RANKING · 2024 ACS · 51 SHOWN OF 51

Most owner cost-burdened, US states

US states ranked by the share of owner households spending 30% or more of income on housing costs (2024 ACS). California leads at 31.1%. 51 states qualify in total.

All statesAll rankings

SAME RANKING BYCities Counties Metros ZIP codes

YEAR2010 2024

RANKPLACESTATEPOPOWNER COST-BURDENED HOUSEHOLDSVS 2010

USUnited States334,922,49922.9%–

01California, CACA39,287,37731.1%−28%

02Hawaii, HIHI1,445,23530.3%−17%

03New Jersey, NJNJ9,343,80928.4%−30%

04New York, NYNY19,852,36627.4%−21%

05Florida, FLFL22,416,07727.2%−28%

06Rhode Island, RIRI1,101,80126.5%−29%

07Connecticut, CTCT3,624,50826.4%−26%

08Massachusetts, MAMA7,044,05626.4%−26%

09Oregon, OROR4,254,29325.1%−24%

10Vermont, VTVT647,10624.9%−24%

11Nevada, NVNV3,184,61224.7%−38%

12New Hampshire, NHNH1,394,86824.6%−30%

13Colorado, COCO5,862,18924.5%−21%

14Washington, WAWA7,816,11624.2%−27%

15Maryland, MDMD6,206,01122.8%−30%

16Texas, TXTX30,188,42422.4%−12%

17Illinois, ILIL12,694,79822.2%−31%

18Alaska, AKAK735,70622.1%−18%

19Montana, MTMT1,116,87521.9%−14%

20District of Columbia, DCDC681,29421.8%−33%

21Maine, MEME1,387,81721.8%−25%

22Arizona, AZAZ7,378,83821.4%−33%

23Georgia, GAGA10,940,40720.7%−29%

24Idaho, IDID1,934,26220.6%−25%

25Delaware, DEDE1,021,19120.6%−29%

26New Mexico, NMNM2,120,24620.5%−19%

27Virginia, VAVA8,705,17020.3%−30%

28Louisiana, LALA4,611,96120.3%−5%

29Wyoming, WYWY582,39720.3%+4%

30Utah, UTUT3,392,33120.2%−28%

31Pennsylvania, PAPA13,018,63919.6%−27%

32Michigan, MIMI10,077,76119.5%−35%

33North Carolina, NCNC10,730,40419.3%−26%

34Minnesota, MNMN5,739,44519.3%−31%

35Mississippi, MSMS2,946,77919.3%−23%

36South Carolina, SCSC5,296,22519.2%−24%

37Wisconsin, WIWI5,914,87218.5%−35%

38Tennessee, TNTN7,066,38318.4%−25%

39Nebraska, NENE1,978,70718.2%−16%

40Oklahoma, OKOK4,028,63418.1%−11%

41Kentucky, KYKY4,534,82417.9%−18%

42Missouri, MOMO6,191,81417.8%−23%

43Ohio, OHOH11,810,29317.7%−32%

44South Dakota, SDSD907,42817.7%−13%

45Alabama, ALAL5,086,76817.7%−24%

46Kansas, KSKS2,947,19717.7%−16%

47Iowa, IAIA3,210,50717.0%−15%

48Arkansas, ARAR3,049,39116.9%−18%

49Indiana, ININ6,851,07316.6%−27%

50North Dakota, NDND784,84115.9%−9%

51West Virginia, WVWV1,778,37314.5%−15%

SHOWING 1–51 OF 51

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UPDATED 2026-07-15 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES

Frequently asked

Which state has the highest owner cost-burdened households?

California ranks #1 with 31.1% (2024 American Community Survey).

What are the top 5 states by owner cost-burdened households?

California, Hawaii, New Jersey, New York, Florida.

How many states are in this ranking?

51 states qualify after filtering for population minimums and data availability. The ranking covers 2024 ACS 5-year data.

How is owner cost-burdened households measured?

Share of owner households spending 30% or more of household income on housing costs (mortgaged + un-mortgaged combined). Source: ACS B25091. Source: US Census Bureau, American Community Survey 5-year estimates (2024).