Which ZIP code has the highest owner cost-burdened households?

86011 ranks #1 with 100.0% (2024 American Community Survey).

What are the top 5 ZIP codes by owner cost-burdened households?

86011, 05405, 08640, 08641, 32831.

How many ZIP codes are in this ranking?

16,779 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is owner cost-burdened households measured?

Share of owner households spending 30% or more of household income on housing costs (mortgaged + un-mortgaged combined). Source: ACS B25091. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,779

Most owner cost-burdened, US ZIP codes

US ZIP codes ranked by the share of owner households spending 30% or more of income on housing costs (2024 ACS).

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPOWNER COST-BURDENED HOUSEHOLDSVS –

150190275, CACA40,94532.4%–

150280915, COCO23,88432.4%–

150338127, TNTN39,54132.4%–

150497203, OROR33,11632.4%–

150591791, CACA33,02832.4%–

150610993, NYNY4,88832.4%–

150777407, TXTX88,31932.4%–

150801608, MAMA4,93232.4%–

150933444, FLFL22,73732.4%–

151007764, NJNJ8,58632.4%–

151139159, MSMS2,88832.4%–

151277027, TXTX20,31732.4%–

151362839, ILIL6,18332.4%–

151495437, CACA14,98232.4%–

151591780, CACA35,58832.4%–

151633187, FLFL18,17432.4%–

151701473, MAMA8,37432.4%–

151832617, FLFL4,50432.4%–

151902150, MAMA39,90832.3%–

152007701, NJNJ24,37632.3%–

152160143, ILIL11,32432.3%–

152291767, CACA49,15232.3%–

152301013, MAMA23,28432.3%–

152493927, CACA21,57432.3%–

152594928, CACA46,82932.3%–

152611944, NYNY5,03732.3%–

152718424, PAPA5,21332.3%–

152894014, CACA45,31532.3%–

152933993, FLFL35,58032.3%–

153019530, PAPA15,57332.3%–

153132835, FLFL49,20532.3%–

153234484, FLFL5,05032.3%–

153307052, NJNJ48,62032.3%–

153477038, TXTX32,63732.3%–

153592336, CACA105,51732.3%–

153611205, NYNY51,67632.3%–

153720783, MDMD50,33332.3%–

153875126, TXTX84,79932.3%–

153930445, GAGA3,38932.3%–

154095453, CACA11,74132.3%–

154197341, OROR2,97232.3%–

154297501, OROR44,67032.3%–

154360409, ILIL35,10032.3%–

154491768, CACA34,20032.3%–

154538619, MSMS5,36632.3%–

154611742, NYNY13,20232.3%–

154711778, NYNY12,39032.3%–

154802170, MAMA18,80932.2%–

154902532, MAMA13,26732.2%–

155033462, FLFL33,37132.2%–

155180260, COCO34,67732.2%–

155280601, COCO42,12732.2%–

155395602, CACA19,70132.2%–

155402124, MAMA56,21632.2%–

155510940, NYNY53,61132.2%–

155691384, CACA26,47832.2%–

155734983, FLFL49,00132.2%–

155860514, ILIL9,91832.2%–

155934222, FLFL14,81932.2%–

156010567, NYNY19,97632.2%–

156108046, NJNJ31,98132.2%–

156210701, NYNY70,67632.2%–

156323504, VAVA23,50232.2%–

156407302, NJNJ56,22032.2%–

156585336, AZAZ6,51432.2%–

156695621, CACA42,44232.2%–

156740203, KYKY17,74232.2%–

156890242, CACA40,76732.2%–

156989439, NVNV2,53232.2%–

157010509, NYNY20,04632.2%–

157196766, HIHI17,52632.2%–

157280014, COCO39,49632.2%–

157393950, CACA14,95132.2%–

157433936, FLFL27,96732.2%–

157592241, CACA8,88432.2%–

157608244, NJNJ10,65932.2%–

157793505, CACA14,35332.1%–

157803102, NHNH33,95932.1%–

157979904, TXTX32,97632.1%–

158078383, TXTX4,08132.1%–

158113856, NYNY5,88132.1%–

158223607, VAVA23,09632.1%–

158370128, LALA22,98632.1%–

158408260, NJNJ12,95932.1%–

158590065, CACA44,65832.1%–

158693446, CACA45,55432.1%–

158712520, NYNY3,08132.1%–

158893422, CACA33,00232.1%–

158990604, CACA39,27632.1%–

159090505, CACA35,14832.1%–

159102642, MAMA5,81132.1%–

159277550, TXTX23,48932.1%–

159334773, FLFL5,81632.1%–

159412525, NYNY2,74932.1%–

159511209, NYNY71,00432.1%–

159670807, LALA15,30032.1%–

159710301, NYNY41,05232.1%–

159818302, PAPA17,73332.1%–

159902575, MAMA2,71832.1%–

160092201, CACA65,82532.1%–

160118091, PAPA6,54732.1%–

160293602, CACA3,33032.1%–

160323663, VAVA14,65632.1%–

160497423, OROR6,05632.1%–

160592602, CACA28,26132.1%–

160610502, NYNY6,19732.1%–

160799009, WAWA4,50632.1%–

160896792, HIHI49,61832.1%–

160932141, FLFL18,72632.1%–

161094109, CACA54,55332.1%–

161133434, FLFL21,68632.0%–

161292253, CACA38,66632.0%–

161311704, NYNY40,70632.0%–

161418324, PAPA9,93532.0%–

161519107, PAPA14,82532.0%–

161631064, GAGA10,25932.0%–

161794941, CACA32,70632.0%–

161891730, CACA71,61332.0%–

161994589, CACA29,99032.0%–

162095951, CACA2,69832.0%–

162129928, SCSC15,78532.0%–

162290815, CACA43,02332.0%–

162301475, MAMA10,26532.0%–

162402817, RIRI6,64732.0%–

162579414, TXTX17,59632.0%–

162633186, FLFL69,75732.0%–

162781601, COCO16,84432.0%–

162801119, MAMA13,61632.0%–

162990805, CACA92,40232.0%–

163003570, NHNH9,38332.0%–

163139041, MSMS2,70432.0%–

163292110, CACA30,90232.0%–

163392109, CACA44,82031.9%–

163487035, NMNM7,53931.9%–

163533037, FLFL14,77031.9%–

163695824, CACA33,08331.9%–

163733305, FLFL13,24331.9%–

163895953, CACA11,02831.9%–

163992661, CACA3,07931.9%–

164032809, FLFL29,23731.9%–

164195032, CACA27,31331.9%–

164298597, WAWA26,66931.9%–

164395667, CACA36,83031.9%–

164402145, MAMA27,49531.9%–

164534949, FLFL7,47031.9%–

164630291, GAGA25,13031.9%–

164730205, GAGA2,88031.9%–

164891302, CACA25,56931.9%–

164992503, CACA88,39531.9%–

165060473, ILIL21,22531.9%–

165114770, NYNY2,62131.9%–

165295212, CACA28,43731.9%–

165319022, PAPA4,48231.9%–

165472204, ARAR30,52531.9%–

165597138, OROR11,03531.9%–

165621673, MDMD2,84331.9%–

165792337, CACA36,02631.9%–

165833156, FLFL33,62831.9%–

165992860, CACA25,10931.8%–

166043620, OHOH4,91231.8%–

166110804, NYNY16,10831.8%–

166211722, NYNY39,03331.8%–

166371108, LALA18,07231.8%–

166495993, CACA39,04631.8%–

166510002, NYNY76,87331.8%–

166634231, FLFL32,40431.8%–

166760165, ILIL4,48231.8%–

166892392, CACA65,42931.8%–

166998596, WAWA6,95031.8%–

167098239, WAWA7,65631.8%–

167108203, NJNJ7,67431.8%–

167298467, WAWA15,38731.8%–

167392128, CACA48,99231.8%–

167453032, WIWI4,89831.8%–

167594022, CACA20,02731.8%–

167679938, TXTX99,62131.8%–

167760652, ILIL41,07431.8%–

167898405, WAWA25,93931.8%–

167907110, NJNJ29,98031.8%–

168008070, NJNJ12,51131.8%–

168110044, NYNY11,52031.8%–

168260482, ILIL10,89731.8%–

168375253, TXTX24,39531.8%–

168411792, NYNY8,90431.8%–

168560623, ILIL81,27731.8%–

168611751, NYNY13,72631.7%–

168792557, CACA54,06131.7%–

168876112, TXTX44,51431.7%–

168960619, ILIL59,50331.7%–

169002368, MAMA34,91231.7%–

169197385, OROR3,82331.7%–

169220746, MDMD27,15631.7%–

169312586, NYNY12,97131.7%–

169435233, ALAL3,57031.7%–

169528217, NCNC32,06431.7%–

169634224, FLFL15,53631.7%–

169712550, NYNY55,15231.7%–

169894606, CACA39,96631.7%–

169907882, NJNJ15,11531.7%–

170002152, MAMA18,75931.7%–

170144076, OHOH4,67831.7%–

170208005, NJNJ26,86631.7%–

170301966, MAMA7,00931.7%–

170411225, NYNY58,15831.7%–

170533708, FLFL15,06031.7%–

170607753, NJNJ37,29731.7%–

170772662, ARAR2,96731.7%–

170833483, FLFL12,66931.7%–

170905255, VTVT4,10831.7%–

171008804, NJNJ3,46531.7%–

171108846, NJNJ14,64531.7%–

171284738, UTUT10,05031.7%–

171314611, NYNY17,14531.6%–

171434953, FLFL86,87531.6%–

171599349, WAWA8,14331.6%–

171612401, NYNY35,13631.6%–

171732343, FLFL3,64031.6%–

171834996, FLFL10,65331.6%–

171993250, CACA15,59931.6%–

172080543, COCO9,77431.6%–

172159327, MTMT2,61031.6%–

172210031, NYNY61,05831.6%–

172310703, NYNY22,58631.6%–

172498580, WAWA11,41031.6%–

172595117, CACA26,95331.6%–

172690660, CACA60,27231.6%–

172795633, CACA2,65331.6%–

172896746, HIHI19,32931.6%–

172992397, CACA5,85431.6%–

173053202, WIWI25,86131.6%–

173132118, FLFL18,38331.6%–

173290806, CACA41,66431.6%–

173308008, NJNJ6,83731.6%–

173460712, ILIL13,11231.6%–

173510591, NYNY23,92631.6%–

173660171, ILIL10,45131.6%–

173795341, CACA36,38531.6%–

173894565, CACA100,48831.6%–

173933196, FLFL54,66831.6%–

174097525, OROR5,12931.5%–

174120745, MDMD28,60531.5%–

174211795, NYNY25,37931.5%–

174391501, CACA19,01631.5%–

174476711, TXTX9,67631.5%–

174555404, MNMN28,92031.5%–

174692509, CACA81,18231.5%–

174797024, OROR12,00731.5%–

174810310, NYNY25,67231.5%–

174998245, WAWA4,26531.5%–

175095386, CACA10,66631.5%–

175132087, FLFL4,60831.5%–

175292320, CACA10,90231.5%–

175396003, CACA44,92331.5%–

175434112, FLFL27,19331.5%–

175597141, OROR13,08631.5%–

175638666, MSMS5,86131.5%–

175790063, CACA48,39731.5%–

175891010, CACA27,58931.5%–

175992025, CACA49,98931.5%–

176034145, FLFL16,20531.5%–

176101129, MAMA5,67231.5%–

176290064, CACA26,64231.5%–

176360501, ILIL11,43231.5%–

176478202, TXTX10,22431.5%–

176577014, TXTX36,11931.5%–

176693013, CACA16,31731.5%–

176754180, WIWI3,37831.5%–

176807203, NJNJ22,64631.5%–

176995127, CACA58,82531.5%–

177060077, ILIL28,50131.5%–

177194506, CACA27,05531.5%–

177219150, PAPA24,30431.4%–

177398055, WAWA24,66031.4%–

177407045, NJNJ10,56131.4%–

177501907, MAMA15,27731.4%–

177633702, FLFL31,29431.4%–

177710963, NYNY3,84231.4%–

177830349, GAGA79,87231.4%–

177990746, CACA27,09131.4%–

178098247, WAWA9,11531.4%–

178108629, NJNJ13,01331.4%–

178276548, TXTX33,72931.4%–

178376207, TXTX19,86231.4%–

178496790, HIHI9,75631.4%–

178590038, CACA27,12731.4%–

178696734, HIHI50,67031.4%–

178732180, FLFL4,44431.4%–

178828088, NCNC3,05431.4%–

178998675, WAWA7,30531.4%–

179033015, FLFL68,89131.4%–

179102458, MAMA13,05031.4%–

179271369, LALA2,51831.3%–

179395328, CACA4,13331.3%–

179433701, FLFL18,82331.3%–

179547118, ININ3,52931.3%–

179692614, CACA29,23931.3%–

179708831, NJNJ55,65831.3%–

179834759, FLFL44,56831.3%–

179911554, NYNY36,82131.3%–

180010007, NYNY7,40631.3%–

180194521, CACA41,90931.3%–

180270458, LALA39,03431.3%–

180311756, NYNY42,66531.3%–

180433990, FLFL34,71331.3%–

180594063, CACA34,43331.3%–

180678208, TXTX3,86131.3%–

180710710, NYNY25,85531.3%–

180880136, COCO6,14431.3%–

180992596, CACA38,98131.3%–

181018709, PAPA2,91031.3%–

181133974, FLFL19,92731.3%–

181229918, SCSC3,79931.3%–

181397218, OROR15,42831.3%–

181450237, IAIA3,63531.3%–

181594024, CACA23,05131.3%–

181644103, OHOH13,94131.3%–

181704856, MEME3,67531.3%–

181810524, NYNY4,57831.3%–

181993701, CACA9,80831.3%–

182008009, NJNJ14,34631.3%–

182110541, NYNY26,36131.3%–

182211730, NYNY14,24731.3%–

182348127, MIMI39,64631.3%–

182410023, NYNY69,45531.3%–

182533711, FLFL20,01331.3%–

182607630, NJNJ7,30531.3%–

182793436, CACA55,82031.2%–

182880422, COCO4,36331.2%–

182994551, CACA37,88531.2%–

183060022, ILIL8,35231.2%–

183197030, OROR37,70831.2%–

183250314, IAIA10,43831.2%–

183312068, NYNY2,50331.2%–

183490254, CACA19,06331.2%–

183594545, CACA32,84331.2%–

183698660, WAWA13,21231.2%–

183733844, FLFL51,25531.2%–

183892532, CACA28,05531.2%–

183995003, CACA24,95131.2%–

184033426, FLFL24,25531.2%–

184141222, KYKY2,53031.2%–

184293313, CACA61,84331.2%–

184392056, CACA53,61631.2%–

184403281, NHNH9,17031.2%–

184505101, VTVT4,16531.2%–

184693662, CACA29,41931.2%–

184785713, AZAZ46,43931.2%–

184817509, PAPA5,13531.2%–

184973122, OKOK12,63531.2%–

185093035, CACA26,85331.2%–

185192394, CACA41,61431.2%–

185267665, KSKS4,86131.2%–

185370079, LALA2,75731.2%–

185418353, PAPA10,95331.2%–

185508031, NJNJ11,73731.2%–

185619121, PAPA41,57431.2%–

185795901, CACA37,73231.2%–

185810552, NYNY22,34131.2%–

185935053, ALAL3,21631.2%–

186091792, CACA30,62931.2%–

186193101, CACA31,55431.2%–

186294089, CACA22,69931.1%–

186310303, NYNY26,49731.1%–

186401440, MAMA21,27631.1%–

186598349, WAWA4,93131.1%–

186692069, CACA47,33531.1%–

186719131, PAPA43,77631.1%–

186877011, TXTX14,94031.1%–

186992646, CACA54,61531.1%–

187060620, ILIL64,87131.1%–

187180235, COCO8,37331.1%–

187228339, NCNC6,89431.1%–

187393704, CACA28,93231.1%–

187492410, CACA47,86931.1%–

187510021, NYNY39,86831.1%–

187692377, CACA20,81431.1%–

187797415, OROR14,58631.1%–

187818336, PAPA4,11431.1%–

187907648, NJNJ5,72431.1%–

188011967, NYNY27,97531.1%–

188102825, RIRI6,10731.1%–

188297266, OROR35,42331.1%–

188333067, FLFL27,18831.1%–

188495648, CACA57,45931.1%–

188580642, COCO4,46631.1%–

188632962, FLFL25,52231.1%–

188738118, TNTN39,10731.0%–

188810533, NYNY7,36231.0%–

188978676, TXTX15,82231.0%–

189010925, NYNY4,31331.0%–

189111004, NYNY13,61531.0%–

189208069, NJNJ13,41331.0%–

189392223, CACA63,83331.0%–

189433486, FLFL23,23231.0%–

189532931, FLFL14,17431.0%–

189693955, CACA32,26631.0%–

189738128, TNTN42,16231.0%–

189894518, CACA27,34531.0%–

189902881, RIRI7,68731.0%–

190048075, MIMI22,84131.0%–

190102790, MAMA16,90131.0%–

190289108, NVNV72,81431.0%–

190333437, FLFL37,22931.0%–

190460184, ILIL2,55731.0%–

190501929, MAMA3,62131.0%–

190680610, COCO4,13231.0%–

190707012, NJNJ14,65331.0%–

190814211, NYNY24,66331.0%–

190902896, RIRI11,58331.0%–

191030046, GAGA41,85031.0%–

191197362, OROR4,11031.0%–

191295842, CACA34,03431.0%–

191373102, OKOK3,81231.0%–

191411705, NYNY8,28431.0%–

191560478, ILIL16,39031.0%–

191693454, CACA41,89631.0%–

191712074, NYNY2,84831.0%–

191860653, ILIL33,38331.0%–

191978412, TXTX38,63130.9%–

192092706, CACA37,17530.9%–

192131076, GAGA2,96830.9%–

192202537, MAMA6,38330.9%–

192370811, LALA12,15430.9%–

192405777, VTVT3,22930.9%–

192592105, CACA71,41130.9%–

192683638, IDID7,75030.9%–

192792844, CACA23,18830.9%–

192897370, OROR9,52130.9%–

192928456, NCNC3,86030.9%–

193090022, CACA60,34330.9%–

193107852, NJNJ4,23330.9%–

193233714, FLFL19,22730.9%–

193377057, TXTX46,56930.9%–

193430058, GAGA62,61430.9%–

193534667, FLFL30,68930.9%–

193695503, CACA25,05430.9%–

193733881, FLFL40,80830.9%–

193893066, CACA2,89830.9%–

193995206, CACA68,55830.9%–

194003244, NHNH8,15630.9%–

194160417, ILIL14,90130.9%–

194211754, NYNY17,56530.9%–

194370126, LALA27,04730.9%–

194405488, VTVT8,46930.9%–

194599350, WAWA14,83730.9%–

194698446, WAWA14,63430.9%–

194734668, FLFL49,44230.9%–

194810029, NYNY77,44730.9%–

194930310, GAGA27,18630.9%–

195012518, NYNY6,11430.9%–

195192083, CACA38,37530.8%–

195233614, FLFL47,29830.8%–

195303257, NHNH4,48430.8%–

195490640, CACA61,38230.8%–

195511733, NYNY17,75230.8%–

195610570, NYNY13,28930.8%–

195707307, NJNJ42,64530.8%–

195895240, CACA50,51730.8%–

195990039, CACA28,88430.8%–

196097133, OROR5,41630.8%–

196112404, NYNY3,93530.8%–

196221660, MDMD4,13230.8%–

196394947, CACA24,10030.8%–

196492649, CACA35,34630.8%–

196550316, IAIA16,71030.8%–

196611801, NYNY41,58530.8%–

196723223, VAVA54,65930.8%–

196833193, FLFL47,49430.8%–

196908010, NJNJ11,86130.8%–

197091740, CACA26,16830.8%–

197160305, ILIL11,99230.8%–

197259714, MTMT24,28230.8%–

197333026, FLFL31,17230.8%–

197407885, NJNJ11,80630.8%–

197507083, NJNJ58,17030.8%–

197675230, TXTX27,76330.8%–

197790247, CACA47,05330.8%–

197895138, CACA18,96030.8%–

197976064, TXTX2,51330.8%–

198098935, WAWA4,28930.8%–

198132202, FLFL6,02330.8%–

198281520, COCO12,89230.8%–

198311782, NYNY14,40530.8%–

198433458, FLFL55,51230.8%–

198592861, CACA5,74830.8%–

198693280, CACA27,40730.8%–

198797127, OROR4,39630.8%–

198848228, MIMI50,11730.8%–

198996094, CACA6,65630.8%–

199007757, NJNJ6,19530.8%–

199110514, NYNY11,79030.7%–

199295695, CACA37,70230.7%–

199302571, MAMA11,25830.7%–

199480012, COCO51,05230.7%–

199553212, WIWI28,93830.7%–

199619149, PAPA56,91430.7%–

199770119, LALA37,25330.7%–

199832550, FLFL8,48630.7%–

199933991, FLFL27,72530.7%–

200076059, TXTX5,58630.7%–

SHOWING 1,501–2,000 OF 16,779

1…3 4 5…34

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UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES