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RANKING · 2024 ACS · 51 SHOWN OF 51

Most owner cost-burdened, US states

US states ranked by the share of owner households spending 30% or more of income on housing costs (2024 ACS). California leads at 31.1%. 51 states qualify in total.

All statesAll rankings
RANKPLACESTATEPOPOWNER COST-BURDENED HOUSEHOLDSVS 2010
USUnited States334,922,49922.9%–
01California, CACA39,287,37731.1%−11.9 pts
02Hawaii, HIHI1,445,23530.3%−6.1 pts
03New Jersey, NJNJ9,343,80928.4%−12.4 pts
04New York, NYNY19,852,36627.4%−7.2 pts
05Florida, FLFL22,416,07727.2%−10.6 pts
06Rhode Island, RIRI1,101,80126.5%−10.8 pts
07Connecticut, CTCT3,624,50826.4%−9.4 pts
08Massachusetts, MAMA7,044,05626.4%−9.3 pts
09Oregon, OROR4,254,29325.1%−8.0 pts
10Vermont, VTVT647,10624.9%−8.0 pts
11Nevada, NVNV3,184,61224.7%−14.8 pts
12New Hampshire, NHNH1,394,86824.6%−10.6 pts
13Colorado, COCO5,862,18924.5%−6.5 pts
14Washington, WAWA7,816,11624.2%−9.1 pts
15Maryland, MDMD6,206,01122.8%−9.8 pts
16Texas, TXTX30,188,42422.4%−3.1 pts
17Illinois, ILIL12,694,79822.2%−9.8 pts
18Alaska, AKAK735,70622.1%−4.9 pts
19Montana, MTMT1,116,87521.9%−3.5 pts
20District of Columbia, DCDC681,29421.8%−10.5 pts
21Maine, MEME1,387,81721.8%−7.3 pts
22Arizona, AZAZ7,378,83821.4%−10.4 pts
23Georgia, GAGA10,940,40720.7%−8.5 pts
24Idaho, IDID1,934,26220.6%−6.9 pts
25Delaware, DEDE1,021,19120.6%−8.3 pts
26New Mexico, NMNM2,120,24620.5%−4.9 pts
27Virginia, VAVA8,705,17020.3%−8.7 pts
28Louisiana, LALA4,611,96120.3%−1.1 pts
29Wyoming, WYWY582,39720.3%+0.8 pts
30Utah, UTUT3,392,33120.2%−7.7 pts
31Pennsylvania, PAPA13,018,63919.6%−7.3 pts
32Michigan, MIMI10,077,76119.5%−10.3 pts
33North Carolina, NCNC10,730,40419.3%−6.8 pts
34Minnesota, MNMN5,739,44519.3%−8.8 pts
35Mississippi, MSMS2,946,77919.3%−5.8 pts
36South Carolina, SCSC5,296,22519.2%−6.1 pts
37Wisconsin, WIWI5,914,87218.5%−9.9 pts
38Tennessee, TNTN7,066,38318.4%−6.1 pts
39Nebraska, NENE1,978,70718.2%−3.5 pts
40Oklahoma, OKOK4,028,63418.1%−2.3 pts
41Kentucky, KYKY4,534,82417.9%−4.0 pts
42Missouri, MOMO6,191,81417.8%−5.4 pts
43Ohio, OHOH11,810,29317.7%−8.3 pts
44South Dakota, SDSD907,42817.7%−2.5 pts
45Alabama, ALAL5,086,76817.7%−5.7 pts
46Kansas, KSKS2,947,19717.7%−3.3 pts
47Iowa, IAIA3,210,50717.0%−3.0 pts
48Arkansas, ARAR3,049,39116.9%−3.6 pts
49Indiana, ININ6,851,07316.6%−6.1 pts
50North Dakota, NDND784,84115.9%−1.5 pts
51West Virginia, WVWV1,778,37314.5%−2.5 pts
SHOWING 1–51 OF 51

UPDATED 2026-08-08 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES

Frequently asked

Which state has the highest owner cost-burdened households?

California ranks #1 with 31.1% (2024 American Community Survey).

What are the top 5 states by owner cost-burdened households?

California, Hawaii, New Jersey, New York, Florida.

How many states are in this ranking?

51 states qualify after filtering for population minimums and data availability. The ranking covers 2024 ACS 5-year data.

How is owner cost-burdened households measured?

Share of owner households spending 30% or more of household income on housing costs (mortgaged + un-mortgaged combined). Source: ACS B25091. Source: US Census Bureau, American Community Survey 5-year estimates (2024).