Least affordable housing, US metro areas
US metro areas ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income. Nantucket, MA leads at 11.4. 925 metro areas qualify in total. California carries 13 of the top 25 entries. The median across all 925 is 3.2. Biggest climber in the top 100 since 2020: Walla Walla, WA, up 52 places to #87.
Flip the list · Most affordable housing, US metro areas →UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES
Frequently asked
Which metro area has the highest afford score?
Nantucket, MA ranks #1 with 11.4 (2024 American Community Survey).
What are the top 5 metro areas by afford score?
Nantucket, MA, Jackson, WY-ID, Kahului-Wailuku, HI, Vineyard Haven, MA, Santa Cruz-Watsonville, CA.
How many metro areas are in this ranking?
925 metro areas qualify after filtering for population minimums and data availability. The ranking covers 2024 ACS 5-year data.
How is afford score measured?
CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).