Effingham is home to 44,856 people. That puts it in the top 4% of US metro areas for household income. 80% of homes are owner-occupied. The foreign-born share is 1%. The typical home is worth $174,871, having more than doubled since 2000. About 25% of adults have finished a four-year degree.
At a glance
Average income
median household income $78,774, near the US median
US median: $82,259
Mid-age
median age 40.7
US median: 38.9
Less educated
25% hold a bachelor's degree
US average: 36%
Stable housing
home values roughly flat, inflation adjusted
US median home: $376,019
Unique to this place
What stands out about Effingham
What changed most since 1990
White share99.4% → 94.4%(−5.0 pts)US over the same years: −17.8 pts
Among the 28 metro and micro areas based in Illinois
Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.
Section 09 · Service history
Veterans
Veterans by period of service, 2024
Gulf War (2001 or later)24.7%(576)
US avg: 26.4%
Gulf War (1990s)10.6%(248)
US avg: 24.3%
Vietnam era35.6%(830)
US avg: 33.1%
Korean War7.7%(180)
US avg: 4.5%
World War II1.9%(44)
US avg: 1%
Share of the 2,334 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Over time
Effingham, decade by decade
Effingham population, inflation-adjusted income and home value, education, and diversity by year
Year
Population
Median household income
Median home value
Bachelor's degree+
Diversity score
1990
42,374
$63,201
$121,072
11.8%
1.4
2000
45,517
$70,280
$145,492
13.9%
4.2
2010
45,290
$68,623
$144,365
18.3%
7.1
2020
45,118
$72,454
$171,121
22.2%
15.0
2024
44,856
$78,774
$174,871
25.2%
13.5
Census years come from the decennial census and the latest year from the American Community Survey, so part of any change between those two rows can reflect the different surveys. Dollar figures are adjusted for inflation to 2024 dollars; a figure ending in "+" was at the Census Bureau's reporting cap that year. The diversity score runs from 0 to 100; see how it's calculated.
