United States › Coldwater MICROPOLITAN AREA · 2020 ACS
Coldwater Micro Coldwater, MI · 1 counties · 44,862 residents · 506 sq mi
Time machine
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The short version
With 44,862 people, Coldwater is a metro area. Four-year degrees are less common here than nationally, at 15% of adults. The typical home is worth $118,200. 74% of homes are owner-occupied. The foreign-born share is 4%. Median rent is $746 a month.
At a glance
Lower income
below the US median
US median: $66,278
Mid-age
median age 40.6
US median: 38.8
Less educated
15% hold a bachelor's degree
US average: 33%
More affordable
home values down 6%, inflation adjusted
US median home: $265,253
Section 01
Population & growth from 36.7 in 2000
US average: 38.8
Population, 1990 – 2024
41K 42K 44K 45K 46K 1990 2000 2010 2020 2024 Coldwater Age distribution, 2020
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Section 02
Income & economy $52,782
−9%inflation adjusted, since 2000
from $38,760 in 2000
US average: $66,278
from $17,552 in 2000
US average: $35,364
Households earning $100K+
from 20.5% in 2009
US average: 43.9%
from 9.3% in 2000
US average: 12.8%
Workforce by industry, 2020
Professional, scientific, technical 6.1%
Agriculture, forestry, fishing 3.6%
Transportation & warehousing 2.8%
Public administration 2.4%
Arts, entertainment, food 1%
Education & health services 1%
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$118,200
−6%inflation adjusted, since 2000
from $83,300 in 2000
US average: $265,253
$746
+4%inflation adjusted, since 2000
from $477 in 2000
US average: $1,124
from 78.9% in 2000
25.9% rent
from 2.53 people in 2009
US average: 2.61
from 2.6 in 2009
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Section 04
Race & ethnicity 2000
White, non-Hispanic 92%(42,134)
Hispanic / Latino 3%(1,365)
2020
White, non-Hispanic 87%(39,025)
Hispanic / Latino 5.8%(2,583)
Our index, 0 to 100. Higher means White and non-White residents are more separated across neighborhoods.
Section 04 · Origins
Detailed origins & ancestry Ancestry
+ 29 more ancestry groups with data from 10.6% in 2000
US average: 32.9%
High school or higher
from 80.0% in 2000
US average: 88.5%
from 3.6% in 2000
US average: 12.7%
Section 06
Commute & transportation from 14.3 min in 2000
US average: 26.9
from 80.0% in 2009
US average: 75.1%
from 4.7% in 2009
US average: 8.4%
Section 07
Work & employment from 11.7% in 2011
US average: 5.4%
from 56.4% in 2011
US average: 63.4%
Women 20-64 in the labor force
US average: 73.3%
from 26.2% in 2009
US average: 39.3%
Section 08
People & community from 3.2% in 2009
US average: 13.5%
from 13.3% in 2013
US average: 8.8%
Computer in household
US average: 91.9%
Marital status (2024)
Men 15+
Never married 32.4%(6,155)
Women 15+
Never married 25.4%(4,463)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09
Health coverage from 13.3% in 2013
US average: 8.8%
Direct-purchase
US average: 13.7%
VA health care
US average: 2.3%
Any private
US average: 68.1%
Any public
US average: 35.2%
Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.
Section 09 · Service history
Veterans Veterans by period of service, 2020
Gulf War (2001 or later) 7.5%(182)
Gulf War (1990s) 12.9%(313)
Share of the 2,420 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.
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In this metro
Largest cities What's inside
1 component county Drill deeper
Metros similar to Coldwater Head to head
Compare Coldwater side by side COLDWATER VS
Lewistown
Income $63,953 +21%
Home value $156,700 +33%
Population 46,127 same
SEE FULL COMPARISON →
COLDWATER VS
Hillsdale
Income $64,242 +22%
Home value $176,100 +49%
Population 45,738 −1%
SEE FULL COMPARISON →
COLDWATER VS
Burlington
Income $62,831 +19%
Home value $132,051 +12%
Population 44,061 −4%
SEE FULL COMPARISON →
COLDWATER VS
Freeport
Income $64,043 +21%
Home value $134,900 +14%
Population 43,220 −6%
SEE FULL COMPARISON →
Frequently asked
How many people live in Coldwater, MI? Coldwater, MI has about 44,862 residents according to the 2020 American Community Survey.
What is the median household income in Coldwater, MI? The typical household in Coldwater, MI earns about $52,782 a year. Half of households make more than that, and half make less.
Is Coldwater, MI expensive? In Coldwater, MI, the median home is worth about $118,200, and the typical rent is about $746 a month.
How educated are people in Coldwater, MI? About 15.0% of adults age 25 and over in Coldwater, MI hold a bachelor's degree or higher.
What is the poverty rate in Coldwater, MI? About 15.5% of people in Coldwater, MI live below the federal poverty line.
Has Coldwater, MI grown since 1990? Yes, Coldwater, MI has grown since 1990. The population has added about 3,360 residents, a change of about 8 percent over that period.
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