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METRO AREA

St. Cloud Metro

St. Cloud, MN · 2 counties · 205,854 residents (2025 est.) · 1,751.179 sq mi
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The short version

St. Cloud has roughly average household income, with a median household income of $76,520. Population has grown 21% since 2000. Median home value has more than doubled since 2000, reaching $272,907. It ranks in the top 5% of US metro areas for household income.

At a glance
Lower income
below the US median
US median: $82,259
Younger
median age 35.3
US median: 38.9
Less educated
28% hold a bachelor's degree
US average: 36%
Less affordable
home values up 48%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
202,458
+21%since 2000
from 167,392 in 2000
1990 – 2025
Population density
116 / sq mi
+21%since 2000
from 96 / sq mi in 2000
US average: 281
Median age
35.3
+12%since 2000
from 31.7 in 2000
US average: 38.9

PEP 2025 EST:205,854 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
144K160K176K192K208K1990201020202024St. Cloud
2024202K
1990201020202024
Section 02

Income & economy

Median household income
$76,520
−1%inflation adjusted, since 2000
from $42,332 in 2000
US average: $82,259
1990 – 2024
Per capita income
$38,346
+100%since 2000
from $19,169 in 2000
US average: $44,673
Households earning $100K+
50.9%
+21.2 ptssince 2009
from 29.7% in 2009
US average: 53.3%
Poverty rate
12.3%
+3.9 ptssince 2000
from 8.4% in 2000
US average: 12.5%
Income inequality (Gini)
0.431
+3%since 2010
from 0.417 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade13%
US avg: 9.9%
Information11.4%
US avg: 10.8%
Wholesale trade7.8%
US avg: 6.9%
Finance & insurance6.8%
US avg: 5.9%
Professional, scientific, technical6.2%
US avg: 5.1%
Other services5.1%
US avg: 6.7%
Public administration4%
US avg: 4.8%
Agriculture, forestry, fishing2.8%
US avg: 1.6%
Transportation & warehousing2.7%
US avg: 2.2%
Construction2.7%
US avg: 1.2%
Arts, entertainment, food0.8%
US avg: 1.9%
Education & health services0.6%
US avg: 0.9%
Manufacturing0.2%
US avg: 0.4%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$272,907
+48%inflation adjusted, since 2000
from $101,527 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$1,050
+22%inflation adjusted, since 2000
from $474 in 2000
US average: $1,442
Owner-occupied
67.6%
−4.8 ptssince 2000
from 72.5% in 2000
32.4% rent
Vacancy rate
7.3%
−0.1 ptssince 2009
from 7.3% in 2009
US average: 10.0%
Owner cost-burdened
17.7%
−8.6 ptssince 2009
from 26.3% in 2009
US average: 22.9%
Renter cost-burdened
45.5%
+0.7 ptssince 2009
from 44.8% in 2009
US average: 47.4%
Afford Score
3.6
+49%since 2000
from 2.4 in 2000
1990 – 2024
Gentrification Score
36
RELATED:See current rent listings in St. Cloud on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic95.3%(159,532)
Black0.8%(1,326)
Hispanic / Latino1.3%(2,134)
Asian1.5%(2,476)
Other0%
Diversity Score8.8%(14,648)
Segregation Score0%
2024
White, non-Hispanic81.4%(164,838)
Black8.3%(16,790)
Hispanic / Latino4.5%(9,160)
Asian1.7%(3,526)
Other4%(8,144)
Diversity Score40.8%(82,567)
Segregation Score43.4%(87,966)
Diversity Score
41
+366%since 2000
from 9 in 2000
1990 – 2024
Segregation Score
43
+7%since 2020
from 41 in 2020
Section 05

Education

Bachelor's degree or higher
28.3%
+7.3 ptssince 2000
from 21.0% in 2000
US average: 35.6%
High school or higher
92.5%
+6.6 ptssince 2000
from 86.0% in 2000
US average: 89.6%
Graduate degree
9.3%
+2.7 ptssince 2000
from 6.5% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
22.0 min
+60%since 2000
from 13.8 min in 2000
US average: 26.5
Drive alone to work
75.5%
−2.9 ptssince 2009
from 78.5% in 2009
US average: 68.9%
Carpooled to work
7.7%
−0.8 ptssince 2009
from 8.5% in 2009
US average: 8.5%
Public transit
1.2%
−0.2 ptssince 2009
from 1.3% in 2009
US average: 3.2%
Worked from home
10.4%
+4.2 ptssince 2009
from 6.1% in 2009
US average: 15.0%
Walked to work
4.1%
−0.2 ptssince 2009
from 4.3% in 2009
US average: 2.4%
Biked to work
0.3%
−0.3 ptssince 2009
from 0.6% in 2009
US average: 0.4%
No vehicle available
6.0%
+0.6 ptssince 2009
from 5.4% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
4.1%
−3.0 ptssince 2011
from 7.1% in 2011
US average: 5.2%
Labor force participation
70.2%
−2.3 ptssince 2011
from 72.5% in 2011
US average: 63.5%
Self-employed
12.9%
+1.5 ptssince 2009
from 11.4% in 2009
US average: 13.1%
Management & professional
36.5%
−25.1 ptssince 2009
from 61.6% in 2009
US average: 42.5%
Section 08

People & community

Male
50.6%
+0.5 ptssince 2009
from 50.1% in 2009
Female
49.4%
−0.5 ptssince 2009
from 49.9% in 2009
Foreign born
7.0%
+4.3 ptssince 2009
from 2.7% in 2009
US average: 14.1%
Veterans
6.2%
−43.7 ptssince 2009
from 49.9% in 2009
US average: 6.2%
With a disability
11.9%
+1.6 ptssince 2012
from 10.4% in 2012
US average: 13.3%
Uninsured
4.6%
−87.2 ptssince 2013
from 91.7% in 2013
US average: 8.4%
Broadband at home
90.7%
+12.1 ptssince 2017
from 78.6% in 2017
US average: 91.0%
English only at home
89.3%
−3.3 ptssince 2016
from 92.6% in 2016
US average: 77.7%
Spanish at home
3.0%
+0.9 ptssince 2016
from 2.1% in 2016
US average: 13.6%
In this metro

Principal cities

St. CloudCENTRAL72,647
What's inside

2 component counties

Stearns CountyCENTRAL164,110Benton CountyCENTRAL41,744
Drill deeper

Metros similar to St. Cloud

Racine
Pop 198,919
Hilo
Pop 210,043
Billings
Pop 193,603
Dover
Pop 194,786
Places similar to St. Cloud
Head to head

Compare St. Cloud side by side

ST. CLOUD VS
Racine
Income$78,096+2%
Home value$251,400−8%
Population198,919−3%
SEE FULL COMPARISON →
ST. CLOUD VS
Hilo
Income$78,639+3%
Home value$519,300+90%
Population210,043+2%
SEE FULL COMPARISON →
ST. CLOUD VS
Billings
Income$77,183+1%
Home value$356,419+31%
Population193,603−6%
SEE FULL COMPARISON →
ST. CLOUD VS
Dover
Income$74,477−3%
Home value$316,600+16%
Population194,786−5%
SEE FULL COMPARISON →
Frequently asked

How many people live in St. Cloud, MN?

St. Cloud, MN has about 202,458 residents according to the 2024 American Community Survey.

What is the median household income in St. Cloud, MN?

The typical household in St. Cloud, MN earns about $76,520 a year. Half of households make more than that, and half make less.

Is St. Cloud, MN expensive?

In St. Cloud, MN, the median home is worth about $272,907, and the typical rent is about $1,050 a month.

How educated are people in St. Cloud, MN?

About 28.3% of adults age 25 and over in St. Cloud, MN hold a bachelor's degree or higher.

What is the poverty rate in St. Cloud, MN?

About 12.3% of people in St. Cloud, MN live below the federal poverty line.

Has St. Cloud, MN grown since 1990?

Yes, St. Cloud, MN has grown since 1990. The population has added about 53,482 residents, a change of about 36 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · METRO ROLLUP OF COMPONENT COUNTIES · UPDATED 2024

How we source and harmonize this data →