWIN LAKES CDP (SANTA CRUZ COUNTY) VS
Live Oak
Income$103,674+15%
Home value$1,015,200+6%
Population16,911+233%
SEE FULL COMPARISON →
TWIN LAKES CDP (SANTA CRUZ COUNTY) VS
Capitola
Income$102,976+14%
Home value$783,000−18%
Population9,340+84%
SEE FULL COMPARISON →
TWIN LAKES CDP (SANTA CRUZ COUNTY) VS
Santa Cruz
Income$115,475+28%
Home value$1,209,000+26%
Population61,797+1118%
SEE FULL COMPARISON →
TWIN LAKES CDP (SANTA CRUZ COUNTY) VS
Soquel
Income$118,777+32%
Home value$957,300same
Population10,679+111%
SEE FULL COMPARISON →
Frequently asked

How many people live in Twin Lakes CDP (Santa Cruz County), California?

Twin Lakes CDP (Santa Cruz County), California has about 5,073 residents according to the 2024 American Community Survey.

What is the median household income in Twin Lakes CDP (Santa Cruz County), California?

The typical household in Twin Lakes CDP (Santa Cruz County), California earns about $90,087 a year. Half of households make more than that, and half make less.

Is Twin Lakes CDP (Santa Cruz County), California expensive?

In Twin Lakes CDP (Santa Cruz County), California, the median home is worth about $959,100, and the typical rent is about $2,344 a month.

How educated are people in Twin Lakes CDP (Santa Cruz County), California?

About 48.3% of adults age 25 and over in Twin Lakes CDP (Santa Cruz County), California hold a bachelor's degree or higher.

What is the poverty rate in Twin Lakes CDP (Santa Cruz County), California?

About 10.6% of people in Twin Lakes CDP (Santa Cruz County), California live below the federal poverty line.

Has Twin Lakes CDP (Santa Cruz County), California grown since 1990?

Yes, Twin Lakes CDP (Santa Cruz County), California has shrunk since 1990. The population has lost about 306 residents, a change of about -6 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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