Which ZIP code has the highest owner cost-burdened households?

86011 ranks #1 with 100.0% (2024 American Community Survey).

What are the top 5 ZIP codes by owner cost-burdened households?

86011, 05405, 08640, 08641, 32831.

How many ZIP codes are in this ranking?

16,779 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is owner cost-burdened households measured?

Share of owner households spending 30% or more of household income on housing costs (mortgaged + un-mortgaged combined). Source: ACS B25091. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,779

Most owner cost-burdened, US ZIP codes

US ZIP codes ranked by the share of owner households spending 30% or more of income on housing costs (2023 ACS).

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPOWNER COST-BURDENED HOUSEHOLDSVS 2000

50192102, CACA38,90138.1%–

50290220, CACA48,35438.1%–

50391307, CACA26,58038.0%–

50410312, NYNY63,46938.0%–

50544704, OHOH3,68138.0%–

50602724, MAMA18,50538.0%–

50739146, MSMS2,61438.0%–

50888048, NMNM3,24738.0%–

50991304, CACA52,47438.0%–

51090008, CACA33,25238.0%–

51107420, NJNJ5,31638.0%–

51207087, NJNJ66,46338.0%–

51392404, CACA63,24338.0%–

51410801, NYNY42,75438.0%–

51507605, NJNJ9,37938.0%–

51695666, CACA5,99438.0%–

51733129, FLFL14,70238.0%–

51895470, CACA6,22638.0%–

51991201, CACA22,39437.9%–

52095258, CACA4,14437.9%–

52194027, CACA7,00237.9%–

52211581, NYNY22,81837.9%–

52396753, HIHI28,00337.9%–

52410960, NYNY15,25137.9%–

52591355, CACA29,12337.9%–

52603860, NHNH3,69337.9%–

52711757, NYNY44,41337.9%–

52807027, NJNJ4,88537.9%–

52946204, ININ11,40037.9%–

53078730, TXTX9,14237.9%–

53190048, CACA21,47637.8%–

53260611, ILIL37,70537.8%–

53392274, CACA18,16737.8%–

53402109, MAMA3,61237.8%–

53510017, NYNY15,29737.8%–

53695338, CACA10,00637.8%–

53795949, CACA20,55237.8%–

53893022, CACA6,07837.8%–

53995684, CACA2,70837.8%–

54093301, CACA13,62037.8%–

54195703, CACA2,58937.8%–

54292555, CACA45,97837.7%–

54302655, MAMA4,02437.7%–

54410453, NYNY76,28237.7%–

54510607, NYNY6,46637.7%–

54694939, CACA7,31537.7%–

54794515, CACA6,94637.7%–

54891108, CACA12,40137.7%–

54933132, FLFL20,25337.7%–

55001108, MAMA27,40537.6%–

55195461, CACA3,42237.6%–

55233463, FLFL65,47837.6%–

55302343, MAMA11,34637.6%–

55410460, NYNY59,39637.6%–

55504254, MEME3,10237.6%–

55693675, CACA3,37437.6%–

55733027, FLFL65,11637.6%–

55890042, CACA56,83537.6%–

55903813, NHNH4,27337.6%–

56094041, CACA16,05037.6%–

56145613, OHOH3,22837.6%–

56292101, CACA51,80537.6%–

56391406, CACA51,95337.5%–

56433070, FLFL5,76837.5%–

56511791, NYNY25,52037.5%–

56691789, CACA40,29837.5%–

56708861, NJNJ59,35137.5%–

56877031, TXTX15,17937.5%–

56991351, CACA33,15537.5%–

57094801, CACA33,59137.5%–

57101904, MAMA21,00337.5%–

57207073, NJNJ10,31337.4%–

57333605, FLFL16,03037.4%–

57495012, CACA10,81437.4%–

57592823, CACA5,84637.4%–

57695237, CACA3,63937.4%–

57733404, FLFL30,91237.4%–

57821239, MDMD27,34637.4%–

