CensusEasy
RANKING · 2010 CENSUS · 500 SHOWN OF 918

Most owner cost-burdened, US metro areas · 2010

US metro areas ranked by the share of owner households spending 30% or more of income on housing costs (2023 ACS). Nantucket, MA leads at 53.3%. 918 metro areas qualify in total. California carries 16 of the top 25 entries.

All statesAll rankings
SAME RANKING BYCitiesCountiesStatesZIP codes
RELATEDMost expensive homesCheapest homesHighest median rentLowest median rentHighest homeownership rateHighest renter share
YEAR20102024
RANKPLACESTATEPOPOWNER COST-BURDENED HOUSEHOLDSVS 2000
01Nantucket, MAMA14,75853.3%
02Vineyard Haven, MAMA21,21948.6%
03Miami, FLFL6,391,07247.4%
04Key West, FLFL80,40645.9%
05Santa Cruz, CACA258,85245.7%
06Riverside, CACA4,769,00745.3%
07Salinas, CACA433,72945.2%
08Los Angeles, CACA12,844,44145.1%
09Truckee, CACA101,91144.6%
10Vallejo, CACA455,37644.4%
11San Diego, CACA3,282,24844.2%
12Atlantic City, NJNJ372,04744.1%
13Santa Rosa, CACA486,44443.9%
14Stockton, CACA823,81543.8%
15Modesto, CACA557,71943.4%
16Oxnard, CACA830,85143.1%
17San Francisco, CACA4,630,04142.4%
18Kahului, HIHI160,67442.3%
19Kill Devil Hills, NCNC38,24542.0%
20New York, NYNY20,112,44841.7%
21Las Vegas, NVNV2,407,22641.6%
22Clearlake, CACA67,77241.5%
23Napa, CACA132,94941.5%
24Merced, CACA297,26041.4%
25San Luis Obispo, CACA282,36741.4%
26San Jose, CACA1,984,47341.2%
27Sonora, CACA53,16041.0%
28Santa Maria, CACA442,06540.8%
29Sacramento, CACA2,477,27440.6%
30Port St. Lucie, FLFL568,72140.4%
31Ukiah, CACA88,12240.3%
32Barnstable, MAMA233,53939.9%
33Kapaa, HIHI73,40039.5%
34East Stroudsburg, PAPA167,17939.5%
35Naples, FLFL417,13139.2%
36Reno, NVNV578,73439.1%
37Laconia, NHNH65,14739.1%
38Gardnerville Ranchos, NVNV51,15439.1%
39Kiryas Joel, NYNY718,37739.0%
40Orlando, FLFL2,957,67239.0%
41El Centro, CACA181,41139.0%
42Edwards, COCO54,29139.0%
43Cape Coral, FLFL875,60738.9%
44Yuba City, CACA187,47838.2%
45Hemlock Farms, PAPA62,80838.0%
46Redding, CACA181,64837.8%
47Fresno, CACA1,203,38337.6%
48Chicago, ILIL9,434,12337.5%
49Bend, OROR266,37637.5%
50Hailey, IDID32,43637.4%
51Providence, RIRI1,708,16137.3%
52Bakersfield, CACA927,06837.2%
53Medford, OROR221,79537.1%
54Visalia, CACA485,14636.9%
55Boston, MAMA5,034,22136.9%
56Monticello, NYNY80,58636.8%
57North Port, FLFL948,15836.7%
58Seattle, WAWA4,161,88336.6%
59Oak Harbor, WAWA85,65736.5%
60Punta Gorda, FLFL217,21236.2%
61Concord, NHNH158,07836.1%
62Tampa, FLFL3,418,89536.0%
63Deltona, FLFL746,93336.0%
64Chico, CACA209,21136.0%
65Breckenridge, COCO39,06935.9%
66Mount Vernon, WAWA132,97535.9%
67Kingston, NYNY183,33035.8%
68Honolulu, HIHI988,70335.6%
69Vineland, NJNJ157,14835.6%
70Cedar City, UTUT67,14135.3%
71Manchester, NHNH433,41535.3%
72Red Bluff, CACA64,66535.2%
73Cambridge, MDMD33,62835.2%
74Hilton Head Island, SCSC242,96635.1%
75Trenton, NJNJ399,28935.1%
76Brattleboro, VTVT45,20435.0%
77Ocean Pines, MDMD54,45934.9%
78Portland, OROR2,542,28234.8%
79Laredo, TXTX281,22434.5%
80Eureka, CACA131,64734.5%
81Steamboat Springs, COCO38,45134.5%
82Bellingham, WAWA236,39234.3%
83Sebastian, FLFL172,79934.2%
84Hilo, HIHI210,04334.2%
85Kenosha, WIWI168,44834.1%
86Virginia Beach, VAVA1,797,21334.1%
87Elizabeth City, NCNC42,20134.0%
88Washington, DCDC6,465,72433.9%
89Okeechobee, FLFL42,60833.9%
90Crescent City, CACA26,41033.9%
91Keene, NHNH78,26933.9%
92Greenfield, MAMA70,69833.9%
93Nogales, AZAZ50,02033.9%
94Salem, OROR445,81433.8%
95Astoria, OROR40,92633.8%
96Phoenix, AZAZ5,228,93833.5%
97Whitewater, WIWI106,12733.5%
98Prescott Valley, AZAZ252,55233.4%
99Coeur d'Alene, IDID191,86433.4%
100Bennington, VTVT36,63033.3%
101Palm Bay, FLFL663,98233.3%
102Grants Pass, OROR87,86733.2%
103Santa Fe, NMNM156,90733.2%
104Ellensburg, WAWA48,80333.2%
105Rutland, VTVT59,65333.0%
106Portland, MEME577,63532.8%
107Bremerton, WAWA283,37432.8%
108Petoskey, MIMI33,77532.8%
109Brookings, OROR22,62132.8%
110Detroit, MIMI4,390,91332.7%
111Port Townsend, WAWA33,97032.7%
112Henderson, NCNC42,63832.7%
113Worcester, MAMA888,50232.7%
114Watertown, WIWI86,50532.7%
115Roanoke Rapids, NCNC63,02532.7%
116Rifle, COCO80,09932.6%
117Philadelphia, PAPA6,329,11832.6%
118Greeley, COCO378,42632.6%
119Barre, VTVT59,65232.5%
120Burlington, VTVT227,80332.5%
121St. George, UTUT213,67032.5%
122Charleston, SCSC889,26332.4%
123Atlanta, GAGA6,482,18232.4%
124Hanford, CACA154,32732.4%
125Pahrump, NVNV57,33632.3%
126Murrells Inlet, SCSC65,91232.3%
127Springfield, MAMA464,33832.3%
128Arcadia, FLFL37,07832.2%
129Lake of the Woods, VAVA40,08332.2%
130Denver, COCO3,092,03732.2%
131Eugene, OROR381,58432.2%
132Kalispell, MTMT115,42932.1%
133Lebanon, NHNH224,50032.1%
134Sandpoint, IDID54,42032.1%
135Heber, UTUT81,65532.0%
136Newport, OROR50,63632.0%
137Susanville, CACA28,11731.9%
138Bishop, CACA18,15831.9%
139Salisbury, MDMD131,87231.9%
140Easton, MDMD38,23831.8%
141Clarksdale, MSMS19,84931.7%
142Shelton, WAWA71,16531.7%
143Jackson, WYWY36,58731.5%
144Jacksonville, FLFL1,785,50031.5%
145Baraboo, WIWI66,65231.5%
146Pittsfield, MAMA128,22431.4%
147Traverse City, MIMI156,97231.4%
148Lacey, WAWA304,26131.2%
149Rice Lake, WIWI46,48431.2%
150Fitzgerald, GAGA17,09931.2%
151The Dalles, OROR26,31031.2%
152Lexington Park, MDMD211,17631.2%
153Hood River, OROR23,72031.1%
154Faribault, MNMN69,93931.1%
155Baltimore, MDMD2,857,78131.1%
156Hudson, NYNY60,16831.0%
157Lakeland, FLFL874,79031.0%
158Fort Collins, COCO377,29230.9%
159Allentown, PAPA887,61530.9%
160Dover, DEDE194,78630.8%
161Milwaukee, WIWI1,575,01030.8%
162Lewiston, MEME116,48730.8%
163Cleveland, MSMS28,26230.7%
164Cadillac, MIMI49,71930.6%
165Pensacola, FLFL544,94930.6%
166Laurinburg, NCNC33,32230.5%
167Minneapolis, MNMN3,790,29530.5%
168Provo, UTUT773,42630.5%
169Bozeman, MTMT128,74030.4%
170Lake Havasu City, AZAZ228,10230.4%
171Ocala, FLFL442,66030.4%
172Seaford, DEDE277,14030.4%
173Carson, NVNV58,57130.3%
174Savannah, GAGA438,31430.3%
175Gettysburg, PAPA107,59430.2%
176Memphis, TNTN1,341,41230.2%
177Eagle Pass, TXTX58,82330.1%
178Columbus, MSMS67,14430.1%
179Anchorage, AKAK405,82130.0%
180Selma, ALAL35,14030.0%
181Racine, WIWI198,91930.0%
182Jefferson, GAGA99,26530.0%
183Flint, MIMI401,09330.0%
184Brainerd, MNMN100,56229.9%
185Pueblo, COCO169,27729.9%
186Cleveland, OHOH2,165,77529.9%
187Wilson, NCNC81,15029.9%
188Myrtle Beach, SCSC427,55129.9%
189Adrian, MIMI97,77929.9%
190Madison, WIWI709,68529.8%
191Washington, NCNC44,67029.8%
192Boulder, COCO328,56029.8%
193Gainesville, GAGA226,56829.8%
194Payson, AZAZ53,80129.7%
195Tucson, AZAZ1,074,68529.7%
196Colorado Springs, COCO781,79629.7%
197Othello, WAWA21,48829.7%
198Boise City, IDID864,24329.5%
199Brownsville, TXTX433,94629.5%
200Port Angeles, WAWA78,20229.4%
201Missoula, MTMT128,69829.4%
202Montrose, COCO44,59129.4%
203Greenville, MSMS40,44629.4%
204Wilmington, NCNC492,77229.4%
205Longview, WAWA114,88529.3%
206Gainesville, FLFL359,03629.3%
207Ann Arbor, MIMI370,21429.3%
208Crestview, FLFL315,09829.3%
209Holland, MIMI123,18829.3%
210Tallahassee, FLFL397,44229.3%
211Alexandria, MNMN40,12029.3%
212Kingsland, GAGA60,14329.2%
213Roseburg, OROR111,95129.2%
214Amherst, MAMA164,06529.2%
215Albany, OROR132,84329.2%
216Beaver Dam, WIWI89,09729.1%
217Greenville, NCNC182,93629.1%
218Monroe, MIMI156,00429.1%
219Centralia, WAWA88,06229.0%
220Salt Lake City, UTUT1,308,37729.0%
221McAllen, TXTX921,54928.9%
222Fayetteville, NCNC395,41228.9%
223Durango, COCO56,89828.8%
224Grand Junction, COCO162,84528.8%
225Albuquerque, NMNM925,27928.7%
226New Orleans, LALA970,84928.6%
227Glens Falls, NYNY124,37328.6%
228Reading, PAPA440,07228.5%
229Flagstaff, AZAZ144,36828.5%
230Kankakee, ILIL105,52528.5%
231Lake City, FLFL74,09428.5%
232Panama City, FLFL231,17428.4%
233Klamath Falls, OROR70,27428.4%
234Big Rapids, MIMI42,32028.4%
235Dallas, TXTX8,477,15728.3%
236Ludington, MIMI29,04028.3%
237Winchester, VAVA152,33228.3%
238Seneca Falls, NYNY32,88328.3%
239Washington Court House, OHOH28,55228.3%
240Battle Creek, MIMI133,40828.3%
241Rockford, ILIL337,24228.2%
242Raymondville, TXTX19,97128.2%
243Yakima, WAWA259,18528.2%
244Toccoa, GAGA27,85428.2%
245Richmond, VAVA1,389,33828.2%
246Deming, NMNM25,40728.2%
247Homosassa Springs, FLFL171,66628.2%
248Hillsdale, MIMI45,73828.1%
249Owosso, MIMI67,68128.0%
250Austin, TXTX2,620,94528.0%
251Anderson Creek, NCNC150,13727.9%
252New Bern, NCNC127,35827.9%
253Fallon, NVNV25,85127.9%
254Boone, NCNC54,78627.9%
255Lumberton, NCNC119,94127.8%
256Fort Morgan, COCO30,30627.8%
257Grand Rapids, MIMI1,183,64527.8%
258Aberdeen, WAWA78,14427.8%
259Spokane, WAWA608,01227.8%
260Yuma, AZAZ224,44927.8%
261Kinston, NCNC55,83727.7%
262Muskegon, MIMI177,90127.7%
263Houston, TXTX7,904,62727.7%
264Akron, OHOH701,78027.7%
265Rockingham, NCNC42,04127.6%
266Jacksonville, NCNC217,17527.6%
267Rocky Mount, NCNC148,48627.6%
268Eufaula, ALAL26,86127.6%
269Greenwood, MSMS34,91227.6%
270Picayune, MSMS59,36327.4%
271El Paso, TXTX881,29127.4%
272York, PAPA473,19727.4%
273Red Wing, MNMN48,19527.4%
274Shawano, WIWI45,75927.4%
275Janesville, WIWI166,47227.4%
276Menomonie, WIWI46,22327.3%
277Juneau city and, AKAK31,60927.3%
278Saginaw, MIMI187,68827.2%
279Sparta, WIWI46,57227.2%
280Clewiston, FLFL61,54627.2%
281Columbus, OHOH2,242,02827.1%
282Owatonna, MNMN37,46427.1%
283Charlottesville, VAVA228,59727.1%
284Toledo, OHOH599,37627.1%
285Natchez, MSMS54,72227.1%
286Morehead City, NCNC70,46927.1%
287Bemidji, MNMN47,05527.0%
288Lansing, MIMI479,72227.0%
289Columbus, GAGA324,83026.9%
290Palatka, FLFL77,73426.9%
291Rapid City, SDSD156,93426.9%
292Auburn, ALAL208,01326.8%
293Scranton, PAPA574,41826.8%
294Rome, GAGA101,37826.8%
295Coos Bay, OROR63,99226.8%
296Wilmington, OHOH42,30126.8%
297Connersville, ININ23,53326.7%
298Lewisburg, TNTN38,07126.7%
299Macon-Bibb County, GAGA238,55326.7%
300Athens, TXTX88,59526.7%
301St. Cloud, MNMN205,85426.7%
302Twin Falls, IDID123,90126.7%
303Sebring, FLFL111,12226.7%
304Jackson, MIMI159,55226.7%
305Wenatchee, WAWA128,41426.6%
306Danville, VAVA101,13726.5%
307LaGrange, GAGA107,09726.5%
308Lancaster, PAPA563,15926.5%
309Charlotte, NCNC2,938,83026.5%
310Thomasville, GAGA72,95826.4%
311Hutchinson, MNMN36,63126.4%
312Mount Pleasant, MIMI64,69126.4%
313Milledgeville, GAGA44,02926.4%
314Branson, MOMO57,00126.4%
315Albany, NYNY915,83526.3%
316Cedartown, GAGA45,51426.3%
317Gloversville, NYNY52,21626.3%
318Corvallis, OROR97,72826.3%
319Logan, UTUT160,88926.2%
320Cañon City, COCO50,03926.2%
321Greensboro, NCNC805,94526.2%
322Athens, GAGA224,14826.2%
323Nashville, TNTN2,197,41626.2%
324Corpus Christi, TXTX451,19126.1%
325Green Bay, WIWI336,75626.1%
326Rochester, NYNY1,056,14926.1%
327Calhoun, GAGA61,70126.1%
328Las Cruces, NMNM229,09126.0%
329Williamsport, PAPA112,58726.0%
330Amsterdam, NYNY50,04626.0%
331Hagerstown, MDMD315,28025.9%
332McComb, MSMS52,64025.9%
333Fond du Lac, WIWI104,66925.9%
334Cincinnati, OHOH2,312,85825.8%
335Rochelle, ILIL51,39925.8%
336Lawrence, KSKS120,92025.8%
337Alamosa, COCO27,89625.8%
338Gulfport, MSMS431,32925.7%
339Shelby, NCNC103,32525.7%
340Ogden, UTUT672,78425.7%
341Las Vegas, NMNM30,31125.6%
342Batavia, NYNY58,41625.6%
343Mobile, ALAL411,65825.6%
344Fergus Falls, MNMN61,04125.6%
345Slidell, LALA279,10825.6%
346Durham, NCNC625,48525.6%
347Coldwater, MIMI45,99325.5%
348Talladega, ALAL91,76425.5%
349Grand Rapids, MNMN45,40425.5%
350Birmingham, ALAL1,197,76625.5%
351Daphne, ALAL267,76125.5%
352Sandusky, OHOH112,77725.5%
353St. Simons, GAGA118,52425.5%
354Alma, MIMI41,19025.5%
355Meadville, PAPA81,79225.4%
356Ashland, OHOH52,52325.4%
357Mount Sterling, KYKY48,42825.4%
358Oneonta, NYNY60,58925.4%
359La Crosse, WIWI171,18225.4%
360Taos, NMNM34,56425.3%
361Scottsbluff, NENE36,27225.3%
362Zanesville, OHOH87,01425.3%
363Burlington, NCNC186,17725.3%
364Augusta, MEME129,06725.3%
365Kalamazoo, MIMI263,79525.3%
366Dyersburg, TNTN36,32025.3%
367Albert Lea, MNMN30,44025.3%
368Asheville, NCNC422,34525.2%
369Sturgis, MIMI60,96825.2%
370Jackson, MSMS609,84725.2%
371Youngstown, OHOH423,67825.2%
372Detroit Lakes, MNMN35,49725.1%
373Marinette, WIWI65,51525.1%
374Albany, GAGA145,51025.1%
375Rexburg, IDID69,38025.1%
376Lewisburg, PAPA42,31325.1%
377Niles, MIMI152,44425.1%
378Fairbanks, AKAK93,97225.1%
379Augusta, GAGA641,23125.0%
380Sanford, NCNC70,25825.0%
381Hinesville, GAGA91,87025.0%
382St. Louis, MOMO2,814,42125.0%
383Bangor, MEME157,96725.0%
384Forest City, NCNC65,74525.0%
385Meridian, MSMS85,41925.0%
386Moscow, IDID41,84225.0%
387Sheridan, WYWY33,24125.0%
388Shelbyville, TNTN55,27324.9%
389Bellefontaine, OHOH46,30224.9%
390Montgomery, ALAL388,74724.9%
391Dayton, OHOH826,55424.9%
392Americus, GAGA33,39424.9%
393DuBois, PAPA78,10024.9%
394Cordele, GAGA19,23724.9%
395Bucyrus, OHOH41,89624.9%
396Grenada, MSMS30,22224.9%
397Lock Haven, PAPA37,87024.8%
398Cornelia, GAGA50,41624.8%
399Escanaba, MIMI36,58224.8%
400Willmar, MNMN44,72024.8%
401Sayre, PAPA59,60024.8%
402Roanoke, VAVA316,54724.8%
403Sheboygan, WIWI118,04724.7%
404The Villages, FLFL157,77224.7%
405Raleigh, NCNC1,595,72024.7%
406Marion, OHOH65,11524.6%
407Bay City, MIMI102,12324.6%
408Elkhart, ININ208,77424.6%
409San Antonio, TXTX2,813,14024.6%
410Valdosta, GAGA153,27624.6%
411Ruidoso, NMNM19,84424.6%
412Safford, AZAZ40,15724.6%
413Newport, TNTN37,88924.6%
414Jackson, TNTN184,56924.5%
415Bedford, ININ45,56824.5%
416Buffalo, NYNY1,155,65324.5%
417Walla Walla, WAWA62,36124.5%
418Kansas City, MOMO2,270,68224.5%
419Columbia, SCSC879,91824.5%
420Sterling, COCO20,65424.4%
421Staunton, VAVA129,69224.4%
422Huntsville, TXTX83,84224.4%
423Orangeburg, SCSC83,17724.4%
424Hot Springs, ARAR99,69524.4%
425Forrest City, ARAR21,80024.4%
426New Castle, ININ49,13724.4%
427Pottsville, PAPA145,08524.4%
428McMinnville, TNTN43,71724.4%
429Appleton, WIWI249,87624.4%
430Great Falls, MTMT85,02924.3%
431Oshkosh, WIWI174,21824.3%
432Indianapolis, ININ2,205,69524.3%
433Ottawa, ILIL145,90224.3%
434Winona, MNMN50,52324.3%
435Kendallville, ININ47,93724.3%
436Madison, ININ33,27924.3%
437Dixon, ILIL32,91424.2%
438Alpena, MIMI28,85324.2%
439Duluth, MNMN281,21924.2%
440Corsicana, TXTX57,18124.2%
441Mount Vernon, OHOH64,00224.2%
442Helena, MTMT97,15324.1%
443Chambersburg, PAPA160,65224.1%
444Sherman, TXTX153,61324.1%
445Syracuse, NYNY652,27324.1%
446Peru, ININ34,48724.1%
447Bainbridge, GAGA29,43224.1%
448Oxford, MSMS71,97224.1%
449Freeport, ILIL43,22024.1%
450Gadsden, ALAL103,88624.1%
451Tuscaloosa, ALAL281,85024.0%
452Albemarle, NCNC68,83024.0%
453Dalton, GAGA147,81924.0%
454Greenwood, SCSC95,21524.0%
455Platteville, WIWI52,44623.9%
456Athens, OHOH63,19723.9%
457Lawrenceburg, TNTN46,91423.9%
458Sierra Vista, AZAZ126,33223.9%
459Spearfish, SDSD29,45923.9%
460Eau Claire, WIWI176,64723.9%
461Harrisonburg, VAVA140,15523.9%
462Auburn, ININ44,53523.9%
463Ontario, OROR60,08523.9%
464Goldsboro, NCNC122,27823.8%
465Mankato, MNMN104,90723.8%
466Canton, OHOH400,24623.8%
467Lebanon, MOMO36,94323.8%
468Omaha, NENE1,009,83623.8%
469Pocatello, IDID91,59123.8%
470Statesboro, GAGA97,97723.8%
471Brenham, TXTX38,28823.8%
472Laramie, WYWY38,55823.8%
473Cleveland, TNTN134,05723.7%
474Kerrville, TXTX54,03723.7%
475Auburn, NYNY74,36523.7%
476Winston-Salem, NCNC712,20623.6%
477Bogalusa, LALA44,93723.6%
478Garden City, KSKS37,50523.6%
479Watertown, NYNY111,54023.6%
480Sedalia, MOMO44,25423.6%
481Starkville, MSMS62,06323.6%
482Bloomington, ININ165,23123.6%
483North Wilkesboro, NCNC66,23323.6%
484Manitowoc, WIWI81,71023.5%
485Michigan City, ININ111,29423.5%
486Louisville, KYKY1,402,50923.5%
487Tullahoma, TNTN69,33923.5%
488Plattsburgh, NYNY78,13823.5%
489Harrisburg, PAPA617,42723.5%
490Rochester, MNMN231,18423.5%
491Tifton, GAGA51,23723.4%
492South Bend, ININ324,53823.4%
493Hattiesburg, MSMS158,01423.4%
494Dodge City, KSKS33,99323.4%
495Ithaca, NYNY104,04723.4%
496Hammond, LALA141,34623.3%
497Greenville, OHOH51,52023.3%
498Oxford, ALAL115,83423.3%
499Kingsville, TXTX30,31523.3%
500Somerset, KYKY67,38423.3%
SHOWING 1–500 OF 918
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Download CSV (full list, 918 rows)

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES

Frequently asked

Which metro area has the highest owner cost-burdened households?

Nantucket, MA ranks #1 with 53.3% (2010 American Community Survey).

What are the top 5 metro areas by owner cost-burdened households?

Nantucket, MA, Vineyard Haven, MA, Miami-Fort Lauderdale-West Palm Beach, FL, Key West-Key Largo, FL, Santa Cruz-Watsonville, CA.

How many metro areas are in this ranking?

918 metro areas qualify after filtering for population minimums and data availability. The ranking covers 2010 ACS 5-year data.

How is owner cost-burdened households measured?

Share of owner households spending 30% or more of household income on housing costs (mortgaged + un-mortgaged combined). Source: ACS B25091. Source: US Census Bureau, American Community Survey 5-year estimates (2010).