United States › Michigan › Coldwater CITY
Coldwater Michigan · 14,216 residents (2025 est.) · 9.65 sq mi
Time machine
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The short version
Coldwater is a city of 13,671 people in Michigan. Four-year degrees are less common here than nationally, at 14% of adults. The typical home is worth $137,500, having more than doubled since 2000. Households here earn about 30% less than in Michigan as a whole. The average commute runs 16 minutes. 21.3% of locals live below the federal poverty line.
At a glance
Lower income
below the US median
US median: $82,259
Mid-age
median age 39.5
US median: 38.9
Less educated
14% hold a bachelor's degree
US average: 36%
Stable housing
home values roughly flat, inflation adjusted
US median home: $376,019
Section 01
Population & growth from 12,697 in 2000
14,216 in 2025 (Census Bureau estimate)
1,417 / sq mi
+29%since 2009
from 1,097 / sq mi in 2009
US average: 281
from 35.8 in 2000
US average: 38.9
Population, 1990 – 2024
9K 10K 12K 13K 14K 1990 2000 2010 2020 2024 Coldwater Age distribution, 2024
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02
Income & economy $50,781
−18%inflation adjusted, since 2000
from $33,913 in 2000
US average: $82,259
from $15,833 in 2000
US average: $44,673
Households earning $100K+
from 16.2% in 2009
US average: 53.3%
from 9.6% in 2000
US average: 12.5%
from 0.420 in 2010
US average: 0.476
Workforce by industry, 2024
Professional, scientific, technical 4%
Public administration 2.3%
Agriculture, forestry, fishing 2.1%
Education & health services 1.5%
Arts, entertainment, food 0.4%
Transportation & warehousing 0.1%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
$137,500
+4%inflation adjusted, since 2000
from $72,600 in 2000
US average: $376,019
$943
+7%inflation adjusted, since 2000
from $482 in 2000
US average: $1,442
from 67.0% in 2000
35.7% rent
from 10.3% in 2009
US average: 10.0%
2.70 people
+13%since 2009
from 2.38 people in 2009
US average: 2.54
from 25.7% in 2009
US average: 22.9%
from 48.7% in 2009
US average: 47.4%
from 2.6 in 2009
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04
Race & ethnicity 2000
White, non-Hispanic 82.8%(10,514)
Hispanic / Latino 4.5%(574)
2024
White, non-Hispanic 82.6%(11,293)
Hispanic / Latino 7.6%(1,038)
from 22 in 2009
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins
Detailed origins & ancestry Ancestry
+ 24 more ancestry groups with data from 11.1% in 2000
US average: 35.6%
High school or higher
from 78.5% in 2000
US average: 89.6%
from 4.0% in 2000
US average: 14.0%
Section 06
Commute & transportation from 11.6 min in 2000
US average: 26.5
from 79.2% in 2009
US average: 68.9%
from 10.1% in 2009
US average: 8.5%
from 0.2% in 2009
US average: 3.2%
from 3.0% in 2009
US average: 15.0%
from 6.1% in 2009
US average: 2.4%
from 1.3% in 2009
US average: 0.4%
from 7.8% in 2009
US average: 8.3%
Section 07
Work & employment from 10.8% in 2011
US average: 5.2%
from 60.7% in 2011
US average: 63.5%
Women 20-64 in the labor force
from 63.3% in 2020
US average: 74.6%
from 14.9% in 2009
US average: 13.1%
from 27.2% in 2009
US average: 42.5%
Section 08
People & community from 6.8% in 2009
US average: 14.1%
from 10.4% in 2009
US average: 6.2%
from 15.7% in 2012
US average: 13.3%
from 10.1% in 2013
US average: 8.4%
from 74.8% in 2017
US average: 91.0%
Computer in household
from 87.6% in 2020
US average: 95.5%
from 87.1% in 2020
US average: 87.7%
from 87.9% in 2016
US average: 77.7%
from 6.6% in 2016
US average: 13.6%
Marital status
Men 15+
Never married 44.9%(2,623)
Women 15+
Never married 32.6%(1,773)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09
Health coverage from 10.1% in 2013
US average: 8.4%
from 48.9% in 2020
US average: 54.8%
Direct-purchase
from 10.3% in 2020
US average: 13.8%
from 20.0% in 2020
US average: 18.4%
from 31.5% in 2020
US average: 20.9%
VA health care
from 1.6% in 2020
US average: 2.2%
Any private
from 57.2% in 2020
US average: 67.1%
Any public
from 48.3% in 2020
US average: 36.7%
Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.
Section 09 · Service history
Veterans Veterans by period of service, 2024
Gulf War (2001 or later) 19%(129)
Gulf War (1990s) 11.1%(75)
Share of the 678 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.
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Drill deeper
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Frequently asked
How many people live in Coldwater, Michigan? Coldwater, Michigan has about 13,671 residents according to the 2024 American Community Survey.
What is the median household income in Coldwater, Michigan? The typical household in Coldwater, Michigan earns about $50,781 a year. Half of households make more than that, and half make less.
Is Coldwater, Michigan expensive? In Coldwater, Michigan, the median home is worth about $137,500, and the typical rent is about $943 a month.
How educated are people in Coldwater, Michigan? About 13.9% of adults age 25 and over in Coldwater, Michigan hold a bachelor's degree or higher.
What is the poverty rate in Coldwater, Michigan? About 21.3% of people in Coldwater, Michigan live below the federal poverty line.
Has Coldwater, Michigan grown since 1990? Yes, Coldwater, Michigan has grown since 1990. The population has added about 4,064 residents, a change of about 42 percent over that period.
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