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CITY

Mount Sterling

Kentucky · 7,586 residents (2025 est.) · 4.495 sq mi
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The short version

Mount Sterling has notably lower household income than the US average, with a median household income of $55,827. Population has grown 29% since 2000. Median home value has more than doubled since 2000, reaching $187,600.

At a glance
Lower income
below the US median
US median: $82,259
Mid-age
median age 37.8
US median: 38.9
Less educated
24% hold a bachelor's degree
US average: 36%
Less affordable
home values up 32%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
7,551
+29%since 2000
from 5,876 in 2000
1990 – 2025
Population density
1,680 / sq mi
+29%since 2000
from 1,307 / sq mi in 2000
US average: 281
Median age
37.8
+3%since 2000
from 36.6 in 2000
US average: 38.9

PEP 2025 EST:7,586 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
5K6K6K7K8K1990201020202024Mount Sterling
20248K
1990201020202024
Section 02

Income & economy

Median household income
$55,827
+13%inflation adjusted, since 2000
from $27,050 in 2000
US average: $82,259
1990 – 2024
Per capita income
$27,422
+56%since 2000
from $17,585 in 2000
US average: $44,673
Households earning $100K+
37.0%
+19.3 ptssince 2009
from 17.6% in 2009
US average: 53.3%
Poverty rate
16.9%
−2.5 ptssince 2000
from 19.4% in 2000
US average: 12.5%
Income inequality (Gini)
0.421
−11%since 2010
from 0.472 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade23.3%
US avg: 9.9%
Information14.6%
US avg: 10.8%
Wholesale trade6.9%
US avg: 6.9%
Other services3.7%
US avg: 6.7%
Public administration3.3%
US avg: 4.8%
Finance & insurance3.2%
US avg: 5.9%
Professional, scientific, technical3%
US avg: 5.1%
Transportation & warehousing1.4%
US avg: 2.2%
Arts, entertainment, food0.9%
US avg: 1.9%
Education & health services0.2%
US avg: 0.9%
Agriculture, forestry, fishing0.2%
US avg: 1.6%
Construction0.2%
US avg: 1.2%
Manufacturing0%
US avg: 0.4%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$187,600
+32%inflation adjusted, since 2000
from $78,300 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$699
+1%inflation adjusted, since 2000
from $380 in 2000
US average: $1,442
Owner-occupied
52.1%
+0.9 ptssince 2000
from 51.2% in 2000
47.9% rent
Vacancy rate
12.4%
−5.4 ptssince 2009
from 17.9% in 2009
US average: 10.0%
Owner cost-burdened
12.2%
−0.7 ptssince 2009
from 12.9% in 2009
US average: 22.9%
Renter cost-burdened
22.4%
−27.2 ptssince 2009
from 49.6% in 2009
US average: 47.4%
Afford Score
3.4
+16%since 2000
from 2.9 in 2000
1990 – 2024
Gentrification Score
58
RELATED:See current rent listings in Mount Sterling on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic88.2%(5,184)
Black8.7%(512)
Hispanic / Latino1.7%(99)
Asian0.2%(9)
Other0%
Diversity Score24.3%(1,426)
2024
White, non-Hispanic91.1%(6,876)
Black2.5%(188)
Hispanic / Latino2.3%(177)
Asian1.2%(93)
Other2.9%(217)
Diversity Score21.1%(1,592)
Diversity Score
21
−13%since 2000
from 24 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
23.6%
+3.6 ptssince 2000
from 19.9% in 2000
US average: 35.6%
High school or higher
88.9%
+17.6 ptssince 2000
from 71.3% in 2000
US average: 89.6%
Graduate degree
9.0%
+2.4 ptssince 2000
from 6.6% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
23.0 min
+34%since 2000
from 17.2 min in 2000
US average: 26.5
Drive alone to work
84.1%
−0.2 ptssince 2009
from 84.3% in 2009
US average: 68.9%
Carpooled to work
6.9%
−3.3 ptssince 2009
from 10.3% in 2009
US average: 8.5%
Public transit
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
Worked from home
7.5%
+7.5 ptssince 2009
from 0.0% in 2009
US average: 15.0%
Walked to work
1.4%
−1.8 ptssince 2009
from 3.3% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
12.0%
−3.7 ptssince 2009
from 15.8% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
3.7%
−8.1 ptssince 2011
from 11.8% in 2011
US average: 5.2%
Labor force participation
61.1%
+4.3 ptssince 2011
from 56.8% in 2011
US average: 63.5%
Self-employed
11.6%
−6.2 ptssince 2009
from 17.8% in 2009
US average: 13.1%
Management & professional
27.7%
−34.3 ptssince 2009
from 62.0% in 2009
US average: 42.5%
Section 08

People & community

Male
47.9%
+2.3 ptssince 2009
from 45.6% in 2009
Female
52.1%
−2.3 ptssince 2009
from 54.4% in 2009
Foreign born
1.3%
+0.3 ptssince 2009
from 1.1% in 2009
US average: 14.1%
Veterans
5.7%
−39.8 ptssince 2009
from 45.5% in 2009
US average: 6.2%
With a disability
23.0%
+9.1 ptssince 2012
from 13.9% in 2012
US average: 13.3%
Uninsured
8.2%
−73.0 ptssince 2013
from 81.2% in 2013
US average: 8.4%
Broadband at home
88.7%
+21.2 ptssince 2017
from 67.5% in 2017
US average: 91.0%
English only at home
97.7%
+1.0 ptssince 2016
from 96.7% in 2016
US average: 77.7%
Spanish at home
0.5%
−2.3 ptssince 2016
from 2.7% in 2016
US average: 13.6%
Drill deeper

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Head to head

Compare Mount Sterling to nearby cities

MOUNT STERLING VS
Winchester
Income$54,378−3%
Home value$188,300same
Population19,514+157%
SEE FULL COMPARISON →
MOUNT STERLING VS
Paris
Income$55,839same
Home value$186,300−1%
Population10,130+34%
SEE FULL COMPARISON →
MOUNT STERLING VS
Lexington
Income$69,479+24%
Home value$293,500+56%
Population329,751+4247%
SEE FULL COMPARISON →
MOUNT STERLING VS
Richmond
Income$50,870−9%
Home value$214,900+15%
Population40,663+436%
SEE FULL COMPARISON →
Frequently asked

How many people live in Mount Sterling, Kentucky?

Mount Sterling, Kentucky has about 7,551 residents according to the 2024 American Community Survey.

What is the median household income in Mount Sterling, Kentucky?

The typical household in Mount Sterling, Kentucky earns about $55,827 a year. Half of households make more than that, and half make less.

Is Mount Sterling, Kentucky expensive?

In Mount Sterling, Kentucky, the median home is worth about $187,600, and the typical rent is about $699 a month.

How educated are people in Mount Sterling, Kentucky?

About 23.6% of adults age 25 and over in Mount Sterling, Kentucky hold a bachelor's degree or higher.

What is the poverty rate in Mount Sterling, Kentucky?

About 16.9% of people in Mount Sterling, Kentucky live below the federal poverty line.

Has Mount Sterling, Kentucky grown since 1990?

Yes, Mount Sterling, Kentucky has grown since 1990. The population has added about 2,189 residents, a change of about 41 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →