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CITY · 2010 ACS

Twin Lakes CDP (Santa Cruz County)

California · 4,917 residents · 0.69 sq mi
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The short version

Twin Lakes CDP (Santa Cruz County) is a city of 4,917 people in California. The typical home is worth $530,000, having risen by half since 2000. Owners hold 37% of the housing stock. Median rent is $1,341 a month. About 35% of adults have finished a four-year degree. That trails the California median by roughly 20%.

At a glance
Lower income
below the US median
US median: $52,703
Mid-age
median age 36.8
US median: 37.2
More educated
35% hold a bachelor's degree
US average: 28%
Stable housing
home values roughly flat, inflation adjusted
US median home: $225,659
Section 01

Population & growth

Total population
4,917
−11%since 2000
from 5,533 in 2000
1990 – 2024
Median age
36.8
+12%since 2000
from 32.8 in 2000
US average: 37.2
Land area
0.69 sq mi
Population, 1990 – 2024
5K5K5K5K6K19902000201020202024Twin Lakes CDP (Santa Cruz County)
20245K
1990201020202024
Age distribution, 2010
Under 54.8%(238)
US avg: 6.5%
5 to 94.2%(208)
US avg: 6.6%
10 to 144%(197)
US avg: 6.7%
15 to 195.4%(264)
US avg: 7.1%
20 to 2410.5%(514)
US avg: 7%
25 to 3418.7%(920)
US avg: 13.3%
35 to 4413.3%(652)
US avg: 13.3%
45 to 5411.9%(586)
US avg: 14.6%
55 to 6412.9%(634)
US avg: 11.8%
65 to 747.1%(349)
US avg: 7%
75 to 844.4%(217)
US avg: 4.2%
85 and over2.8%(138)
US avg: 1.8%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

Median household income
$48,693
−2%inflation adjusted, since 2000
from $39,057 in 2000
US average: $52,703
1990 – 2024
Per capita income
$32,661
+29%since 2000
from $25,342 in 2000
US average: $27,286
Households earning $100K+
32.7%
+6.7 ptssince 2009
from 26.0% in 2009
US average: 33.3%
Poverty rate
15.3%
+0.3 ptssince 2000
from 14.9% in 2000
US average: 13.8%
Income inequality (Gini)
0.478
US average: 0.461
Workforce by industry, 2010
Information17.8%
US avg: 11.5%
Other services6%
US avg: 7%
Wholesale trade5.6%
US avg: 7.2%
Retail trade3%
US avg: 10.9%
Transportation & warehousing2.9%
US avg: 3.1%
Finance & insurance1.6%
US avg: 5.1%
Agriculture, forestry, fishing1.2%
US avg: 1.9%
Construction1.2%
US avg: 1.4%
Professional, scientific, technical1.1%
US avg: 4.2%
Public administration1%
US avg: 4.9%
Arts, entertainment, food0.9%
US avg: 2.4%
Education & health services0.5%
US avg: 0.9%
Manufacturing0%
US avg: 0.5%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

Median home value
$530,000
+19%inflation adjusted, since 2000
from $351,400 in 2000
US average: $225,659
1990 – 2024
Median gross rent
$1,341
+6%inflation adjusted, since 2000
from $998 in 2000
US average: $853
Owner-occupied
36.9%
−0.4 ptssince 2000
from 37.3% in 2000
63.1% rent
Vacancy rate
19.1%
+4.0 ptssince 2009
from 15.1% in 2009
US average: 12.1%
Persons per household
2.10 people
−3%since 2009
from 2.16 people in 2009
US average: 2.60
Owner cost-burdened
44.3%
+0.8 ptssince 2009
from 43.5% in 2009
US average: 30.9%
Renter cost-burdened
55.7%
−9.7 ptssince 2009
from 65.4% in 2009
US average: 46.8%
Afford Score
10.9
−8%since 2009
from 11.8 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Section 04

Race & ethnicity

2000
White, non-Hispanic70.4%(3,893)
Black0.8%(47)
Hispanic / Latino22.5%(1,247)
Asian2.3%(127)
Other0%
2010
White, non-Hispanic69.6%(3,421)
Black1.2%(58)
Hispanic / Latino22.6%(1,109)
Asian2.4%(119)
Other5%(246)

No data for the years selected.

Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican13.7%(686)
Honduran0.4%(18)
Salvadoran0.2%(11)
Ancestry
German23.3%(1,164)
Irish20.6%(1,030)
English17.3%(866)
Italian9.9%(495)
Scottish3.5%(176)
French3.4%(172)
Swedish3.2%(158)
Norwegian3%(152)
Russian3%(151)
Danish1.9%(93)
Polish1.5%(73)
+ 17 more ancestry groups with data
American1.3%(67)
Hungarian1.2%(58)
Greek1%(48)
British0.9%(47)
Austrian0.8%(42)
Portuguese0.8%(38)
Swiss0.6%(29)
Armenian0.5%(24)
Scotch-Irish0.4%(22)
Iranian0.4%(20)
Croatian0.4%(19)
Dutch0.3%(17)
Lithuanian0.3%(17)
Latvian0.3%(13)
Welsh0.2%(11)
Arab0.2%(9)
Australian0.1%(6)
Section 05

Education

Bachelor's degree or higher
34.8%
+3.6 ptssince 2000
from 31.2% in 2000
US average: 27.9%
High school or higher
93.1%
+5.4 ptssince 2000
from 87.7% in 2000
US average: 84.9%
Graduate degree
12.6%
+2.2 ptssince 2000
from 10.4% in 2000
US average: 10.2%
Section 06

Commute & transportation

Average commute
22.0 min
−7%since 2000
from 23.7 min in 2000
US average: 25.2
Drive alone to work
69.4%
+4.1 ptssince 2009
from 65.3% in 2009
US average: 76.2%
Carpooled to work
12.9%
−0.5 ptssince 2009
from 13.4% in 2009
US average: 10.4%
Public transit
0.7%
−6.0 ptssince 2009
from 6.7% in 2009
US average: 4.7%
Worked from home
8.6%
+2.3 ptssince 2009
from 6.2% in 2009
US average: 4.1%
Walked to work
2.7%
+0.1 ptssince 2009
from 2.6% in 2009
US average: 2.8%
Biked to work
4.1%
−0.5 ptssince 2009
from 4.6% in 2009
US average: 0.5%
No vehicle available
5.0%
−3.0 ptssince 2009
from 7.9% in 2009
US average: 8.7%
Section 07

Work & employment

Self-employed
10.4%
−1.1 ptssince 2009
from 11.5% in 2009
US average: 12.9%
Management & professional
43.5%
+8.0 ptssince 2009
from 35.5% in 2009
US average: 35.2%
Section 08

People & community

Male
46.8%
+2.4 ptssince 2009
from 44.4% in 2009
Female
53.2%
−2.4 ptssince 2009
from 55.6% in 2009
Foreign born
12.2%
−5.1 ptssince 2009
from 17.3% in 2009
US average: 12.8%
Veterans
6.3%
+0.9 ptssince 2009
from 5.4% in 2009
US average: 9.9%
Marital status (2024)
Men 15+
Never married50.8%(1,108)
Married37.9%(827)
Widowed1.3%(29)
Divorced9.9%(216)
Women 15+
Never married46.7%(1,050)
Married32.3%(727)
Widowed4%(90)
Divorced17%(383)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

Showing 2024 (the nearest year with coverage data).

Uninsured
2.2%
−17.6 ptssince 2013
from 19.8% in 2013
US average: 8.4%
Employer-based
58.8%
+14.3 ptssince 2020
from 44.5% in 2020
US average: 54.8%
Direct-purchase
18.3%
−3.2 ptssince 2020
from 21.5% in 2020
US average: 13.8%
Medicare
19.1%
−2.8 ptssince 2020
from 21.9% in 2020
US average: 18.4%
Medicaid
24.2%
+1.1 ptssince 2020
from 23.1% in 2020
US average: 20.9%
VA health care
0.6%
−0.8 ptssince 2020
from 1.4% in 2020
US average: 2.2%
Any private
75.9%
+11.3 ptssince 2020
from 64.6% in 2020
US average: 67.1%
Any public
37.5%
+0.4 ptssince 2020
from 37.1% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)30.5%(97)
US avg: 26.4%
Gulf War (1990s)11.3%(36)
US avg: 24.3%
Vietnam era46.9%(149)
US avg: 33.1%
Korean War0%(0)
US avg: 4.5%
World War II0%(0)
US avg: 1%

Share of the 318 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
Drill deeper

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Head to head

Compare Twin Lakes CDP (Santa Cruz County) to nearby cities

TWIN LAKES CDP (SANTA CRUZ COUNTY) VS
Live Oak
Income$103,674+113%
Home value$1,015,200+92%
Population16,911+233%
SEE FULL COMPARISON →
TWIN LAKES CDP (SANTA CRUZ COUNTY) VS
Capitola
Income$102,976+111%
Home value$783,000+48%
Population9,340+84%
SEE FULL COMPARISON →
TWIN LAKES CDP (SANTA CRUZ COUNTY) VS
Santa Cruz
Income$115,475+137%
Home value$1,209,000+128%
Population61,797+1118%
SEE FULL COMPARISON →
TWIN LAKES CDP (SANTA CRUZ COUNTY) VS
Soquel
Income$118,777+144%
Home value$957,300+81%
Population10,679+111%
SEE FULL COMPARISON →
Frequently asked

How many people live in Twin Lakes CDP (Santa Cruz County), California?

Twin Lakes CDP (Santa Cruz County), California has about 4,917 residents according to the 2010 American Community Survey.

What is the median household income in Twin Lakes CDP (Santa Cruz County), California?

The typical household in Twin Lakes CDP (Santa Cruz County), California earns about $48,693 a year. Half of households make more than that, and half make less.

Is Twin Lakes CDP (Santa Cruz County), California expensive?

In Twin Lakes CDP (Santa Cruz County), California, the median home is worth about $530,000, and the typical rent is about $1,341 a month.

How educated are people in Twin Lakes CDP (Santa Cruz County), California?

About 34.8% of adults age 25 and over in Twin Lakes CDP (Santa Cruz County), California hold a bachelor's degree or higher.

What is the poverty rate in Twin Lakes CDP (Santa Cruz County), California?

About 15.3% of people in Twin Lakes CDP (Santa Cruz County), California live below the federal poverty line.

Has Twin Lakes CDP (Santa Cruz County), California grown since 1990?

Yes, Twin Lakes CDP (Santa Cruz County), California has shrunk since 1990. The population has lost about 462 residents, a change of about -9 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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