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CITY

Panama City Beach

Florida · 20,375 residents (2025 est.) · 19.3 sq mi
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The short version

Panama City Beach is home to 18,971 people in Florida. Since 2000 the city has more than doubled, up 11,300 people. At a median age of 45.4, this is an older place than the country as a whole. People stay put here: 79% were in the same home a year ago. 59% of homes are owner-occupied. Getting to work takes 21 minutes on average.

At a glance
Average income
near the US median
US median: $82,259
Older
median age 45.4
US median: 38.9
Average education
38% hold a bachelor's degree
US average: 36%
Less affordable
home values up 131%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

18,971
+147%since 2000
from 7,671 in 2000
20,375 in 2025 (Census Bureau estimate)
1990 – 2025
983 / sq mi
+39%since 2009
from 709 / sq mi in 2009
US average: 281
45.4
+2%since 2000
from 44.4 in 2000
US average: 38.9
Land area
19.3 sq mi
Population, 19902024
3K7K12K16K20K19902000201020202024Panama City Beach
202419K
1990201020202024
Age distribution, 2024
Under 53.9%(734)
US avg: 5.6%
5 to 95.7%(1,081)
US avg: 6%
10 to 143.1%(579)
US avg: 6.4%
15 to 196%(1,130)
US avg: 6.6%
20 to 247.1%(1,355)
US avg: 6.5%
25 to 3411.1%(2,104)
US avg: 13.7%
35 to 4412.6%(2,386)
US avg: 13.2%
45 to 5414%(2,665)
US avg: 12.2%
55 to 6418.7%(3,556)
US avg: 12.7%
65 to 7410.1%(1,914)
US avg: 10.2%
75 to 846.2%(1,181)
US avg: 5.1%
85 and over1.5%(286)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$80,941
+8%inflation adjusted, since 2000
from $41,198 in 2000
US average: $82,259
1990 – 2024
$52,188
+95%since 2000
from $26,734 in 2000
US average: $44,673
Households earning $100K+
56.9%
+23.4 ptssince 2009
from 33.4% in 2009
US average: 53.3%
10.0%
+5.0 ptssince 2000
from 5.0% in 2000
US average: 12.5%
0.458
+23%since 2010
from 0.371 in 2010
US average: 0.476
Workforce by industry, 2024
Information17.5%
US avg: 10.8%
Wholesale trade8.6%
US avg: 6.9%
Other services7.6%
US avg: 6.7%
Retail trade3.4%
US avg: 9.9%
Public administration3.1%
US avg: 4.8%
Finance & insurance2.6%
US avg: 5.9%
Transportation & warehousing2.5%
US avg: 2.2%
Professional, scientific, technical2.4%
US avg: 5.1%
Arts, entertainment, food1.4%
US avg: 1.9%
Education & health services0.3%
US avg: 0.9%
Agriculture, forestry, fishing0%
US avg: 1.6%
Construction0%
US avg: 1.2%
Manufacturing0%
US avg: 0.4%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$441,300
+131%inflation adjusted, since 2000
from $105,000 in 2000
US average: $376,019
1990 – 2024
$1,791
+47%inflation adjusted, since 2000
from $671 in 2000
US average: $1,442
59.2%
−14.6 ptssince 2000
from 73.8% in 2000
40.8% rent
58.9%
−4.6 ptssince 2009
from 63.5% in 2009
US average: 10.0%
2.17 people
+5%since 2009
from 2.07 people in 2009
US average: 2.54
25.4%
−6.8 ptssince 2009
from 32.2% in 2009
US average: 22.9%
56.2%
+13.8 ptssince 2009
from 42.4% in 2009
US average: 47.4%
5.5
+12%since 2009
from 4.9 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
71
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04

Race & ethnicity

2000
White, non-Hispanic94.6%(7,253)
Black0.8%(59)
Hispanic / Latino2.2%(169)
Asian0.8%(59)
Other0%
2024
White, non-Hispanic77.1%(14,635)
Black5.4%(1,032)
Hispanic / Latino10.1%(1,923)
Asian1.8%(332)
Other5.5%(1,049)
49
+134%since 2009
from 21 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Puerto Rican2.4%(461)
Mexican1.9%(368)
Colombian1.8%(340)
Honduran0.8%(146)
Cuban0.7%(126)
Chilean0.6%(119)
Nicaraguan0.3%(56)
Dominican0.3%(55)
Costa Rican0.2%(44)
Venezuelan0.1%(28)
+ 4 more hispanic origin groups with data
Argentine0.1%(13)
Uruguayan0.1%(13)
Asian origin
Asian Indian0.7%(127)
Filipino0.6%(115)
Chinese0.3%(57)
Korean0.2%(33)
Pacific Islander origin
Chamorro0.1%(22)
Ancestry
English16.1%(3,049)
Irish15.6%(2,958)
German11.5%(2,178)
American9%(1,706)
Italian4.1%(784)
French2.6%(494)
Scottish2.1%(407)
Polish1.6%(307)
West Indian1.5%(292)
Jamaican1.5%(292)
Czech1%(184)
Scotch-Irish0.9%(168)
+ 25 more ancestry groups with data
Welsh0.8%(148)
Dutch0.7%(132)
Swedish0.6%(119)
Arab0.5%(104)
Ukrainian0.5%(103)
Portuguese0.5%(99)
Finnish0.5%(98)
Canadian0.5%(92)
Norwegian0.5%(90)
Greek0.5%(86)
Hungarian0.4%(78)
Danish0.4%(73)
Lebanese0.4%(69)
British0.3%(61)
Slovak0.3%(56)
Lithuanian0.2%(47)
Russian0.2%(47)
Egyptian0.2%(35)
Ethiopian0.1%(28)
Croatian0.1%(27)
Turkish0.1%(17)
Austrian0.1%(10)
Belgian0%(6)
Section 05

Education

38.0%
+13.9 ptssince 2000
from 24.1% in 2000
US average: 35.6%
High school or higher
95.5%
+7.9 ptssince 2000
from 87.5% in 2000
US average: 89.6%
14.5%
+5.4 ptssince 2000
from 9.1% in 2000
US average: 14.0%
Section 06

Commute & transportation

20.7 min
+60%since 2000
from 12.9 min in 2000
US average: 26.5
73.0%
−13.7 ptssince 2009
from 86.7% in 2009
US average: 68.9%
8.2%
+0.3 ptssince 2009
from 7.9% in 2009
US average: 8.5%
0.1%
−0.6 ptssince 2009
from 0.8% in 2009
US average: 3.2%
13.2%
+10.7 ptssince 2009
from 2.5% in 2009
US average: 15.0%
3.0%
+2.3 ptssince 2009
from 0.6% in 2009
US average: 2.4%
0.1%
−0.1 ptssince 2009
from 0.2% in 2009
US average: 0.4%
4.5%
+2.2 ptssince 2009
from 2.3% in 2009
US average: 8.3%
Section 07

Work & employment

5.0%
−2.0 ptssince 2011
from 7.0% in 2011
US average: 5.2%
67.4%
−1.1 ptssince 2011
from 68.4% in 2011
US average: 63.5%
Women 20-64 in the labor force
73.8%
−1.6 ptssince 2020
from 75.4% in 2020
US average: 74.6%
9.9%
+0.9 ptssince 2009
from 8.9% in 2009
US average: 13.1%
41.1%
+8.0 ptssince 2009
from 33.0% in 2009
US average: 42.5%
Section 08

People & community

50.4%
+0.8 ptssince 2009
from 49.6% in 2009
49.6%
−0.8 ptssince 2009
from 50.4% in 2009
10.4%
+3.3 ptssince 2009
from 7.1% in 2009
US average: 14.1%
11.5%
−5.9 ptssince 2009
from 17.3% in 2009
US average: 6.2%
16.6%
+4.4 ptssince 2012
from 12.2% in 2012
US average: 13.3%
14.4%
−6.4 ptssince 2013
from 20.8% in 2013
US average: 8.4%
94.5%
+9.6 ptssince 2017
from 84.9% in 2017
US average: 91.0%
Computer in household
98.3%
+0.1 ptssince 2020
from 98.2% in 2020
US average: 95.5%
78.7%
+1.7 ptssince 2020
from 77.0% in 2020
US average: 87.7%
89.7%
+1.6 ptssince 2016
from 88.1% in 2016
US average: 77.7%
7.5%
+2.9 ptssince 2016
from 4.6% in 2016
US average: 13.6%
Marital status
Men 15+
Never married30.2%(2,560)
Married53.4%(4,521)
Widowed1.9%(164)
Divorced14.4%(1,219)
Women 15+
Never married24.1%(1,954)
Married51.3%(4,159)
Widowed6.2%(500)
Divorced18.5%(1,500)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

14.4%
−6.4 ptssince 2013
from 20.8% in 2013
US average: 8.4%
44.7%
−2.5 ptssince 2020
from 47.2% in 2020
US average: 54.8%
Direct-purchase
23.0%
−0.8 ptssince 2020
from 23.8% in 2020
US average: 13.8%
18.9%
−1.0 ptssince 2020
from 19.9% in 2020
US average: 18.4%
9.7%
−0.3 ptssince 2020
from 10.0% in 2020
US average: 20.9%
VA health care
4.1%
−0.5 ptssince 2020
from 4.6% in 2020
US average: 2.2%
Any private
72.9%
+0.5 ptssince 2020
from 72.4% in 2020
US average: 67.1%
Any public
29.1%
−0.1 ptssince 2020
from 29.2% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)38%(673)
US avg: 26.4%
Gulf War (1990s)33.7%(597)
US avg: 24.3%
Vietnam era26.8%(476)
US avg: 33.1%
Korean War2.7%(48)
US avg: 4.5%
World War II0.6%(10)
US avg: 1%

Share of the 1,773 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Panama City Beach, Florida?

Panama City Beach, Florida has about 18,971 residents according to the 2024 American Community Survey.

What is the median household income in Panama City Beach, Florida?

The typical household in Panama City Beach, Florida earns about $80,941 a year. Half of households make more than that, and half make less.

Is Panama City Beach, Florida expensive?

In Panama City Beach, Florida, the median home is worth about $441,300, and the typical rent is about $1,791 a month.

How educated are people in Panama City Beach, Florida?

About 38.0% of adults age 25 and over in Panama City Beach, Florida hold a bachelor's degree or higher.

What is the poverty rate in Panama City Beach, Florida?

About 10.0% of people in Panama City Beach, Florida live below the federal poverty line.

Has Panama City Beach, Florida grown since 1990?

Yes, Panama City Beach, Florida has grown since 1990. The population has added about 14,744 residents, a change of about 349 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →