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CITY · 2020 ACS

Twin Lakes CDP (Santa Cruz County)

California · 4,944 residents · 0.69 sq mi
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The short version

With 4,944 people, Twin Lakes CDP (Santa Cruz County) is a city in California. The typical home is worth $956,300, having more than doubled since 2000. 42% of homes are owner-occupied. This is an unusually credentialed place: 47% of adults have a four-year degree. Median rent is $1,865 a month. The median age is 43.0, about 4 years above the US median.

At a glance
Average income
near the US median
US median: $66,278
Older
median age 43.0
US median: 38.8
More educated
47% hold a bachelor's degree
US average: 33%
Less affordable
home values up 81%, inflation adjusted
US median home: $265,253
Section 01

Population & growth

Total population
4,944
−11%since 2000
from 5,533 in 2000
1990 – 2024
Median age
43.0
+31%since 2000
from 32.8 in 2000
US average: 38.8
Land area
0.69 sq mi
Population, 1990 – 2024
5K5K5K5K6K19902000201020202024Twin Lakes CDP (Santa Cruz County)
20245K
1990201020202024
Age distribution, 2020
Under 54%(200)
US avg: 5.6%
5 to 93.4%(170)
US avg: 6.1%
10 to 144.7%(234)
US avg: 6.5%
15 to 194.1%(201)
US avg: 6.6%
20 to 246.5%(320)
US avg: 6.7%
25 to 3416%(791)
US avg: 13.5%
35 to 4413.8%(682)
US avg: 12.7%
45 to 5411.3%(561)
US avg: 12.3%
55 to 6414.1%(698)
US avg: 13.1%
65 to 7413%(643)
US avg: 10%
75 to 846.4%(317)
US avg: 4.9%
85 and over2.6%(127)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

Median household income
$68,831
+17%inflation adjusted, since 2000
from $39,057 in 2000
US average: $66,278
1990 – 2024
Per capita income
$55,657
+120%since 2000
from $25,342 in 2000
US average: $35,364
Households earning $100K+
43.6%
+17.6 ptssince 2009
from 26.0% in 2009
US average: 43.9%
Poverty rate
16.8%
+1.9 ptssince 2000
from 14.9% in 2000
US average: 12.8%
Workforce by industry, 2020
Retail trade19.5%
US avg: 10%
Information12.1%
US avg: 11.1%
Transportation & warehousing5.2%
US avg: 2.5%
Finance & insurance5.1%
US avg: 5.5%
Professional, scientific, technical5.1%
US avg: 4.7%
Wholesale trade5%
US avg: 6.7%
Other services3.7%
US avg: 6.6%
Public administration3.7%
US avg: 4.7%
Arts, entertainment, food2.1%
US avg: 2%
Agriculture, forestry, fishing0%
US avg: 1.7%
Construction0%
US avg: 1.2%
Manufacturing0%
US avg: 0.5%
Education & health services0%
US avg: 0.8%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

Median home value
$956,300
+81%inflation adjusted, since 2000
from $351,400 in 2000
US average: $265,253
1990 – 2024
Median gross rent
$1,865
+24%inflation adjusted, since 2000
from $998 in 2000
US average: $1,124
Owner-occupied
41.9%
+4.6 ptssince 2000
from 37.3% in 2000
58.1% rent
Persons per household
2.22 people
+3%since 2009
from 2.16 people in 2009
US average: 2.61
Afford Score
13.9
+18%since 2009
from 11.8 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Section 04

Race & ethnicity

2000
White, non-Hispanic70.4%(3,893)
Black0.8%(47)
Hispanic / Latino22.5%(1,247)
Asian2.3%(127)
Other0%
2020
White, non-Hispanic64.3%(3,178)
Black1.3%(64)
Hispanic / Latino24.5%(1,212)
Asian2.8%(139)
Other2.3%(114)

No data for the years selected.

Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican19.3%(1,069)
Cuban1.5%(84)
Puerto Rican0.5%(26)
Peruvian0.1%(8)
Asian origin
Filipino2.1%(115)
Vietnamese0.6%(31)
Pacific Islander origin
Ancestry
Irish13.4%(745)
American12.8%(710)
German11%(608)
Italian7.4%(413)
English6%(334)
Portuguese4.1%(225)
Polish2.9%(162)
Scotch-Irish2.4%(133)
French2.3%(130)
Greek2.2%(123)
Scottish1.5%(81)
+ 16 more ancestry groups with data
Swedish1.4%(76)
Russian1.1%(63)
Norwegian0.9%(49)
British0.8%(47)
Lebanese0.7%(41)
Austrian0.7%(40)
Ukrainian0.5%(25)
Dutch0.3%(17)
Lithuanian0.3%(17)
Finnish0.3%(15)
Belgian0.2%(10)
Welsh0.2%(10)
Swiss0.1%(8)
Iranian0.1%(7)
Romanian0.1%(5)
Section 05

Education

Bachelor's degree or higher
47.5%
+16.2 ptssince 2000
from 31.2% in 2000
US average: 32.9%
High school or higher
89.5%
+1.9 ptssince 2000
from 87.7% in 2000
US average: 88.5%
Graduate degree
22.8%
+12.4 ptssince 2000
from 10.4% in 2000
US average: 12.7%
Section 06

Commute & transportation

Average commute
35.6 min
+50%since 2000
from 23.7 min in 2000
US average: 26.9
Drive alone to work
72.5%
+7.2 ptssince 2009
from 65.3% in 2009
US average: 75.1%
No vehicle available
7.4%
−0.5 ptssince 2009
from 7.9% in 2009
US average: 8.4%
Section 07

Work & employment

Unemployment rate
6.4%
−5.4 ptssince 2011
from 11.7% in 2011
US average: 5.4%
Labor force participation
56.4%
−10.0 ptssince 2011
from 66.4% in 2011
US average: 63.4%
Women 20-64 in the labor force
68.9%
US average: 73.3%
Management & professional
49.1%
+13.6 ptssince 2009
from 35.5% in 2009
US average: 39.3%
Section 08

People & community

Male
50.6%
+6.1 ptssince 2009
from 44.4% in 2009
Female
49.4%
−6.1 ptssince 2009
from 55.6% in 2009
Foreign born
17.9%
+0.6 ptssince 2009
from 17.3% in 2009
US average: 13.5%
Uninsured
13.4%
−6.4 ptssince 2013
from 19.8% in 2013
US average: 8.8%
Computer in household
98.2%
US average: 91.9%
Same house as last year
75.9%
US average: 86.2%
Marital status (2024)
Men 15+
Never married50.8%(1,108)
Married37.9%(827)
Widowed1.3%(29)
Divorced9.9%(216)
Women 15+
Never married46.7%(1,050)
Married32.3%(727)
Widowed4%(90)
Divorced17%(383)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

Uninsured
13.4%
−6.4 ptssince 2013
from 19.8% in 2013
US average: 8.8%
Employer-based
44.5%
US average: 55.4%
Direct-purchase
21.5%
US average: 13.7%
Medicare
21.9%
US average: 17.6%
Medicaid
23.1%
US average: 20.0%
VA health care
1.4%
US average: 2.3%
Any private
64.6%
US average: 68.1%
Any public
37.1%
US average: 35.2%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2020
Gulf War (2001 or later)0%(0)
US avg: 20.6%
Gulf War (1990s)31.3%(106)
US avg: 21.4%
Vietnam era50.7%(172)
US avg: 35.2%
Korean War7.1%(24)
US avg: 7.6%
World War II3.5%(12)
US avg: 2.9%

Share of the 339 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
Drill deeper

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Head to head

Compare Twin Lakes CDP (Santa Cruz County) to nearby cities

TWIN LAKES CDP (SANTA CRUZ COUNTY) VS
Live Oak
Income$103,674+51%
Home value$1,015,200+6%
Population16,911+233%
SEE FULL COMPARISON →
TWIN LAKES CDP (SANTA CRUZ COUNTY) VS
Capitola
Income$102,976+50%
Home value$783,000−18%
Population9,340+84%
SEE FULL COMPARISON →
TWIN LAKES CDP (SANTA CRUZ COUNTY) VS
Santa Cruz
Income$115,475+68%
Home value$1,209,000+26%
Population61,797+1118%
SEE FULL COMPARISON →
TWIN LAKES CDP (SANTA CRUZ COUNTY) VS
Soquel
Income$118,777+73%
Home value$957,300same
Population10,679+111%
SEE FULL COMPARISON →
Frequently asked

How many people live in Twin Lakes CDP (Santa Cruz County), California?

Twin Lakes CDP (Santa Cruz County), California has about 4,944 residents according to the 2020 American Community Survey.

What is the median household income in Twin Lakes CDP (Santa Cruz County), California?

The typical household in Twin Lakes CDP (Santa Cruz County), California earns about $68,831 a year. Half of households make more than that, and half make less.

Is Twin Lakes CDP (Santa Cruz County), California expensive?

In Twin Lakes CDP (Santa Cruz County), California, the median home is worth about $956,300, and the typical rent is about $1,865 a month.

How educated are people in Twin Lakes CDP (Santa Cruz County), California?

About 47.5% of adults age 25 and over in Twin Lakes CDP (Santa Cruz County), California hold a bachelor's degree or higher.

What is the poverty rate in Twin Lakes CDP (Santa Cruz County), California?

About 16.8% of people in Twin Lakes CDP (Santa Cruz County), California live below the federal poverty line.

Has Twin Lakes CDP (Santa Cruz County), California grown since 1990?

Yes, Twin Lakes CDP (Santa Cruz County), California has shrunk since 1990. The population has lost about 435 residents, a change of about -8 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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