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CITY

Chipley

Florida · 3,804 residents (2025 est.) · 4.402 sq mi
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The short version

Chipley has notably lower household income than the US average, with a median household income of $46,193. Population has held roughly steady since 2000. 17% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value has more than doubled since 2000, reaching $143,700. Households here earn about 38% less than the Florida median.

At a glance
Lower income
below the US median
US median: $82,259
Mid-age
median age 37.9
US median: 38.9
Less educated
17% hold a bachelor's degree
US average: 36%
Less affordable
home values up 48%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
3,683
+3%since 2000
from 3,592 in 2000
1990 – 2025
Population density
837 / sq mi
+3%since 2000
from 816 / sq mi in 2000
US average: 281
Median age
37.9
−4%since 2000
from 39.4 in 2000
US average: 38.9

PEP 2025 EST:3,804 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
3K4K4K4K4K1990201020202024Chipley
20244K
1990201020202024
Section 02

Income & economy

Median household income
$46,193
+17%inflation adjusted, since 2000
from $21,686 in 2000
US average: $82,259
1990 – 2024
Per capita income
$28,094
+119%since 2000
from $12,842 in 2000
US average: $44,673
Households earning $100K+
29.8%
+17.1 ptssince 2009
from 12.7% in 2009
US average: 53.3%
Poverty rate
12.7%
−15.0 ptssince 2000
from 27.7% in 2000
US average: 12.5%
Income inequality (Gini)
0.461
−2%since 2010
from 0.470 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade15.6%
US avg: 9.9%
Information12%
US avg: 10.8%
Finance & insurance5.2%
US avg: 5.9%
Professional, scientific, technical5.2%
US avg: 5.1%
Wholesale trade4.9%
US avg: 6.9%
Transportation & warehousing1.6%
US avg: 2.2%
Other services1.1%
US avg: 6.7%
Public administration1.1%
US avg: 4.8%
Arts, entertainment, food0.4%
US avg: 1.9%
Agriculture, forestry, fishing0%
US avg: 1.6%
Construction0%
US avg: 1.2%
Manufacturing0%
US avg: 0.4%
Education & health services0%
US avg: 0.9%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$143,700
+48%inflation adjusted, since 2000
from $53,400 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$761
+11%inflation adjusted, since 2000
from $378 in 2000
US average: $1,442
Owner-occupied
65.7%
+1.8 ptssince 2000
from 63.9% in 2000
34.3% rent
Vacancy rate
15.8%
+5.2 ptssince 2009
from 10.6% in 2009
US average: 10.0%
Owner cost-burdened
17.8%
−10.9 ptssince 2009
from 28.7% in 2009
US average: 22.9%
Renter cost-burdened
66.3%
−9.1 ptssince 2009
from 75.4% in 2009
US average: 47.4%
Afford Score
3.1
+26%since 2000
from 2.5 in 2000
1990 – 2024
Gentrification Score
52
RELATED:See current rent listings in Chipley on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic67%(2,407)
Black28.3%(1,017)
Hispanic / Latino1.4%(52)
Asian0.6%(20)
Other0%
Diversity Score55.1%(1,980)
2024
White, non-Hispanic56.6%(2,086)
Black35.1%(1,292)
Hispanic / Latino3.8%(139)
Asian0%(0)
Other4.5%(166)
Diversity Score69.1%(2,544)
Diversity Score
69
+25%since 2000
from 55 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
17.1%
+4.0 ptssince 2000
from 13.1% in 2000
US average: 35.6%
High school or higher
88.0%
+21.2 ptssince 2000
from 66.8% in 2000
US average: 89.6%
Graduate degree
7.1%
+1.1 ptssince 2000
from 6.0% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
30.1 min
+59%since 2000
from 19.0 min in 2000
US average: 26.5
Drive alone to work
87.5%
+9.0 ptssince 2009
from 78.5% in 2009
US average: 68.9%
Carpooled to work
9.2%
Unchangedsince 2009
from 9.2% in 2009
US average: 8.5%
Public transit
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
Worked from home
3.3%
+1.2 ptssince 2009
from 2.1% in 2009
US average: 15.0%
Walked to work
0.0%
−10.3 ptssince 2009
from 10.3% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
2.9%
−12.2 ptssince 2009
from 15.2% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
3.9%
−0.6 ptssince 2011
from 4.5% in 2011
US average: 5.2%
Labor force participation
59.4%
+11.8 ptssince 2011
from 47.6% in 2011
US average: 63.5%
Self-employed
19.8%
+5.9 ptssince 2009
from 13.9% in 2009
US average: 13.1%
Management & professional
30.9%
−21.5 ptssince 2009
from 52.4% in 2009
US average: 42.5%
Section 08

People & community

Male
43.3%
−8.2 ptssince 2009
from 51.5% in 2009
Female
56.7%
+8.2 ptssince 2009
from 48.5% in 2009
Foreign born
4.1%
+1.8 ptssince 2009
from 2.3% in 2009
US average: 14.1%
Veterans
7.0%
−43.3 ptssince 2009
from 50.3% in 2009
US average: 6.2%
With a disability
15.7%
−4.8 ptssince 2012
from 20.5% in 2012
US average: 13.3%
Uninsured
9.8%
−75.0 ptssince 2013
from 84.8% in 2013
US average: 8.4%
Broadband at home
91.9%
+24.0 ptssince 2017
from 67.9% in 2017
US average: 91.0%
English only at home
95.2%
−3.7 ptssince 2016
from 98.9% in 2016
US average: 77.7%
Spanish at home
3.4%
+2.4 ptssince 2016
from 1.0% in 2016
US average: 13.6%
Drill deeper

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CHIPLEY VS
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CHIPLEY VS
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CHIPLEY VS
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Frequently asked

How many people live in Chipley, Florida?

Chipley, Florida has about 3,683 residents according to the 2024 American Community Survey.

What is the median household income in Chipley, Florida?

The typical household in Chipley, Florida earns about $46,193 a year. Half of households make more than that, and half make less.

Is Chipley, Florida expensive?

In Chipley, Florida, the median home is worth about $143,700, and the typical rent is about $761 a month.

How educated are people in Chipley, Florida?

About 17.1% of adults age 25 and over in Chipley, Florida hold a bachelor's degree or higher.

What is the poverty rate in Chipley, Florida?

About 12.7% of people in Chipley, Florida live below the federal poverty line.

Has Chipley, Florida grown since 1990?

Yes, Chipley, Florida has shrunk since 1990. The population has lost about 183 residents, a change of about -5 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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