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CITY

Bay City

Michigan · 31,868 residents (2025 est.) · 10.2 sq mi
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The short version

Bay City is a city of 32,320 people in Michigan. Four-year degrees are less common here than nationally, at 19% of adults. The typical home is worth $97,600. That trails the Michigan median by roughly 32%. 2% of locals were born outside the United States. Density works out to 3,179 people per square mile.

At a glance
Lower income
below the US median
US median: $82,259
Mid-age
median age 40.7
US median: 38.9
Less educated
19% hold a bachelor's degree
US average: 36%
More affordable
home values down 19%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

32,320
−12%since 2000
from 36,817 in 2000
31,868 in 2025 (Census Bureau estimate)
1990 – 2025
3,179 / sq mi
−5%since 2009
from 3,359 / sq mi in 2009
US average: 281
40.7
+16%since 2000
from 35.2 in 2000
US average: 38.9
Land area
10.2 sq mi
Population, 19902024
32K34K36K38K40K19902000201020202024Bay City
202432K
1990201020202024
Age distribution, 2024
Under 55.7%(1,832)
US avg: 5.6%
5 to 95.2%(1,669)
US avg: 6%
10 to 146.1%(1,961)
US avg: 6.4%
15 to 195.6%(1,809)
US avg: 6.6%
20 to 246.2%(2,006)
US avg: 6.5%
25 to 3415.1%(4,866)
US avg: 13.7%
35 to 4412%(3,892)
US avg: 13.2%
45 to 5412%(3,875)
US avg: 12.2%
55 to 6414.5%(4,690)
US avg: 12.7%
65 to 7410.7%(3,462)
US avg: 10.2%
75 to 844.9%(1,582)
US avg: 5.1%
85 and over2.1%(676)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$49,420
−11%inflation adjusted, since 2000
from $30,425 in 2000
US average: $82,259
1990 – 2024
$29,853
+80%since 2000
from $16,550 in 2000
US average: $44,673
Households earning $100K+
30.0%
+15.4 ptssince 2009
from 14.5% in 2009
US average: 53.3%
19.1%
+4.5 ptssince 2000
from 14.6% in 2000
US average: 12.5%
0.442
+6%since 2010
from 0.419 in 2010
US average: 0.476
Workforce by industry, 2024
Information15.4%
US avg: 10.8%
Retail trade11.3%
US avg: 9.9%
Other services5.6%
US avg: 6.7%
Public administration5.2%
US avg: 4.8%
Finance & insurance4.1%
US avg: 5.9%
Professional, scientific, technical3.7%
US avg: 5.1%
Wholesale trade3.7%
US avg: 6.9%
Arts, entertainment, food1.4%
US avg: 1.9%
Transportation & warehousing1.2%
US avg: 2.2%
Agriculture, forestry, fishing0.9%
US avg: 1.6%
Construction0.9%
US avg: 1.2%
Education & health services0.4%
US avg: 0.9%
Manufacturing0%
US avg: 0.4%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$97,600
−19%inflation adjusted, since 2000
from $65,800 in 2000
US average: $376,019
1990 – 2024
$766
+6%inflation adjusted, since 2000
from $395 in 2000
US average: $1,442
70.1%
+0.5 ptssince 2000
from 69.5% in 2000
29.9% rent
8.7%
−1.7 ptssince 2009
from 10.4% in 2009
US average: 10.0%
2.18 people
−8%since 2009
from 2.37 people in 2009
US average: 2.54
21.4%
−8.9 ptssince 2009
from 30.3% in 2009
US average: 22.9%
42.5%
−6.5 ptssince 2009
from 49.0% in 2009
US average: 47.4%
2.0
−16%since 2009
from 2.4 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
27
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04

Race & ethnicity

2000
White, non-Hispanic87.8%(32,333)
Black2.6%(972)
Hispanic / Latino6.7%(2,473)
Asian0.5%(194)
Other0%
2024
White, non-Hispanic80.1%(25,883)
Black1.6%(502)
Hispanic / Latino11.5%(3,706)
Asian0.8%(273)
Other6.1%(1,956)
43
+41%since 2009
from 30 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican9%(2,922)
Puerto Rican0.4%(125)
Dominican0.4%(124)
Cuban0.2%(55)
Spaniard0.1%(48)
Colombian0.1%(39)
Asian origin
Korean0.3%(83)
Thai0.3%(82)
Hmong0%(8)
Pacific Islander origin
Samoan0%(6)
Ancestry
German23.8%(7,701)
Polish12.2%(3,929)
Irish11.4%(3,678)
English8.9%(2,868)
French5.7%(1,845)
American3.6%(1,163)
Italian2.3%(734)
Scottish2%(660)
Dutch1.5%(486)
Hungarian1.3%(427)
Swedish1.2%(380)
+ 29 more ancestry groups with data
Scotch-Irish0.8%(260)
Norwegian0.8%(249)
Russian0.5%(159)
Ukrainian0.5%(150)
Welsh0.4%(145)
Finnish0.4%(136)
Portuguese0.4%(119)
Canadian0.3%(92)
British0.2%(75)
Swiss0.2%(73)
Arab0.2%(60)
Belgian0.2%(57)
Brazilian0.1%(46)
Czech0.1%(45)
Lebanese0.1%(43)
Austrian0.1%(35)
Slovak0.1%(35)
Greek0.1%(34)
Croatian0.1%(25)
Danish0.1%(20)
Lithuanian0.1%(19)
Palestinian0.1%(17)
Romanian0%(15)
Nigerian0%(10)
Slovene0%(7)
Latvian0%(5)
Haitian0%(4)
Section 05

Education

18.8%
+6.0 ptssince 2000
from 12.8% in 2000
US average: 35.6%
High school or higher
88.9%
+8.1 ptssince 2000
from 80.8% in 2000
US average: 89.6%
6.2%
+2.1 ptssince 2000
from 4.0% in 2000
US average: 14.0%
Section 06

Commute & transportation

21.3 min
+64%since 2000
from 13.0 min in 2000
US average: 26.5
79.0%
−3.9 ptssince 2009
from 82.9% in 2009
US average: 68.9%
7.7%
+0.4 ptssince 2009
from 7.4% in 2009
US average: 8.5%
0.4%
−0.4 ptssince 2009
from 0.9% in 2009
US average: 3.2%
8.4%
+5.4 ptssince 2009
from 3.0% in 2009
US average: 15.0%
3.0%
−1.0 ptssince 2009
from 3.9% in 2009
US average: 2.4%
0.2%
−1.2 ptssince 2009
from 1.3% in 2009
US average: 0.4%
12.2%
+0.3 ptssince 2009
from 12.0% in 2009
US average: 8.3%
Section 07

Work & employment

6.7%
−5.7 ptssince 2011
from 12.4% in 2011
US average: 5.2%
59.4%
−3.0 ptssince 2011
from 62.4% in 2011
US average: 63.5%
Women 20-64 in the labor force
70.8%
−0.7 ptssince 2020
from 71.5% in 2020
US average: 74.6%
13.2%
+1.4 ptssince 2009
from 11.8% in 2009
US average: 13.1%
30.3%
+5.3 ptssince 2009
from 24.9% in 2009
US average: 42.5%
Section 08

People & community

47.4%
−0.6 ptssince 2009
from 48.0% in 2009
52.6%
+0.6 ptssince 2009
from 52.0% in 2009
2.3%
+0.8 ptssince 2009
from 1.5% in 2009
US average: 14.1%
6.7%
−4.3 ptssince 2009
from 11.0% in 2009
US average: 6.2%
19.6%
+3.4 ptssince 2012
from 16.2% in 2012
US average: 13.3%
5.9%
−7.8 ptssince 2013
from 13.7% in 2013
US average: 8.4%
85.6%
+13.7 ptssince 2017
from 71.9% in 2017
US average: 91.0%
Computer in household
93.3%
+5.5 ptssince 2020
from 87.8% in 2020
US average: 95.5%
88.6%
+2.2 ptssince 2020
from 86.5% in 2020
US average: 87.7%
95.9%
−1.0 ptssince 2016
from 96.9% in 2016
US average: 77.7%
1.9%
+0.3 ptssince 2016
from 1.6% in 2016
US average: 13.6%
Marital status
Men 15+
Never married39.8%(5,052)
Married44.4%(5,642)
Widowed3.6%(459)
Divorced12.1%(1,541)
Women 15+
Never married32.1%(4,544)
Married37.2%(5,269)
Widowed12.5%(1,772)
Divorced18.2%(2,579)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

5.9%
−7.8 ptssince 2013
from 13.7% in 2013
US average: 8.4%
49.5%
−0.8 ptssince 2020
from 50.3% in 2020
US average: 54.8%
Direct-purchase
10.2%
Unchangedsince 2020
from 10.2% in 2020
US average: 13.8%
21.8%
+2.2 ptssince 2020
from 19.6% in 2020
US average: 18.4%
35.4%
+0.4 ptssince 2020
from 35.0% in 2020
US average: 20.9%
VA health care
2.7%
−0.3 ptssince 2020
from 3.0% in 2020
US average: 2.2%
Any private
58.1%
+0.6 ptssince 2020
from 57.5% in 2020
US average: 67.1%
Any public
52.4%
+2.2 ptssince 2020
from 50.2% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)24%(414)
US avg: 26.4%
Gulf War (1990s)21.8%(376)
US avg: 24.3%
Vietnam era32.7%(565)
US avg: 33.1%
Korean War1.6%(28)
US avg: 4.5%
World War II0.6%(10)
US avg: 1%

Share of the 1,727 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Bay City, Michigan?

Bay City, Michigan has about 32,320 residents according to the 2024 American Community Survey.

What is the median household income in Bay City, Michigan?

The typical household in Bay City, Michigan earns about $49,420 a year. Half of households make more than that, and half make less.

Is Bay City, Michigan expensive?

In Bay City, Michigan, the median home is worth about $97,600, and the typical rent is about $766 a month.

How educated are people in Bay City, Michigan?

About 18.8% of adults age 25 and over in Bay City, Michigan hold a bachelor's degree or higher.

What is the poverty rate in Bay City, Michigan?

About 19.1% of people in Bay City, Michigan live below the federal poverty line.

Has Bay City, Michigan grown since 1990?

Yes, Bay City, Michigan has shrunk since 1990. The population has lost about 6,616 residents, a change of about -17 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →