METRO AREA
Bay City Metro
Bay City, MI · 1 counties · 102,123 residents (2025 est.) · 442 sq mi
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The short version
Bay City is home to 103,008 people. Four-year degrees are less common here than nationally, at 22% of adults. The median age is 43.9, about 5 years above the US median. The typical home is worth $152,200, having more than doubled since 2000. The foreign-born share is 1%. 77% of homes are owner-occupied.
At a glance
Lower income
below the US median
US median: $82,259
Older
median age 43.9
US median: 38.9
Less educated
22% hold a bachelor's degree
US average: 36%
Stable housing
home values roughly flat, inflation adjusted
US median home: $376,019
Section 01
Population & growth
103,008
−6%since 2000
from 110,157 in 2000
102,123 in 2025 (Census Bureau estimate)
1990 – 2025
Land area
442 sq mi
Population, 1990 – 2024
2024103K
Age distribution, 2024
Under 54.7%(4,800)
5 to 95.2%(5,339)
10 to 145.8%(5,928)
15 to 196%(6,150)
20 to 245.3%(5,479)
25 to 3412.3%(12,680)
35 to 4412%(12,363)
45 to 5412.2%(12,520)
55 to 6414.7%(15,181)
65 to 7413.1%(13,458)
75 to 846.5%(6,693)
85 and over2.3%(2,417)
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02
Income & economy
$61,763
−12%inflation adjusted, since 2000
from $38,646 in 2000
US average: $82,259
1990 – 2024
Households earning $100K+
41.3%
+17.8 ptssince 2009
from 23.5% in 2009
US average: 53.3%
Workforce by industry, 2024
Retail trade16.7%
Information13.7%
Wholesale trade5.6%
Finance & insurance4.5%
Other services4.5%
Public administration3.7%
Professional, scientific, technical3.4%
Transportation & warehousing1.9%
Arts, entertainment, food1.2%
Education & health services1.1%
Agriculture, forestry, fishing1.1%
Construction1%
Manufacturing0.1%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03
Housing
$152,200
Unchangedinflation adjusted, since 2000
from $83,600 in 2000
US average: $376,019
1990 – 2024
2.5
Unchangedsince 2009
from 2.5 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
14
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04
Race & ethnicity
2000
White, non-Hispanic92.7%(102,119)
Black1.2%(1,343)
Hispanic / Latino3.9%(4,308)
Asian0.5%(522)
Other0%
2024
White, non-Hispanic88.2%(90,838)
Black1%(1,067)
Hispanic / Latino5.9%(6,117)
Asian0.5%(525)
Other4.3%(4,461)
27
+43%since 2009
from 19 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
30
+21%since 2020
from 25 in 2020
Our index, 0 to 100. Higher means White and non-White residents are more separated across neighborhoods.
Section 04 · Origins
Detailed origins & ancestry
Hispanic origin
Mexican4.8%(4,994)
Puerto Rican0.2%(212)
Cuban0.1%(124)
Dominican0.1%(124)
South American0.1%(122)
Colombian0.1%(95)
Spaniard0.1%(71)
Argentine0%(23)
Ecuadorian0%(4)
Central American0%(2)
Guatemalan0%(2)
Asian origin
Korean0.1%(104)
Thai0.1%(82)
Nepalese0.1%(70)
Asian Indian0.1%(53)
Filipino0%(38)
Vietnamese0%(27)
Cambodian0%(26)
Chinese0%(14)
Taiwanese0%(14)
Hmong0%(8)
Ancestry
German27.7%(28,488)
Polish15.6%(16,109)
Irish9.7%(10,039)
English8.9%(9,135)
French8.1%(8,345)
American3.7%(3,808)
French Canadian2.5%(2,617)
Italian2.1%(2,140)
Scottish2.1%(2,115)
Dutch1.8%(1,834)
Hungarian1.1%(1,106)
Swedish0.9%(924)
+ 33 more ancestry groups with data
Scotch-Irish0.6%(648)
Norwegian0.6%(630)
Russian0.6%(608)
Belgian0.5%(509)
Finnish0.4%(433)
Welsh0.3%(348)
Czech0.3%(303)
Swiss0.3%(296)
Ukrainian0.3%(260)
British0.2%(241)
Canadian0.2%(236)
Greek0.2%(232)
Subsaharan African0.2%(194)
Portuguese0.1%(148)
West Indian0.1%(118)
Serbian0.1%(111)
Danish0.1%(105)
Lithuanian0.1%(98)
Arab0.1%(72)
Croatian0.1%(57)
Lebanese0%(50)
Brazilian0%(46)
Austrian0%(44)
Romanian0%(40)
Slovak0%(35)
Bulgarian0%(22)
Latvian0%(21)
Palestinian0%(17)
Iranian0%(17)
Slovene0%(12)
Nigerian0%(10)
Somali0%(4)
Haitian0%(4)
Section 05
Education
High school or higher
91.9%
+9.5 ptssince 2000
from 82.4% in 2000
US average: 89.6%
Section 06
Commute & transportation
Section 07
Work & employment
Women 20-64 in the labor force
75.7%
+3.5 ptssince 2020
from 72.2% in 2020
US average: 74.6%
Section 08
People & community
Computer in household
93.7%
+5.1 ptssince 2020
from 88.6% in 2020
US average: 95.5%
Marital status
Men 15+
Never married34.9%(14,913)
Married50.7%(21,657)
Widowed3.7%(1,563)
Divorced10.7%(4,559)
Women 15+
Never married27.1%(11,999)
Married47.1%(20,822)
Widowed11.9%(5,283)
Divorced13.9%(6,145)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09
Health coverage
Direct-purchase
12.0%
−0.1 ptssince 2020
from 12.1% in 2020
US average: 13.8%
VA health care
3.0%
−0.1 ptssince 2020
from 3.1% in 2020
US average: 2.2%
Any private
69.7%
−0.2 ptssince 2020
from 69.9% in 2020
US average: 67.1%
Any public
45.1%
+1.5 ptssince 2020
from 43.6% in 2020
US average: 36.7%
Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.
Section 09 · Service history
Veterans
Veterans by period of service, 2024
Gulf War (2001 or later)18.7%(1,161)
Gulf War (1990s)22%(1,370)
Vietnam era39.3%(2,444)
Korean War4.9%(302)
World War II0.7%(43)
Share of the 6,218 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.
BAR + DOT: THIS PLACE · TICK: US AVERAGE
In this metro
Largest cities
What's inside
1 component county
Drill deeper
Metros similar to Bay City
Albertville
Pop 103,537
Decatur
Pop 99,300
Lima
Pop 100,881
Cumberland
Pop 93,640
Places similar to Bay CityHead to head
Compare Bay City side by side
BAY CITY VS
Albertville
Income$62,571+1%
Home value$201,500+32%
Population103,537+1%
SEE FULL COMPARISON →
BAY CITY VS
Decatur
Income$62,666+1%
Home value$127,300−16%
Population99,300−3%
SEE FULL COMPARISON →
BAY CITY VS
Lima
Income$64,038+4%
Home value$165,300+9%
Population100,881−1%
SEE FULL COMPARISON →
BAY CITY VS
Cumberland
Income$62,386+1%
Home value$162,161+7%
Population93,640−8%
SEE FULL COMPARISON →
Frequently asked
How many people live in Bay City, MI?
Bay City, MI has about 103,008 residents according to the 2024 American Community Survey.
What is the median household income in Bay City, MI?
The typical household in Bay City, MI earns about $61,763 a year. Half of households make more than that, and half make less.
Is Bay City, MI expensive?
In Bay City, MI, the median home is worth about $152,200, and the typical rent is about $860 a month.
How educated are people in Bay City, MI?
About 22.1% of adults age 25 and over in Bay City, MI hold a bachelor's degree or higher.
What is the poverty rate in Bay City, MI?
About 13.2% of people in Bay City, MI live below the federal poverty line.
Has Bay City, MI grown since 1990?
Yes, Bay City, MI has shrunk since 1990. The population has lost about 8,715 residents, a change of about -8 percent over that period.
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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · METRO ROLLUP OF COMPONENT COUNTIES · UPDATED 2024