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CITY

St. Cloud

Minnesota · 72,647 residents (2025 est.) · 40.222 sq mi
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The short version

St. Cloud has notably lower household income than the US average, with a median household income of $61,374. Population has grown 19% since 2000. Median home value has more than doubled since 2000, reaching $225,000. At a median age of 30.6, residents skew younger than the country as a whole. The poverty rate of 20.2% is well above the national figure. Households here earn about 31% less than the Minnesota median.

At a glance
Lower income
below the US median
US median: $82,259
Younger
median age 30.6
US median: 38.9
Average education
30% hold a bachelor's degree
US average: 36%
Less affordable
home values up 32%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
70,629
+19%since 2000
from 59,107 in 2000
1990 – 2025
Population density
1,756 / sq mi
+19%since 2000
from 1,470 / sq mi in 2000
US average: 281
Median age
30.6
+9%since 2000
from 28.2 in 2000
US average: 38.9

PEP 2025 EST:72,647 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
47K53K60K66K73K1990201020202024St. Cloud
202471K
1990201020202024
Section 02

Income & economy

Median household income
$61,374
−10%inflation adjusted, since 2000
from $37,346 in 2000
US average: $82,259
1990 – 2024
Per capita income
$32,108
+62%since 2000
from $19,769 in 2000
US average: $44,673
Households earning $100K+
39.4%
+16.8 ptssince 2009
from 22.6% in 2009
US average: 53.3%
Poverty rate
20.2%
+7.1 ptssince 2000
from 13.1% in 2000
US average: 12.5%
Income inequality (Gini)
0.440
−7%since 2010
from 0.473 in 2010
US average: 0.476
Workforce by industry, 2024
Information14.7%
US avg: 10.8%
Retail trade10.8%
US avg: 9.9%
Finance & insurance8%
US avg: 5.9%
Professional, scientific, technical7.8%
US avg: 5.1%
Wholesale trade5.8%
US avg: 6.9%
Other services4.8%
US avg: 6.7%
Public administration3.5%
US avg: 4.8%
Transportation & warehousing2.1%
US avg: 2.2%
Arts, entertainment, food0.9%
US avg: 1.9%
Agriculture, forestry, fishing0.6%
US avg: 1.6%
Construction0.5%
US avg: 1.2%
Education & health services0.2%
US avg: 0.9%
Manufacturing0.1%
US avg: 0.4%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$225,000
+32%inflation adjusted, since 2000
from $93,400 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$1,003
+17%inflation adjusted, since 2000
from $470 in 2000
US average: $1,442
Owner-occupied
48.6%
−7.4 ptssince 2000
from 55.9% in 2000
51.4% rent
Vacancy rate
6.6%
−0.2 ptssince 2009
from 6.8% in 2009
US average: 10.0%
Owner cost-burdened
17.8%
−7.1 ptssince 2009
from 25.0% in 2009
US average: 22.9%
Renter cost-burdened
46.2%
−4.6 ptssince 2009
from 50.8% in 2009
US average: 47.4%
Afford Score
3.7
+47%since 2000
from 2.5 in 2000
1990 – 2024
Gentrification Score
41
RELATED:See current rent listings in St. Cloud on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic91.1%(53,857)
Black2.3%(1,378)
Hispanic / Latino1.3%(784)
Asian3.1%(1,833)
Other0%
Diversity Score16.4%(9,722)
2024
White, non-Hispanic64.5%(45,569)
Black19.7%(13,944)
Hispanic / Latino5.8%(4,131)
Asian4.1%(2,868)
Other5.8%(4,117)
Diversity Score67%(47,347)
Diversity Score
67
+308%since 2000
from 16 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
30.4%
+0.8 ptssince 2000
from 29.6% in 2000
US average: 35.6%
High school or higher
91.2%
+2.1 ptssince 2000
from 89.1% in 2000
US average: 89.6%
Graduate degree
10.1%
+0.4 ptssince 2000
from 9.7% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
19.8 min
+53%since 2000
from 12.9 min in 2000
US average: 26.5
Drive alone to work
71.9%
−6.8 ptssince 2009
from 78.7% in 2009
US average: 68.9%
Carpooled to work
10.5%
+1.7 ptssince 2009
from 8.8% in 2009
US average: 8.5%
Public transit
2.0%
−0.2 ptssince 2009
from 2.2% in 2009
US average: 3.2%
Worked from home
8.5%
+4.9 ptssince 2009
from 3.6% in 2009
US average: 15.0%
Walked to work
5.4%
+0.5 ptssince 2009
from 4.9% in 2009
US average: 2.4%
Biked to work
0.5%
−0.5 ptssince 2009
from 1.1% in 2009
US average: 0.4%
No vehicle available
9.4%
+0.7 ptssince 2009
from 8.7% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
6.0%
−2.7 ptssince 2011
from 8.8% in 2011
US average: 5.2%
Labor force participation
68.2%
−0.5 ptssince 2011
from 68.7% in 2011
US average: 63.5%
Self-employed
13.2%
+2.3 ptssince 2009
from 10.9% in 2009
US average: 13.1%
Management & professional
33.1%
−28.5 ptssince 2009
from 61.5% in 2009
US average: 42.5%
Section 08

People & community

Male
50.9%
−0.4 ptssince 2009
from 51.3% in 2009
Female
49.1%
+0.4 ptssince 2009
from 48.7% in 2009
Foreign born
13.5%
+9.3 ptssince 2009
from 4.2% in 2009
US average: 14.1%
Veterans
5.8%
−45.1 ptssince 2009
from 51.0% in 2009
US average: 6.2%
With a disability
13.8%
+1.5 ptssince 2012
from 12.3% in 2012
US average: 13.3%
Uninsured
6.2%
−82.9 ptssince 2013
from 89.1% in 2013
US average: 8.4%
Broadband at home
91.6%
+11.4 ptssince 2017
from 80.2% in 2017
US average: 91.0%
English only at home
79.8%
−7.8 ptssince 2016
from 87.6% in 2016
US average: 77.7%
Spanish at home
4.2%
+2.5 ptssince 2016
from 1.7% in 2016
US average: 13.6%
Drill deeper

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Compare St. Cloud to nearby cities

ST. CLOUD VS
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Income$59,285−3%
Home value$219,400−2%
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ST. CLOUD VS
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Home value$256,100+14%
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ST. CLOUD VS
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ST. CLOUD VS
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Income$79,534+30%
Home value$323,700+44%
Population15,670−78%
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Frequently asked

How many people live in St. Cloud, Minnesota?

St. Cloud, Minnesota has about 70,629 residents according to the 2024 American Community Survey.

What is the median household income in St. Cloud, Minnesota?

The typical household in St. Cloud, Minnesota earns about $61,374 a year. Half of households make more than that, and half make less.

Is St. Cloud, Minnesota expensive?

In St. Cloud, Minnesota, the median home is worth about $225,000, and the typical rent is about $1,003 a month.

How educated are people in St. Cloud, Minnesota?

About 30.4% of adults age 25 and over in St. Cloud, Minnesota hold a bachelor's degree or higher.

What is the poverty rate in St. Cloud, Minnesota?

About 20.2% of people in St. Cloud, Minnesota live below the federal poverty line.

Has St. Cloud, Minnesota grown since 1990?

Yes, St. Cloud, Minnesota has grown since 1990. The population has added about 21,817 residents, a change of about 45 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →