Most owner cost-burdened, US metro areas
US metro areas ranked by the share of owner households spending 30% or more of income on housing costs (2024 ACS). Vineyard Haven, MA leads at 38.6%. 925 metro areas qualify in total. California carries 15 of the top 25 entries.
UPDATED 2026-07-15 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES
Frequently asked
Which metro area has the highest owner cost-burdened households?
Vineyard Haven, MA ranks #1 with 38.6% (2024 American Community Survey).
What are the top 5 metro areas by owner cost-burdened households?
Vineyard Haven, MA, Nantucket, MA, Truckee-Grass Valley, CA, Sonora, CA, Miami-Fort Lauderdale-West Palm Beach, FL.
How many metro areas are in this ranking?
925 metro areas qualify after filtering for population minimums and data availability. The ranking covers 2024 ACS 5-year data.
How is owner cost-burdened households measured?
Share of owner households spending 30% or more of household income on housing costs (mortgaged + un-mortgaged combined). Source: ACS B25091. Source: US Census Bureau, American Community Survey 5-year estimates (2024).