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CITY

Spirit Lake

Iowa · 5,525 residents (2025 est.) · 4.52 sq mi
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The short version

Spirit Lake is home to 5,518 people in Iowa. Getting to work takes 13 minutes on average. 2% of locals were born outside the United States. The population is up 30% since 2000. 27% of adults hold a bachelor's degree or higher. Home values have more than doubled since 2000, reaching $215,100.

At a glance
Lower income
below the US median
US median: $82,259
Mid-age
median age 40.4
US median: 38.9
Less educated
27% hold a bachelor's degree
US average: 36%
Less affordable
home values up 31%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

5,518
+30%since 2000
from 4,261 in 2000
5,525 in 2025 (Census Bureau estimate)
1990 – 2025
1,221 / sq mi
+21%since 2009
from 1,012 / sq mi in 2009
US average: 281
40.4
+1%since 2000
from 39.9 in 2000
US average: 38.9
Land area
4.52 sq mi
Population, 19902024
4K4K5K5K6K19902000201020202024Spirit Lake
20246K
1990201020202024
Age distribution, 2024
Under 56.2%(344)
US avg: 5.6%
5 to 94.7%(259)
US avg: 6%
10 to 146.6%(363)
US avg: 6.4%
15 to 194.4%(242)
US avg: 6.6%
20 to 2410.3%(568)
US avg: 6.5%
25 to 3412.8%(708)
US avg: 13.7%
35 to 4411.9%(658)
US avg: 13.2%
45 to 5411.3%(623)
US avg: 12.2%
55 to 649.7%(536)
US avg: 12.7%
65 to 7411.7%(643)
US avg: 10.2%
75 to 845.3%(290)
US avg: 5.1%
85 and over5.1%(284)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$65,720
Unchangedinflation adjusted, since 2000
from $36,224 in 2000
US average: $82,259
1990 – 2024
$38,446
+106%since 2000
from $18,661 in 2000
US average: $44,673
Households earning $100K+
44.3%
+24.6 ptssince 2009
from 19.7% in 2009
US average: 53.3%
6.3%
−0.3 ptssince 2000
from 6.6% in 2000
US average: 12.5%
0.378
−3%since 2010
from 0.389 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade34.6%
US avg: 9.9%
Other services8%
US avg: 6.7%
Information7.8%
US avg: 10.8%
Public administration5%
US avg: 4.8%
Finance & insurance4.7%
US avg: 5.9%
Professional, scientific, technical4.2%
US avg: 5.1%
Wholesale trade3.5%
US avg: 6.9%
Agriculture, forestry, fishing2.1%
US avg: 1.6%
Construction2.1%
US avg: 1.2%
Transportation & warehousing1.6%
US avg: 2.2%
Education & health services0.5%
US avg: 0.9%
Arts, entertainment, food0.3%
US avg: 1.9%
Manufacturing0%
US avg: 0.4%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$215,100
+31%inflation adjusted, since 2000
from $90,400 in 2000
US average: $376,019
1990 – 2024
$911
+19%inflation adjusted, since 2000
from $419 in 2000
US average: $1,442
67.5%
−3.0 ptssince 2000
from 70.5% in 2000
32.5% rent
5.7%
−3.9 ptssince 2009
from 9.6% in 2009
US average: 10.0%
1.97 people
+2%since 2009
from 1.93 people in 2009
US average: 2.54
27.0%
+6.7 ptssince 2009
from 20.3% in 2009
US average: 22.9%
31.7%
−1.7 ptssince 2009
from 33.3% in 2009
US average: 47.4%
3.3
+1%since 2009
from 3.2 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
43
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04

Race & ethnicity

2000
White, non-Hispanic98.4%(4,193)
Black0.1%(6)
Hispanic / Latino0.6%(27)
Asian0%(2)
Other0%
2024
White, non-Hispanic89.8%(4,953)
Black0.1%(6)
Hispanic / Latino3.7%(202)
Asian0.2%(11)
Other6.3%(346)
24
+526%since 2009
from 4 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican3.6%(201)
Asian origin
Filipino0.2%(11)
Pacific Islander origin
Ancestry
German43.9%(2,421)
Irish9.2%(508)
English7.1%(391)
Norwegian6%(329)
Dutch4.8%(266)
Danish4.2%(234)
Scottish3.3%(182)
French3.2%(176)
Swedish2.1%(114)
American1.9%(106)
Hungarian1.1%(60)
Polish1%(55)
+ 14 more ancestry groups with data
Italian1%(54)
Canadian0.9%(51)
Czech0.8%(46)
Welsh0.5%(29)
Russian0.4%(22)
British0.3%(19)
Austrian0.3%(18)
Lithuanian0.3%(17)
Iranian0.2%(10)
Finnish0.2%(9)
Arab0.1%(6)
Lebanese0.1%(6)
Section 05

Education

26.8%
+5.8 ptssince 2000
from 20.9% in 2000
US average: 35.6%
High school or higher
94.3%
+8.1 ptssince 2000
from 86.1% in 2000
US average: 89.6%
7.3%
+3.3 ptssince 2000
from 4.0% in 2000
US average: 14.0%
Section 06

Commute & transportation

13.4 min
+26%since 2000
from 10.6 min in 2000
US average: 26.5
77.7%
−6.0 ptssince 2009
from 83.7% in 2009
US average: 68.9%
9.3%
−1.4 ptssince 2009
from 10.6% in 2009
US average: 8.5%
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
9.1%
+6.4 ptssince 2009
from 2.7% in 2009
US average: 15.0%
3.5%
+2.0 ptssince 2009
from 1.5% in 2009
US average: 2.4%
0.0%
−1.0 ptssince 2009
from 1.0% in 2009
US average: 0.4%
8.4%
−0.5 ptssince 2009
from 8.9% in 2009
US average: 8.3%
Section 07

Work & employment

3.1%
−3.1 ptssince 2011
from 6.2% in 2011
US average: 5.2%
70.7%
−0.5 ptssince 2011
from 71.3% in 2011
US average: 63.5%
Women 20-64 in the labor force
93.5%
+2.3 ptssince 2020
from 91.2% in 2020
US average: 74.6%
8.8%
−3.9 ptssince 2009
from 12.7% in 2009
US average: 13.1%
31.7%
−7.1 ptssince 2009
from 38.8% in 2009
US average: 42.5%
Section 08

People & community

50.8%
−0.8 ptssince 2009
from 51.6% in 2009
49.2%
+0.8 ptssince 2009
from 48.4% in 2009
1.6%
+0.1 ptssince 2009
from 1.5% in 2009
US average: 14.1%
8.2%
+1.6 ptssince 2009
from 6.6% in 2009
US average: 6.2%
13.8%
−1.4 ptssince 2012
from 15.2% in 2012
US average: 13.3%
1.7%
−3.8 ptssince 2013
from 5.5% in 2013
US average: 8.4%
88.3%
+11.1 ptssince 2017
from 77.2% in 2017
US average: 91.0%
Computer in household
94.4%
+7.3 ptssince 2020
from 87.1% in 2020
US average: 95.5%
81.1%
−3.4 ptssince 2020
from 84.5% in 2020
US average: 87.7%
97.7%
−0.4 ptssince 2016
from 98.1% in 2016
US average: 77.7%
1.9%
+0.3 ptssince 2016
from 1.6% in 2016
US average: 13.6%
Marital status
Men 15+
Never married27%(623)
Married59%(1,360)
Widowed4.2%(97)
Divorced9.8%(225)
Women 15+
Never married21.4%(480)
Married51.2%(1,151)
Widowed13.3%(299)
Divorced14.1%(317)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

1.7%
−3.8 ptssince 2013
from 5.5% in 2013
US average: 8.4%
61.4%
+3.4 ptssince 2020
from 58.0% in 2020
US average: 54.8%
Direct-purchase
12.6%
−7.4 ptssince 2020
from 20.0% in 2020
US average: 13.8%
23.1%
−0.2 ptssince 2020
from 23.3% in 2020
US average: 18.4%
19.4%
+5.7 ptssince 2020
from 13.7% in 2020
US average: 20.9%
VA health care
4.0%
+1.9 ptssince 2020
from 2.1% in 2020
US average: 2.2%
Any private
73.2%
−6.0 ptssince 2020
from 79.2% in 2020
US average: 67.1%
Any public
39.5%
+4.2 ptssince 2020
from 35.3% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)25.4%(92)
US avg: 26.4%
Gulf War (1990s)22.1%(80)
US avg: 24.3%
Vietnam era27.1%(98)
US avg: 33.1%
Korean War24%(87)
US avg: 4.5%
World War II1.4%(5)
US avg: 1%

Share of the 362 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Spirit Lake, Iowa?

Spirit Lake, Iowa has about 5,518 residents according to the 2024 American Community Survey.

What is the median household income in Spirit Lake, Iowa?

The typical household in Spirit Lake, Iowa earns about $65,720 a year. Half of households make more than that, and half make less.

Is Spirit Lake, Iowa expensive?

In Spirit Lake, Iowa, the median home is worth about $215,100, and the typical rent is about $911 a month.

How educated are people in Spirit Lake, Iowa?

About 26.8% of adults age 25 and over in Spirit Lake, Iowa hold a bachelor's degree or higher.

What is the poverty rate in Spirit Lake, Iowa?

About 6.3% of people in Spirit Lake, Iowa live below the federal poverty line.

Has Spirit Lake, Iowa grown since 1990?

Yes, Spirit Lake, Iowa has grown since 1990. The population has added about 1,647 residents, a change of about 43 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →