Coldwater is home to 45,300 people. Four-year degrees are less common here than nationally, at 17% of adults. 78% of homes are owner-occupied. The typical home is worth $162,500, having more than doubled since 2000. The foreign-born share is 4%. Median rent is $959 a month.
At a glance
Lower income
median household income $63,724, below the US median
US median: $82,259
Mid-age
median age 40.6
US median: 38.9
Less educated
17% hold a bachelor's degree
US average: 36%
Stable housing
home values roughly flat, inflation adjusted
US median home: $376,019
Unique to this place
What stands out about Coldwater
What changed most since 1990
Adults with a bachelor's degree10.3% → 17.3%(+6.9 pts)US over the same years: +15.3 pts
White share96.6% → 86.4%(−10.1 pts)US over the same years: −17.8 pts
Among the 33 metro and micro areas based in Michigan
Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.
Section 09 · Service history
Veterans
Veterans by period of service, 2024
Gulf War (2001 or later)15.4%(354)
US avg: 26.4%
Gulf War (1990s)15%(343)
US avg: 24.3%
Vietnam era45.3%(1,040)
US avg: 33.1%
Korean War3.7%(86)
US avg: 4.5%
World War II1.1%(25)
US avg: 1%
Share of the 2,294 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Over time
Coldwater, decade by decade
Coldwater population, inflation-adjusted income and home value, education, and diversity by year
Year
Population
Median household income
Median home value
Bachelor's degree+
Diversity score
1990
41,502
$60,799
$97,443
10.3%
8.4
2000
45,787
$70,607
$151,744
10.6%
18.9
2010
45,248
$60,611
$160,832
14.1%
21.4
2020
44,862
$63,974
$143,263
15.0%
29.8
2024
45,300
$63,724
$162,500
17.3%
30.7
Census years come from the decennial census and the latest year from the American Community Survey, so part of any change between those two rows can reflect the different surveys. Dollar figures are adjusted for inflation to 2024 dollars; a figure ending in "+" was at the Census Bureau's reporting cap that year. The diversity score runs from 0 to 100; see how it's calculated.
