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CITY · 2020 ACS

Spirit Lake

Iowa · 5,439 residents · 4.52 sq mi
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The short version

Spirit Lake is home to 5,439 people in Iowa. The average commute runs 12 minutes. 0% of locals were born outside the United States. The population is up 28% since 2000. At a median age of 42.5, this is an older place than the country as a whole. Home values have more than doubled since 2000, reaching $163,600.

At a glance
Lower income
below the US median
US median: $66,278
Older
median age 42.5
US median: 38.8
Average education
31% hold a bachelor's degree
US average: 33%
Stable housing
home values roughly flat, inflation adjusted
US median home: $265,253
Section 01

Population & growth

5,439
+28%since 2000
from 4,261 in 2000
1990 – 2025
42.5
+7%since 2000
from 39.9 in 2000
US average: 38.8
Land area
4.52 sq mi
Population, 19902024
4K4K5K5K6K19902000201020202024Spirit Lake
20246K
1990201020202024
Age distribution, 2020
Under 55.7%(308)
US avg: 5.6%
5 to 96.2%(335)
US avg: 6.1%
10 to 145.9%(320)
US avg: 6.5%
15 to 195.7%(311)
US avg: 6.6%
20 to 245.4%(291)
US avg: 6.7%
25 to 3412.2%(666)
US avg: 13.5%
35 to 4411.6%(633)
US avg: 12.7%
45 to 5411.5%(628)
US avg: 12.3%
55 to 6412.8%(696)
US avg: 13.1%
65 to 7411.6%(632)
US avg: 10%
75 to 847.3%(395)
US avg: 4.9%
85 and over4.1%(224)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$52,664
−3%inflation adjusted, since 2000
from $36,224 in 2000
US average: $66,278
1990 – 2024
$35,835
+92%since 2000
from $18,661 in 2000
US average: $35,364
Households earning $100K+
37.2%
+17.5 ptssince 2009
from 19.7% in 2009
US average: 43.9%
8.2%
+1.5 ptssince 2000
from 6.6% in 2000
US average: 12.8%
Workforce by industry, 2020
Retail trade14.5%
US avg: 10%
Wholesale trade9.1%
US avg: 6.7%
Information7.6%
US avg: 11.1%
Finance & insurance7.6%
US avg: 5.5%
Professional, scientific, technical4.9%
US avg: 4.7%
Other services4.9%
US avg: 6.6%
Public administration4.9%
US avg: 4.7%
Agriculture, forestry, fishing3.4%
US avg: 1.7%
Construction3.4%
US avg: 1.2%
Education & health services2.7%
US avg: 0.8%
Arts, entertainment, food1.9%
US avg: 2%
Transportation & warehousing1.6%
US avg: 2.5%
Manufacturing0%
US avg: 0.5%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$163,600
+20%inflation adjusted, since 2000
from $90,400 in 2000
US average: $265,253
1990 – 2024
$859
+36%inflation adjusted, since 2000
from $419 in 2000
US average: $1,124
70.4%
−0.1 ptssince 2000
from 70.5% in 2000
29.6% rent
1.89 people
−2%since 2009
from 1.93 people in 2009
US average: 2.61
3.1
−4%since 2009
from 3.2 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Section 04

Race & ethnicity

2000
White, non-Hispanic98.4%(4,193)
Black0.1%(6)
Hispanic / Latino0.6%(27)
Asian0%(2)
Other0%
2020
White, non-Hispanic93.4%(5,079)
Black0.6%(31)
Hispanic / Latino2.6%(144)
Asian0.5%(25)
Other2%(107)

No data for the years selected.

Section 04 · Origins

Detailed origins & ancestry

Asian origin
Asian Indian0.3%(16)
Ancestry
German45%(2,310)
Irish10.6%(544)
Dutch7.4%(382)
Norwegian7%(360)
Danish5.7%(291)
French4%(204)
English3.4%(173)
Swedish2.5%(130)
Italian1.9%(98)
Polish1.2%(64)
American1.1%(57)
+ 6 more ancestry groups with data
Scottish0.9%(45)
Scotch-Irish0.5%(28)
Czech0.5%(24)
Lebanese0.3%(13)
Belgian0%(1)
Section 05

Education

31.4%
+10.5 ptssince 2000
from 20.9% in 2000
US average: 32.9%
High school or higher
95.2%
+9.0 ptssince 2000
from 86.1% in 2000
US average: 88.5%
8.1%
+4.1 ptssince 2000
from 4.0% in 2000
US average: 12.7%
Section 06

Commute & transportation

11.9 min
+12%since 2000
from 10.6 min in 2000
US average: 26.9
82.7%
−1.1 ptssince 2009
from 83.7% in 2009
US average: 75.1%
8.4%
−0.5 ptssince 2009
from 8.9% in 2009
US average: 8.4%
Section 07

Work & employment

0.4%
−5.7 ptssince 2011
from 6.2% in 2011
US average: 5.4%
70.5%
−0.8 ptssince 2011
from 71.3% in 2011
US average: 63.4%
Women 20-64 in the labor force
91.2%
US average: 73.3%
38.2%
−0.6 ptssince 2009
from 38.8% in 2009
US average: 39.3%
Section 08

People & community

48.6%
−3.0 ptssince 2009
from 51.6% in 2009
51.4%
+3.0 ptssince 2009
from 48.4% in 2009
0.3%
−1.2 ptssince 2009
from 1.5% in 2009
US average: 13.5%
2.9%
−2.6 ptssince 2013
from 5.5% in 2013
US average: 8.8%
Computer in household
87.1%
US average: 91.9%
84.5%
US average: 86.2%
Marital status (2024)
Men 15+
Never married27%(623)
Married59%(1,360)
Widowed4.2%(97)
Divorced9.8%(225)
Women 15+
Never married21.4%(480)
Married51.2%(1,151)
Widowed13.3%(299)
Divorced14.1%(317)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

2.9%
−2.6 ptssince 2013
from 5.5% in 2013
US average: 8.8%
58.0%
US average: 55.4%
Direct-purchase
20.0%
US average: 13.7%
23.3%
US average: 17.6%
13.7%
US average: 20.0%
VA health care
2.1%
US average: 2.3%
Any private
79.2%
US average: 68.1%
Any public
35.3%
US average: 35.2%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2020
Gulf War (2001 or later)9.2%(28)
US avg: 20.6%
Gulf War (1990s)11.8%(36)
US avg: 21.4%
Vietnam era30.9%(94)
US avg: 35.2%
Korean War29.6%(90)
US avg: 7.6%
World War II4.6%(14)
US avg: 2.9%

Share of the 304 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Spirit Lake, Iowa?

Spirit Lake, Iowa has about 5,439 residents according to the 2020 American Community Survey.

What is the median household income in Spirit Lake, Iowa?

The typical household in Spirit Lake, Iowa earns about $52,664 a year. Half of households make more than that, and half make less.

Is Spirit Lake, Iowa expensive?

In Spirit Lake, Iowa, the median home is worth about $163,600, and the typical rent is about $859 a month.

How educated are people in Spirit Lake, Iowa?

About 31.4% of adults age 25 and over in Spirit Lake, Iowa hold a bachelor's degree or higher.

What is the poverty rate in Spirit Lake, Iowa?

About 8.2% of people in Spirit Lake, Iowa live below the federal poverty line.

Has Spirit Lake, Iowa grown since 1990?

Yes, Spirit Lake, Iowa has grown since 1990. The population has added about 1,568 residents, a change of about 41 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →