RANKING · 2024 ACS · 500 SHOWN OF 16,779

Most owner cost-burdened, US ZIP codes

US ZIP codes ranked by the share of owner households spending 30% or more of income on housing costs (2024 ACS). 86011 leads at 100.0%. 16,779 ZIP codes qualify in total. ZIP codes with fewer than 2,500 residents are excluded. New Jersey carries 6 of the top 25 entries. The median across all 16,779 is 20.7%.

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPOWNER COST-BURDENED HOUSEHOLDSVS –

USUnited States334,922,49922.9%–

0186011, AZAZ4,019100.0%–

0205405, VTVT3,136100.0%–

0308640, NJNJ7,984100.0%–

0408641, NJNJ4,400100.0%–

0532831, FLFL2,527100.0%–

0658704, NDND4,616100.0%–

0765473, MOMO15,438100.0%–

0860088, ILIL14,400100.0%–

0978236, TXTX7,635100.0%–

1073145, OKOK3,612100.0%–

1155454, MNMN8,88079.6%–

1210282, NYNY5,88769.5%–

1375207, TXTX8,28768.4%–

1407522, NJNJ23,04058.7%–

1510280, NYNY8,93357.9%–

1607524, NJNJ13,80856.7%–

1707513, NJNJ11,57656.6%–

1811024, NYNY9,15555.4%–

1990094, CACA11,76455.4%–

2010474, NYNY11,27054.3%–

2110952, NYNY48,01953.5%–

2207105, NJNJ57,09353.3%–

2395249, CACA4,29553.0%–

2402539, MAMA5,27852.9%–

2590402, CACA11,33752.8%–

2607505, NJNJ4,69152.6%–

2790704, CACA3,42152.4%–

2810454, NYNY39,57052.1%–

2990015, CACA24,70452.1%–

3001850, MAMA17,74052.1%–

3102863, RIRI22,70152.0%–

3292590, CACA5,08951.6%–

3311370, NYNY30,26751.6%–

3498439, WAWA5,67151.5%–

3589501, NVNV3,50751.2%–

3695619, CACA4,97451.0%–

3793660, CACA4,08650.4%–

3811749, NYNY3,60050.3%–

3990290, CACA6,31550.2%–

4018101, PAPA6,12050.2%–

4107112, NJNJ29,45650.1%–

4202668, MAMA2,82049.8%–

4394005, CACA4,69249.6%–

4407102, NJNJ12,35849.5%–

4533054, FLFL31,05549.4%–

4695445, CACA2,76649.0%–

4711207, NYNY93,19848.9%–

4894111, CACA4,57948.9%–

4998433, WAWA22,49348.8%–

5090003, CACA70,06548.7%–

5110458, NYNY74,89848.6%–

5293546, CACA9,00048.5%–

5375141, TXTX5,70348.5%–

5433036, FLFL3,77748.4%–

5590024, CACA51,67548.2%–

5611724, NYNY3,07348.1%–

5707514, NJNJ20,64748.1%–

5892372, CACA5,14948.1%–

5910006, NYNY4,09648.1%–

6011436, NYNY22,52748.0%–

6111204, NYNY79,80047.9%–

6233838, FLFL5,68847.7%–

6393222, CACA2,72147.7%–

6411203, NYNY74,81747.7%–

6507107, NJNJ43,29347.6%–

6690067, CACA3,87547.5%–

6733316, FLFL12,43747.5%–

6811206, NYNY93,02047.5%–

6971260, LALA3,15147.5%–

7007503, NJNJ19,17047.4%–

7110984, NYNY2,80547.4%–

7210550, NYNY38,97247.3%–

7375203, TXTX15,77547.2%–

7433160, FLFL43,71847.0%–

7595006, CACA7,56146.8%–

7611236, NYNY88,05146.8%–

7710970, NYNY11,49746.6%–

7845204, OHOH8,41246.6%–

7990210, CACA19,00446.5%–

8007501, NJNJ35,48146.5%–

8107108, NJNJ28,79046.4%–

8207029, NJNJ22,86646.3%–

8390010, CACA4,85046.3%–

8411433, NYNY37,88446.3%–

8590077, CACA8,38646.3%–

8692036, CACA3,21846.3%–

8790069, CACA20,96146.2%–

8838664, MSMS3,46546.2%–

8998251, WAWA4,90746.1%–

9090017, CACA30,17246.0%–

9110927, NYNY12,32546.0%–

9212846, NYNY3,01345.9%–

9395685, CACA4,69045.9%–

9433019, FLFL14,29345.9%–

9533169, FLFL43,70245.9%–

9607502, NJNJ17,15845.8%–

9707055, NJNJ70,00245.7%–

9807201, NJNJ28,46745.7%–

9971459, LALA10,27045.6%–

10091356, CACA30,94245.6%–

10193202, CACA3,89045.5%–

10207206, NJNJ31,93045.5%–

10307111, NJNJ60,86745.5%–

10411559, NYNY8,87845.4%–

10512563, NYNY7,30445.4%–

10694603, CACA35,74245.3%–

10790012, CACA37,33645.3%–

10881224, COCO3,10145.2%–

10990305, CACA14,70845.2%–

11092657, CACA9,92045.1%–

11130288, GAGA8,11645.1%–

11211233, NYNY81,82245.1%–

11392108, CACA26,79045.1%–

11410469, NYNY68,52145.0%–

11511216, NYNY60,68545.0%–

11690037, CACA65,48245.0%–

11791202, CACA22,50445.0%–

11811219, NYNY94,19645.0%–

11970812, LALA11,00744.9%–

12010962, NYNY4,76744.8%–

12108103, NJNJ12,57344.7%–

12210472, NYNY64,01144.6%–

12302210, MAMA6,97144.6%–

12495954, CACA8,16544.6%–

12507010, NJNJ25,78144.5%–

12611419, NYNY47,44144.5%–

12792067, CACA7,93844.5%–

12879607, TXTX3,31544.4%–

12991367, CACA45,88944.4%–

13090062, CACA32,71544.4%–

13190057, CACA46,62944.4%–

13292314, CACA9,33444.4%–

13310466, NYNY71,11644.4%–

13490029, CACA33,30344.2%–

13511412, NYNY39,82844.1%–

13695946, CACA9,95844.1%–

13708825, NJNJ4,73544.1%–

13896712, HIHI8,20444.0%–

13933063, FLFL55,46644.0%–

14002134, MAMA17,66744.0%–

14196814, HIHI24,68944.0%–

14211420, NYNY49,41543.9%–

14333154, FLFL14,57243.9%–

14418325, PAPA2,70043.9%–

14596826, HIHI29,17443.9%–

14611542, NYNY28,96543.8%–

14710588, NYNY2,78343.8%–

14811358, NYNY37,66543.8%–

14989086, NVNV10,45543.8%–

15033313, FLFL62,80743.7%–

15133033, FLFL71,45843.7%–

15210461, NYNY52,01243.7%–

15333168, FLFL23,77543.6%–

15411365, NYNY42,32243.6%–

15578409, TXTX2,93743.6%–

15691335, CACA74,52643.5%–

15793015, CACA19,19143.5%–

15899685, AKAK3,74743.5%–

15902119, MAMA27,37743.5%–

16011208, NYNY105,42843.4%–

16191316, CACA29,49143.4%–

16290011, CACA100,11343.4%–

16301902, MAMA50,06643.4%–

16407504, NJNJ13,12343.3%–

16594621, CACA33,84043.1%–

16692285, CACA2,76443.1%–

16711978, NYNY4,70543.0%–

16891915, CACA35,32243.0%–

16990265, CACA15,91843.0%–

17033066, FLFL16,71943.0%–

17174119, OKOK3,67042.9%–

17296137, CACA2,92342.9%–

17307106, NJNJ36,38342.9%–

17470116, LALA10,40442.9%–

17507931, NJNJ2,98542.9%–

17610013, NYNY27,21942.8%–

17711434, NYNY68,26342.8%–

17833180, FLFL34,14742.7%–

17918610, PAPA5,07942.6%–

18090292, CACA23,98242.6%–

18175240, TXTX25,29042.5%–

18210462, NYNY76,32042.5%–

18391402, CACA65,75442.5%–

18410704, NYNY31,92142.5%–

18533020, FLFL46,32242.5%–

18690061, CACA30,05142.4%–

18792651, CACA23,55742.4%–

18811368, NYNY105,71642.4%–

18993240, CACA5,98142.4%–

19007304, NJNJ51,30642.3%–

19192325, CACA9,06542.3%–

19290044, CACA94,83042.3%–

19323523, VAVA8,18842.2%–

19411361, NYNY30,12742.2%–

19595467, CACA5,77842.2%–

19692075, CACA11,94442.1%–

19733441, FLFL30,15342.1%–

19890211, CACA9,12042.1%–

19994108, CACA11,30542.1%–

20096762, HIHI5,71042.0%–

20110012, NYNY21,42642.0%–

20293550, CACA80,64542.0%–

20333319, FLFL54,45041.9%–

20433973, FLFL14,39241.9%–

20592356, CACA6,54341.9%–

20610069, NYNY6,50941.8%–

20777840, TXTX54,86441.8%–

20833322, FLFL41,12841.8%–

20911105, NYNY37,93641.8%–

21005672, VTVT5,28541.8%–

21180452, COCO3,13541.8%–

21295348, CACA37,54041.8%–

21390020, CACA38,99441.8%–

21433432, FLFL21,83441.7%–

21533314, FLFL31,06741.7%–

21611023, NYNY9,63041.7%–

21790059, CACA37,51141.7%–

21811417, NYNY30,57841.7%–

21911423, NYNY28,53441.7%–

22007205, NJNJ22,34941.7%–

22102744, MAMA12,71641.6%–

22211976, NYNY2,95241.6%–

22393591, CACA7,05141.6%–

22494704, CACA23,78841.6%–

22595368, CACA13,90041.6%–

22633032, FLFL65,13241.5%–

22733016, FLFL45,55141.5%–

22810977, NYNY71,57141.5%–

22933150, FLFL30,97441.5%–

23095245, CACA2,72741.5%–

23111413, NYNY45,96541.5%–

23233004, FLFL17,09441.5%–

23392586, CACA20,76741.5%–

23411727, NYNY28,49541.5%–

23523707, VAVA14,76641.4%–

23691364, CACA27,74841.4%–

23711385, NYNY101,70441.4%–

23833321, FLFL51,21641.4%–

23910456, NYNY87,53341.4%–

24091352, CACA46,89941.4%–

24111545, NYNY12,17241.3%–

24290043, CACA42,37741.3%–

24307933, NJNJ2,99541.3%–

24445225, OHOH9,58341.3%–

24581615, COCO2,97241.3%–

24695383, CACA3,78241.3%–

24711234, NYNY83,18741.2%–

24890301, CACA36,06041.2%–

24933136, FLFL16,54541.2%–

25093433, CACA12,60041.2%–

25111516, NYNY9,11241.2%–

25295945, CACA27,47041.1%–

25310606, NYNY17,34141.1%–

25410465, NYNY45,40441.1%–

25511691, NYNY69,35941.1%–

25693510, CACA7,78641.1%–

25735234, ALAL3,87941.1%–

25811558, NYNY8,45441.0%–

25991205, CACA34,25441.0%–

26095228, CACA4,61141.0%–

26107032, NJNJ40,61441.0%–

26207202, NJNJ44,96841.0%–

26307014, NJNJ4,97541.0%–

26433161, FLFL54,81441.0%–

26510950, NYNY68,13640.9%–

26607026, NJNJ32,78340.9%–

26711784, NYNY26,24440.9%–

26892587, CACA18,21840.9%–

26991403, CACA25,79340.9%–

27094103, CACA34,96440.9%–

27133413, FLFL18,66840.9%–

27294595, CACA16,98840.9%–

27333069, FLFL29,14540.8%–

27411432, NYNY62,89240.8%–

27590033, CACA45,64740.8%–

27610522, NYNY11,50240.8%–

27790019, CACA59,54840.8%–

27811223, NYNY78,09340.8%–

27907465, NJNJ5,92140.8%–

28048126, MIMI51,99740.8%–

28191311, CACA40,89840.8%–

28291342, CACA93,30140.8%–

28311221, NYNY91,58840.7%–

28420695, MDMD16,40740.7%–

28511377, NYNY81,69040.7%–

28608701, NJNJ139,14940.7%–

28733009, FLFL44,50240.7%–

28895033, CACA9,60040.7%–

28990004, CACA58,48440.7%–

29092256, CACA4,20940.7%–

29133140, FLFL20,34240.6%–

29291325, CACA35,06240.6%–

29398204, WAWA45,13040.6%–

29407017, NJNJ40,91040.5%–

29510573, NYNY40,78640.5%–

29691606, CACA43,55940.5%–

29711940, NYNY5,81940.5%–

29801908, MAMA3,32540.5%–

29933179, FLFL51,59140.5%–

30091344, CACA52,89040.4%–

30102909, RIRI46,01440.4%–

30211214, NYNY89,39740.4%–

30391042, CACA26,92840.4%–

30496708, HIHI11,15240.4%–

30511355, NYNY80,80140.4%–

30677435, TXTX4,81240.4%–

30793534, CACA41,43040.3%–

30833189, FLFL26,12840.3%–

30991040, CACA20,82140.3%–

31080814, COCO4,59940.3%–

31119138, PAPA30,82140.3%–

31293552, CACA42,63940.2%–

31392240, CACA41,61540.2%–

31494132, CACA26,85940.2%–

31511373, NYNY98,40340.2%–

31690036, CACA39,27840.2%–

31708735, NJNJ3,45140.2%–

31811210, NYNY57,91540.2%–

31998266, WAWA4,24540.2%–

32010974, NYNY3,38240.1%–

32192113, CACA48,21540.1%–

32296743, HIHI12,42240.1%–

32334737, FLFL4,19940.1%–

32490222, CACA32,34040.1%–

32521216, MDMD29,42640.0%–

32678215, TXTX3,50640.0%–

32711692, NYNY22,73440.0%–

32811356, NYNY25,82440.0%–

32992037, CACA40,71739.9%–

33011109, NYNY7,94839.9%–

33133068, FLFL54,43939.9%–

33290047, CACA50,97439.9%–

33390404, CACA22,97839.9%–

33407603, NJNJ9,36039.9%–

33590007, CACA38,71539.8%–

33639423, MSMS2,64239.8%–

33711755, NYNY12,14439.8%–

33811953, NYNY12,84639.8%–

33911213, NYNY68,84639.8%–

34098843, WAWA2,51039.8%–

34107050, NJNJ34,18139.7%–

34202746, MAMA17,53139.7%–

34311550, NYNY60,96039.7%–

34407011, NJNJ38,58739.7%–

34595969, CACA8,33939.7%–

34695321, CACA3,46439.7%–

34733073, FLFL33,83839.7%–

34877053, TXTX30,19839.7%–

34910459, NYNY48,27039.6%–

35076470, TXTX3,21839.6%–

35111427, NYNY24,60739.6%–

35210901, NYNY27,09539.6%–

35339669, MSMS3,92939.6%–

35433480, FLFL10,92439.6%–

35510467, NYNY96,42139.6%–

35694949, CACA17,78739.6%–

35793610, CACA23,52039.6%–

35807208, NJNJ31,93739.5%–

35992536, CACA2,97039.5%–

36033442, FLFL31,29639.5%–

36110473, NYNY58,85539.5%–

36211772, NYNY45,02339.5%–

36391436, CACA15,96939.5%–

36491007, CACA33,02939.5%–

36595457, CACA3,12239.5%–

36695832, CACA12,85039.4%–

36790002, CACA52,12239.4%–

36807306, NJNJ54,01739.4%–

36907088, NJNJ2,90139.4%–

37090291, CACA26,32439.4%–

37101105, MAMA11,84339.4%–

37291423, CACA32,32839.4%–

37391106, CACA23,91039.4%–

37491906, CACA3,32539.4%–

37507002, NJNJ71,55339.4%–

37697064, OROR3,85539.4%–

37742262, KYKY9,66539.4%–

37807004, NJNJ7,82439.4%–

37991405, CACA56,03339.4%–

38090049, CACA37,12239.3%–

38148141, MIMI25,42839.3%–

38211428, NYNY19,02839.3%–

38395247, CACA3,85839.3%–

38494585, CACA29,35739.3%–

38591387, CACA46,86939.3%–

38601109, MAMA31,12439.3%–

38733178, FLFL67,78939.3%–

38811961, NYNY12,31539.2%–

38996731, HIHI2,78239.2%–

39007508, NJNJ23,76239.2%–

39195665, CACA4,46539.2%–

39210464, NYNY3,82839.2%–

39391945, CACA27,74539.2%–

39491343, CACA60,78339.2%–

39591345, CACA18,71439.2%–

39601841, MAMA52,76939.2%–

39707071, NJNJ22,46339.1%–

39876093, TXTX4,19839.1%–

39991020, CACA7,53239.1%–

40098922, WAWA7,68839.1%–

40191601, CACA36,99239.1%–

40291331, CACA97,60839.1%–

40333170, FLFL16,65239.1%–

40498252, WAWA10,36139.0%–

40595713, CACA9,44839.0%–

40690016, CACA46,45739.0%–

40702644, MAMA3,70039.0%–

40810994, NYNY6,37039.0%–

40997463, OROR3,65239.0%–

41060644, ILIL47,21039.0%–

41117028, PAPA3,56339.0%–

41281647, COCO6,88239.0%–

41393434, CACA8,60338.9%–

41495814, CACA12,35538.9%–

41511228, NYNY42,24138.9%–

41610309, NYNY34,88538.9%–

41792637, CACA17,28938.9%–

41833142, FLFL58,90838.9%–

41991901, CACA18,19738.9%–

42033126, FLFL47,30738.9%–

42111520, NYNY44,91038.8%–

42295329, CACA2,95438.8%–

42375114, TXTX9,33338.8%–

42418701, PAPA4,29438.8%–

42508030, NJNJ13,21738.8%–

42610553, NYNY11,01138.8%–

42793614, CACA11,44538.8%–

42895825, CACA36,15638.7%–

42993225, CACA4,66338.7%–

43010595, NYNY7,24338.7%–

43122482, VAVA3,07538.7%–

43295423, CACA3,51338.7%–

43311411, NYNY20,54038.7%–

43496145, CACA3,44138.7%–

43591204, CACA17,85738.7%–

43611941, NYNY2,81438.7%–

43717536, PAPA3,45238.7%–

43811416, NYNY25,91938.7%–

43994599, CACA3,34838.6%–

44002601, MAMA16,07138.6%–

44133055, FLFL37,65938.6%–

44295605, CACA14,89638.6%–

44333715, FLFL8,03238.6%–

44491605, CACA49,86838.6%–

44511357, NYNY43,34638.6%–

44660827, ILIL24,71338.6%–

44798240, WAWA3,59338.6%–

44811369, NYNY35,13338.6%–

44994965, CACA11,72438.6%–

45001930, MAMA30,07538.5%–

45170805, LALA23,28838.5%–

45292843, CACA46,41438.5%–

45302142, MAMA4,73738.5%–

45460601, ILIL15,23538.5%–

45535203, ALAL3,50638.5%–

45633312, FLFL52,79838.5%–

45711786, NYNY6,45938.5%–

45895045, CACA3,65938.5%–

45970117, LALA25,65238.5%–

46091401, CACA39,23138.4%–

46133023, FLFL72,34438.4%–

46233125, FLFL56,89738.4%–

46392118, CACA18,92938.4%–

46490068, CACA21,57238.4%–

46595436, CACA5,82138.4%–

46633127, FLFL26,78638.4%–

46713044, NYNY2,64338.4%–

46891206, CACA31,96138.4%–

46923702, VAVA12,48538.4%–

47033144, FLFL25,90938.4%–

47102120, MAMA15,28338.4%–

47295650, CACA13,40538.4%–

47307720, NJNJ4,15838.3%–

47480643, COCO5,11938.3%–

47514607, NYNY17,89138.3%–

47607086, NJNJ17,29538.3%–

47790221, CACA50,65938.3%–

47807856, NJNJ4,77438.3%–

47995638, CACA2,51738.3%–

48091748, CACA42,46338.3%–

48133135, FLFL36,14338.3%–

48292260, CACA30,52338.2%–

48311360, NYNY19,46938.2%–

48433162, FLFL46,60638.2%–

48533174, FLFL35,17738.2%–

48690804, CACA38,07638.2%–

48707662, NJNJ5,86938.2%–

48801840, MAMA8,52238.2%–

48907601, NJNJ46,05738.2%–

49002673, MAMA8,59438.2%–

49111753, NYNY12,43538.2%–

49232811, FLFL41,47538.2%–

49311963, NYNY8,39038.1%–

49410992, NYNY9,84338.1%–

49595330, CACA35,39538.1%–

49607627, NJNJ4,91138.1%–

49793110, CACA15,43638.1%–

49804357, MEME3,56638.1%–

49911950, NYNY17,59938.1%–

50010913, NYNY5,34338.1%–

SHOWING 1–500 OF 16,779

1 2…34

Download CSV (full list, 16,779 rows)

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES

Frequently asked

Which ZIP code has the highest owner cost-burdened households?

86011 ranks #1 with 100.0% (2024 American Community Survey).

What are the top 5 ZIP codes by owner cost-burdened households?

86011, 05405, 08640, 08641, 32831.

How many ZIP codes are in this ranking?

16,779 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is owner cost-burdened households measured?

Share of owner households spending 30% or more of household income on housing costs (mortgaged + un-mortgaged combined). Source: ACS B25091. Source: US Census Bureau, American Community Survey 5-year estimates (2024).