Which ZIP code has the highest owner cost-burdened households?

86011 ranks #1 with 100.0% (2024 American Community Survey).

What are the top 5 ZIP codes by owner cost-burdened households?

86011, 05405, 08640, 08641, 32831.

How many ZIP codes are in this ranking?

16,779 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is owner cost-burdened households measured?

Share of owner households spending 30% or more of household income on housing costs (mortgaged + un-mortgaged combined). Source: ACS B25091. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,779

Most owner cost-burdened, US ZIP codes

US ZIP codes ranked by the share of owner households spending 30% or more of income on housing costs (2024 ACS).

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPOWNER COST-BURDENED HOUSEHOLDSVS –

100125703, WVWV4,59834.5%–

100202301, MAMA68,96934.5%–

100301151, MAMA9,60634.5%–

100419141, PAPA32,38534.5%–

100511418, NYNY35,48134.5%–

100610507, NYNY6,10934.5%–

100745416, OHOH5,64034.5%–

100833031, FLFL7,32334.5%–

100911226, NYNY95,14434.5%–

101046320, ININ14,35334.5%–

101110707, NYNY9,68834.5%–

101292003, CACA5,06134.5%–

101307407, NJNJ21,41234.5%–

101491362, CACA35,99634.5%–

101592220, CACA33,75534.5%–

101608232, NJNJ19,88734.5%–

101795020, CACA67,18134.5%–

101891724, CACA28,35234.4%–

101931068, GAGA4,37734.4%–

102091761, CACA62,93534.4%–

102192624, CACA7,21134.4%–

102264129, MOMO9,26734.4%–

102394401, CACA35,29534.4%–

102494572, CACA8,97634.4%–

102599166, WAWA2,95334.4%–

102680030, COCO15,42734.4%–

102733351, FLFL36,36434.4%–

102898408, WAWA21,00934.4%–

102910037, NYNY19,03134.4%–

103032208, FLFL32,69934.4%–

103198232, WAWA4,05434.4%–

103203748, NHNH4,56334.4%–

103307104, NJNJ52,26634.4%–

103460104, ILIL18,25634.4%–

103593463, CACA8,13034.4%–

103696737, HIHI4,38034.4%–

103710306, NYNY57,42834.4%–

103802664, MAMA9,94934.3%–

103901506, MAMA3,46034.3%–

104007018, NJNJ28,92434.3%–

104181635, COCO7,48634.3%–

104295623, CACA4,84434.3%–

104393643, CACA3,04134.3%–

104486413, AZAZ13,14334.3%–

104520664, MDMD3,13834.3%–

104633042, FLFL6,44134.3%–

104798862, WAWA2,99534.3%–

104890013, CACA14,35734.3%–

104911366, NYNY13,46334.3%–

105092530, CACA61,76834.3%–

105131401, GAGA20,44534.3%–

105293625, CACA8,77834.3%–

105337915, TNTN5,99134.3%–

105408105, NJNJ26,48334.3%–

105552356, IAIA2,66434.3%–

105633071, FLFL42,25534.3%–

105776704, TXTX7,01834.2%–

105892020, CACA57,84234.2%–

105902721, MAMA26,52134.2%–

106033436, FLFL48,74334.2%–

106194547, CACA26,30234.2%–

106201118, MAMA14,83934.2%–

106333431, FLFL24,60834.2%–

106493286, CACA10,54834.2%–

106591706, CACA71,08234.2%–

106610506, NYNY6,24434.2%–

106794579, CACA20,01734.2%–

106810604, NYNY12,51734.2%–

106992582, CACA23,35634.2%–

107093907, CACA25,14634.2%–

107133472, FLFL18,88534.2%–

107292026, CACA53,07534.2%–

107390249, CACA26,29034.2%–

107496717, HIHI4,58034.2%–

107502667, MAMA3,96134.2%–

107695403, CACA45,80634.2%–

107702121, MAMA29,04034.1%–

107881611, COCO9,06834.1%–

107911787, NYNY34,49934.1%–

108023704, VAVA19,20734.1%–

108110549, NYNY16,13534.1%–

108294605, CACA44,10334.1%–

108318058, PAPA9,67434.1%–

108410965, NYNY15,20634.1%–

108511364, NYNY35,27634.1%–

108632824, FLFL58,36834.1%–

108792701, CACA47,81834.1%–

108811422, NYNY33,75734.1%–

108987557, NMNM4,90434.1%–

109098178, WAWA26,74834.1%–

109191016, CACA41,14034.1%–

109294102, CACA35,97634.1%–

109333138, FLFL28,98034.1%–

109430187, GAGA8,13734.1%–

109533146, FLFL19,05234.1%–

109693212, CACA23,14234.0%–

109745404, OHOH9,82634.0%–

109870125, LALA17,82134.0%–

109902126, MAMA26,58334.0%–

110092106, CACA21,65134.0%–

110160610, ILIL44,88334.0%–

110292595, CACA34,43834.0%–

110394513, CACA69,75534.0%–

110491723, CACA17,73334.0%–

110592553, CACA74,64034.0%–

110690031, CACA36,12734.0%–

110794945, CACA17,63534.0%–

110891208, CACA15,96934.0%–

110990716, CACA13,59934.0%–

111092078, CACA53,60534.0%–

111101420, MAMA41,83934.0%–

111207652, NJNJ26,56834.0%–

111392154, CACA80,44534.0%–

111454603, WIWI13,73834.0%–

111590277, CACA34,84434.0%–

111644609, OHOH3,78234.0%–

111777591, TXTX18,29433.9%–

111808201, NJNJ10,41233.9%–

111938034, TNTN3,23033.9%–

112007095, NJNJ20,75633.9%–

112111572, NYNY30,43633.9%–

112211706, NYNY68,97633.9%–

112321643, MDMD5,39233.9%–

112480620, COCO20,79833.9%–

112592262, CACA26,88733.9%–

112622443, VAVA10,01133.9%–

112785390, AZAZ10,29833.9%–

112811010, NYNY25,60433.9%–

112960637, ILIL52,72133.9%–

113090280, CACA91,36533.9%–

113118210, PAPA7,58733.9%–

113211719, NYNY3,23533.9%–

113301436, MAMA3,72033.9%–

113411596, NYNY10,51633.9%–

113592692, CACA47,02233.9%–

113691733, CACA41,25533.9%–

113711566, NYNY34,74133.9%–

113844112, OHOH17,84833.9%–

113942653, KYKY4,30033.9%–

114097042, OROR3,36133.9%–

114168110, NENE9,22933.9%–

114229044, SCSC4,79933.9%–

114320714, MDMD4,52533.9%–

114493560, CACA22,11933.8%–

114580216, COCO17,33033.8%–

114690270, CACA24,21833.8%–

114734113, FLFL26,05633.8%–

114803561, NHNH6,04033.8%–

114933914, FLFL45,54033.8%–

115030273, GAGA17,84433.8%–

115133149, FLFL14,79133.8%–

115202842, RIRI16,83233.8%–

115385256, AZAZ3,50433.8%–

115496754, HIHI4,27233.8%–

115511598, NYNY13,59933.8%–

115691702, CACA60,90333.8%–

115708560, NJNJ3,24533.8%–

115880219, COCO59,52333.8%–

115996791, HIHI6,37733.8%–

116034233, FLFL19,12333.8%–

116197530, OROR8,86033.8%–

116233909, FLFL40,23133.8%–

116394591, CACA58,19333.8%–

116433157, FLFL70,59633.8%–

116592107, CACA28,82733.8%–

116610030, NYNY29,29733.8%–

116703827, NHNH3,27933.8%–

116895709, CACA6,00033.8%–

116902653, MAMA6,44333.8%–

117011740, NYNY10,12733.7%–

117133147, FLFL50,41933.7%–

117238041, TNTN4,16133.7%–

117319021, PAPA9,63833.7%–

117421202, MDMD20,68333.7%–

117511235, NYNY78,55833.7%–

117691207, CACA10,43833.7%–

117792660, CACA34,89033.7%–

117895490, CACA14,67733.7%–

117960649, ILIL48,05633.7%–

118060422, ILIL9,54233.7%–

118161054, ILIL3,61033.7%–

118297437, OROR2,63233.7%–

118333183, FLFL33,52733.7%–

118411576, NYNY12,28133.7%–

118590250, CACA93,82633.7%–

118676227, TXTX62,12733.7%–

118793305, CACA37,71433.7%–

118807057, NJNJ11,88933.7%–

118992065, CACA36,75233.7%–

119033064, FLFL64,56333.6%–

119197394, OROR5,36333.6%–

119278229, TXTX35,66433.6%–

119380734, COCO2,99933.6%–

119493460, CACA6,03933.6%–

119592841, CACA33,21933.6%–

119648207, MIMI20,84833.6%–

119711764, NYNY12,55133.6%–

119893535, CACA79,40933.6%–

119905301, VTVT16,95533.6%–

120093272, CACA3,81833.6%–

120199615, AKAK12,19433.6%–

120233570, FLFL33,31933.6%–

120393543, CACA12,27533.6%–

120411212, NYNY89,02033.6%–

120533445, FLFL33,12233.6%–

120678834, TXTX6,97133.6%–

120733139, FLFL33,75333.6%–

120811030, NYNY18,05133.6%–

120996740, HIHI39,33833.6%–

121008757, NJNJ36,08733.6%–

121195030, CACA13,15133.6%–

121290001, CACA56,18933.6%–

121394105, CACA13,86133.6%–

121411758, NYNY54,37533.6%–

121511101, NYNY42,21933.6%–

121634734, FLFL3,94033.6%–

121778597, TXTX2,93533.6%–

121811714, NYNY22,69533.6%–

121991935, CACA9,11433.6%–

122007849, NJNJ8,38033.6%–

122191103, CACA25,14233.5%–

122233185, FLFL28,55533.5%–

122353210, WIWI23,92233.5%–

122434950, FLFL17,46133.5%–

122507604, NJNJ12,11533.5%–

122695540, CACA14,46933.5%–

122795361, CACA34,81033.5%–

122891910, CACA77,12333.5%–

122995337, CACA48,73133.5%–

123093256, CACA5,57833.5%–

123192663, CACA21,36833.5%–

123211354, NYNY53,02833.5%–

123307003, NJNJ53,77133.5%–

123493309, CACA63,21733.5%–

123530734, GAGA2,80333.5%–

123692683, CACA89,83333.5%–

123711102, NYNY28,50333.5%–

123875790, TXTX3,91533.5%–

123907756, NJNJ3,09233.5%–

124092563, CACA80,37933.5%–

124195111, CACA57,20233.4%–

124229590, SCSC3,48033.4%–

124392411, CACA27,24933.4%–

124473149, OKOK6,03133.4%–

124592082, CACA21,72733.4%–

124620743, MDMD41,09333.4%–

124707067, NJNJ18,58733.4%–

124894561, CACA46,36833.4%–

124903263, NHNH4,10533.4%–

125023437, VAVA5,02333.4%–

125104030, MEME2,73133.4%–

125297402, OROR53,82333.4%–

125397216, OROR16,63833.4%–

125496779, HIHI2,78033.4%–

125512498, NYNY4,57233.4%–

125608330, NJNJ29,97233.4%–

125739063, MSMS2,82833.4%–

125802904, RIRI32,53133.4%–

125919023, PAPA22,24733.4%–

126092505, CACA53,41933.4%–

126134984, FLFL20,15133.4%–

126211579, NYNY5,03333.4%–

126390262, CACA64,23533.4%–

126493036, CACA49,39433.4%–

126507646, NJNJ16,99533.4%–

126691731, CACA27,62033.3%–

126733767, FLFL8,08133.3%–

126892677, CACA64,13933.3%–

126994535, CACA3,95233.3%–

127003258, NHNH2,72133.3%–

127193012, CACA35,79133.3%–

127248226, MIMI6,83133.3%–

127367505, KSKS2,76133.3%–

127410307, NYNY15,51233.3%–

127585623, AZAZ5,55833.3%–

127692211, CACA28,09233.3%–

127701571, MAMA11,92933.3%–

127882007, WYWY21,70433.3%–

127919032, PAPA6,77233.3%–

128008002, NJNJ24,01533.3%–

128195722, CACA4,09233.3%–

128221623, MDMD2,66933.3%–

128395614, CACA3,95433.3%–

128407403, NJNJ7,68533.3%–

128592879, CACA49,31733.3%–

128693622, CACA9,08433.3%–

128793304, CACA51,03733.3%–

128863965, MOMO2,60733.3%–

128994509, CACA70,09033.3%–

129090303, CACA22,72733.3%–

129111797, NYNY9,40233.2%–

129298250, WAWA9,25433.2%–

129394019, CACA14,41933.2%–

129472153, ARAR4,19133.2%–

129592324, CACA57,36533.2%–

129695631, CACA6,94633.2%–

129791732, CACA57,43133.2%–

129898002, WAWA37,50933.2%–

129990040, CACA11,43033.2%–

130033304, FLFL18,33233.2%–

130108901, NJNJ57,26333.2%–

130267001, KSKS2,53533.2%–

130370118, LALA36,07233.2%–

130460534, ILIL10,32733.2%–

130510304, NYNY45,65833.2%–

130691101, CACA21,16533.2%–

130708204, NJNJ16,57333.2%–

130877024, TXTX38,28833.2%–

130960429, ILIL14,86433.2%–

131033334, FLFL30,93533.2%–

131120109, VAVA45,44433.2%–

131277489, TXTX39,29233.2%–

131396818, HIHI54,82233.2%–

131460654, ILIL25,75533.1%–

131592316, CACA32,76533.1%–

131695961, CACA33,99933.1%–

131702639, MAMA3,80833.1%–

131811767, NYNY14,96433.1%–

131983014, WYWY3,09833.1%–

132033024, FLFL76,58533.1%–

132195472, CACA28,74733.1%–

132295409, CACA25,61633.1%–

132398418, WAWA10,26433.1%–

132411568, NYNY4,14433.1%–

132508045, NJNJ3,20033.1%–

132633324, FLFL50,15133.1%–

132734110, FLFL25,63033.1%–

132892612, CACA33,71433.1%–

132994619, CACA26,83133.0%–

133092833, CACA51,84233.0%–

133191950, CACA59,89133.0%–

133292865, CACA20,58933.0%–

133391504, CACA27,01033.0%–

133429401, SCSC9,33933.0%–

133593065, CACA73,53433.0%–

133611222, NYNY42,85333.0%–

133791746, CACA28,38733.0%–

133810928, NYNY5,07133.0%–

133992544, CACA51,75133.0%–

134029406, SCSC32,00133.0%–

134150276, IAIA2,67933.0%–

134292802, CACA43,13233.0%–

134378401, TXTX4,34433.0%–

134402840, RIRI23,44833.0%–

134597383, OROR10,31033.0%–

134661606, ILIL6,68433.0%–

134710918, NYNY12,06933.0%–

134890045, CACA41,78633.0%–

134977056, TXTX22,87733.0%–

135090245, CACA16,76933.0%–

135197230, OROR43,55333.0%–

135211363, NYNY7,22333.0%–

135302135, MAMA43,14933.0%–

135433983, FLFL18,47132.9%–

135595603, CACA28,43232.9%–

135693532, CACA2,93032.9%–

135775241, TXTX33,84032.9%–

135891301, CACA23,87932.9%–

135921215, MDMD52,22932.9%–

136034691, FLFL21,23232.9%–

136138941, MSMS3,76732.9%–

136217103, PAPA13,11532.9%–

136307628, NJNJ18,27932.9%–

136491754, CACA32,24832.9%–

136597023, OROR12,11132.9%–

136620785, MDMD40,06632.9%–

136702364, MAMA14,02732.9%–

136891978, CACA10,01432.9%–

136910530, NYNY13,89232.9%–

137094558, CACA63,65732.9%–

137179843, TXTX2,63332.9%–

137221758, MDMD4,40932.9%–

137391801, CACA53,38132.9%–

137434242, FLFL7,52932.9%–

137533175, FLFL48,23732.9%–

137675442, TXTX10,80532.9%–

137708879, NJNJ23,55632.9%–

137895404, CACA37,01132.9%–

137911563, NYNY22,89932.8%–

138092231, CACA38,62132.8%–

138111729, NYNY27,23132.8%–

138202072, MAMA29,22532.8%–

138307650, NJNJ20,29032.8%–

138491602, CACA20,95732.8%–

138534607, FLFL9,49632.8%–

138690230, CACA31,00932.8%–

138733143, FLFL33,71132.8%–

138801503, MAMA3,37832.8%–

138998631, WAWA3,75932.8%–

139098569, WAWA7,48932.8%–

139133756, FLFL32,20132.8%–

139294517, CACA12,31632.8%–

139394901, CACA41,30732.8%–

139497002, OROR6,35832.8%–

139507305, NJNJ72,16132.8%–

139698047, WAWA6,81732.8%–

139791765, CACA44,50232.8%–

139823805, VAVA21,40832.8%–

139997327, OROR3,07932.8%–

140095326, CACA10,59332.8%–

140194931, CACA9,48732.8%–

140233408, FLFL18,81732.8%–

140396707, HIHI48,80732.8%–

140421207, MDMD47,09932.8%–

140503470, NHNH4,93332.8%–

140698003, WAWA51,61932.8%–

140702908, RIRI39,50032.8%–

140895207, CACA52,41432.8%–

140997535, OROR4,80432.8%–

141033025, FLFL76,96732.8%–

141192675, CACA35,09532.8%–

141280631, COCO53,72232.8%–

141390032, CACA43,11732.8%–

141402559, MAMA2,80232.7%–

141507001, NJNJ17,12132.7%–

141698524, WAWA4,30032.7%–

141711211, NYNY65,31432.7%–

141893923, CACA12,56532.7%–

141993648, CACA15,18432.7%–

142095210, CACA41,54932.7%–

142110308, NYNY30,56832.7%–

142238601, MSMS2,50732.7%–

142315456, PAPA2,53432.7%–

142498294, WAWA7,96332.7%–

142595823, CACA83,60732.7%–

142621817, MDMD4,41732.7%–

142733167, FLFL23,76832.7%–

142801952, MAMA9,28132.7%–

142910457, NYNY79,54332.7%–

143011725, NYNY29,07332.7%–

143192562, CACA64,78132.7%–

143295202, CACA7,06632.7%–

143392114, CACA65,74532.7%–

143411793, NYNY32,34932.7%–

143560064, ILIL14,88432.7%–

143670554, LALA4,72832.6%–

143710916, NYNY4,23832.6%–

143811710, NYNY34,83432.6%–

143997106, OROR4,85532.6%–

144092395, CACA47,37532.6%–

144110468, NYNY75,55732.6%–

144278014, TXTX5,00232.6%–

144395128, CACA33,16532.6%–

144434689, FLFL27,32432.6%–

144597220, OROR27,20232.6%–

144611001, NYNY25,49332.6%–

144702860, RIRI47,81832.6%–

144829487, SCSC2,70332.6%–

144995959, CACA17,68332.6%–

145096019, CACA10,35032.6%–

145102748, MAMA11,28132.6%–

145298070, WAWA9,93432.6%–

145310709, NYNY10,35232.6%–

145497448, OROR14,32332.6%–

145590638, CACA45,93332.6%–

145690041, CACA27,92032.6%–

145793449, CACA8,01432.6%–

145881003, COCO15,19432.6%–

145992124, CACA30,47432.6%–

146007416, NJNJ5,85132.5%–

146111561, NYNY38,70832.5%–

146202804, RIRI2,60932.5%–

146308812, NJNJ14,22432.5%–

146498557, WAWA4,07932.5%–

146585705, AZAZ54,70032.5%–

146692583, CACA33,77832.5%–

146701970, MAMA44,73832.5%–

146891006, CACA31,58232.5%–

146997707, OROR6,66132.5%–

147039840, GAGA4,46932.5%–

147190005, CACA39,14232.5%–

147290732, CACA23,06732.5%–

147392308, CACA42,70932.5%–

147420770, MDMD28,38432.5%–

147597739, OROR13,18332.5%–

147633837, FLFL47,38932.5%–

147792886, CACA49,70432.5%–

147880301, COCO25,00732.5%–

147959865, MTMT3,63532.5%–

148078722, TXTX6,76732.5%–

148193551, CACA54,36032.5%–

148210924, NYNY13,72032.5%–

148333133, FLFL36,78932.5%–

148436089, ALAL7,80232.4%–

148595634, CACA3,53632.4%–

148664134, MOMO22,96432.4%–

148790715, CACA20,18232.4%–

148892270, CACA17,56332.4%–

148994062, CACA25,75932.4%–

149033308, FLFL27,93532.4%–

149107657, NJNJ11,49832.4%–

149201605, MAMA30,57932.4%–

149333615, FLFL47,24532.4%–

149485378, AZAZ9,76532.4%–

149580221, COCO39,71832.4%–

149653206, WIWI19,88732.4%–

149781632, COCO10,96532.4%–

149801083, MAMA2,85832.4%–

149920747, MDMD38,30132.4%–

150017034, PAPA3,07132.4%–

SHOWING 1,001–1,500 OF 16,779

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UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES