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METRO AREA · 2020 ACS

Bay City Metro

Bay City, MI · 1 counties · 103,856 residents · 442.409 sq mi
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The short version

Bay City has notably lower household income than the US average, with a median household income of $48,290. Population has declined 6% since 2000. 20% of adults hold a bachelor's degree or higher, below the national rate of 33%. Median home value is $106,400. With a median age of 44.2, the population is older than the US median of 38.8.

At a glance
Lower income
below the US median
US median: $66,278
Older
median age 44.2
US median: 38.8
Less educated
20% hold a bachelor's degree
US average: 33%
More affordable
home values down 15%, inflation adjusted
US median home: $265,253
Section 01

Population & growth

Total population
103,856
−6%since 2000
from 110,157 in 2000
1990 – 2025
Population density
235 / sq mi
−6%since 2000
from 249 / sq mi in 2000
US average: 280
Median age
44.2
+15%since 2000
from 38.4 in 2000
US average: 38.8
Population, 1990 – 2024
102K105K107K110K113K1990201020202024Bay City
2024103K
1990201020202024
Section 02

Income & economy

Median household income
$48,290
−17%inflation adjusted, since 2000
from $38,646 in 2000
US average: $66,278
1990 – 2024
Per capita income
$28,331
+44%since 2000
from $19,698 in 2000
US average: $35,364
Households earning $100K+
30.9%
+7.4 ptssince 2009
from 23.5% in 2009
US average: 43.9%
Poverty rate
16.1%
+6.4 ptssince 2000
from 9.7% in 2000
US average: 12.8%
Workforce by industry, 2020
Retail trade16.8%
US avg: 10%
Information12.1%
US avg: 11.1%
Wholesale trade6.3%
US avg: 6.7%
Finance & insurance4.8%
US avg: 5.5%
Other services4.7%
US avg: 6.6%
Public administration3.3%
US avg: 4.7%
Professional, scientific, technical3.3%
US avg: 4.7%
Transportation & warehousing2.9%
US avg: 2.5%
Education & health services1.5%
US avg: 0.8%
Agriculture, forestry, fishing1.3%
US avg: 1.7%
Construction1.2%
US avg: 1.2%
Arts, entertainment, food1.2%
US avg: 2%
Manufacturing0.1%
US avg: 0.5%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$106,400
−15%inflation adjusted, since 2000
from $83,600 in 2000
US average: $265,253
1990 – 2024
Median gross rent
$679
+3%inflation adjusted, since 2000
from $440 in 2000
US average: $1,124
Owner-occupied
76.4%
−2.9 ptssince 2000
from 79.3% in 2000
23.6% rent
Afford Score
2.2
+2%since 2000
from 2.2 in 2000
1990 – 2024
RELATED:See current rent listings in Bay City on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic92.7%(102,119)
Black1.2%(1,343)
Hispanic / Latino3.9%(4,308)
Asian0.5%(522)
Other0%
Diversity Score13.6%(15,009)
Segregation Score0%
2020
White, non-Hispanic87.4%(90,811)
Black1.5%(1,598)
Hispanic / Latino5.7%(5,930)
Asian0.5%(538)
Other2.7%(2,813)
Diversity Score24.8%(25,715)
Segregation Score24.8%(25,792)
Diversity Score
25
+82%since 2000
from 14 in 2000
1990 – 2024
Segregation Score
25
Section 05

Education

Bachelor's degree or higher
19.7%
+5.5 ptssince 2000
from 14.2% in 2000
US average: 32.9%
High school or higher
90.5%
+8.1 ptssince 2000
from 82.4% in 2000
US average: 88.5%
Graduate degree
6.3%
+1.9 ptssince 2000
from 4.4% in 2000
US average: 12.7%
Section 06

Commute & transportation

Average commute
22.8 min
+63%since 2000
from 14.0 min in 2000
US average: 26.9
Drive alone to work
84.7%
−0.1 ptssince 2009
from 84.8% in 2009
US average: 75.1%
No vehicle available
7.1%
+0.3 ptssince 2009
from 6.8% in 2009
US average: 8.4%
Section 07

Work & employment

Unemployment rate
5.9%
−4.3 ptssince 2011
from 10.2% in 2011
US average: 5.4%
Labor force participation
58.5%
−3.2 ptssince 2011
from 61.7% in 2011
US average: 63.4%
Management & professional
31.3%
−29.9 ptssince 2009
from 61.2% in 2009
US average: 39.3%
Section 08

People & community

Male
49.3%
+0.7 ptssince 2009
from 48.6% in 2009
Female
50.7%
−0.7 ptssince 2009
from 51.4% in 2009
Foreign born
1.2%
−0.8 ptssince 2009
from 2.0% in 2009
US average: 13.5%
Uninsured
5.9%
−83.3 ptssince 2013
from 89.2% in 2013
US average: 8.8%
In this metro

Principal cities

Bay CityCENTRAL31,868
What's inside

1 component county

Bay CountyCENTRAL102,123
Drill deeper

Metros similar to Bay City

Albertville
Pop 103,537
Decatur
Pop 99,300
Lima
Pop 100,881
Cumberland
Pop 93,640
Places similar to Bay City
Head to head

Compare Bay City side by side

BAY CITY VS
Albertville
Income$62,571+30%
Home value$201,500+89%
Population103,537+1%
SEE FULL COMPARISON →
BAY CITY VS
Decatur
Income$62,666+30%
Home value$127,300+20%
Population99,300−3%
SEE FULL COMPARISON →
BAY CITY VS
Lima
Income$64,038+33%
Home value$165,300+55%
Population100,881−1%
SEE FULL COMPARISON →
BAY CITY VS
Cumberland
Income$62,386+29%
Home value$162,161+52%
Population93,640−8%
SEE FULL COMPARISON →
Frequently asked

How many people live in Bay City, MI?

Bay City, MI has about 103,856 residents according to the 2020 American Community Survey.

What is the median household income in Bay City, MI?

The typical household in Bay City, MI earns about $48,290 a year. Half of households make more than that, and half make less.

Is Bay City, MI expensive?

In Bay City, MI, the median home is worth about $106,400, and the typical rent is about $679 a month.

How educated are people in Bay City, MI?

About 19.7% of adults age 25 and over in Bay City, MI hold a bachelor's degree or higher.

What is the poverty rate in Bay City, MI?

About 16.1% of people in Bay City, MI live below the federal poverty line.

Has Bay City, MI grown since 1990?

Yes, Bay City, MI has shrunk since 1990. The population has lost about 7,867 residents, a change of about -7 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · METRO ROLLUP OF COMPONENT COUNTIES · UPDATED 2024

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