57995336, CACA50,18537.4%–

58033907, FLFL25,03337.4%–

58198237, WAWA4,95637.4%–

58230530, GAGA7,26037.4%–

58310532, NYNY5,34737.4%–

58495322, CACA9,50637.4%–

58511518, NYNY10,14937.4%–

58695446, CACA4,60737.3%–

58711726, NYNY21,45537.3%–

58892883, CACA39,99037.3%–

58960472, ILIL4,56337.3%–

59093445, CACA6,85737.3%–

59191977, CACA61,06437.3%–

59295370, CACA28,35537.3%–

59394018, CACA3,83437.3%–

59492103, CACA34,83637.3%–

59547807, ININ13,14037.3%–

59632304, FLFL51,67337.3%–

59732818, FLFL59,11437.3%–

59801610, MAMA30,44437.3%–

59995252, CACA14,25237.3%–

60080925, COCO17,27337.3%–

60102149, MAMA50,04537.3%–

60211367, NYNY40,92337.2%–

60302568, MAMA9,41237.2%–

60433013, FLFL30,69537.2%–

60593204, CACA13,65737.2%–

60659079, MTMT3,94037.2%–

60791604, CACA32,46937.2%–

60807063, NJNJ14,23537.2%–

60910305, NYNY41,27037.2%–

61080951, COCO5,21937.2%–

61107512, NJNJ10,95937.1%–

61293428, CACA6,39937.1%–

61378257, TXTX10,99237.1%–

61446402, ININ5,83637.1%–

61595327, CACA8,75237.1%–

61694601, CACA53,25937.1%–

61796813, HIHI26,76637.1%–

61802907, RIRI31,46137.0%–

61994531, CACA46,38737.0%–

62011020, NYNY5,67637.0%–

62170131, LALA25,15137.0%–

62290018, CACA48,74537.0%–

62311933, NYNY6,69337.0%–

62433181, FLFL20,84837.0%–

62511560, NYNY7,69637.0%–

62696738, HIHI7,86237.0%–

62733177, FLFL59,05637.0%–

62846216, ININ2,76737.0%–

62992345, CACA88,70636.9%–

63033010, FLFL41,70136.9%–

63133062, FLFL24,92036.9%–

63234743, FLFL40,03036.9%–

63311429, NYNY26,83236.9%–

63460112, ILIL4,62136.9%–

63592543, CACA39,93736.9%–

63692344, CACA21,34936.9%–

63733487, FLFL20,71736.9%–

63807065, NJNJ30,10936.9%–

63995222, CACA5,59736.9%–

64060461, ILIL4,76136.9%–

64190272, CACA21,39036.9%–

64211779, NYNY38,20636.9%–

64307740, NJNJ32,91736.9%–

64460621, ILIL28,30136.8%–

64592694, CACA35,76436.8%–

64660419, ILIL20,82536.8%–

64765065, MOMO7,19736.8%–

64892058, CACA49,83436.8%–

64960639, ILIL84,24036.8%–

65008406, NJNJ8,97236.8%–

65111565, NYNY9,00936.8%–

65290274, CACA25,05936.8%–

65344115, OHOH10,01136.8%–

65421217, MDMD30,79236.8%–

65507047, NJNJ61,25036.8%–

65690710, CACA26,76136.8%–

65730521, GAGA6,77336.8%–

65895135, CACA20,12936.8%–

65923075, VAVA8,34736.7%–

66093242, CACA2,90436.7%–

66110594, NYNY5,11036.7%–

66204083, MEME4,83336.7%–

66334102, FLFL11,17936.7%–

66433172, FLFL39,10136.7%–

66533407, FLFL34,85136.7%–

66692507, CACA64,01536.7%–

66711901, NYNY33,09136.7%–

66810579, NYNY9,01936.7%–

66911414, NYNY31,30836.7%–

67007640, NJNJ4,95436.7%–

67198402, WAWA8,08036.7%–

67290731, CACA61,94436.6%–

67334746, FLFL60,59536.6%–

67411003, NYNY45,17436.6%–

67511103, NYNY35,16336.6%–

67689103, NVNV49,04136.6%–

67711980, NYNY5,85536.6%–

67892019, CACA45,35136.6%–

67992352, CACA6,24636.6%–

68091361, CACA18,80236.6%–

68111230, NYNY86,97836.6%–

68204040, MEME3,05036.6%–

68378705, TXTX33,23836.6%–

68407036, NJNJ45,67136.6%–

68591708, CACA19,21336.6%–

68633785, FLFL4,90736.5%–

68711575, NYNY18,70536.5%–

68896706, HIHI83,69236.5%–

68902576, MAMA4,16836.5%–

69011249, NYNY47,72836.5%–

69133030, FLFL37,67836.5%–

69292545, CACA45,98236.5%–

69303894, NHNH6,55436.5%–

69494607, CACA28,80436.5%–

69521822, MDMD2,92636.5%–

69690293, CACA12,65536.5%–

69794525, CACA3,37236.5%–

69802905, RIRI25,01236.5%–

69934475, FLFL14,30136.5%–

70007643, NJNJ10,99636.5%–

70107424, NJNJ28,08536.5%–

70275254, TXTX25,05036.5%–

70332254, FLFL13,92736.4%–

70411776, NYNY22,80836.4%–

70510523, NYNY9,45036.4%–

70633018, FLFL57,92136.4%–

70707109, NJNJ37,98436.4%–

70812484, NYNY3,15536.4%–

70901984, MAMA4,92936.4%–

71007022, NJNJ15,09936.4%–

71121226, MDMD6,67436.4%–

71291107, CACA32,31636.4%–

71307631, NJNJ29,63836.4%–

71419142, PAPA28,82936.4%–

71533957, FLFL6,41836.4%–

71692868, CACA26,38036.4%–

71791764, CACA56,27036.4%–

71894608, CACA34,39536.4%–

71994590, CACA37,12836.4%–

72001104, MAMA23,20936.3%–

72107031, NJNJ16,46136.3%–

72220722, MDMD6,26436.3%–

72311379, NYNY36,77336.3%–

72490025, CACA46,50836.3%–

72512553, NYNY27,38436.3%–

72617562, PAPA4,37336.3%–

72778703, TXTX23,48336.3%–

72810954, NYNY26,49536.3%–

72993223, CACA10,40536.2%–

73096741, HIHI6,18336.2%–

73192371, CACA21,58036.2%–

73295519, CACA18,72836.2%–

73390304, CACA25,43036.2%–

73411577, NYNY13,07736.2%–

73593203, CACA20,71236.2%–

73693630, CACA21,28436.2%–

73792234, CACA52,26736.2%–

73890302, CACA29,00336.2%–

73933309, FLFL37,47536.2%–

74091001, CACA35,47536.2%–

74192585, CACA29,53436.2%–

74272554, ARAR2,81736.1%–

74301604, MAMA39,81236.1%–

74407850, NJNJ6,82836.1%–

74590006, CACA55,52736.1%–

74607506, NJNJ19,62836.1%–

74790248, CACA11,23536.1%–

74881621, COCO6,55036.1%–

74934217, FLFL3,67636.1%–

75033311, FLFL74,89836.1%–

75134236, FLFL14,44636.1%–

75233496, FLFL26,57936.1%–

75307103, NJNJ37,29336.1%–

75433065, FLFL58,91636.1%–

75592881, CACA30,34736.1%–

75692804, CACA83,53736.0%–

75746406, ININ9,00136.0%–

75891324, CACA30,69936.0%–

75911435, NYNY56,82636.0%–

76095815, CACA26,65836.0%–

76190240, CACA24,85336.0%–

76205743, VTVT4,16036.0%–

76397201, OROR16,88736.0%–

76407735, NJNJ19,15936.0%–

76533446, FLFL28,43136.0%–

76692301, CACA38,57736.0%–

76790046, CACA48,29636.0%–

76891607, CACA31,89036.0%–

76990670, CACA17,85135.9%–

77033137, FLFL29,41435.9%–

77196007, CACA24,76835.9%–

77271101, LALA6,41535.9%–

77397236, OROR37,55835.9%–

77460624, ILIL35,26335.9%–

77593307, CACA85,94535.9%–

77670127, LALA23,10735.9%–

77734741, FLFL58,71635.9%–

77896035, CACA3,32635.9%–

77911426, NYNY19,41135.8%–

78091381, CACA22,58235.8%–

78111552, NYNY25,17435.8%–

78204064, MEME8,63235.8%–

78395660, CACA35,45135.8%–

78447713, ININ9,98835.8%–

78510926, NYNY3,41635.8%–

78632808, FLFL60,20335.8%–

78795726, CACA8,45035.8%–

78890803, CACA31,52635.8%–

78992625, CACA12,29435.8%–

79097233, OROR36,23635.8%–

79192028, CACA52,22735.8%–

79233332, FLFL10,92035.8%–

79333034, FLFL23,82335.8%–

79491737, CACA22,95835.8%–

79590814, CACA19,47135.8%–

79695023, CACA59,88935.7%–

79731562, GAGA3,62035.7%–

79894578, CACA41,76935.7%–

79962204, ILIL4,05535.7%–

80002740, MAMA46,28135.7%–

80101906, MAMA28,77335.7%–

80291377, CACA13,75735.7%–

80392549, CACA4,01635.7%–

80481132, COCO3,25235.7%–

80507660, NJNJ13,23535.7%–

80690701, CACA15,88935.7%–

80717560, PAPA5,46035.7%–

80895448, CACA16,07735.7%–

80935218, ALAL6,98135.7%–

81008830, NJNJ19,55135.7%–

81114605, NYNY11,78335.7%–

81227209, NCNC3,90635.7%–

81307458, NJNJ11,82835.6%–

81492139, CACA34,70335.6%–

81511935, NYNY2,86335.6%–

81690023, CACA43,85735.6%–

81702554, MAMA14,21235.6%–

81891203, CACA16,85635.6%–

81919940, DEDE7,54035.6%–

82093635, CACA50,14935.6%–

82103848, NHNH6,27535.6%–

82233759, FLFL17,55735.6%–

82391340, CACA33,42435.6%–

82491321, CACA31,98935.6%–

82519507, PAPA3,56335.6%–

82692618, CACA66,12635.5%–

82702464, MAMA3,83335.5%–

82860659, ILIL41,72835.5%–

82992264, CACA19,89935.5%–

83095451, CACA12,59235.5%–

83111771, NYNY10,90835.5%–

83293241, CACA15,25035.5%–

83391750, CACA32,69235.5%–

83491326, CACA38,42835.5%–

83591306, CACA47,17635.5%–

83678373, TXTX3,34835.5%–

83792057, CACA56,83535.5%–

83891350, CACA43,97335.5%–

83902302, MAMA36,41735.5%–

84080514, COCO6,72135.5%–

84111096, NYNY10,42835.5%–

84292603, CACA18,38735.5%–

84302467, MAMA23,00135.5%–

84430555, GAGA2,60735.5%–

84590744, CACA52,80035.5%–

84602122, MAMA23,47935.5%–

84795076, CACA82,80635.4%–

84892629, CACA25,57935.4%–

84933401, FLFL33,69835.4%–

85008401, NJNJ38,92535.4%–

85192805, CACA74,66135.4%–

85201905, MAMA28,22135.4%–

85311421, NYNY40,61235.4%–

85460636, ILIL32,19835.4%–

85576707, TXTX15,87935.4%–

85680651, COCO4,83735.4%–

85738922, MSMS3,29635.4%–

85896815, HIHI27,53035.4%–

85977049, TXTX40,41835.4%–

86033056, FLFL37,89035.4%–

86127910, NCNC10,48735.4%–

86233484, FLFL26,20835.4%–

86301843, MAMA27,44535.3%–

86407062, NJNJ15,39935.3%–

86593620, CACA9,92735.3%–

86695422, CACA17,05435.3%–

86794702, CACA17,63535.3%–

86890631, CACA68,30935.3%–

86961603, ILIL15,35635.3%–

87033021, FLFL48,46435.3%–

87133141, FLFL36,43835.3%–

87291741, CACA26,07135.3%–

87338141, TNTN23,95235.3%–

87433461, FLFL49,44335.2%–

87533896, FLFL26,73135.2%–

87610930, NYNY9,56935.2%–

87732839, FLFL53,24235.2%–

87811780, NYNY15,01835.2%–

87994115, CACA32,62935.2%–

88080247, COCO29,76035.2%–

88174075, OKOK26,45135.2%–

88211220, NYNY90,65235.2%–

88391104, CACA35,93735.2%–

88428098, NCNC3,85135.2%–

88502151, MAMA60,01235.2%–

88627823, NCNC6,55335.2%–

88710566, NYNY25,62535.2%–

88893023, CACA21,03635.2%–

88911702, NYNY13,90935.1%–

89085544, AZAZ2,83435.1%–

89194505, CACA14,97035.1%–

89292027, CACA54,11335.1%–

89311050, NYNY32,79435.1%–

89491505, CACA31,74435.1%–

89504930, MEME4,25835.1%–

89691506, CACA18,61235.1%–

89795316, CACA8,02235.1%–

89807060, NJNJ48,36335.0%–

89991776, CACA36,95235.0%–

90092081, CACA29,00235.0%–

90133433, FLFL47,00535.0%–

90290056, CACA8,54335.0%–

90392021, CACA70,50135.0%–

90475115, TXTX56,21135.0%–

90511378, NYNY36,39235.0%–

90602633, MAMA4,51235.0%–

90795672, CACA5,76435.0%–

90810562, NYNY33,79335.0%–

90934228, FLFL7,53935.0%–

91011937, NYNY21,88235.0%–

91194804, CACA44,89135.0%–

91233916, FLFL27,94334.9%–

91386336, AZAZ11,38134.9%–

91477091, TXTX28,72834.9%–

91590605, CACA39,38734.9%–

91610547, NYNY7,20534.9%–

91778252, TXTX21,79034.9%–

91811763, NYNY29,97334.9%–

91910455, NYNY44,80134.9%–

92060651, ILIL63,33534.9%–

92190802, CACA40,43434.9%–

92260163, ILIL5,19934.9%–

92311229, NYNY78,37734.9%–

92433131, FLFL23,09534.9%–

92536040, ALAL3,26334.9%–

92692672, CACA36,93934.9%–

92792870, CACA52,82634.9%–

92892203, CACA34,73534.9%–

92901364, MAMA7,65834.9%–

93029449, SCSC8,02434.9%–

93107114, NJNJ13,67034.9%–

93211694, NYNY21,48934.9%–

93393933, CACA28,12234.9%–

93494542, CACA14,87134.9%–

93508638, NJNJ22,81634.9%–

93693940, CACA30,60534.9%–

93795407, CACA42,03634.9%–

93802920, RIRI37,15534.8%–

93902330, MAMA11,71234.8%–

94091303, CACA29,80534.8%–

94133435, FLFL37,83334.8%–

94295351, CACA48,49834.8%–

94380916, COCO41,10434.8%–

94498424, WAWA11,81634.8%–

94590026, CACA62,69234.8%–

94692866, CACA15,33134.8%–

94792084, CACA49,72734.8%–

94833460, FLFL37,79534.8%–

94910314, NYNY93,91534.8%–

95060605, ILIL36,21034.8%–

95102745, MAMA24,51934.8%–

95296752, HIHI3,80934.8%–

95304843, MEME5,24234.8%–

95480816, COCO6,25134.8%–

95511239, NYNY16,41034.7%–

95611580, NYNY43,09234.7%–

95794960, CACA16,23234.7%–

95811942, NYNY5,40634.7%–

95911713, NYNY9,21834.7%–

96033765, FLFL13,80834.7%–

96107035, NJNJ11,12034.7%–

96292115, CACA66,26434.7%–

96395620, CACA22,22334.7%–

96433165, FLFL48,81734.7%–

96508066, NJNJ7,76034.7%–

96633301, FLFL19,50334.7%–

96710528, NYNY14,09134.7%–

96811510, NYNY35,70134.7%–

96907093, NJNJ63,75834.7%–

97031643, GAGA9,69334.7%–

97102125, MAMA33,66234.7%–

97210026, NYNY37,12334.7%–

97391739, CACA41,67334.6%–

97438126, TNTN5,94634.6%–

97593041, CACA23,27334.6%–

97633035, FLFL17,20234.6%–

97735211, ALAL24,92434.6%–

97801128, MAMA2,89634.6%–

97960458, ILIL14,20034.6%–

98094133, CACA23,80434.6%–

98190027, CACA46,55834.6%–

98291913, CACA57,72134.6%–

98344104, OHOH18,90234.6%–

98495363, CACA30,76934.6%–

98534758, FLFL46,76834.6%–

98608360, NJNJ45,03834.6%–

98795971, CACA6,41934.6%–

98893427, CACA5,73734.6%–

98995835, CACA42,00434.6%–

99023701, VAVA24,29834.6%–

99133012, FLFL71,01734.6%–

99285054, AZAZ10,34634.6%–

99392584, CACA61,36634.6%–

99407734, NJNJ12,92534.6%–

99533028, FLFL28,39734.6%–

99691762, CACA64,23534.6%–

99793060, CACA34,50134.5%–

99892008, CACA27,95534.5%–

99995838, CACA40,67734.5%–

100092567, CACA10,86734.5%–

SHOWING 501–1,000 OF 16,779

1 2 3…34

Download CSV (full list, 16,779 rows)

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES