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CITY · 2020 ACS

Coldwater

Michigan · 13,822 residents · 9.65 sq mi
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The short version

Coldwater is home to 13,822 people in Michigan. Four-year degrees are less common here than nationally, at 12% of adults. The typical home is worth $93,400. That trails the Michigan median by roughly 32%. The average commute runs 16 minutes. Households take in $40,561 at the median, 39% less than the US figure.

At a glance
Lower income
below the US median
US median: $66,278
Mid-age
median age 37.6
US median: 38.8
Less educated
12% hold a bachelor's degree
US average: 33%
More affordable
home values down 14%, inflation adjusted
US median home: $265,253
Section 01

Population & growth

13,822
+9%since 2000
from 12,697 in 2000
1990 – 2025
37.6
+5%since 2000
from 35.8 in 2000
US average: 38.8
Land area
9.65 sq mi
Population, 19902024
9K10K12K13K14K19902000201020202024Coldwater
202414K
1990201020202024
Age distribution, 2020
Under 56.4%(878)
US avg: 5.6%
5 to 96.5%(902)
US avg: 6.1%
10 to 147%(961)
US avg: 6.5%
15 to 197.2%(991)
US avg: 6.6%
20 to 246%(828)
US avg: 6.7%
25 to 3413.4%(1,855)
US avg: 13.5%
35 to 4413.1%(1,808)
US avg: 12.7%
45 to 5411.8%(1,633)
US avg: 12.3%
55 to 6412.2%(1,691)
US avg: 13.1%
65 to 749%(1,249)
US avg: 10%
75 to 845%(698)
US avg: 4.9%
85 and over2.4%(328)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$40,561
−20%inflation adjusted, since 2000
from $33,913 in 2000
US average: $66,278
1990 – 2024
$20,269
+28%since 2000
from $15,833 in 2000
US average: $35,364
Households earning $100K+
20.4%
+4.2 ptssince 2009
from 16.2% in 2009
US average: 43.9%
17.9%
+8.3 ptssince 2000
from 9.6% in 2000
US average: 12.8%
Workforce by industry, 2020
Retail trade28.8%
US avg: 10%
Information10.2%
US avg: 11.1%
Finance & insurance7%
US avg: 5.5%
Professional, scientific, technical4.9%
US avg: 4.7%
Other services4.2%
US avg: 6.6%
Agriculture, forestry, fishing2.3%
US avg: 1.7%
Construction2.3%
US avg: 1.2%
Education & health services2%
US avg: 0.8%
Arts, entertainment, food1.7%
US avg: 2%
Wholesale trade1.6%
US avg: 6.7%
Public administration1.6%
US avg: 4.7%
Transportation & warehousing1.2%
US avg: 2.5%
Manufacturing0%
US avg: 0.5%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$93,400
−14%inflation adjusted, since 2000
from $72,600 in 2000
US average: $265,253
1990 – 2024
$730
+1%inflation adjusted, since 2000
from $482 in 2000
US average: $1,124
56.7%
−10.2 ptssince 2000
from 67.0% in 2000
43.3% rent
2.43 people
+2%since 2009
from 2.38 people in 2009
US average: 2.61
2.3
−10%since 2009
from 2.6 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Section 04

Race & ethnicity

2000
White, non-Hispanic82.8%(10,514)
Black8.3%(1,054)
Hispanic / Latino4.5%(574)
Asian0.8%(102)
Other0%
2020
White, non-Hispanic79.5%(10,982)
Black7.1%(986)
Hispanic / Latino8.2%(1,133)
Asian1%(134)
Other2.5%(343)

No data for the years selected.

Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican5.4%(659)
Salvadoran1.1%(137)
Puerto Rican0.4%(43)
Cuban0.2%(24)
Asian origin
Vietnamese0.4%(47)
Thai0.2%(23)
Japanese0.1%(18)
Filipino0.1%(13)
Chinese0%(1)
Ancestry
German17.8%(2,169)
English13.1%(1,604)
Irish9.3%(1,140)
American6.3%(771)
Polish5.5%(669)
Dutch3.4%(419)
Italian3.3%(403)
Arab2.3%(280)
French2.3%(275)
Swedish1.4%(176)
Scottish1.3%(153)
+ 24 more ancestry groups with data
British0.9%(115)
Israeli0.7%(82)
Welsh0.6%(69)
Slovak0.5%(66)
Norwegian0.5%(65)
Hungarian0.5%(59)
Scotch-Irish0.4%(43)
Moroccan0.3%(42)
Greek0.3%(34)
Swiss0.2%(27)
Austrian0.2%(24)
Danish0.2%(22)
Finnish0.1%(18)
Canadian0.1%(15)
Russian0.1%(13)
Ghanaian0.1%(11)
Lebanese0.1%(10)
Belgian0.1%(10)
Croatian0.1%(9)
Czech0.1%(9)
Lithuanian0.1%(9)
Section 05

Education

11.7%
+0.5 ptssince 2000
from 11.1% in 2000
US average: 32.9%
High school or higher
86.3%
+7.7 ptssince 2000
from 78.5% in 2000
US average: 88.5%
2.9%
−1.1 ptssince 2000
from 4.0% in 2000
US average: 12.7%
Section 06

Commute & transportation

16.0 min
+38%since 2000
from 11.6 min in 2000
US average: 26.9
78.8%
−0.4 ptssince 2009
from 79.2% in 2009
US average: 75.1%
9.1%
+1.3 ptssince 2009
from 7.8% in 2009
US average: 8.4%
Section 07

Work & employment

3.4%
−7.4 ptssince 2011
from 10.8% in 2011
US average: 5.4%
47.8%
−12.9 ptssince 2011
from 60.7% in 2011
US average: 63.4%
Women 20-64 in the labor force
63.3%
US average: 73.3%
20.0%
−7.1 ptssince 2009
from 27.2% in 2009
US average: 39.3%
Section 08

People & community

54.6%
+9.5 ptssince 2009
from 45.1% in 2009
45.4%
−9.5 ptssince 2009
from 54.9% in 2009
9.8%
+2.9 ptssince 2009
from 6.8% in 2009
US average: 13.5%
12.1%
+2.0 ptssince 2013
from 10.1% in 2013
US average: 8.8%
Computer in household
87.6%
US average: 91.9%
87.1%
US average: 86.2%
Marital status (2024)
Men 15+
Never married44.9%(2,623)
Married34.2%(2,001)
Widowed2%(115)
Divorced18.9%(1,107)
Women 15+
Never married32.6%(1,773)
Married35.2%(1,915)
Widowed8.3%(451)
Divorced23.8%(1,294)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

12.1%
+2.0 ptssince 2013
from 10.1% in 2013
US average: 8.8%
48.9%
US average: 55.4%
Direct-purchase
10.3%
US average: 13.7%
20.0%
US average: 17.6%
31.5%
US average: 20.0%
VA health care
1.6%
US average: 2.3%
Any private
57.2%
US average: 68.1%
Any public
48.3%
US average: 35.2%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2020
Gulf War (2001 or later)9.5%(61)
US avg: 20.6%
Gulf War (1990s)6.4%(41)
US avg: 21.4%
Vietnam era47.2%(303)
US avg: 35.2%
Korean War7%(45)
US avg: 7.6%
World War II3.6%(23)
US avg: 2.9%

Share of the 642 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Coldwater, Michigan?

Coldwater, Michigan has about 13,822 residents according to the 2020 American Community Survey.

What is the median household income in Coldwater, Michigan?

The typical household in Coldwater, Michigan earns about $40,561 a year. Half of households make more than that, and half make less.

Is Coldwater, Michigan expensive?

In Coldwater, Michigan, the median home is worth about $93,400, and the typical rent is about $730 a month.

How educated are people in Coldwater, Michigan?

About 11.7% of adults age 25 and over in Coldwater, Michigan hold a bachelor's degree or higher.

What is the poverty rate in Coldwater, Michigan?

About 17.9% of people in Coldwater, Michigan live below the federal poverty line.

Has Coldwater, Michigan grown since 1990?

Yes, Coldwater, Michigan has grown since 1990. The population has added about 4,215 residents, a change of about 44 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →