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CITY · 2010 ACS

Panama City Beach

Florida · 12,018 residents · 19.3 sq mi
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The short version

Panama City Beach is home to 12,018 people in Florida. Since 2000 the city has risen by half, up 4,347 people. Owners hold 53% of the housing stock. At a median age of 40.9, this is an older place than the country as a whole. Median rent is $1,124 a month. 23% of adults hold a bachelor's degree or higher.

At a glance
Lower income
below the US median
US median: $52,703
Older
median age 40.9
US median: 37.2
Less educated
23% hold a bachelor's degree
US average: 28%
Less affordable
home values up 93%, inflation adjusted
US median home: $225,659
Section 01

Population & growth

12,018
+57%since 2000
from 7,671 in 2000
1990 – 2025
40.9
−8%since 2000
from 44.4 in 2000
US average: 37.2
Land area
19.3 sq mi
Population, 19902024
3K7K12K16K20K19902000201020202024Panama City Beach
202419K
1990201020202024
Age distribution, 2010
Under 54.6%(553)
US avg: 6.5%
5 to 95%(598)
US avg: 6.6%
10 to 145.1%(607)
US avg: 6.7%
15 to 195.7%(684)
US avg: 7.1%
20 to 247.9%(954)
US avg: 7%
25 to 3414.7%(1,767)
US avg: 13.3%
35 to 4412.5%(1,502)
US avg: 13.3%
45 to 5415.3%(1,839)
US avg: 14.6%
55 to 6413.7%(1,646)
US avg: 11.8%
65 to 749.3%(1,116)
US avg: 7%
75 to 845.3%(636)
US avg: 4.2%
85 and over1%(116)
US avg: 1.8%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$49,588
−5%inflation adjusted, since 2000
from $41,198 in 2000
US average: $52,703
1990 – 2024
$28,353
+6%since 2000
from $26,734 in 2000
US average: $27,286
Households earning $100K+
31.7%
−1.7 ptssince 2009
from 33.4% in 2009
US average: 33.3%
11.6%
+6.6 ptssince 2000
from 5.0% in 2000
US average: 13.8%
0.371
US average: 0.461
Workforce by industry, 2010
Information17.8%
US avg: 11.5%
Wholesale trade12.7%
US avg: 7.2%
Other services5.7%
US avg: 7%
Finance & insurance3.8%
US avg: 5.1%
Retail trade2.9%
US avg: 10.9%
Professional, scientific, technical2.3%
US avg: 4.2%
Public administration2.1%
US avg: 4.9%
Arts, entertainment, food2.1%
US avg: 2.4%
Transportation & warehousing1.6%
US avg: 3.1%
Education & health services1.6%
US avg: 0.9%
Agriculture, forestry, fishing0.7%
US avg: 1.9%
Manufacturing0.7%
US avg: 0.5%
Construction0%
US avg: 1.4%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$256,100
+93%inflation adjusted, since 2000
from $105,000 in 2000
US average: $225,659
1990 – 2024
$1,124
+32%inflation adjusted, since 2000
from $671 in 2000
US average: $853
53.3%
−20.6 ptssince 2000
from 73.8% in 2000
46.7% rent
68.4%
+4.9 ptssince 2009
from 63.5% in 2009
US average: 12.1%
2.21 people
+7%since 2009
from 2.07 people in 2009
US average: 2.60
36.5%
+4.3 ptssince 2009
from 32.2% in 2009
US average: 30.9%
48.7%
+6.3 ptssince 2009
from 42.4% in 2009
US average: 46.8%
5.2
+6%since 2009
from 4.9 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Section 04

Race & ethnicity

2000
White, non-Hispanic94.6%(7,253)
Black0.8%(59)
Hispanic / Latino2.2%(169)
Asian0.8%(59)
Other0%
2010
White, non-Hispanic86%(10,334)
Black2.2%(268)
Hispanic / Latino5.8%(697)
Asian2.7%(326)
Other2.6%(312)

No data for the years selected.

Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Panamanian2.9%(334)
Honduran2.1%(242)
Mexican1.3%(147)
Cuban0.8%(92)
Spaniard0.6%(70)
Colombian0.1%(17)
Puerto Rican0.1%(14)
Ancestry
German18.7%(2,129)
English15.8%(1,798)
Irish14%(1,592)
American8.7%(991)
Italian5.3%(599)
Scottish4.4%(500)
Polish2.9%(333)
French2.9%(331)
Norwegian2.5%(279)
Scotch-Irish2.4%(274)
Dutch2.1%(238)
Canadian1.4%(163)
+ 18 more ancestry groups with data
Greek1.2%(131)
Czech1%(116)
Welsh0.9%(105)
Danish0.7%(78)
Hungarian0.6%(64)
British0.5%(56)
Slovak0.4%(46)
Swiss0.3%(34)
Russian0.3%(30)
Swedish0.2%(28)
Austrian0.2%(27)
Finnish0.2%(27)
Slovene0.1%(15)
Serbian0.1%(14)
Romanian0.1%(13)
Portuguese0.1%(11)
Ukrainian0.1%(8)
Section 05

Education

22.9%
−1.2 ptssince 2000
from 24.1% in 2000
US average: 27.9%
High school or higher
89.7%
+2.2 ptssince 2000
from 87.5% in 2000
US average: 84.9%
9.3%
+0.3 ptssince 2000
from 9.1% in 2000
US average: 10.2%
Section 06

Commute & transportation

20.3 min
+57%since 2000
from 12.9 min in 2000
US average: 25.2
82.4%
−4.3 ptssince 2009
from 86.7% in 2009
US average: 76.2%
11.0%
+3.1 ptssince 2009
from 7.9% in 2009
US average: 10.4%
0.5%
−0.2 ptssince 2009
from 0.8% in 2009
US average: 4.7%
2.7%
+0.2 ptssince 2009
from 2.5% in 2009
US average: 4.1%
1.6%
+1.0 ptssince 2009
from 0.6% in 2009
US average: 2.8%
0.8%
+0.6 ptssince 2009
from 0.2% in 2009
US average: 0.5%
2.4%
+0.1 ptssince 2009
from 2.3% in 2009
US average: 8.7%
Section 07

Work & employment

9.8%
+0.8 ptssince 2009
from 8.9% in 2009
US average: 12.9%
29.2%
−3.9 ptssince 2009
from 33.0% in 2009
US average: 35.2%
Section 08

People & community

50.0%
+0.4 ptssince 2009
from 49.6% in 2009
50.0%
−0.4 ptssince 2009
from 50.4% in 2009
10.5%
+3.4 ptssince 2009
from 7.1% in 2009
US average: 12.8%
14.9%
−2.5 ptssince 2009
from 17.3% in 2009
US average: 9.9%
Marital status (2024)
Men 15+
Never married30.2%(2,560)
Married53.4%(4,521)
Widowed1.9%(164)
Divorced14.4%(1,219)
Women 15+
Never married24.1%(1,954)
Married51.3%(4,159)
Widowed6.2%(500)
Divorced18.5%(1,500)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

Showing 2024 (the nearest year with coverage data).

14.4%
−6.4 ptssince 2013
from 20.8% in 2013
US average: 8.4%
44.7%
−2.5 ptssince 2020
from 47.2% in 2020
US average: 54.8%
Direct-purchase
23.0%
−0.8 ptssince 2020
from 23.8% in 2020
US average: 13.8%
18.9%
−1.0 ptssince 2020
from 19.9% in 2020
US average: 18.4%
9.7%
−0.3 ptssince 2020
from 10.0% in 2020
US average: 20.9%
VA health care
4.1%
−0.5 ptssince 2020
from 4.6% in 2020
US average: 2.2%
Any private
72.9%
+0.5 ptssince 2020
from 72.4% in 2020
US average: 67.1%
Any public
29.1%
−0.1 ptssince 2020
from 29.2% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)38%(673)
US avg: 26.4%
Gulf War (1990s)33.7%(597)
US avg: 24.3%
Vietnam era26.8%(476)
US avg: 33.1%
Korean War2.7%(48)
US avg: 4.5%
World War II0.6%(10)
US avg: 1%

Share of the 1,773 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Panama City Beach, Florida?

Panama City Beach, Florida has about 12,018 residents according to the 2010 American Community Survey.

What is the median household income in Panama City Beach, Florida?

The typical household in Panama City Beach, Florida earns about $49,588 a year. Half of households make more than that, and half make less.

Is Panama City Beach, Florida expensive?

In Panama City Beach, Florida, the median home is worth about $256,100, and the typical rent is about $1,124 a month.

How educated are people in Panama City Beach, Florida?

About 22.9% of adults age 25 and over in Panama City Beach, Florida hold a bachelor's degree or higher.

What is the poverty rate in Panama City Beach, Florida?

About 11.6% of people in Panama City Beach, Florida live below the federal poverty line.

Has Panama City Beach, Florida grown since 1990?

Yes, Panama City Beach, Florida has grown since 1990. The population has added about 7,791 residents, a change of about 184 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →