CITY · 1990 CENSUS

Bay City

Michigan · 38,936 residents · 10.2 sq mi

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The short version

With 38,936 people, Bay City is a city in Michigan. The typical home is worth $32,400. About 9% of adults have finished a four-year degree. Households here earn about 31% less than in Michigan as a whole. The median household earns $21,380, about 29% below the national median. Renters pay $312 a month at the median.

At a glance

Lower income

below the US median

US median: $30,130

Mid-age

median age 33.2

US median: 33.0

Less educated

9% hold a bachelor's degree

US average: 20%

More affordable

home values down 35%, inflation adjusted

US median home: $93,722

Section 01

Population & growth

Total population

38,936

+6%vs 2000

vs 36,817 in 2000

1990 – 2025

Median age

33.2

−6%vs 2000

vs 35.2 in 2000

US average: 33.0

Land area

10.2 sq mi

Population, 1990 – 2024

202432K

Age distribution, 1990

Under 57.7%(2,995)

US avg: 7.3%

5 to 97.3%(2,829)

US avg: 7.3%

10 to 147.1%(2,765)

US avg: 6.9%

15 to 196.8%(2,647)

US avg: 7.1%

20 to 247.3%(2,854)

US avg: 7.5%

25 to 3417.3%(6,719)

US avg: 17.5%

35 to 4414.4%(5,613)

US avg: 15.1%

45 to 548.5%(3,299)

US avg: 10.2%

55 to 648.4%(3,272)

US avg: 8.5%

65 to 748.9%(3,464)

US avg: 7.3%

75 to 845%(1,936)

US avg: 4%

85 and over1.4%(543)

US avg: 1.2%

BAR + DOT: THIS PLACE · TICK: US AVERAGE

Section 02

Income & economy

Median household income

$21,380

−7%inflation adjusted, since 2000

vs $30,425 in 2000

US average: $30,130

1990 – 2024

Per capita income

$10,782

−35%vs 2000

vs $16,550 in 2000

US average: $14,340

Poverty rate

18.1%

+3.4 ptsvs 2000

vs 14.6% in 2000

US average: 13.2%

Section 03

Housing

Median home value

$32,400

−35%inflation adjusted, since 2000

vs $65,800 in 2000

US average: $93,722

1990 – 2024

Median gross rent

$312

+4%inflation adjusted, since 2000

vs $395 in 2000

US average: $450

Owner-occupied

67.5%

−2.1 ptsvs 2000

vs 69.5% in 2000

32.5% rent

Section 04

Race & ethnicity

2000

White, non-Hispanic87.8%(32,333)

Black2.6%(972)

Hispanic / Latino6.7%(2,473)

Asian0.5%(194)

Other0%

1990

White, non-Hispanic94.1%(36,643)

Black2.3%(902)

Hispanic / Latino5.2%(2,027)

Asian0.1%(44)

Other3.5%(1,347)

No data for the years selected.

Section 04 · Origins

Detailed origins & ancestry

Detailed origin tables are available for 2024; showing 2024 data.

Hispanic origin

Mexican9%(2,922)

Puerto Rican0.4%(125)

Dominican0.4%(124)

Cuban0.2%(55)

Spaniard0.1%(48)

South American0.1%(39)

Colombian0.1%(39)

Central American0%(2)

Guatemalan0%(2)

Asian origin

Korean0.3%(83)

Thai0.3%(82)

Asian Indian0%(11)

Hmong0%(8)

Pacific Islander origin

Native Hawaiian0.3%(81)

Samoan0%(6)

Ancestry

German23.8%(7,701)

Polish12.2%(3,929)

Irish11.4%(3,678)

English8.9%(2,868)

French5.7%(1,845)

American3.6%(1,163)

Italian2.3%(734)

Scottish2%(660)

French Canadian1.7%(550)

Dutch1.5%(486)

Hungarian1.3%(427)

Swedish1.2%(380)

+ 29 more ancestry groups with data

Scotch-Irish0.8%(260)

Norwegian0.8%(249)

Russian0.5%(159)

Ukrainian0.5%(150)

Welsh0.4%(145)

Finnish0.4%(136)

Portuguese0.4%(119)

Canadian0.3%(92)

Subsaharan African0.3%(81)

British0.2%(75)

Swiss0.2%(73)

Arab0.2%(60)

Belgian0.2%(57)

Brazilian0.1%(46)

Czech0.1%(45)

Lebanese0.1%(43)

Austrian0.1%(35)

Slovak0.1%(35)

Greek0.1%(34)

Croatian0.1%(25)

Danish0.1%(20)

Lithuanian0.1%(19)

Palestinian0.1%(17)

Romanian0%(15)

Nigerian0%(10)

Slovene0%(7)

Latvian0%(5)

West Indian0%(4)

Haitian0%(4)

RANKED:Largest German population · Largest Polish population · Largest Irish population · Largest Mexican population · Largest English population

Section 05

Education

Bachelor's degree or higher

9.4%

−3.4 ptsvs 2000

vs 12.8% in 2000

US average: 20.3%

High school or higher

70.0%

−10.8 ptsvs 2000

vs 80.8% in 2000

US average: 75.2%

Graduate degree

3.1%

−0.9 ptsvs 2000

vs 4.0% in 2000

US average: 7.1%

Section 06

Commute & transportation

Average commute

15.7 min

+21%vs 2000

vs 13.0 min in 2000

US average: 21.9

Section 07

Work & employment

No data for the years selected.

Section 08

People & community

No data for the years selected.

Marital status (2024)

Men 15+

Never married39.8%(5,052)

Married44.4%(5,642)

Widowed3.6%(459)

Divorced12.1%(1,541)

Women 15+

Never married32.1%(4,544)

Married37.2%(5,269)

Widowed12.5%(1,772)

Divorced18.2%(2,579)

SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024

Section 09

Health coverage

Showing 2024 (the nearest year with coverage data).

Uninsured

5.9%

−7.8 ptssince 2013

from 13.7% in 2013

US average: 8.4%

Employer-based

49.5%

−0.8 ptssince 2020

from 50.3% in 2020

US average: 54.8%

Direct-purchase

10.2%

Unchangedsince 2020

from 10.2% in 2020

US average: 13.8%

Medicare

21.8%

+2.2 ptssince 2020

from 19.6% in 2020

US average: 18.4%

Medicaid

35.4%

+0.4 ptssince 2020

from 35.0% in 2020

US average: 20.9%

VA health care

2.7%

−0.3 ptssince 2020

from 3.0% in 2020

US average: 2.2%

Any private

58.1%

+0.6 ptssince 2020

from 57.5% in 2020

US average: 67.1%

Any public

52.4%

+2.2 ptssince 2020

from 50.2% in 2020

US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024

Gulf War (2001 or later)24%(414)

US avg: 26.4%

Gulf War (1990s)21.8%(376)

US avg: 24.3%

Vietnam era32.7%(565)

US avg: 33.1%

Korean War1.6%(28)

US avg: 4.5%

World War II0.6%(10)

US avg: 1%

Share of the 1,727 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

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