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CITY

Cold Spring

Minnesota · 4,329 residents (2025 est.) · 2.804 sq mi
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The short version

Cold Spring has lower-than-average household income, with a median household income of $72,228. Population has grown 43% since 2000. Median home value has roughly tripled since 2000, reaching $280,400.

At a glance
Lower income
below the US median
US median: $82,259
Mid-age
median age 38.5
US median: 38.9
Average education
31% hold a bachelor's degree
US average: 36%
Less affordable
home values up 64%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
4,249
+43%since 2000
from 2,975 in 2000
1990 – 2025
Population density
1,515 / sq mi
+43%since 2000
from 1,061 / sq mi in 2000
US average: 281
Median age
38.5
+4%since 2000
from 37.0 in 2000
US average: 38.9

PEP 2025 EST:4,329 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
2K3K3K4K4K1990201020202024Cold Spring
20244K
1990201020202024
Section 02

Income & economy

Median household income
$72,228
+6%inflation adjusted, since 2000
from $37,500 in 2000
US average: $82,259
1990 – 2024
Per capita income
$37,797
+106%since 2000
from $18,308 in 2000
US average: $44,673
Households earning $100K+
48.7%
+9.5 ptssince 2009
from 39.2% in 2009
US average: 53.3%
Poverty rate
9.8%
+6.5 ptssince 2000
from 3.3% in 2000
US average: 12.5%
Income inequality (Gini)
0.368
+1%since 2010
from 0.365 in 2010
US average: 0.476
Workforce by industry, 2024
Information12.4%
US avg: 10.8%
Retail trade8.3%
US avg: 9.9%
Finance & insurance8%
US avg: 5.9%
Other services7.3%
US avg: 6.7%
Professional, scientific, technical6.5%
US avg: 5.1%
Transportation & warehousing6.4%
US avg: 2.2%
Wholesale trade5.5%
US avg: 6.9%
Public administration3.6%
US avg: 4.8%
Education & health services1.5%
US avg: 0.9%
Agriculture, forestry, fishing1.4%
US avg: 1.6%
Construction1.4%
US avg: 1.2%
Manufacturing0%
US avg: 0.4%
Arts, entertainment, food0%
US avg: 1.9%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$280,400
+64%inflation adjusted, since 2000
from $94,000 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$1,424
+67%inflation adjusted, since 2000
from $468 in 2000
US average: $1,442
Owner-occupied
66.5%
−5.6 ptssince 2000
from 72.1% in 2000
33.5% rent
Vacancy rate
1.2%
−4.4 ptssince 2009
from 5.6% in 2009
US average: 10.0%
Owner cost-burdened
21.4%
+1.9 ptssince 2009
from 19.5% in 2009
US average: 22.9%
Renter cost-burdened
55.6%
+13.5 ptssince 2009
from 42.1% in 2009
US average: 47.4%
Afford Score
3.9
+55%since 2000
from 2.5 in 2000
1990 – 2024
Gentrification Score
53
RELATED:See current rent listings in Cold Spring on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic97.7%(2,908)
Black0.2%(6)
Hispanic / Latino1.3%(40)
Asian0.2%(6)
Other0%
Diversity Score4.3%(129)
2024
White, non-Hispanic89.6%(3,809)
Black0.1%(5)
Hispanic / Latino5.1%(216)
Asian0%(0)
Other5.2%(219)
Diversity Score23.9%(1,015)
Diversity Score
24
+452%since 2000
from 4 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
31.0%
+16.8 ptssince 2000
from 14.2% in 2000
US average: 35.6%
High school or higher
94.7%
+18.0 ptssince 2000
from 76.7% in 2000
US average: 89.6%
Graduate degree
7.2%
+1.6 ptssince 2000
from 5.7% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
23.9 min
+94%since 2000
from 12.3 min in 2000
US average: 26.5
Drive alone to work
78.6%
−3.8 ptssince 2009
from 82.4% in 2009
US average: 68.9%
Carpooled to work
8.8%
−1.4 ptssince 2009
from 10.2% in 2009
US average: 8.5%
Public transit
0.1%
+0.1 ptssince 2009
from 0.0% in 2009
US average: 3.2%
Worked from home
8.4%
+6.2 ptssince 2009
from 2.2% in 2009
US average: 15.0%
Walked to work
3.0%
−1.5 ptssince 2009
from 4.5% in 2009
US average: 2.4%
Biked to work
0.0%
−0.7 ptssince 2009
from 0.7% in 2009
US average: 0.4%
No vehicle available
14.4%
+5.8 ptssince 2009
from 8.7% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
5.3%
−1.6 ptssince 2011
from 6.9% in 2011
US average: 5.2%
Labor force participation
72.4%
+2.2 ptssince 2011
from 70.2% in 2011
US average: 63.5%
Self-employed
8.4%
−6.6 ptssince 2009
from 15.0% in 2009
US average: 13.1%
Management & professional
31.9%
−33.0 ptssince 2009
from 64.9% in 2009
US average: 42.5%
Section 08

People & community

Male
44.3%
+1.3 ptssince 2009
from 43.0% in 2009
Female
55.7%
−1.3 ptssince 2009
from 57.0% in 2009
Foreign born
6.4%
+6.1 ptssince 2009
from 0.3% in 2009
US average: 14.1%
Veterans
5.7%
−36.0 ptssince 2009
from 41.7% in 2009
US average: 6.2%
With a disability
11.4%
−1.1 ptssince 2012
from 12.5% in 2012
US average: 13.3%
Uninsured
1.8%
−92.9 ptssince 2013
from 94.7% in 2013
US average: 8.4%
Broadband at home
87.1%
+12.9 ptssince 2017
from 74.2% in 2017
US average: 91.0%
English only at home
91.7%
+1.2 ptssince 2016
from 90.5% in 2016
US average: 77.7%
Spanish at home
2.9%
−2.8 ptssince 2016
from 5.8% in 2016
US average: 13.6%
Drill deeper

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Compare Cold Spring to nearby cities

COLD SPRING VS
Waite Park
Income$59,285−18%
Home value$219,400−22%
Population8,450+95%
SEE FULL COMPARISON →
COLD SPRING VS
St. Cloud
Income$61,374−15%
Home value$225,000−20%
Population72,647+1578%
SEE FULL COMPARISON →
COLD SPRING VS
Sartell
Income$84,131+16%
Home value$297,300+6%
Population19,918+360%
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COLD SPRING VS
Sauk Rapids
Income$71,841−1%
Home value$256,100−9%
Population13,768+218%
SEE FULL COMPARISON →
Frequently asked

How many people live in Cold Spring, Minnesota?

Cold Spring, Minnesota has about 4,249 residents according to the 2024 American Community Survey.

What is the median household income in Cold Spring, Minnesota?

The typical household in Cold Spring, Minnesota earns about $72,228 a year. Half of households make more than that, and half make less.

Is Cold Spring, Minnesota expensive?

In Cold Spring, Minnesota, the median home is worth about $280,400, and the typical rent is about $1,424 a month.

How educated are people in Cold Spring, Minnesota?

About 31.0% of adults age 25 and over in Cold Spring, Minnesota hold a bachelor's degree or higher.

What is the poverty rate in Cold Spring, Minnesota?

About 9.8% of people in Cold Spring, Minnesota live below the federal poverty line.

Has Cold Spring, Minnesota grown since 1990?

Yes, Cold Spring, Minnesota has grown since 1990. The population has added about 1,790 residents, a change of about 73 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →

Cold Spring, Minnesota: demographics, income & housing data · CensusEasy