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MICROPOLITAN AREA

Spencer Micro

Spencer, IA · 1 counties · 16,202 residents (2025 est.) · 567 sq mi
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The short version

Spencer is home to 16,461 people. Home values have more than doubled since 2000, reaching $178,600. The foreign-born share is 2%. There are 29 people per square mile. At a median age of 42.3, this is an older place than the country as a whole. 28% of adults hold a bachelor's degree or higher.

At a glance
Lower income
below the US median
US median: $82,259
Older
median age 42.3
US median: 38.9
Less educated
28% hold a bachelor's degree
US average: 36%
Less affordable
home values up 30%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

16,461
−5%since 2000
from 17,372 in 2000
16,202 in 2025 (Census Bureau estimate)
1990 – 2025
29 / sq mi
−5%since 2000
from 31 / sq mi in 2000
US average: 281
42.3
+7%since 2000
from 39.4 in 2000
US average: 38.9
Land area
567 sq mi
Population, 19902024
16K16K17K17K18K19902000201020202024Spencer
202416K
1990201020202024
Age distribution, 2024
Under 55.3%(868)
US avg: 5.6%
5 to 96.9%(1,142)
US avg: 6%
10 to 147.1%(1,175)
US avg: 6.4%
15 to 195.4%(890)
US avg: 6.6%
20 to 245.7%(934)
US avg: 6.5%
25 to 3411.1%(1,826)
US avg: 13.7%
35 to 4411.5%(1,898)
US avg: 13.2%
45 to 5411.2%(1,841)
US avg: 12.2%
55 to 6413.4%(2,201)
US avg: 12.7%
65 to 7412.6%(2,075)
US avg: 10.2%
75 to 846.5%(1,065)
US avg: 5.1%
85 and over3.3%(546)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$65,428
Unchangedinflation adjusted, since 2000
from $35,799 in 2000
US average: $82,259
1990 – 2024
$38,651
+99%since 2000
from $19,451 in 2000
US average: $44,673
Households earning $100K+
43.3%
+24.3 ptssince 2009
from 19.0% in 2009
US average: 53.3%
11.4%
+3.2 ptssince 2000
from 8.2% in 2000
US average: 12.5%
0.417
−8%since 2010
from 0.452 in 2010
US average: 0.476
Workforce by industry, 2024
Information13.4%
US avg: 10.8%
Retail trade12%
US avg: 9.9%
Wholesale trade7%
US avg: 6.9%
Agriculture, forestry, fishing6.5%
US avg: 1.6%
Construction6.1%
US avg: 1.2%
Other services4.5%
US avg: 6.7%
Finance & insurance4.2%
US avg: 5.9%
Public administration3.6%
US avg: 4.8%
Professional, scientific, technical2.6%
US avg: 5.1%
Transportation & warehousing2%
US avg: 2.2%
Arts, entertainment, food1.6%
US avg: 1.9%
Education & health services1.5%
US avg: 0.9%
Manufacturing0.3%
US avg: 0.4%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$178,600
+30%inflation adjusted, since 2000
from $75,700 in 2000
US average: $376,019
1990 – 2024
$811
+17%inflation adjusted, since 2000
from $379 in 2000
US average: $1,442
73.3%
+4.3 ptssince 2000
from 69.1% in 2000
26.7% rent
10.7%
+2.7 ptssince 2009
from 8.0% in 2009
US average: 10.0%
2.22 people
+2%since 2009
from 2.18 people in 2009
US average: 2.54
18.7%
+0.7 ptssince 2009
from 18.0% in 2009
US average: 22.9%
33.8%
+4.7 ptssince 2009
from 29.2% in 2009
US average: 47.4%
2.7
+24%since 2009
from 2.2 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
66
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04

Race & ethnicity

2000
White, non-Hispanic97.3%(16,902)
Black0.2%(30)
Hispanic / Latino1.1%(196)
Asian0.8%(142)
Other0%
2024
White, non-Hispanic91.1%(14,994)
Black0.3%(45)
Hispanic / Latino4.7%(781)
Asian0.8%(124)
Other3.1%(517)
21
+83%since 2009
from 11 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
21
+3%since 2020
from 20 in 2020
Our index, 0 to 100. Higher means White and non-White residents are more separated across neighborhoods.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican2.8%(465)
Honduran1.6%(266)
Puerto Rican0.1%(11)
Asian origin
Korean0.4%(73)
Laotian0.2%(30)
Chinese0.1%(12)
Filipino0.1%(9)
Ancestry
German42.9%(7,067)
Norwegian11%(1,812)
Irish10.1%(1,668)
English7.3%(1,200)
American5.9%(967)
Danish4.9%(807)
Dutch4.4%(725)
Swedish4.4%(717)
Scottish1.6%(258)
French1.5%(245)
Italian1.2%(200)
Czech0.6%(105)
+ 17 more ancestry groups with data
Portuguese0.5%(90)
Polish0.5%(75)
Scotch-Irish0.4%(65)
British0.4%(63)
Welsh0.3%(52)
Russian0.3%(45)
Swiss0.3%(43)
Serbian0.2%(41)
West Indian0.2%(36)
Jamaican0.2%(36)
Belgian0.2%(25)
Australian0.1%(16)
Ukrainian0.1%(14)
Greek0.1%(10)
Finnish0%(1)
Section 05

Education

27.5%
+11.3 ptssince 2000
from 16.3% in 2000
US average: 35.6%
High school or higher
93.3%
+5.3 ptssince 2000
from 88.0% in 2000
US average: 89.6%
7.0%
+4.1 ptssince 2000
from 2.9% in 2000
US average: 14.0%
Section 06

Commute & transportation

17.8 min
+70%since 2000
from 10.4 min in 2000
US average: 26.5
80.8%
−0.5 ptssince 2009
from 81.3% in 2009
US average: 68.9%
8.5%
+1.4 ptssince 2009
from 7.1% in 2009
US average: 8.5%
0.8%
+0.7 ptssince 2009
from 0.0% in 2009
US average: 3.2%
6.1%
Unchangedsince 2009
from 6.0% in 2009
US average: 15.0%
3.4%
−0.7 ptssince 2009
from 4.2% in 2009
US average: 2.4%
0.3%
−0.3 ptssince 2009
from 0.6% in 2009
US average: 0.4%
5.5%
+0.8 ptssince 2009
from 4.7% in 2009
US average: 8.3%
Section 07

Work & employment

3.5%
−1.8 ptssince 2011
from 5.3% in 2011
US average: 5.2%
65.8%
−3.8 ptssince 2011
from 69.5% in 2011
US average: 63.5%
Women 20-64 in the labor force
83.4%
+3.8 ptssince 2020
from 79.6% in 2020
US average: 74.6%
11.8%
+2.7 ptssince 2009
from 9.2% in 2009
US average: 13.1%
39.2%
+12.8 ptssince 2009
from 26.4% in 2009
US average: 42.5%
Section 08

People & community

49.6%
+1.0 ptssince 2009
from 48.5% in 2009
50.4%
−1.0 ptssince 2009
from 51.5% in 2009
2.5%
+0.6 ptssince 2009
from 1.9% in 2009
US average: 14.1%
7.5%
−4.0 ptssince 2009
from 11.6% in 2009
US average: 6.2%
14.8%
+2.3 ptssince 2012
from 12.5% in 2012
US average: 13.3%
5.5%
−4.3 ptssince 2013
from 9.8% in 2013
US average: 8.4%
89.5%
+13.2 ptssince 2017
from 76.3% in 2017
US average: 91.0%
Computer in household
95.8%
+5.0 ptssince 2020
from 90.8% in 2020
US average: 95.5%
90.9%
+8.5 ptssince 2020
from 82.4% in 2020
US average: 87.7%
96.8%
−0.3 ptssince 2016
from 97.1% in 2016
US average: 77.7%
2.3%
+0.1 ptssince 2016
from 2.3% in 2016
US average: 13.6%
Marital status
Men 15+
Never married34.2%(2,221)
Married52%(3,383)
Widowed2%(128)
Divorced11.8%(768)
Women 15+
Never married26.4%(1,792)
Married48.9%(3,311)
Widowed11.6%(787)
Divorced13.1%(886)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

5.5%
−4.3 ptssince 2013
from 9.8% in 2013
US average: 8.4%
48.2%
−4.0 ptssince 2020
from 52.2% in 2020
US average: 54.8%
Direct-purchase
18.2%
−0.6 ptssince 2020
from 18.8% in 2020
US average: 13.8%
22.7%
+0.2 ptssince 2020
from 22.5% in 2020
US average: 18.4%
22.0%
+2.1 ptssince 2020
from 19.9% in 2020
US average: 20.9%
VA health care
3.1%
+0.1 ptssince 2020
from 3.0% in 2020
US average: 2.2%
Any private
65.8%
−3.5 ptssince 2020
from 69.3% in 2020
US average: 67.1%
Any public
41.8%
+2.7 ptssince 2020
from 39.1% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)18.3%(174)
US avg: 26.4%
Gulf War (1990s)8.7%(83)
US avg: 24.3%
Vietnam era41.9%(398)
US avg: 33.1%
Korean War9.4%(89)
US avg: 4.5%
World War II3.4%(32)
US avg: 1%

Share of the 951 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Spencer, IA?

Spencer, IA has about 16,461 residents according to the 2024 American Community Survey.

What is the median household income in Spencer, IA?

The typical household in Spencer, IA earns about $65,428 a year. Half of households make more than that, and half make less.

Is Spencer, IA expensive?

In Spencer, IA, the median home is worth about $178,600, and the typical rent is about $811 a month.

How educated are people in Spencer, IA?

About 27.5% of adults age 25 and over in Spencer, IA hold a bachelor's degree or higher.

What is the poverty rate in Spencer, IA?

About 11.4% of people in Spencer, IA live below the federal poverty line.

Has Spencer, IA grown since 1990?

Yes, Spencer, IA has shrunk since 1990. The population has lost about 1,124 residents, a change of about -6 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · METRO ROLLUP OF COMPONENT COUNTIES · UPDATED 2024

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