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METRO AREA

Panama City Metro

Panama City-Panama City Beach, FL · 2 counties · 231,174 residents (2025 est.) · 1,343.275 sq mi
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The short version

Panama City has lower-than-average household income, with a median household income of $71,687. Population has grown 25% since 2000. Median home value has more than tripled since 2000, reaching $293,695. It sits in the top 10% of US metro areas for household income.

At a glance
Lower income
below the US median
US median: $82,259
Older
median age 41.1
US median: 38.9
Less educated
27% hold a bachelor's degree
US average: 36%
Less affordable
home values up 98%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

211,922
+25%since 2000
from 169,190 in 2000
1990 – 2025
158 / sq mi
+25%since 2000
from 126 / sq mi in 2000
US average: 281
41.1
+9%since 2000
from 37.6 in 2000
US average: 38.9

PEP 2025 EST:231,174 residents (Census Bureau Vintage 2025, released March 2026)

Population, 19902024
137K158K178K198K219K1990201020202024Panama City
2024212K
1990201020202024
Age distribution, 2024
Under 55.4%(11,525)
US avg: 5.6%
5 to 95.8%(12,220)
US avg: 6%
10 to 146.1%(13,020)
US avg: 6.4%
15 to 195.4%(11,521)
US avg: 6.6%
20 to 245.7%(12,011)
US avg: 6.5%
25 to 3413.4%(28,413)
US avg: 13.7%
35 to 4412.9%(27,386)
US avg: 13.2%
45 to 5412.4%(26,366)
US avg: 12.2%
55 to 6414.4%(30,579)
US avg: 12.7%
65 to 7411%(23,385)
US avg: 10.2%
75 to 845.4%(11,395)
US avg: 5.1%
85 and over1.9%(4,101)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$71,687
+12%inflation adjusted, since 2000
from $35,079 in 2000
US average: $82,259
1990 – 2024
$39,174
+115%since 2000
from $18,239 in 2000
US average: $44,673
Households earning $100K+
47.2%
+22.9 ptssince 2009
from 24.3% in 2009
US average: 53.3%
12.5%
−1.3 ptssince 2000
from 13.8% in 2000
US average: 12.5%
0.441
+5%since 2010
from 0.420 in 2010
US average: 0.476
Workforce by industry, 2024
Information13.1%
US avg: 10.8%
Wholesale trade9.9%
US avg: 6.9%
Other services7.6%
US avg: 6.7%
Retail trade5.7%
US avg: 9.9%
Finance & insurance4.3%
US avg: 5.9%
Professional, scientific, technical3.9%
US avg: 5.1%
Public administration3.8%
US avg: 4.8%
Transportation & warehousing2.1%
US avg: 2.2%
Arts, entertainment, food1.2%
US avg: 1.9%
Agriculture, forestry, fishing0.7%
US avg: 1.6%
Construction0.6%
US avg: 1.2%
Education & health services0.4%
US avg: 0.9%
Manufacturing0.1%
US avg: 0.4%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$293,695
+98%inflation adjusted, since 2000
from $81,308 in 2000
US average: $376,019
1990 – 2024
$1,412
+50%inflation adjusted, since 2000
from $517 in 2000
US average: $1,442
68.4%
−1.8 ptssince 2000
from 70.2% in 2000
31.6% rent
25.9%
−1.4 ptssince 2009
from 27.3% in 2009
US average: 10.0%
21.8%
−6.7 ptssince 2009
from 28.5% in 2009
US average: 22.9%
55.4%
+11.4 ptssince 2009
from 44.0% in 2009
US average: 47.4%
4.1
+9%since 2009
from 3.7 in 2009
2009 – 2024
Our index: median home value divided by median household income. Lower is more affordable.
68
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
RELATED:See current rent listings in Panama City on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic82.5%(139,584)
Black10.8%(18,354)
Hispanic / Latino2.4%(4,074)
Asian1.5%(2,605)
Other0%
2024
White, non-Hispanic73.1%(154,862)
Black10.3%(21,733)
Hispanic / Latino8.5%(18,087)
Asian1.9%(3,956)
Other6.3%(13,284)
55
+29%since 2009
from 43 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
29
−4%since 2020
from 30 in 2020
Our index, 0 to 100. Higher means White and non-White residents are more separated across neighborhoods.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican2.7%(5,618)
Puerto Rican1.9%(4,126)
Central American1.5%(3,174)
South American1.1%(2,412)
Honduran0.8%(1,649)
Cuban0.6%(1,368)
Colombian0.3%(671)
Venezuelan0.3%(537)
Panamanian0.2%(427)
Argentine0.2%(381)
Dominican0.2%(362)
Spaniard0.2%(320)
+ 10 more hispanic origin groups with data
Nicaraguan0.2%(319)
Guatemalan0.2%(312)
Peruvian0.2%(296)
Chilean0.1%(246)
Costa Rican0.1%(242)
Salvadoran0.1%(225)
Ecuadorian0.1%(198)
Uruguayan0%(44)
Bolivian0%(32)
Asian origin
Vietnamese0.5%(1,041)
Filipino0.5%(1,014)
Korean0.3%(607)
Asian Indian0.2%(438)
Chinese0.2%(291)
Thai0.1%(220)
Pakistani0.1%(191)
Japanese0%(50)
Laotian0%(19)
Taiwanese0%(15)
Pacific Islander origin
Guamanian0%(82)
Chamorro0%(74)
Samoan0%(31)
Ancestry
English13.4%(28,304)
Irish10.8%(22,803)
German10.2%(21,558)
American8.6%(18,327)
Italian3.7%(7,795)
French2.6%(5,524)
Scottish2.2%(4,666)
Polish1.8%(3,885)
Scotch-Irish1.3%(2,676)
West Indian0.9%(1,953)
Norwegian0.9%(1,861)
Dutch0.8%(1,648)
+ 46 more ancestry groups with data
Jamaican0.7%(1,442)
British0.7%(1,427)
Swedish0.6%(1,177)
Arab0.5%(1,036)
Welsh0.5%(999)
Russian0.3%(732)
Greek0.3%(731)
Czech0.3%(701)
Brazilian0.2%(460)
Egyptian0.2%(447)
Portuguese0.2%(442)
Danish0.2%(385)
Guyanese0.2%(376)
Hungarian0.2%(356)
Lithuanian0.1%(307)
Ukrainian0.1%(290)
Austrian0.2%(289)
Finnish0.1%(285)
Canadian0.1%(250)
Swiss0.1%(248)
Lebanese0.1%(219)
Belgian0.1%(177)
Haitian0.1%(162)
Palestinian0.1%(131)
Turkish0.1%(115)
Moroccan0.1%(102)
Slovak0%(102)
Croatian0%(101)
Cape Verdean0.1%(100)
Syrian0.1%(99)
Bulgarian0%(70)
Ghanaian0%(67)
Romanian0%(56)
Latvian0%(55)
Ethiopian0%(46)
Armenian0%(20)
Israeli0%(19)
Slovene0%(19)
Iranian0%(17)
Serbian0%(17)
Barbadian0%(15)
RANKED:Largest English population · Largest Irish population · Largest German population · Largest American population · Largest Italian population
Section 05

Education

27.5%
+10.8 ptssince 2000
from 16.6% in 2000
US average: 35.6%
High school or higher
90.5%
+10.7 ptssince 2000
from 79.8% in 2000
US average: 89.6%
10.0%
+3.7 ptssince 2000
from 6.2% in 2000
US average: 14.0%
Section 06

Commute & transportation

25.4 min
+74%since 2000
from 14.6 min in 2000
US average: 26.5
76.0%
−4.9 ptssince 2009
from 80.9% in 2009
US average: 68.9%
11.1%
−0.6 ptssince 2009
from 11.7% in 2009
US average: 8.5%
0.3%
−0.3 ptssince 2009
from 0.6% in 2009
US average: 3.2%
9.7%
+7.4 ptssince 2009
from 2.4% in 2009
US average: 15.0%
1.2%
−0.4 ptssince 2009
from 1.6% in 2009
US average: 2.4%
0.4%
+0.1 ptssince 2009
from 0.3% in 2009
US average: 0.4%
4.1%
−0.9 ptssince 2009
from 5.0% in 2009
US average: 8.3%
Section 07

Work & employment

3.8%
−4.8 ptssince 2011
from 8.6% in 2011
US average: 5.2%
61.6%
−1.7 ptssince 2011
from 63.2% in 2011
US average: 63.5%
12.2%
−1.4 ptssince 2009
from 13.6% in 2009
US average: 13.1%
37.4%
−25.2 ptssince 2009
from 62.6% in 2009
US average: 42.5%
Section 08

People & community

50.1%
+0.3 ptssince 2009
from 49.8% in 2009
49.9%
−0.3 ptssince 2009
from 50.2% in 2009
7.9%
+3.0 ptssince 2009
from 4.9% in 2009
US average: 14.1%
13.1%
−35.0 ptssince 2009
from 48.1% in 2009
US average: 6.2%
17.8%
+1.8 ptssince 2012
from 15.9% in 2012
US average: 13.3%
14.4%
−67.2 ptssince 2013
from 81.5% in 2013
US average: 8.4%
92.1%
+13.4 ptssince 2017
from 78.7% in 2017
US average: 91.0%
89.9%
−3.5 ptssince 2016
from 93.4% in 2016
US average: 77.7%
6.2%
+3.0 ptssince 2016
from 3.2% in 2016
US average: 13.6%
Marital status
Men 15+
Never married31.3%(27,293)
Married53.6%(46,765)
Widowed2.7%(2,374)
Divorced12.5%(10,869)
Women 15+
Never married24.3%(21,341)
Married51.6%(45,338)
Widowed9.7%(8,544)
Divorced14.4%(12,633)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
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Frequently asked

How many people live in Panama City-Panama City Beach, FL?

Panama City-Panama City Beach, FL has about 211,922 residents according to the 2024 American Community Survey.

What is the median household income in Panama City-Panama City Beach, FL?

The typical household in Panama City-Panama City Beach, FL earns about $71,687 a year. Half of households make more than that, and half make less.

Is Panama City-Panama City Beach, FL expensive?

In Panama City-Panama City Beach, FL, the median home is worth about $293,695, and the typical rent is about $1,412 a month.

How educated are people in Panama City-Panama City Beach, FL?

About 27.5% of adults age 25 and over in Panama City-Panama City Beach, FL hold a bachelor's degree or higher.

What is the poverty rate in Panama City-Panama City Beach, FL?

About 12.5% of people in Panama City-Panama City Beach, FL live below the federal poverty line.

Has Panama City-Panama City Beach, FL grown since 1990?

Yes, Panama City-Panama City Beach, FL has grown since 1990. The population has added about 68,009 residents, a change of about 47 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · METRO ROLLUP OF COMPONENT COUNTIES · UPDATED 2024

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