Which metro area has the highest owner cost-burdened households?

Vineyard Haven, MA ranks #1 with 38.6% (2024 American Community Survey).

What are the top 5 metro areas by owner cost-burdened households?

Vineyard Haven, MA, Nantucket, MA, Truckee-Grass Valley, CA, Sonora, CA, Miami-Fort Lauderdale-West Palm Beach, FL.

How many metro areas are in this ranking?

925 metro areas qualify after filtering for population minimums and data availability. The ranking covers 2024 ACS 5-year data.

How is owner cost-burdened households measured?

Share of owner households spending 30% or more of household income on housing costs (mortgaged + un-mortgaged combined). Source: ACS B25091. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 425 SHOWN OF 925

Most owner cost-burdened, US metro areas

US metro areas ranked by the share of owner households spending 30% or more of income on housing costs (2023 ACS).

All statesAll rankings

SAME RANKING BYCities Counties States ZIP codes

YEAR2010 2024

RANKPLACESTATEPOPOWNER COST-BURDENED HOUSEHOLDSVS 2000

501Branson, MOMO57,00118.4%–

502Staunton, VAVA129,69218.4%–

503Durham, NCNC625,48518.4%–

504Vernal, UTUT38,27818.4%–

505Lansing, MIMI479,72218.4%–

506Dickinson, NDND39,14218.4%–

507Sayre, PAPA59,60018.4%–

508Duluth, MNMN281,21918.4%–

509Sebring, FLFL111,12218.4%–

510Alpena, MIMI28,85318.3%–

511Albany, NYNY915,83518.3%–

512Beaumont, TXTX399,31018.3%–

513Shawano, WIWI45,75918.3%–

514Grand Island, NENE78,07618.3%–

515Safford, AZAZ40,15718.3%–

516Chambersburg, PAPA160,65218.3%–

517Cullman, ALAL94,00918.3%–

518Menomonie, WIWI46,22318.2%–

519Deming, NMNM25,40718.2%–

520Birmingham, ALAL1,197,76618.2%–

521Zanesville, OHOH87,01418.2%–

522Natchitoches, LALA36,08918.2%–

523Owatonna, MNMN37,46418.2%–

524Mankato, MNMN104,90718.2%–

525Muskogee, OKOK66,70818.2%–

526Decatur, ININ36,65018.1%–

527Lexington Park, MDMD211,17618.1%–

528Mount Sterling, KYKY48,42818.1%–

529Seneca, SCSC83,77518.1%–

530Enterprise, ALAL56,95318.0%–

531Terre Haute, ININ169,24118.0%–

532Cadillac, MIMI49,71918.0%–

533Gainesville, TXTX44,46118.0%–

534Cincinnati, OHOH2,312,85818.0%–

535Manhattan, KSKS136,12218.0%–

536Winchester, VAVA152,33218.0%–

537Hagerstown, MDMD315,28018.0%–

538St. Louis, MOMO2,814,42118.0%–

539Buffalo, NYNY1,155,65318.0%–

540Owosso, MIMI67,68118.0%–

541Corbin, KYKY150,04018.0%–

542Pittsburg, KSKS39,00818.0%–

543Utica, NYNY285,61118.0%–

544Palestine, TXTX59,80518.0%–

545Brownwood, TXTX38,71118.0%–

546Owensboro, KYKY113,96217.9%–

547Evansville, ININ273,78617.9%–

548Pinehurst, NCNC110,61917.9%–

549Winnemucca, NVNV17,26717.9%–

550Augusta, GAGA641,23117.9%–

551Bartlesville, OKOK54,03717.9%–

552Madison, ININ33,27917.9%–

553Raleigh, NCNC1,595,72017.9%–

554Hattiesburg, MSMS158,01417.8%–

555Elmira, NYNY80,41517.8%–

556Erie, PAPA265,83217.8%–

557Lexington, KYKY535,17417.8%–

558Scottsboro, ALAL54,28117.8%–

559Tuscaloosa, ALAL281,85017.8%–

560Fort Madison, IAIA32,30617.8%–

561Corning, NYNY91,85517.8%–

562Springfield, MOMO500,69417.8%–

563Batavia, NYNY58,41617.8%–

564Brenham, TXTX38,28817.8%–

565Macomb, ILIL25,91617.8%–

566Massena, NYNY105,48817.8%–

567Jackson, TNTN184,56917.8%–

568Winston-Salem, NCNC712,20617.8%–

569Harrison, ARAR45,65417.8%–

570Coldwater, MIMI45,99317.7%–

571Wichita Falls, TXTX149,44817.7%–

572Lufkin, TXTX88,15417.7%–

573Galesburg, ILIL47,76717.7%–

574Alexandria, LALA147,95217.7%–

575St. Cloud, MNMN205,85417.7%–

576Pampa, TXTX21,78617.7%–

577Shelby, NCNC103,32517.7%–

578Elizabethtown, KYKY128,66617.7%–

579Longview, TXTX297,31517.7%–

580Des Moines, IAIA758,53917.6%–

581Cedar Rapids, IAIA279,28517.6%–

582Lafayette, LALA423,75817.6%–

583Akron, OHOH701,78017.6%–

584Greenwood, SCSC95,21517.6%–

585Indiana, PAPA82,87817.6%–

586Burlington, NCNC186,17717.6%–

587Peoria, ILIL363,50517.6%–

588Martinsville, VAVA63,09117.6%–

589Binghamton, NYNY243,18917.6%–

590Saginaw, MIMI187,68817.6%–

591Crossville, TNTN66,30017.5%–

592Monticello, ININ25,16417.5%–

593Houma, LALA199,66817.5%–

594Springfield, OHOH135,34017.5%–

595Baraboo, WIWI66,65217.5%–

596Lawrence, KSKS120,92017.5%–

597Worthington, MNMN22,33817.5%–

598Spartanburg, SCSC407,65617.5%–

599Austin, MNMN40,97117.4%–

600Freeport, ILIL43,22017.4%–

601Pine Bluff, ARAR70,21117.4%–

602Sparta, WIWI46,57217.4%–

603Troy, ALAL33,68817.4%–

604Sioux City, IAIA145,73817.4%–

605Moultrie, GAGA47,43817.4%–

606Dayton, OHOH826,55417.4%–

607Marion, ILIL67,22517.4%–

608Burley, IDID49,30817.4%–

609Lincoln, NENE352,08117.4%–

610Talladega, ALAL91,76417.4%–

611Paris, TNTN32,89617.4%–

612Bellefontaine, OHOH46,30217.4%–

613Ozark, ALAL49,91217.4%–

614Dublin, GAGA60,35117.3%–

615Topeka, KSKS233,05217.3%–

616Camden, ARAR26,36317.3%–

617Richmond, ININ66,16917.3%–

618Rome, GAGA101,37817.3%–

619Albert Lea, MNMN30,44017.3%–

620Ames, IAIA128,09017.3%–

621Española, NMNM39,83217.3%–

622Mason City, IAIA49,71017.3%–

623Lake of the Woods, VAVA40,08317.3%–

624Lebanon, MOMO36,94317.3%–

625Bismarck, NDND139,75017.2%–

626Little Rock, ARAR777,60717.2%–

627Cookeville, TNTN152,47717.2%–

628Wooster, OHOH116,75817.2%–

629Lynchburg, VAVA269,16917.2%–

630Lake City, FLFL74,09417.2%–

631Fairmont, MNMN19,44017.2%–

632Bay City, TXTX36,46317.2%–

633Dubuque, IAIA99,38117.2%–

634Warner Robins, GAGA208,09117.2%–

635Centralia, ILIL36,38217.2%–

636Ponca City, OKOK43,49017.2%–

637Toledo, OHOH599,37617.1%–

638Indianapolis, ININ2,205,69517.1%–

639Plattsburgh, NYNY78,13817.1%–

640Fort Payne, ALAL74,08517.1%–

641Urbana, OHOH38,82017.1%–

642Holland, MIMI123,18817.1%–

643Jackson, MIMI159,55217.1%–

644Forest City, NCNC65,74517.1%–

645Kendallville, ININ47,93717.1%–

646Johnson City, TNTN216,41617.1%–

647Goldsboro, NCNC122,27817.0%–

648Lake Charles, LALA244,65517.0%–

649Somerset, PAPA72,00417.0%–

650Elkhart, ININ208,77417.0%–

651Bogalusa, LALA44,93717.0%–

652Canton, ILIL32,90117.0%–

653Youngstown, OHOH423,67817.0%–

654Fitzgerald, GAGA17,09917.0%–

655Sandusky, OHOH112,77717.0%–

656Carbondale, ILIL52,50117.0%–

657Cleveland, TNTN134,05717.0%–

658Hobbs, NMNM74,74917.0%–

659Kalamazoo, MIMI263,79517.0%–

660Kingsport, TNTN314,83417.0%–

661Norwalk, OHOH58,25017.0%–

662Beckley, WVWV109,94016.9%–

663Liberal, KSKS21,07316.9%–

664Pittsburgh, PAPA2,421,99216.9%–

665Chillicothe, OHOH76,42916.9%–

666Corinth, MSMS34,56916.9%–

667Rochester, MNMN231,18416.9%–

668Wichita, KSKS663,80916.9%–

669Grand Forks, NDND105,04616.9%–

670Winona, MNMN50,52316.9%–

671Charleston, ILIL46,60716.9%–

672St. Joseph, MOMO119,17016.9%–

673New Philadelphia, OHOH92,37316.9%–

674Marinette, WIWI65,51516.9%–

675Gallipolis, OHOH29,07216.8%–

676Meadville, PAPA81,79216.8%–

677Silver City, NMNM27,25216.8%–

678Fremont, OHOH58,65516.8%–

679Ardmore, OKOK48,91016.8%–

680Pottsville, PAPA145,08516.8%–

681Wabash, ININ30,71316.8%–

682Rochelle, ILIL51,39916.8%–

683Lawton, OKOK127,59016.7%–

684Sunbury, PAPA107,78816.7%–

685Minot, NDND75,69416.7%–

686Marietta, OHOH58,38916.7%–

687Champaign, ILIL239,97916.7%–

688Richmond, KYKY131,80616.7%–

689Ottumwa, IAIA35,21016.7%–

690Ottawa, ILIL145,90216.7%–

691Moscow, IDID41,84216.7%–

692Fort Dodge, IAIA36,83816.7%–

693Lewisburg, PAPA42,31316.7%–

694Portsmouth, OHOH71,36516.6%–

695Somerset, KYKY67,38416.6%–

696Dothan, ALAL156,26616.6%–

697Blackfoot, IDID51,15316.6%–

698Selinsgrove, PAPA39,65516.6%–

699Arkansas City, KSKS34,38216.6%–

700Laramie, WYWY38,55816.6%–

701Pocatello, IDID91,59116.6%–

702Midland, MIMI83,75416.6%–

703Marshall, MNMN25,68416.6%–

704Cape Girardeau, MOMO99,21516.6%–

705Fargo, NDND269,52816.6%–

706Durant, OKOK51,36716.6%–

707Mount Vernon, ILIL36,14716.5%–

708Danville, KYKY56,98516.5%–

709New Castle, ININ49,13716.5%–

710Michigan City, ININ111,29416.5%–

711Greenville, SCSC1,014,10116.5%–

712Ithaca, NYNY104,04716.5%–

713Grand Rapids, MIMI1,183,64516.5%–

714Davenport, IAIA380,45216.5%–

715Marion, OHOH65,11516.5%–

716Waterloo, IAIA169,18916.4%–

717Picayune, MSMS59,36316.4%–

718Shawnee, OKOK75,10216.4%–

719Jamestown, NYNY124,12616.4%–

720Taylorville, ILIL33,44316.4%–

721Sedalia, MOMO44,25416.4%–

722Peru, ININ34,48716.4%–

723Warsaw, ININ80,89216.4%–

724Albertville, ALAL103,53716.4%–

725Alma, MIMI41,19016.3%–

726Carlsbad, NMNM62,50916.3%–

727Cambridge, OHOH38,37916.3%–

728Eau Claire, WIWI176,64716.3%–

729Aberdeen, SDSD41,58316.2%–

730Fond du Lac, WIWI104,66916.2%–

731South Bend, ININ324,53816.2%–

732Waycross, GAGA57,67016.2%–

733Vicksburg, MSMS41,75916.2%–

734Pierre, SDSD20,58816.2%–

735Angola, ININ34,79916.2%–

736Chattanooga, TNTN594,53016.2%–

737Mansfield, OHOH124,89316.2%–

738Borger, TXTX19,63316.2%–

739Glasgow, KYKY56,22416.1%–

740Batesville, ARAR38,78516.1%–

741Oskaloosa, IAIA21,88016.1%–

742New Ulm, MNMN25,51716.1%–

743Lewistown, PAPA46,12716.1%–

744Greeneville, TNTN73,83116.1%–

745Alamogordo, NMNM70,36816.1%–

746Huntingdon, PAPA43,00116.1%–

747Morgan City, LALA46,55216.1%–

748Athens, OHOH63,19716.1%–

749Oxford, ALAL115,83416.0%–

750Columbus, NENE46,58316.0%–

751Woodward, OKOK19,82716.0%–

752Findlay, OHOH75,03416.0%–

753Wilmington, OHOH42,30116.0%–

754McPherson, KSKS30,06416.0%–

755Tahlequah, OKOK49,19616.0%–

756Sioux Falls, SDSD314,63816.0%–

757Knoxville, TNTN968,13715.9%–

758Joplin, MOMO208,79615.9%–

759Canton, OHOH400,24615.9%–

760Frankfort, KYKY77,87415.9%–

761Emporia, KSKS34,83815.9%–

762Dodge City, KSKS33,99315.9%–

763Clinton, IAIA46,00215.9%–

764Springfield, ILIL206,03315.9%–

765Russellville, ARAR84,93215.9%–

766Coshocton, OHOH37,18815.9%–

767Green Bay, WIWI336,75615.9%–

768Pella, IAIA34,19215.9%–

769Laurel, MSMS82,28115.8%–

770Bloomington, ININ165,23115.8%–

771Wisconsin Rapids, WIWI74,06015.8%–

772Mitchell, SDSD25,91315.8%–

773Plainview, TXTX36,70015.8%–

774Bloomington, ILIL171,41915.8%–

775Auburn, ININ44,53515.8%–

776Altoona, PAPA119,54115.7%–

777Brookings, SDSD37,63515.7%–

778Paducah, KYKY102,25915.7%–

779Enid, OKOK61,77915.7%–

780Duncan, OKOK44,31015.7%–

781Hastings, NENE40,57715.7%–

782Salem, OHOH99,37715.7%–

783Bedford, ININ45,56815.7%–

784Marquette, MIMI68,06415.7%–

785Fort Smith, ARAR234,14015.7%–

786Crawfordsville, ININ38,95415.7%–

787Alexander City, ALAL40,95315.7%–

788Lafayette, ININ228,46815.6%–

789Beeville, TXTX32,51515.6%–

790Gaffney, SCSC58,27515.6%–

791Snyder, TXTX16,16215.6%–

792Fayetteville, TNTN36,85315.6%–

793Great Bend, KSKS24,79015.6%–

794Manitowoc, WIWI81,71015.6%–

795Decatur, ILIL99,30015.6%–

796Sheboygan, WIWI118,04715.6%–

797Arkadelphia, ARAR20,93815.6%–

798Harrisonburg, VAVA140,15515.6%–

799Big Spring, TXTX30,50415.6%–

800Houghton, MIMI40,02815.5%–

801Plymouth, ININ46,59915.5%–

802Platteville, WIWI52,44615.5%–

803Oshkosh, WIWI174,21815.5%–

804Yankton, SDSD23,63515.5%–

805Farmington, MOMO67,80915.5%–

806Cedartown, GAGA45,51415.4%–

807Florence, ALAL156,60915.4%–

808Beatrice, NENE21,71115.4%–

809Ashland, OHOH52,52315.4%–

810Mount Vernon, OHOH64,00215.3%–

811Williston, NDND41,76715.3%–

812Weatherford, OKOK39,05915.3%–

813McAlester, OKOK43,32015.3%–

814Hermitage, PAPA107,86015.3%–

815Marshall, MOMO23,26515.3%–

816Danville, ILIL71,25915.3%–

817Columbia, MOMO219,06215.2%–

818Altus, OKOK24,76415.2%–

819Sidney, OHOH48,06515.2%–

820Appleton, WIWI249,87615.2%–

821Hickory, NCNC376,89015.2%–

822Cumberland, MDMD93,64015.2%–

823Hannibal, MOMO38,96915.2%–

824Huntington, WVWV365,96515.2%–

825McMinnville, TNTN43,71715.2%–

826Lima, OHOH100,88115.1%–

827Jamestown, NDND21,41415.1%–

828DuBois, PAPA78,10015.1%–

829Kennett, MOMO26,85515.1%–

830Show Low, AZAZ109,94615.1%–

831Newberry, SCSC39,56115.1%–

832Fremont, NENE38,05715.1%–

833Defiance, OHOH38,29215.1%–

834Milledgeville, GAGA44,02915.1%–

835Douglas, GAGA52,86115.1%–

836Dyersburg, TNTN36,32015.1%–

837Pontiac, ILIL35,05715.1%–

838Greenville, OHOH51,52015.0%–

839Oil City, PAPA49,34615.0%–

840Bowling Green, KYKY197,18015.0%–

841Morristown, TNTN128,86715.0%–

842Burlington, IAIA44,06115.0%–

843Sikeston, MOMO49,97814.9%–

844Logansport, ININ37,83614.9%–

845Blacksburg, VAVA181,61614.9%–

846Quincy, ILIL74,14614.9%–

847Fort Wayne, ININ466,25814.8%–

848Statesboro, GAGA97,97714.8%–

849Fayetteville, ARAR622,17714.8%–

850Watertown, SDSD29,56214.8%–

851Bucyrus, OHOH41,89614.8%–

852Tupelo, MSMS133,16714.8%–

853Iron Mountain, MIMI30,57514.7%–

854North Wilkesboro, NCNC66,23314.7%–

855Johnstown, PAPA128,96814.7%–

856Huntsville, ALAL556,44414.7%–

857Searcy, ARAR80,08514.7%–

858Evanston, WYWY23,41514.7%–

859Huntington, ININ37,22414.6%–

860DeRidder, LALA36,67314.6%–

861Malvern, ARAR33,45114.6%–

862Sterling, ILIL54,12114.6%–

863Charleston, WVWV200,17014.5%–

864Greensburg, ININ26,57614.5%–

865Russellville, ALAL32,44914.5%–

866Stevens Point, WIWI71,94314.5%–

867Union City, TNTN30,06714.4%–

868Warren, PAPA37,03814.4%–

869Wausau, WIWI139,43214.4%–

870Bluefield, WVWV96,13814.3%–

871Paragould, ARAR47,41114.3%–

872Wheeling, WVWV134,08914.3%–

873Greencastle, ININ37,87614.3%–

874Rolla, MOMO45,24714.2%–

875Maryville, MOMO20,17414.2%–

876Nacogdoches, TXTX66,03514.1%–

877Effingham, ILIL44,72714.1%–

878Moberly, MOMO24,51314.1%–

879Raymondville, TXTX19,97114.1%–

880Jonesboro, ARAR139,44014.0%–

881Washington, ININ34,20914.0%–

882Sault Ste. Marie, MIMI36,08114.0%–

883Muncie, ININ113,10614.0%–

884Parkersburg, WVWV87,26414.0%–

885Wahpeton, NDND23,01914.0%–

886Weirton, WVWV112,46813.9%–

887Columbus, ININ85,72913.9%–

888Jasper, ININ44,01613.9%–

889Brookhaven, MSMS35,01213.8%–

890Connersville, ININ23,53313.8%–

891Celina, OHOH42,73713.8%–

892Decatur, ALAL160,32613.7%–

893Jefferson City, MOMO152,71213.7%–

894Athens, TNTN71,59013.7%–

895Kokomo, ININ83,90413.6%–

896Wapakoneta, OHOH45,90913.5%–

897Dalton, GAGA147,81913.4%–

898Campbellsville, KYKY38,40713.3%–

899Kirksville, MOMO29,82413.3%–

900Seymour, ININ47,37013.3%–

901Bradford, PAPA38,98413.3%–

902Tiffin, OHOH54,52213.3%–

903Starkville, MSMS62,06313.2%–

904Summerville, GAGA25,30013.2%–

905Storm Lake, IAIA20,44913.1%–

906Gallup, NMNM68,11913.1%–

907Morgantown, WVWV141,99512.9%–

908Van Wert, OHOH29,01312.9%–

909Frankfort, ININ33,32212.9%–

910Ada, OKOK38,52812.8%–

911Marion, NCNC45,19812.3%–

912Port Lavaca, TXTX19,59912.2%–

913Hereford, TXTX18,62612.1%–

914Fairmont, WVWV55,58412.1%–

915Lincoln, ILIL27,18212.1%–

916Carroll, IAIA20,30312.1%–

917Clarksburg, WVWV88,14212.0%–

918Le Mars, IAIA25,69711.9%–

919Mexico, MOMO24,52811.8%–

920Blytheville, ARAR37,82811.6%–

921Vincennes, ININ35,65211.4%–

922Elkins, WVWV26,8829.9%–

923St. Marys, PAPA29,9269.7%–

924Martin, TNTN33,2619.0%–

925Los Alamos, NMNM19,4077.8%–

SHOWING 501–925 OF 925

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UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES