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METRO AREA · 2010 ACS

Panama City Metro

Panama City-Panama City Beach, FL · 2 counties · 193,748 residents · 1,343 sq mi
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The short version

With 193,748 people, Panama City is a metro area. About 19% of adults have finished a four-year degree. The foreign-born share is 5%. The typical home is worth $166,287, having more than doubled since 2000. The population is up 15% since 2000. The median household earns $46,285, about 12% below the national median.

At a glance
Lower income
below the US median
US median: $52,703
Older
median age 39.6
US median: 37.2
Less educated
19% hold a bachelor's degree
US average: 28%
Less affordable
home values up 62%, inflation adjusted
US median home: $225,659
Section 01

Population & growth

Total population
193,748
+15%since 2000
from 169,190 in 2000
1990 – 2025
Population density
144 / sq mi
+15%since 2000
from 126 / sq mi in 2000
Median age
39.6
+5%since 2000
from 37.6 in 2000
US average: 37.2
Land area
1,343 sq mi
Population, 1990 – 2024
137K158K178K198K219K19902000201020202024Panama City
2024212K
1990201020202024
Age distribution, 2010
Under 56.2%(12,077)
US avg: 6.5%
5 to 95.9%(11,418)
US avg: 6.6%
10 to 145.9%(11,458)
US avg: 6.7%
15 to 196.4%(12,485)
US avg: 7.1%
20 to 246.8%(13,152)
US avg: 7%
25 to 3413.1%(25,359)
US avg: 13.3%
35 to 4412.9%(25,055)
US avg: 13.3%
45 to 5415.7%(30,328)
US avg: 14.6%
55 to 6412.4%(24,030)
US avg: 11.8%
65 to 748.3%(16,006)
US avg: 7%
75 to 844.7%(9,171)
US avg: 4.2%
85 and over1.7%(3,209)
US avg: 1.8%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

Median household income
$46,285
+4%inflation adjusted, since 2000
from $35,079 in 2000
US average: $52,703
1990 – 2024
Per capita income
$24,190
+33%since 2000
from $18,239 in 2000
US average: $27,286
Households earning $100K+
25.5%
+1.1 ptssince 2009
from 24.3% in 2009
US average: 33.3%
Poverty rate
13.3%
−0.5 ptssince 2000
from 13.8% in 2000
US average: 13.8%
Income inequality (Gini)
0.420
US average: 0.461
Workforce by industry, 2010
Information14.1%
US avg: 11.5%
Wholesale trade10.2%
US avg: 7.2%
Other services6.1%
US avg: 7%
Retail trade5.5%
US avg: 10.9%
Finance & insurance4.1%
US avg: 5.1%
Professional, scientific, technical3.4%
US avg: 4.2%
Public administration2.9%
US avg: 4.9%
Arts, entertainment, food2.3%
US avg: 2.4%
Transportation & warehousing1.6%
US avg: 3.1%
Agriculture, forestry, fishing0.8%
US avg: 1.9%
Construction0.7%
US avg: 1.4%
Education & health services0.6%
US avg: 0.9%
Manufacturing0.1%
US avg: 0.5%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

Median home value
$166,287
+62%inflation adjusted, since 2000
from $81,308 in 2000
US average: $225,659
1990 – 2024
Median gross rent
$854
+30%inflation adjusted, since 2000
from $517 in 2000
US average: $853
Owner-occupied
65.0%
−5.2 ptssince 2000
from 70.2% in 2000
35.0% rent
Vacancy rate
28.4%
+1.1 ptssince 2009
from 27.3% in 2009
US average: 12.1%
Persons per household
2.39 people
+1%since 2009
from 2.36 people in 2009
US average: 2.60
Owner cost-burdened
28.4%
−0.1 ptssince 2009
from 28.5% in 2009
US average: 30.9%
Renter cost-burdened
46.3%
+2.3 ptssince 2009
from 44.0% in 2009
US average: 46.8%
Afford Score
3.6
−5%since 2009
from 3.7 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Section 04

Race & ethnicity

2000
White, non-Hispanic82.5%(139,584)
Black10.8%(18,354)
Hispanic / Latino2.4%(4,074)
Asian1.5%(2,605)
Other0%
2010
White, non-Hispanic79.1%(153,341)
Black11.1%(21,542)
Hispanic / Latino4.6%(8,840)
Asian1.8%(3,429)
Other3.4%(6,565)

No data for the years selected.

Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican1.5%(2,831)
Puerto Rican1.2%(2,232)
Central American0.6%(1,111)
Cuban0.4%(745)
Panamanian0.3%(453)
Honduran0.2%(399)
Spaniard0.2%(298)
Colombian0.1%(152)
Peruvian0.1%(152)
Salvadoran0.1%(139)
Guatemalan0.1%(90)
+ 6 more hispanic origin groups with data
Ancestry
Irish13.9%(26,588)
German12.9%(24,572)
American12.5%(23,887)
English12.4%(23,744)
Italian4.4%(8,342)
French3.3%(6,251)
Scotch-Irish2.9%(5,476)
Scottish2.5%(4,759)
Dutch1.6%(3,037)
Polish1.4%(2,759)
Norwegian0.9%(1,702)
French Canadian0.7%(1,243)
+ 44 more ancestry groups with data
Welsh0.5%(1,049)
British0.5%(974)
West Indian0.5%(971)
Arab0.6%(961)
Swedish0.5%(960)
Russian0.5%(920)
Greek0.4%(819)
Danish0.4%(713)
Hungarian0.3%(642)
Portuguese0.3%(615)
Canadian0.3%(573)
Czech0.3%(572)
Jamaican0.2%(361)
Haitian0.2%(346)
Lithuanian0.2%(327)
Ukrainian0.2%(288)
Slovak0.1%(244)
Finnish0.1%(227)
Lebanese0.1%(224)
Austrian0.1%(215)
Swiss0.1%(200)
Egyptian0.1%(192)
Belgian0.1%(167)
Romanian0.1%(156)
Palestinian0.1%(131)
Iraqi0.1%(121)
Brazilian0.1%(90)
Latvian0.1%(88)
Armenian0%(75)
Turkish0%(75)
Iranian0%(63)
Ghanaian0%(60)
Croatian0%(58)
Bulgarian0%(51)
Slovene0%(41)
Israeli0%(33)
Syrian0%(28)
Ethiopian0%(23)
Moroccan0%(17)
Nigerian0%(16)
Serbian0%(14)
Barbadian0%(14)
Section 05

Education

Bachelor's degree or higher
19.4%
+2.8 ptssince 2000
from 16.6% in 2000
US average: 27.9%
High school or higher
85.4%
+5.5 ptssince 2000
from 79.8% in 2000
US average: 84.9%
Graduate degree
7.1%
+0.8 ptssince 2000
from 6.2% in 2000
US average: 10.2%
Section 06

Commute & transportation

Average commute
22.0 min
+51%since 2000
from 14.6 min in 2000
US average: 25.2
Drive alone to work
81.1%
+0.3 ptssince 2009
from 80.9% in 2009
US average: 76.2%
Carpooled to work
11.8%
+0.1 ptssince 2009
from 11.7% in 2009
US average: 10.4%
Public transit
0.5%
−0.1 ptssince 2009
from 0.6% in 2009
US average: 4.7%
Worked from home
2.2%
−0.2 ptssince 2009
from 2.4% in 2009
US average: 4.1%
Walked to work
1.9%
+0.3 ptssince 2009
from 1.6% in 2009
US average: 2.8%
Biked to work
0.4%
+0.1 ptssince 2009
from 0.3% in 2009
US average: 0.5%
No vehicle available
5.1%
+0.1 ptssince 2009
from 5.0% in 2009
US average: 8.7%
Section 07

Work & employment

Self-employed
14.0%
+0.4 ptssince 2009
from 13.6% in 2009
US average: 12.9%
Management & professional
30.5%
+0.3 ptssince 2009
from 30.2% in 2009
US average: 35.2%
Section 08

People & community

Male
50.2%
+0.4 ptssince 2009
from 49.8% in 2009
Female
49.8%
−0.4 ptssince 2009
from 50.2% in 2009
Foreign born
5.2%
+0.3 ptssince 2009
from 4.9% in 2009
US average: 12.8%
Veterans
17.5%
−0.7 ptssince 2009
from 18.3% in 2009
US average: 9.9%
Marital status (2024)
Men 15+
Never married31.3%(27,293)
Married53.6%(46,765)
Widowed2.7%(2,374)
Divorced12.5%(10,869)
Women 15+
Never married24.3%(21,341)
Married51.6%(45,338)
Widowed9.7%(8,544)
Divorced14.4%(12,633)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

Showing 2024 (the nearest year with coverage data).

Uninsured
14.4%
−4.1 ptssince 2013
from 18.5% in 2013
US average: 8.4%
Employer-based
41.9%
−0.1 ptssince 2020
from 42.1% in 2020
US average: 54.8%
Direct-purchase
16.7%
+2.0 ptssince 2020
from 14.7% in 2020
US average: 13.8%
Medicare
20.6%
−0.3 ptssince 2020
from 20.9% in 2020
US average: 18.4%
Medicaid
18.0%
−1.5 ptssince 2020
from 19.5% in 2020
US average: 20.9%
VA health care
4.5%
−0.5 ptssince 2020
from 5.0% in 2020
US average: 2.2%
Any private
63.4%
−0.5 ptssince 2020
from 63.9% in 2020
US average: 67.1%
Any public
37.3%
−1.4 ptssince 2020
from 38.7% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)34.6%(7,431)
US avg: 26.4%
Gulf War (1990s)42.2%(9,069)
US avg: 24.3%
Vietnam era27.7%(5,947)
US avg: 33.1%
Korean War3.4%(736)
US avg: 4.5%
World War II0.6%(128)
US avg: 1%

Share of the 21,505 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
In this metro

Largest cities

Panama CityCENTRAL37,806Lynn Haven22,479Panama City BeachCENTRAL20,375Upper Grand Lagoon17,232Callaway14,369Springfield8,551Parker4,832Lower Grand Lagoon4,287Laguna Beach3,830Chipley3,804Cedar Grove3,802Pretty Bayou2,906Mexico Beach1,275Vernon755Tyndall AFB447Wausau394Caryville323Ebro249
What's inside

2 component counties

Bay CountyCENTRAL204,479Washington County26,695
Drill deeper

Metros similar to Panama City

Columbia
Pop 219,062
Athens
Pop 224,148
Medford
Pop 221,795
Punta Gorda
Pop 217,212
Places similar to Panama City
Head to head

Compare Panama City side by side

PANAMA CITY VS
Columbia
Income$72,269+56%
Home value$262,026+58%
Population219,062−5%
SEE FULL COMPARISON →
PANAMA CITY VS
Athens
Income$69,695+51%
Home value$314,999+89%
Population224,148−3%
SEE FULL COMPARISON →
PANAMA CITY VS
Medford
Income$73,999+60%
Home value$430,200+159%
Population221,795−4%
SEE FULL COMPARISON →
PANAMA CITY VS
Punta Gorda
Income$69,952+51%
Home value$328,900+98%
Population217,212−6%
SEE FULL COMPARISON →
Frequently asked

How many people live in Panama City-Panama City Beach, FL?

Panama City-Panama City Beach, FL has about 193,748 residents according to the 2010 American Community Survey.

What is the median household income in Panama City-Panama City Beach, FL?

The typical household in Panama City-Panama City Beach, FL earns about $46,285 a year. Half of households make more than that, and half make less.

Is Panama City-Panama City Beach, FL expensive?

In Panama City-Panama City Beach, FL, the median home is worth about $166,287, and the typical rent is about $854 a month.

How educated are people in Panama City-Panama City Beach, FL?

About 19.4% of adults age 25 and over in Panama City-Panama City Beach, FL hold a bachelor's degree or higher.

What is the poverty rate in Panama City-Panama City Beach, FL?

About 13.3% of people in Panama City-Panama City Beach, FL live below the federal poverty line.

Has Panama City-Panama City Beach, FL grown since 1990?

Yes, Panama City-Panama City Beach, FL has grown since 1990. The population has added about 49,835 residents, a change of about 35 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · METRO ROLLUP OF COMPONENT COUNTIES · UPDATED 2024

How we source and harmonize this data →

Panama City-Panama City Beach, FL (2010): population, income & housing data · CensusEasy