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CITY

Panama City Beach

Florida · 20,375 residents (2025 est.) · 19.305 sq mi
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The short version

Panama City Beach has roughly average household income, with a median household income of $80,941. The city has more than doubled in size since 2000, adding 11,300 residents. Median home value has more than tripled since 2000, reaching $441,300. With a median age of 45.4, the population is older than the US median of 38.9.

At a glance
Average income
near the US median
US median: $82,259
Older
median age 45.4
US median: 38.9
Average education
38% hold a bachelor's degree
US average: 36%
Less affordable
home values up 131%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
18,971
+147%since 2000
from 7,671 in 2000
1990 – 2025
Population density
983 / sq mi
+39%since 2009
from 709 / sq mi in 2009
US average: 281
Median age
45.4
+2%since 2000
from 44.4 in 2000
US average: 38.9

PEP 2025 EST:20,375 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
3K7K12K16K20K1990201020202024Panama City Beach
202419K
1990201020202024
Age distribution, 2024
Under 53.9%(734)
US avg: 5.6%
5 to 95.7%(1,081)
US avg: 6%
10 to 143.1%(579)
US avg: 6.4%
15 to 196%(1,130)
US avg: 6.6%
20 to 247.1%(1,355)
US avg: 6.5%
25 to 3411.1%(2,104)
US avg: 13.7%
35 to 4412.6%(2,386)
US avg: 13.2%
45 to 5414%(2,665)
US avg: 12.2%
55 to 6418.7%(3,556)
US avg: 12.7%
65 to 7410.1%(1,914)
US avg: 10.2%
75 to 846.2%(1,181)
US avg: 5.1%
85 and over1.5%(286)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

Median household income
$80,941
+8%inflation adjusted, since 2000
from $41,198 in 2000
US average: $82,259
1990 – 2024
Per capita income
$52,188
+95%since 2000
from $26,734 in 2000
US average: $44,673
Households earning $100K+
56.9%
+23.4 ptssince 2009
from 33.4% in 2009
US average: 53.3%
Poverty rate
10.0%
+5.0 ptssince 2000
from 5.0% in 2000
US average: 12.5%
Income inequality (Gini)
0.458
+23%since 2010
from 0.371 in 2010
US average: 0.476
Workforce by industry, 2024
Information17.5%
US avg: 10.8%
Wholesale trade8.6%
US avg: 6.9%
Other services7.6%
US avg: 6.7%
Retail trade3.4%
US avg: 9.9%
Public administration3.1%
US avg: 4.8%
Finance & insurance2.6%
US avg: 5.9%
Transportation & warehousing2.5%
US avg: 2.2%
Professional, scientific, technical2.4%
US avg: 5.1%
Arts, entertainment, food1.4%
US avg: 1.9%
Education & health services0.3%
US avg: 0.9%
Agriculture, forestry, fishing0%
US avg: 1.6%
Construction0%
US avg: 1.2%
Manufacturing0%
US avg: 0.4%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

Median home value
$441,300
+131%inflation adjusted, since 2000
from $105,000 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$1,791
+47%inflation adjusted, since 2000
from $671 in 2000
US average: $1,442
Owner-occupied
59.2%
−14.6 ptssince 2000
from 73.8% in 2000
40.8% rent
Vacancy rate
58.9%
−4.6 ptssince 2009
from 63.5% in 2009
US average: 10.0%
Owner cost-burdened
25.4%
−6.8 ptssince 2009
from 32.2% in 2009
US average: 22.9%
Renter cost-burdened
56.2%
+13.8 ptssince 2009
from 42.4% in 2009
US average: 47.4%
Afford Score
5.5
+12%since 2009
from 4.9 in 2009
2009 – 2024
Our index: median home value divided by median household income. Lower is more affordable.
Gentrification Score
71
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
RELATED:See current rent listings in Panama City Beach on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic94.6%(7,253)
Black0.8%(59)
Hispanic / Latino2.2%(169)
Asian0.8%(59)
Other0%
2024
White, non-Hispanic77.1%(14,635)
Black5.4%(1,032)
Hispanic / Latino10.1%(1,923)
Asian1.8%(332)
Other5.5%(1,049)
Diversity Score
49
+134%since 2009
from 21 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Puerto Rican2.4%(461)
Mexican1.9%(368)
Colombian1.8%(340)
Honduran0.8%(146)
Cuban0.7%(126)
Chilean0.6%(119)
Nicaraguan0.3%(56)
Dominican0.3%(55)
Costa Rican0.2%(44)
Venezuelan0.1%(28)
+ 4 more hispanic origin groups with data
Argentine0.1%(13)
Uruguayan0.1%(13)
Asian origin
Asian Indian0.7%(127)
Filipino0.6%(115)
Chinese0.3%(57)
Korean0.2%(33)
Pacific Islander origin
Chamorro0.1%(22)
Ancestry
English16.1%(3,049)
Irish15.6%(2,958)
German11.5%(2,178)
American9%(1,706)
Italian4.1%(784)
French2.6%(494)
Scottish2.1%(407)
Polish1.6%(307)
West Indian1.5%(292)
Jamaican1.5%(292)
Czech1%(184)
Scotch-Irish0.9%(168)
+ 25 more ancestry groups with data
Welsh0.8%(148)
Dutch0.7%(132)
Swedish0.6%(119)
Arab0.5%(104)
Ukrainian0.5%(103)
Portuguese0.5%(99)
Finnish0.5%(98)
Canadian0.5%(92)
Norwegian0.5%(90)
Greek0.5%(86)
Hungarian0.4%(78)
Danish0.4%(73)
Lebanese0.4%(69)
British0.3%(61)
Slovak0.3%(56)
Lithuanian0.2%(47)
Russian0.2%(47)
Egyptian0.2%(35)
Ethiopian0.1%(28)
Croatian0.1%(27)
Turkish0.1%(17)
Austrian0.1%(10)
Belgian0%(6)
RANKED:Largest English population · Largest Irish population · Largest German population · Largest American population · Largest Italian population
Section 05

Education

Bachelor's degree or higher
38.0%
+13.9 ptssince 2000
from 24.1% in 2000
US average: 35.6%
High school or higher
95.5%
+7.9 ptssince 2000
from 87.5% in 2000
US average: 89.6%
Graduate degree
14.5%
+5.4 ptssince 2000
from 9.1% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
20.7 min
+60%since 2000
from 12.9 min in 2000
US average: 26.5
Drive alone to work
73.0%
−13.7 ptssince 2009
from 86.7% in 2009
US average: 68.9%
Carpooled to work
8.2%
+0.3 ptssince 2009
from 7.9% in 2009
US average: 8.5%
Public transit
0.1%
−0.6 ptssince 2009
from 0.8% in 2009
US average: 3.2%
Worked from home
13.2%
+10.7 ptssince 2009
from 2.5% in 2009
US average: 15.0%
Walked to work
3.0%
+2.3 ptssince 2009
from 0.6% in 2009
US average: 2.4%
Biked to work
0.1%
−0.1 ptssince 2009
from 0.2% in 2009
US average: 0.4%
No vehicle available
4.5%
+2.2 ptssince 2009
from 2.3% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
5.0%
−2.0 ptssince 2011
from 7.0% in 2011
US average: 5.2%
Labor force participation
67.4%
−1.1 ptssince 2011
from 68.4% in 2011
US average: 63.5%
Self-employed
9.9%
+0.9 ptssince 2009
from 8.9% in 2009
US average: 13.1%
Management & professional
41.1%
−23.3 ptssince 2009
from 64.3% in 2009
US average: 42.5%
Section 08

People & community

Male
50.4%
+0.8 ptssince 2009
from 49.6% in 2009
Female
49.6%
−0.8 ptssince 2009
from 50.4% in 2009
Foreign born
10.4%
+3.3 ptssince 2009
from 7.1% in 2009
US average: 14.1%
Veterans
11.5%
−36.2 ptssince 2009
from 47.6% in 2009
US average: 6.2%
With a disability
16.6%
+4.4 ptssince 2012
from 12.2% in 2012
US average: 13.3%
Uninsured
14.4%
−64.8 ptssince 2013
from 79.2% in 2013
US average: 8.4%
Broadband at home
94.5%
+9.6 ptssince 2017
from 84.9% in 2017
US average: 91.0%
English only at home
89.7%
+1.6 ptssince 2016
from 88.1% in 2016
US average: 77.7%
Spanish at home
7.5%
+2.9 ptssince 2016
from 4.6% in 2016
US average: 13.6%
Marital status
Men 15+
Never married30.2%(2,560)
Married53.4%(4,521)
Widowed1.9%(164)
Divorced14.4%(1,219)
Women 15+
Never married24.1%(1,954)
Married51.3%(4,159)
Widowed6.2%(500)
Divorced18.5%(1,500)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Drill deeper

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Compare Panama City Beach to nearby cities

PANAMA CITY BEACH VS
Upper Grand Lagoon
Income$82,157+2%
Home value$373,200−15%
Population17,232−15%
SEE FULL COMPARISON →
PANAMA CITY BEACH VS
Panama City
Income$62,265−23%
Home value$268,900−39%
Population37,806+86%
SEE FULL COMPARISON →
PANAMA CITY BEACH VS
Lynn Haven
Income$80,973same
Home value$320,000−27%
Population22,479+10%
SEE FULL COMPARISON →
PANAMA CITY BEACH VS
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Income$54,462−33%
Home value$188,600−57%
Population8,551−58%
SEE FULL COMPARISON →
Frequently asked

How many people live in Panama City Beach, Florida?

Panama City Beach, Florida has about 18,971 residents according to the 2024 American Community Survey.

What is the median household income in Panama City Beach, Florida?

The typical household in Panama City Beach, Florida earns about $80,941 a year. Half of households make more than that, and half make less.

Is Panama City Beach, Florida expensive?

In Panama City Beach, Florida, the median home is worth about $441,300, and the typical rent is about $1,791 a month.

How educated are people in Panama City Beach, Florida?

About 38.0% of adults age 25 and over in Panama City Beach, Florida hold a bachelor's degree or higher.

What is the poverty rate in Panama City Beach, Florida?

About 10.0% of people in Panama City Beach, Florida live below the federal poverty line.

Has Panama City Beach, Florida grown since 1990?

Yes, Panama City Beach, Florida has grown since 1990. The population has added about 14,744 residents, a change of about 349 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →