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MICROPOLITAN AREA

Spirit Lake Micro

Spirit Lake, IA · 1 counties · 18,077 residents (2025 est.) · 381 sq mi
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The short version

Spirit Lake is home to 17,990 people. At a median age of 48.7, this is an older place than the country as a whole. Few US metro areas rank higher on income. 1% of people across the metro were born outside the United States. Owners hold 77% of the housing stock. The average commute runs 17 minutes.

At a glance
Lower income
below the US median
US median: $82,259
Older
median age 48.7
US median: 38.9
Average education
31% hold a bachelor's degree
US average: 36%
Less affordable
home values up 57%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

17,990
+10%since 2000
from 16,424 in 2000
18,077 in 2025 (Census Bureau estimate)
1990 – 2025
47 / sq mi
+10%since 2000
from 43 / sq mi in 2000
US average: 281
48.7
+12%since 2000
from 43.3 in 2000
US average: 38.9
Land area
381 sq mi
Population, 19902024
15K16K16K17K18K19902000201020202024Spirit Lake
202418K
1990201020202024
Age distribution, 2024
Under 54.7%(840)
US avg: 5.6%
5 to 95.1%(909)
US avg: 6%
10 to 145.9%(1,055)
US avg: 6.4%
15 to 194.4%(795)
US avg: 6.6%
20 to 244.8%(871)
US avg: 6.5%
25 to 3410.1%(1,814)
US avg: 13.7%
35 to 4410.7%(1,926)
US avg: 13.2%
45 to 5411.7%(2,111)
US avg: 12.2%
55 to 6414.4%(2,590)
US avg: 12.7%
65 to 7416.1%(2,899)
US avg: 10.2%
75 to 848.6%(1,547)
US avg: 5.1%
85 and over3.5%(633)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$75,432
+6%inflation adjusted, since 2000
from $39,020 in 2000
US average: $82,259
1990 – 2024
$48,636
+122%since 2000
from $21,929 in 2000
US average: $44,673
Households earning $100K+
50.4%
+23.6 ptssince 2009
from 26.8% in 2009
US average: 53.3%
7.6%
+1.6 ptssince 2000
from 6.0% in 2000
US average: 12.5%
0.446
+5%since 2010
from 0.423 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade20.6%
US avg: 9.9%
Information10.6%
US avg: 10.8%
Other services7.6%
US avg: 6.7%
Public administration5.6%
US avg: 4.8%
Wholesale trade5.4%
US avg: 6.9%
Finance & insurance4.6%
US avg: 5.9%
Professional, scientific, technical3.5%
US avg: 5.1%
Agriculture, forestry, fishing3.4%
US avg: 1.6%
Construction3.4%
US avg: 1.2%
Transportation & warehousing2.4%
US avg: 2.2%
Education & health services1.1%
US avg: 0.9%
Arts, entertainment, food0.8%
US avg: 1.9%
Manufacturing0%
US avg: 0.4%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$270,700
+57%inflation adjusted, since 2000
from $94,700 in 2000
US average: $376,019
1990 – 2024
$922
+22%inflation adjusted, since 2000
from $416 in 2000
US average: $1,442
77.5%
−0.6 ptssince 2000
from 78.0% in 2000
22.5% rent
37.7%
+2.5 ptssince 2009
from 35.3% in 2009
US average: 10.0%
2.00 people
Unchangedsince 2009
from 2.01 people in 2009
US average: 2.54
20.1%
−0.3 ptssince 2009
from 20.4% in 2009
US average: 22.9%
36.0%
+0.5 ptssince 2009
from 35.5% in 2009
US average: 47.4%
3.6
+14%since 2009
from 3.2 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
42
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04

Race & ethnicity

2000
White, non-Hispanic98.4%(16,164)
Black0.1%(20)
Hispanic / Latino0.7%(109)
Asian0.2%(29)
Other0%
2024
White, non-Hispanic93.4%(16,795)
Black0%(6)
Hispanic / Latino2.9%(513)
Asian0.5%(83)
Other3.3%(593)
16
+191%since 2009
from 5 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
29
+101%since 2020
from 14 in 2020
Our index, 0 to 100. Higher means White and non-White residents are more separated across neighborhoods.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican2.1%(385)
Cuban0.2%(31)
Puerto Rican0.1%(26)
Chilean0.1%(15)
Spaniard0.1%(12)
Colombian0.1%(10)
Asian origin
Filipino0.3%(49)
Korean0.1%(14)
Chinese0%(8)
Thai0%(1)
Pacific Islander origin
Ancestry
German41%(7,373)
Irish11.1%(1,997)
English8.3%(1,501)
Norwegian7.2%(1,289)
Dutch6.1%(1,090)
American4.1%(736)
Swedish3.9%(698)
Danish3%(535)
Scottish1.9%(349)
French1.8%(324)
Italian1.2%(213)
Polish0.8%(136)
+ 23 more ancestry groups with data
Czech0.7%(124)
Welsh0.5%(84)
Russian0.4%(75)
Belgian0.4%(67)
Hungarian0.4%(67)
Scotch-Irish0.4%(65)
Canadian0.3%(51)
British0.2%(43)
Swiss0.2%(27)
Austrian0.1%(26)
Finnish0.1%(21)
Lithuanian0.1%(17)
Ukrainian0.1%(12)
Iranian0.1%(10)
Greek0.1%(9)
Arab0%(6)
Slovene0%(2)
Slovak0%(1)
Section 05

Education

31.2%
+9.8 ptssince 2000
from 21.3% in 2000
US average: 35.6%
High school or higher
96.9%
+7.7 ptssince 2000
from 89.2% in 2000
US average: 89.6%
8.6%
+3.2 ptssince 2000
from 5.4% in 2000
US average: 14.0%
Section 06

Commute & transportation

16.7 min
+52%since 2000
from 11.0 min in 2000
US average: 26.5
77.7%
−0.1 ptssince 2009
from 77.8% in 2009
US average: 68.9%
8.0%
−3.6 ptssince 2009
from 11.6% in 2009
US average: 8.5%
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
10.5%
+4.1 ptssince 2009
from 6.4% in 2009
US average: 15.0%
2.4%
−0.9 ptssince 2009
from 3.3% in 2009
US average: 2.4%
0.1%
−0.5 ptssince 2009
from 0.6% in 2009
US average: 0.4%
4.4%
Unchangedsince 2009
from 4.3% in 2009
US average: 8.3%
Section 07

Work & employment

3.0%
−1.9 ptssince 2011
from 4.8% in 2011
US average: 5.2%
64.5%
−3.9 ptssince 2011
from 68.3% in 2011
US average: 63.5%
Women 20-64 in the labor force
84.5%
+2.1 ptssince 2020
from 82.4% in 2020
US average: 74.6%
12.7%
−0.1 ptssince 2009
from 12.7% in 2009
US average: 13.1%
37.2%
+2.9 ptssince 2009
from 34.3% in 2009
US average: 42.5%
Section 08

People & community

50.3%
+0.7 ptssince 2009
from 49.7% in 2009
49.7%
−0.7 ptssince 2009
from 50.3% in 2009
1.2%
+0.2 ptssince 2009
from 1.0% in 2009
US average: 14.1%
8.0%
−4.7 ptssince 2009
from 12.7% in 2009
US average: 6.2%
14.7%
+2.1 ptssince 2012
from 12.6% in 2012
US average: 13.3%
2.6%
−5.4 ptssince 2013
from 8.0% in 2013
US average: 8.4%
90.8%
+12.5 ptssince 2017
from 78.3% in 2017
US average: 91.0%
Computer in household
96.2%
+3.8 ptssince 2020
from 92.4% in 2020
US average: 95.5%
89.4%
+1.3 ptssince 2020
from 88.1% in 2020
US average: 87.7%
98.3%
+0.5 ptssince 2016
from 97.9% in 2016
US average: 77.7%
1.0%
−0.3 ptssince 2016
from 1.3% in 2016
US average: 13.6%
Marital status
Men 15+
Never married23.6%(1,788)
Married63.6%(4,819)
Widowed3.4%(260)
Divorced9.4%(712)
Women 15+
Never married18.1%(1,375)
Married60.3%(4,590)
Widowed10.4%(788)
Divorced11.2%(854)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

2.6%
−5.4 ptssince 2013
from 8.0% in 2013
US average: 8.4%
52.0%
+1.6 ptssince 2020
from 50.4% in 2020
US average: 54.8%
Direct-purchase
20.4%
−2.9 ptssince 2020
from 23.3% in 2020
US average: 13.8%
29.9%
+3.0 ptssince 2020
from 26.9% in 2020
US average: 18.4%
17.2%
+3.1 ptssince 2020
from 14.1% in 2020
US average: 20.9%
VA health care
3.5%
+0.2 ptssince 2020
from 3.3% in 2020
US average: 2.2%
Any private
70.0%
−2.6 ptssince 2020
from 72.6% in 2020
US average: 67.1%
Any public
44.4%
+5.2 ptssince 2020
from 39.2% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)19.1%(221)
US avg: 26.4%
Gulf War (1990s)17.4%(202)
US avg: 24.3%
Vietnam era36.5%(423)
US avg: 33.1%
Korean War13.5%(156)
US avg: 4.5%
World War II0.9%(10)
US avg: 1%

Share of the 1,159 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Spirit Lake, IA?

Spirit Lake, IA has about 17,990 residents according to the 2024 American Community Survey.

What is the median household income in Spirit Lake, IA?

The typical household in Spirit Lake, IA earns about $75,432 a year. Half of households make more than that, and half make less.

Is Spirit Lake, IA expensive?

In Spirit Lake, IA, the median home is worth about $270,700, and the typical rent is about $922 a month.

How educated are people in Spirit Lake, IA?

About 31.2% of adults age 25 and over in Spirit Lake, IA hold a bachelor's degree or higher.

What is the poverty rate in Spirit Lake, IA?

About 7.6% of people in Spirit Lake, IA live below the federal poverty line.

Has Spirit Lake, IA grown since 1990?

Yes, Spirit Lake, IA has grown since 1990. The population has added about 3,081 residents, a change of about 21 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · METRO ROLLUP OF COMPONENT COUNTIES · UPDATED 2024

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