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CITY · 2020 ACS

Cold Spring

Minnesota · 4,164 residents · 2.804 sq mi
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The short version

Cold Spring has roughly average household income, with a median household income of $63,833. Population has grown 40% since 2000. Median home value has more than doubled since 2000, reaching $180,800.

At a glance
Average income
near the US median
US median: $66,278
Mid-age
median age 40.8
US median: 38.8
Less educated
27% hold a bachelor's degree
US average: 33%
Less affordable
home values up 28%, inflation adjusted
US median home: $265,253
Section 01

Population & growth

Total population
4,164
+40%since 2000
from 2,975 in 2000
1990 – 2025
Population density
1,485 / sq mi
+40%since 2000
from 1,061 / sq mi in 2000
US average: 280
Median age
40.8
+10%since 2000
from 37.0 in 2000
US average: 38.8
Population, 1990 – 2024
2K3K3K4K4K1990201020202024Cold Spring
20244K
1990201020202024
Section 02

Income & economy

Median household income
$63,833
+13%inflation adjusted, since 2000
from $37,500 in 2000
US average: $66,278
1990 – 2024
Per capita income
$31,267
+71%since 2000
from $18,308 in 2000
US average: $35,364
Households earning $100K+
44.6%
+5.4 ptssince 2009
from 39.2% in 2009
US average: 43.9%
Poverty rate
8.6%
+5.3 ptssince 2000
from 3.3% in 2000
US average: 12.8%
Workforce by industry, 2020
Retail trade21.2%
US avg: 10%
Information10.3%
US avg: 11.1%
Wholesale trade8.7%
US avg: 6.7%
Other services3.8%
US avg: 6.6%
Finance & insurance3.1%
US avg: 5.5%
Professional, scientific, technical3.1%
US avg: 4.7%
Public administration3%
US avg: 4.7%
Arts, entertainment, food1.8%
US avg: 2%
Transportation & warehousing1.2%
US avg: 2.5%
Agriculture, forestry, fishing0%
US avg: 1.7%
Construction0%
US avg: 1.2%
Manufacturing0%
US avg: 0.5%
Education & health services0%
US avg: 0.8%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$180,800
+28%inflation adjusted, since 2000
from $94,000 in 2000
US average: $265,253
1990 – 2024
Median gross rent
$882
+25%inflation adjusted, since 2000
from $468 in 2000
US average: $1,124
Owner-occupied
73.6%
+1.5 ptssince 2000
from 72.1% in 2000
26.4% rent
Afford Score
2.8
+13%since 2000
from 2.5 in 2000
1990 – 2024
RELATED:See current rent listings in Cold Spring on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic97.7%(2,908)
Black0.2%(6)
Hispanic / Latino1.3%(40)
Asian0.2%(6)
Other0%
Diversity Score4.3%(129)
2020
White, non-Hispanic89.9%(3,742)
Black0.3%(13)
Hispanic / Latino7.1%(297)
Asian0.2%(9)
Other0.1%(3)
Diversity Score18.4%(764)
Diversity Score
18
+324%since 2000
from 4 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
26.7%
+12.5 ptssince 2000
from 14.2% in 2000
US average: 32.9%
High school or higher
88.8%
+12.2 ptssince 2000
from 76.7% in 2000
US average: 88.5%
Graduate degree
8.3%
+2.6 ptssince 2000
from 5.7% in 2000
US average: 12.7%
Section 06

Commute & transportation

Average commute
19.3 min
+57%since 2000
from 12.3 min in 2000
US average: 26.9
Drive alone to work
86.7%
+4.3 ptssince 2009
from 82.4% in 2009
US average: 75.1%
No vehicle available
5.6%
−3.0 ptssince 2009
from 8.7% in 2009
US average: 8.4%
Section 07

Work & employment

Unemployment rate
0.5%
−6.4 ptssince 2011
from 6.9% in 2011
US average: 5.4%
Labor force participation
67.1%
−3.1 ptssince 2011
from 70.2% in 2011
US average: 63.4%
Management & professional
45.4%
−19.6 ptssince 2009
from 64.9% in 2009
US average: 39.3%
Section 08

People & community

Male
49.6%
+6.6 ptssince 2009
from 43.0% in 2009
Female
50.4%
−6.6 ptssince 2009
from 57.0% in 2009
Foreign born
0.8%
+0.5 ptssince 2009
from 0.3% in 2009
US average: 13.5%
Uninsured
3.9%
−90.8 ptssince 2013
from 94.7% in 2013
US average: 8.8%
Drill deeper

Places similar to Cold Spring

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Pop 4,321
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Pop 4,581
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Head to head

Compare Cold Spring to nearby cities

COLD SPRING VS
Waite Park
Income$59,285−7%
Home value$219,400+21%
Population8,450+95%
SEE FULL COMPARISON →
COLD SPRING VS
St. Cloud
Income$61,374−4%
Home value$225,000+24%
Population72,647+1578%
SEE FULL COMPARISON →
COLD SPRING VS
Sartell
Income$84,131+32%
Home value$297,300+64%
Population19,918+360%
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COLD SPRING VS
Sauk Rapids
Income$71,841+13%
Home value$256,100+42%
Population13,768+218%
SEE FULL COMPARISON →
Frequently asked

How many people live in Cold Spring, Minnesota?

Cold Spring, Minnesota has about 4,164 residents according to the 2020 American Community Survey.

What is the median household income in Cold Spring, Minnesota?

The typical household in Cold Spring, Minnesota earns about $63,833 a year. Half of households make more than that, and half make less.

Is Cold Spring, Minnesota expensive?

In Cold Spring, Minnesota, the median home is worth about $180,800, and the typical rent is about $882 a month.

How educated are people in Cold Spring, Minnesota?

About 26.7% of adults age 25 and over in Cold Spring, Minnesota hold a bachelor's degree or higher.

What is the poverty rate in Cold Spring, Minnesota?

About 8.6% of people in Cold Spring, Minnesota live below the federal poverty line.

Has Cold Spring, Minnesota grown since 1990?

Yes, Cold Spring, Minnesota has grown since 1990. The population has added about 1,705 residents, a change of about 69 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →