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MICROPOLITAN AREA

Mount Sterling Micro

Mount Sterling, KY · 3 counties · 48,428 residents (2025 est.) · 678.906 sq mi
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The short version

Mount Sterling has notably lower household income than the US average, with a median household income of $54,952. Population has grown 18% since 2000. 18% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value has more than doubled since 2000, reaching $154,634.

At a glance
Lower income
below the US median
US median: $82,259
Mid-age
median age 40.7
US median: 38.9
Less educated
18% hold a bachelor's degree
US average: 36%
Less affordable
home values up 30%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
47,476
+18%since 2000
from 40,195 in 2000
1990 – 2025
Population density
70 / sq mi
+18%since 2000
from 59 / sq mi in 2000
US average: 281
Median age
40.7
+12%since 2000
from 36.4 in 2000
US average: 38.9

PEP 2025 EST:48,428 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
33K37K41K45K49K1990201020202024Mount Sterling
202447K
1990201020202024
Section 02

Income & economy

Median household income
$54,952
+6%inflation adjusted, since 2000
from $28,587 in 2000
US average: $82,259
1990 – 2024
Per capita income
$29,264
+89%since 2000
from $15,457 in 2000
US average: $44,673
Households earning $100K+
37.1%
+19.9 ptssince 2009
from 17.1% in 2009
US average: 53.3%
Poverty rate
19.6%
+0.2 ptssince 2000
from 19.4% in 2000
US average: 12.5%
Income inequality (Gini)
0.472
+3%since 2010
from 0.456 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade21.4%
US avg: 9.9%
Information14.6%
US avg: 10.8%
Wholesale trade8.2%
US avg: 6.9%
Finance & insurance6.6%
US avg: 5.9%
Professional, scientific, technical4.5%
US avg: 5.1%
Other services4.1%
US avg: 6.7%
Public administration3.6%
US avg: 4.8%
Education & health services2.2%
US avg: 0.9%
Agriculture, forestry, fishing1.9%
US avg: 1.6%
Transportation & warehousing1.7%
US avg: 2.2%
Construction1.4%
US avg: 1.2%
Arts, entertainment, food1.1%
US avg: 1.9%
Manufacturing0.5%
US avg: 0.4%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$154,634
+30%inflation adjusted, since 2000
from $65,053 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$763
+16%inflation adjusted, since 2000
from $361 in 2000
US average: $1,442
Owner-occupied
71.0%
−4.3 ptssince 2000
from 75.3% in 2000
29.0% rent
Vacancy rate
13.4%
−5.5 ptssince 2009
from 18.9% in 2009
US average: 10.0%
Owner cost-burdened
18.1%
−6.0 ptssince 2009
from 24.1% in 2009
US average: 22.9%
Renter cost-burdened
24.0%
−19.9 ptssince 2009
from 43.9% in 2009
US average: 47.4%
Afford Score
2.8
+24%since 2000
from 2.3 in 2000
1990 – 2024
Gentrification Score
57
RELATED:See current rent listings in Mount Sterling on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic95.4%(38,332)
Black2.6%(1,050)
Hispanic / Latino1%(421)
Asian0.1%(25)
Other0%
Diversity Score9.1%(3,663)
Segregation Score0%
2024
White, non-Hispanic92.9%(44,119)
Black1%(481)
Hispanic / Latino2.9%(1,395)
Asian0.3%(138)
Other2.8%(1,343)
Diversity Score16.8%(7,990)
Segregation Score24.1%(11,421)
Diversity Score
17
+85%since 2000
from 9 in 2000
1990 – 2024
Segregation Score
24
+1%since 2020
from 24 in 2020
Section 05

Education

Bachelor's degree or higher
17.8%
+6.1 ptssince 2000
from 11.7% in 2000
US average: 35.6%
High school or higher
84.6%
+19.4 ptssince 2000
from 65.2% in 2000
US average: 89.6%
Graduate degree
7.3%
+3.1 ptssince 2000
from 4.3% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
27.4 min
+30%since 2000
from 21.1 min in 2000
US average: 26.5
Drive alone to work
82.2%
+0.3 ptssince 2009
from 82.0% in 2009
US average: 68.9%
Carpooled to work
8.3%
−3.9 ptssince 2009
from 12.2% in 2009
US average: 8.5%
Public transit
0.1%
Unchangedsince 2009
from 0.1% in 2009
US average: 3.2%
Worked from home
7.1%
+4.6 ptssince 2009
from 2.6% in 2009
US average: 15.0%
Walked to work
1.7%
−0.2 ptssince 2009
from 1.9% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
6.5%
−2.1 ptssince 2009
from 8.5% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
4.1%
−6.3 ptssince 2011
from 10.5% in 2011
US average: 5.2%
Labor force participation
55.2%
+1.2 ptssince 2011
from 54.0% in 2011
US average: 63.5%
Self-employed
13.5%
−0.4 ptssince 2009
from 13.8% in 2009
US average: 13.1%
Management & professional
27.8%
−30.6 ptssince 2009
from 58.4% in 2009
US average: 42.5%
Section 08

People & community

Male
49.1%
−0.1 ptssince 2009
from 49.2% in 2009
Female
50.9%
+0.1 ptssince 2009
from 50.8% in 2009
Foreign born
0.9%
+0.3 ptssince 2009
from 0.6% in 2009
US average: 14.1%
Veterans
5.4%
−42.5 ptssince 2009
from 47.9% in 2009
US average: 6.2%
With a disability
21.4%
+0.2 ptssince 2012
from 21.2% in 2012
US average: 13.3%
Uninsured
8.1%
−76.0 ptssince 2013
from 84.1% in 2013
US average: 8.4%
Broadband at home
86.9%
+20.3 ptssince 2017
from 66.6% in 2017
US average: 91.0%
English only at home
95.3%
−2.6 ptssince 2016
from 97.9% in 2016
US average: 77.7%
Spanish at home
2.5%
+1.0 ptssince 2016
from 1.5% in 2016
US average: 13.6%
In this metro

Principal cities

Mount SterlingCENTRAL7,586
What's inside

3 component counties

Montgomery CountyCENTRAL28,822Bath County13,176Menifee County6,430
Drill deeper

Metros similar to Mount Sterling

Lawrenceburg
Pop 46,914
Harrison
Pop 45,654
Galesburg
Pop 47,767
Charleston
Pop 46,607
Places similar to Mount Sterling
Head to head

Compare Mount Sterling side by side

MOUNT STERLING VS
Lawrenceburg
Income$54,706same
Home value$194,400+26%
Population46,914−3%
SEE FULL COMPARISON →
MOUNT STERLING VS
Harrison
Income$54,175−1%
Home value$185,819+20%
Population45,654−6%
SEE FULL COMPARISON →
MOUNT STERLING VS
Galesburg
Income$57,030+4%
Home value$111,900−28%
Population47,767−1%
SEE FULL COMPARISON →
MOUNT STERLING VS
Charleston
Income$56,478+3%
Home value$127,400−18%
Population46,607−4%
SEE FULL COMPARISON →
Frequently asked

How many people live in Mount Sterling, KY?

Mount Sterling, KY has about 47,476 residents according to the 2024 American Community Survey.

What is the median household income in Mount Sterling, KY?

The typical household in Mount Sterling, KY earns about $54,952 a year. Half of households make more than that, and half make less.

Is Mount Sterling, KY expensive?

In Mount Sterling, KY, the median home is worth about $154,634, and the typical rent is about $763 a month.

How educated are people in Mount Sterling, KY?

About 17.8% of adults age 25 and over in Mount Sterling, KY hold a bachelor's degree or higher.

What is the poverty rate in Mount Sterling, KY?

About 19.6% of people in Mount Sterling, KY live below the federal poverty line.

Has Mount Sterling, KY grown since 1990?

Yes, Mount Sterling, KY has grown since 1990. The population has added about 13,131 residents, a change of about 38 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · METRO ROLLUP OF COMPONENT COUNTIES · UPDATED 2024

How we source and harmonize this data →

Mount Sterling, KY: population, income & housing data · CensusEasy