RANKING · 1990 CENSUS · 500 SHOWN OF 918

Least affordable housing, US metro areas · 1990

US metro areas ranked by the CensusEasy Afford Score, median home value divided by median household income (1990 ACS). A higher score means a home costs more years of local income. Nantucket, MA leads at 7.3. 918 metro areas qualify in total. California carries 15 of the top 25 entries. The median across all 918 is 2.2.

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All statesAll rankings

SAME RANKING BYCities Counties States ZIP codes

YEAR1990 2010 2020 2024

RANKPLACESTATEPOPAFFORD SCOREVS –

USUnited States248,709,8733.0–

01Nantucket, MAMA14,7587.3–

02Santa Maria, CACA442,0657.0–

03Honolulu, HIHI988,7036.9–

04Santa Cruz, CACA258,8526.9–

05San Luis Obispo, CACA282,3676.8–

06San Francisco, CACA4,630,0416.6–

07Los Angeles, CACA12,844,4416.2–

08Vineyard Haven, MAMA21,2196.2–

09New York, NYNY20,112,4486.1–

10San Jose, CACA1,984,4736.0–

11Rifle, COCO80,0995.9–

12Salinas, CACA433,7295.9–

13Santa Rosa, CACA486,4445.5–

14Oxnard, CACA830,8515.3–

15San Diego, CACA3,282,2485.3–

16Kahului, HIHI160,6745.1–

17Barnstable, MAMA233,5395.1–

18Key West, FLFL80,4065.0–

19Napa, CACA132,9495.0–

20Bishop, CACA18,1584.9–

21Truckee, CACA101,9114.8–

22Ukiah, CACA88,1224.7–

23Kapaa, HIHI73,4004.5–

24Sonora, CACA53,1604.5–

25Boston, MAMA5,034,2214.4–

26Clearlake, CACA67,7724.4–

27Providence, RIRI1,708,1614.2–

28Taos, NMNM34,5644.2–

29Sacramento, CACA2,477,2744.2–

30Modesto, CACA557,7194.1–

31Chico, CACA209,2114.1–

32Riverside, CACA4,769,0074.0–

33Amherst, MAMA164,0653.9–

34Springfield, MAMA464,3383.9–

35Stockton, CACA823,8153.9–

36Worcester, MAMA888,5023.9–

37Hemlock Farms, PAPA62,8083.9–

38Prescott Valley, AZAZ252,5523.9–

39Jackson, WYWY36,5873.8–

40Vallejo, CACA455,3763.8–

41Pittsfield, MAMA128,2243.8–

42Crescent City, CACA26,4103.8–

43Greenfield, MAMA70,6983.8–

44Eureka, CACA131,6473.8–

45Hilo, HIHI210,0433.7–

46Kill Devil Hills, NCNC38,2453.7–

47Brookings, OROR22,6213.7–

48Easton, MDMD38,2383.7–

49Edwards, COCO54,2913.7–

50Laconia, NHNH65,1473.6–

51East Stroudsburg, PAPA167,1793.6–

52Naples, FLFL417,1313.6–

53Kiryas Joel, NYNY718,3773.6–

54Boone, NCNC54,7863.6–

55Portland, MEME577,6353.6–

56Redding, CACA181,6483.6–

57Grants Pass, OROR87,8673.6–

58Oak Harbor, WAWA85,6573.6–

59Port Townsend, WAWA33,9703.5–

60Merced, CACA297,2603.5–

61Seattle, WAWA4,161,8833.5–

62Keene, NHNH78,2693.5–

63Ruidoso, NMNM19,8443.5–

64Washington, DCDC6,465,7243.5–

65Brattleboro, VTVT45,2043.5–

66Hilton Head Island, SCSC242,9663.5–

67Santa Fe, NMNM156,9073.5–

68Hudson, NYNY60,1683.5–

69Gardnerville Ranchos, NVNV51,1543.5–

70Reno, NVNV578,7343.4–

71Bennington, VTVT36,6303.4–

72Ithaca, NYNY104,0473.4–

73Manchester, NHNH433,4153.4–

74Kingston, NYNY183,3303.4–

75Monticello, NYNY80,5863.4–

76Lebanon, NHNH224,5003.3–

77Hailey, IDID32,4363.3–

78Rutland, VTVT59,6533.3–

79Trenton, NJNJ399,2893.3–

80Durango, COCO56,8983.3–

81Atlantic City, NJNJ372,0473.3–

82Concord, NHNH158,0783.3–

83Yuba City, CACA187,4783.3–

84Nogales, AZAZ50,0203.2–

85Laramie, WYWY38,5583.2–

86El Centro, CACA181,4113.2–

87Lewiston, MEME116,4873.2–

88Bellingham, WAWA236,3923.2–

89St. George, UTUT213,6703.2–

90Flagstaff, AZAZ144,3683.2–

91Fresno, CACA1,203,3833.1–

92Española, NMNM39,8323.1–

93Carson, NVNV58,5713.1–

94Burlington, VTVT227,8033.1–

95Lake Havasu City, AZAZ228,1023.1–

96Allentown, PAPA887,6153.1–

97Homosassa Springs, FLFL171,6663.1–

98Port Angeles, WAWA78,2023.1–

99Albany, NYNY915,8353.1–

100Red Bluff, CACA64,6653.1–

101Las Cruces, NMNM229,0913.1–

102Hammond, LALA141,3463.1–

103College Station, TXTX287,4763.0–

104Eagle Pass, TXTX58,8233.0–

105Hood River, OROR23,7203.0–

106Myrtle Beach, SCSC427,5513.0–

107Newport, OROR50,6363.0–

108New Orleans, LALA970,8493.0–

109Las Vegas, NVNV2,407,2263.0–

110Barre, VTVT59,6523.0–

111Tucson, AZAZ1,074,6853.0–

112Ocean Pines, MDMD54,4593.0–

113Athens, GAGA224,1483.0–

114Visalia, CACA485,1463.0–

115Miami, FLFL6,391,0723.0–

116Port St. Lucie, FLFL568,7213.0–

117Albuquerque, NMNM925,2793.0–

118Bozeman, MTMT128,7403.0–

119Medford, OROR221,7953.0–

120Seaford, DEDE277,1403.0–

121Deming, NMNM25,4073.0–

122Charlottesville, VAVA228,5973.0–

123Punta Gorda, FLFL217,2123.0–

124North Port, FLFL948,1583.0–

125Cape Coral, FLFL875,6072.9–

126Natchitoches, LALA36,0892.9–

127Auburn, ALAL208,0132.9–

128Ellensburg, WAWA48,8032.9–

129Breckenridge, COCO39,0692.9–

130Kerrville, TXTX54,0372.9–

131Cañon City, COCO50,0392.9–

132Boulder, COCO328,5602.9–

133Ruston, LALA48,3602.9–

134Gainesville, FLFL359,0362.9–

135Lexington Park, MDMD211,1762.9–

136Brevard, NCNC34,2112.9–

137Fallon, NVNV25,8512.9–

138Bakersfield, CACA927,0682.9–

139State College, PAPA157,3932.9–

140Chicago, ILIL9,434,1232.9–

141Winchester, VAVA152,3322.9–

142Mount Vernon, WAWA132,9752.8–

143Pullman, WAWA48,5122.8–

144Pinehurst, NCNC110,6192.8–

145Sandpoint, IDID54,4202.8–

146Deltona, FLFL746,9332.8–

147Fort Collins, COCO377,2922.8–

148Durham, NCNC625,4852.8–

149Morehead City, NCNC70,4692.8–

150Wenatchee, WAWA128,4142.8–

151Moscow, IDID41,8422.8–

152Mountain Home, ARAR42,9822.8–

153Virginia Beach, VAVA1,797,2132.8–

154Payson, AZAZ53,8012.8–

155Nacogdoches, TXTX66,0352.8–

156Harrisonburg, VAVA140,1552.8–

157Bremerton, WAWA283,3742.8–

158Branson, MOMO57,0012.8–

159Augusta, MEME129,0672.8–

160Missoula, MTMT128,6982.8–

161Sebring, FLFL111,1222.8–

162Greenville, NCNC182,9362.8–

163Heber, UTUT81,6552.8–

164Hanford, CACA154,3272.8–

165Ocala, FLFL442,6602.8–

166Dover, DEDE194,7862.7–

167Statesboro, GAGA97,9772.7–

168Colorado Springs, COCO781,7962.7–

169Cleveland, MSMS28,2622.7–

170Phoenix, AZAZ5,228,9382.7–

171Huntsville, TXTX83,8422.7–

172Cambridge, MDMD33,6282.7–

173Cedar City, UTUT67,1412.7–

174Safford, AZAZ40,1572.7–

175Blacksburg, VAVA181,6162.7–

176Fredericksburg, TXTX28,5272.7–

177Morgantown, WVWV141,9952.7–

178Glens Falls, NYNY124,3732.7–

179Hinesville, GAGA91,8702.7–

180Hagerstown, MDMD315,2802.7–

181Wilmington, NCNC492,7722.7–

182Philadelphia, PAPA6,329,1182.7–

183Tampa, FLFL3,418,8952.7–

184Laredo, TXTX281,2242.7–

185McComb, MSMS52,6402.7–

186Elizabeth City, NCNC42,2012.7–

187Yuma, AZAZ224,4492.7–

188Sevierville, TNTN101,3422.7–

189Opelousas, LALA80,7652.7–

190Middlesborough, KYKY22,8292.7–

191Rexburg, IDID69,3802.7–

192Sebastian, FLFL172,7992.7–

193Austin, TXTX2,620,9452.7–

194Oneonta, NYNY60,5892.7–

195Las Vegas, NMNM30,3112.7–

196Lancaster, PAPA563,1592.7–

197Orlando, FLFL2,957,6722.7–

198Shelton, WAWA71,1652.7–

199Lawrence, KSKS120,9202.7–

200Corvallis, OROR97,7282.7–

201Sierra Vista, AZAZ126,3322.7–

202Jacksonville, NCNC217,1752.7–

203Kalispell, MTMT115,4292.7–

204Carbondale, ILIL52,5012.7–

205Binghamton, NYNY243,1892.7–

206Manhattan, KSKS136,1222.7–

207Show Low, AZAZ109,9462.6–

208Greenwood, MSMS34,9122.6–

209Montrose, COCO44,5912.6–

210Grand Junction, COCO162,8452.6–

211Oxford, MSMS71,9722.6–

212Utica, NYNY285,6112.6–

213Greeley, COCO378,4262.6–

214Waynesville, NCNC63,3692.6–

215Ann Arbor, MIMI370,2142.6–

216Cordele, GAGA19,2372.6–

217Farmington, NMNM120,3402.6–

218Hot Springs, ARAR99,6952.6–

219Selma, ALAL35,1402.6–

220Denver, COCO3,092,0372.6–

221Gettysburg, PAPA107,5942.6–

222Murrells Inlet, SCSC65,9122.6–

223Tuscaloosa, ALAL281,8502.6–

224Starkville, MSMS62,0632.6–

225Asheville, NCNC422,3452.6–

226Lake of the Woods, VAVA40,0832.6–

227Clarksdale, MSMS19,8492.6–

228Eugene, OROR381,5842.6–

229Baltimore, MDMD2,857,7812.6–

230Raleigh, NCNC1,595,7202.6–

231Susanville, CACA28,1172.6–

232Athens, TXTX88,5952.6–

233Bangor, MEME157,9672.6–

234Bend, OROR266,3762.6–

235Murray, KYKY39,4212.6–

236Lacey, WAWA304,2612.6–

237Charleston, SCSC889,2632.6–

238Bloomington, ININ165,2312.6–

239Iowa City, IAIA182,7112.6–

240Gainesville, GAGA226,5682.6–

241Natchez, MSMS54,7222.6–

242Amsterdam, NYNY50,0462.6–

243Stillwater, OKOK83,8892.6–

244Alexandria, MNMN40,1202.6–

245Buffalo, NYNY1,155,6532.5–

246Forrest City, ARAR21,8002.5–

247Alamogordo, NMNM70,3682.5–

248Elkins, WVWV26,8822.5–

249New Bern, NCNC127,3582.5–

250Provo, UTUT773,4262.5–

251Great Falls, MTMT85,0292.5–

252Okeechobee, FLFL42,6082.5–

253Tallahassee, FLFL397,4422.5–

254Brainerd, MNMN100,5622.5–

255Reading, PAPA440,0722.5–

256Cody, WYWY31,1712.5–

257Sumter, SCSC105,0672.5–

258Del Rio, TXTX47,8352.5–

259Brenham, TXTX38,2882.5–

260Coeur d'Alene, IDID191,8642.5–

261Cheyenne, WYWY102,9382.5–

262Scranton, PAPA574,4182.5–

263Troy, ALAL33,6882.5–

264Daphne, ALAL267,7612.5–

265Nashville, TNTN2,197,4162.5–

266Atlanta, GAGA6,482,1822.5–

267El Paso, TXTX881,2912.5–

268Lexington, KYKY535,1742.5–

269Orangeburg, SCSC83,1772.5–

270Valdosta, GAGA153,2762.5–

271Clewiston, FLFL61,5462.5–

272Petoskey, MIMI33,7752.5–

273The Villages, FLFL157,7722.5–

274Goldsboro, NCNC122,2782.5–

275Corbin, KYKY150,0402.5–

276Lafayette, LALA423,7582.5–

277Crestview, FLFL315,0982.5–

278Astoria, OROR40,9262.5–

279Kinston, NCNC55,8372.5–

280Vermillion, SDSD15,0312.5–

281Rochester, NYNY1,056,1492.5–

282Cortland, NYNY45,8502.5–

283Slidell, LALA279,1082.5–

284Baton Rouge, LALA888,6992.5–

285Alamosa, COCO27,8962.5–

286Henderson, NCNC42,6382.5–

287Syracuse, NYNY652,2732.5–

288Vineland, NJNJ157,1482.5–

289Palatka, FLFL77,7342.5–

290Mountain Home, IDID29,4652.5–

291Steamboat Springs, COCO38,4512.5–

292Athens, OHOH63,1972.4–

293Ketchikan, AKAK13,5492.4–

294Chambersburg, PAPA160,6522.4–

295Palm Bay, FLFL663,9822.4–

296Somerset, KYKY67,3842.4–

297Tahlequah, OKOK49,1962.4–

298Fargo, NDND269,5282.4–

299Panama City, FLFL231,1742.4–

300York, PAPA473,1972.4–

301Fayetteville, NCNC395,4122.4–

302Lewisburg, PAPA42,3132.4–

303Salisbury, MDMD131,8722.4–

304Wilson, NCNC81,1502.4–

305Alexandria, LALA147,9522.4–

306Plattsburgh, NYNY78,1382.4–

307Staunton, VAVA129,6922.4–

308Billings, MTMT193,6032.4–

309Houma, LALA199,6682.4–

310Greensboro, NCNC805,9452.4–

311Pahrump, NVNV57,3362.4–

312Champaign, ILIL239,9792.4–

313Newport, TNTN37,8892.4–

314Lakeland, FLFL874,7902.4–

315Logan, UTUT160,8892.4–

316Shreveport, LALA383,4742.4–

317Hattiesburg, MSMS158,0142.4–

318Minneapolis, MNMN3,790,2952.4–

319Arcadia, FLFL37,0782.4–

320Lebanon, PAPA146,3802.4–

321Anchorage, AKAK405,8212.4–

322Vidalia, GAGA36,1802.4–

323Brookhaven, MSMS35,0122.4–

324Columbia, MOMO219,0622.4–

325Warrensburg, MOMO56,6702.4–

326Elko, NVNV56,6822.4–

327Monroe, LALA222,3902.4–

328Juneau city and, AKAK31,6092.4–

329Washington, NCNC44,6702.4–

330Memphis, TNTN1,341,4122.4–

331North Wilkesboro, NCNC66,2332.4–

332Zapata, TXTX13,7532.4–

333New Iberia, LALA66,8462.4–

334Stephenville, TXTX43,9112.4–

335Crossville, TNTN66,3002.4–

336Killeen, TXTX511,4972.4–

337Bluefield, WVWV96,1382.4–

338Burlington, NCNC186,1772.4–

339Roseburg, OROR111,9512.4–

340Cleveland, OHOH2,165,7752.4–

341Big Rapids, MIMI42,3202.4–

342Cornelia, GAGA50,4162.4–

343Clovis, NMNM65,2702.4–

344Richmond, KYKY131,8062.4–

345Detroit Lakes, MNMN35,4972.4–

346Kingsland, GAGA60,1432.4–

347Johnson City, TNTN216,4162.4–

348Harrisburg, PAPA617,4272.4–

349Greenville, MSMS40,4462.3–

350Grand Forks, NDND105,0462.3–

351Mount Pleasant, MIMI64,6912.3–

352Pueblo, COCO169,2772.3–

353Dallas, TXTX8,477,1572.3–

354Sheridan, WYWY33,2412.3–

355Gloversville, NYNY52,2162.3–

356Silver City, NMNM27,2522.3–

357Charleston, WVWV200,1702.3–

358Moses Lake, WAWA105,7272.3–

359Pikeville, KYKY89,1222.3–

360Centralia, WAWA88,0622.3–

361Albany, GAGA145,5102.3–

362Columbia, SCSC879,9182.3–

363Bogalusa, LALA44,9372.3–

364Salt Lake City, UTUT1,308,3772.3–

365Bemidji, MNMN47,0552.3–

366Winston-Salem, NCNC712,2062.3–

367Morgan City, LALA46,5522.3–

368Granbury, TXTX70,5012.3–

369Los Alamos, NMNM19,4072.3–

370Gallup, NMNM68,1192.3–

371Fort Leonard Wood, MOMO54,4422.3–

372Fairbanks, AKAK93,9722.3–

373Riverton, WYWY39,4642.3–

374Yakima, WAWA259,1852.3–

375Portland, OROR2,542,2822.3–

376Fayetteville, ARAR622,1772.3–

377Gallipolis, OHOH29,0722.3–

378Savannah, GAGA438,3142.3–

379Brookings, SDSD37,6352.3–

380Knoxville, TNTN968,1372.3–

381Columbus, OHOH2,242,0282.3–

382Rocky Mount, NCNC148,4862.3–

383Traverse City, MIMI156,9722.3–

384Richmond, VAVA1,389,3382.3–

385Walla Walla, WAWA62,3612.3–

386Sanford, NCNC70,2582.3–

387Lewiston, IDID65,4502.3–

388Tyler, TXTX252,5492.3–

389Jacksonville, FLFL1,785,5002.3–

390Mobile, ALAL411,6582.3–

391Lynchburg, VAVA269,1692.3–

392Columbus, GAGA324,8302.3–

393Helena, MTMT97,1532.3–

394Watertown, NYNY111,5402.3–

395Faribault, MNMN69,9392.3–

396Roanoke, VAVA316,5472.3–

397Pensacola, FLFL544,9492.3–

398Anderson Creek, NCNC150,1372.3–

399Jackson, MSMS609,8472.3–

400Elizabethtown, KYKY128,6662.3–

401Springfield, MOMO500,6942.3–

402Bismarck, NDND139,7502.3–

403Watertown, SDSD29,5622.3–

404Boise City, IDID864,2432.3–

405Cookeville, TNTN152,4772.3–

406Klamath Falls, OROR70,2742.3–

407Madison, WIWI709,6852.3–

408Huntsville, ALAL556,4442.3–

409Spokane, WAWA608,0122.3–

410Milwaukee, WIWI1,575,0102.3–

411Charlotte, NCNC2,938,8302.3–

412Roanoke Rapids, NCNC63,0252.3–

413Bloomsburg, PAPA66,1932.3–

414Mankato, MNMN104,9072.3–

415Cincinnati, OHOH2,312,8582.3–

416Danville, KYKY56,9852.3–

417Salem, OROR445,8142.3–

418Toccoa, GAGA27,8542.3–

419Whitewater, WIWI106,1272.3–

420Montgomery, ALAL388,7472.3–

421Kingsport, TNTN314,8342.3–

422Kirksville, MOMO29,8242.3–

423Meridian, MSMS85,4192.3–

424Bowling Green, KYKY197,1802.3–

425Winnemucca, NVNV17,2672.3–

426Coos Bay, OROR63,9922.3–

427Gulfport, MSMS431,3292.3–

428Rolla, MOMO45,2472.3–

429Wooster, OHOH116,7582.2–

430Albertville, ALAL103,5372.2–

431St. Cloud, MNMN205,8542.2–

432Willmar, MNMN44,7202.2–

433Yankton, SDSD23,6352.2–

434Chattanooga, TNTN594,5302.2–

435Ontario, OROR60,0852.2–

436Lumberton, NCNC119,9412.2–

437Huntington, WVWV365,9652.2–

438Hays, KSKS29,0752.2–

439Fort Morgan, COCO30,3062.2–

440Blytheville, ARAR37,8282.2–

441Harrison, ARAR45,6542.2–

442Seneca, SCSC83,7752.2–

443Little Rock, ARAR777,6072.2–

444Birmingham, ALAL1,197,7662.2–

445Grenada, MSMS30,2222.2–

446St. Simons, GAGA118,5242.2–

447Jonesboro, ARAR139,4402.2–

448Picayune, MSMS59,3632.2–

449Tifton, GAGA51,2372.2–

450Paris, TNTN32,8962.2–

451Ada, OKOK38,5282.2–

452Glasgow, KYKY56,2242.2–

453Vicksburg, MSMS41,7592.2–

454Florence, SCSC201,3922.2–

455Enterprise, ALAL56,9532.2–

456Thomasville, GAGA72,9582.2–

457Longview, WAWA114,8852.2–

458Lake Charles, LALA244,6552.2–

459Fitzgerald, GAGA17,0992.2–

460Brownsville, TXTX433,9462.2–

461West Plains, MOMO40,7982.2–

462Selinsgrove, PAPA39,6552.2–

463Minot, NDND75,6942.2–

464Searcy, ARAR80,0852.2–

465Poplar Bluff, MOMO41,9042.2–

466Lafayette, ININ228,4682.2–

467Augusta, GAGA641,2312.2–

468Indiana, PAPA82,8782.2–

469Rapid City, SDSD156,9342.2–

470Red Wing, MNMN48,1952.2–

471Cullman, ALAL94,0092.2–

472Macon-Bibb County, GAGA238,5532.2–

473Jefferson, GAGA99,2652.2–

474Ames, IAIA128,0902.2–

475Greenville, SCSC1,014,1012.2–

476Laurel, MSMS82,2812.2–

477Clarksville, TNTN349,0012.2–

478Ogden, UTUT672,7842.2–

479Lawton, OKOK127,5902.2–

480Fayetteville, TNTN36,8532.2–

481Pierre, SDSD20,5882.2–

482San Antonio, TXTX2,813,1402.2–

483Beckley, WVWV109,9402.2–

484Milledgeville, GAGA44,0292.2–

485Auburn, NYNY74,3652.2–

486Morristown, TNTN128,8672.2–

487Cumberland, MDMD93,6402.2–

488Oxford, ALAL115,8342.2–

489Arkadelphia, ARAR20,9382.2–

490Sayre, PAPA59,6002.1–

491Minden, LALA34,9482.1–

492Akron, OHOH701,7802.1–

493Fergus Falls, MNMN61,0412.1–

494Sandusky, OHOH112,7772.1–

495Durant, OKOK51,3672.1–

496Florence, ALAL156,6092.1–

497Lake City, FLFL74,0942.1–

498Dayton, OHOH826,5542.1–

499Columbus, MSMS67,1442.1–

500McAllen, TXTX921,5492.1–

SHOWING 1–500 OF 918

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Download CSV (full list, 918 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU DECENNIAL CENSUS

Frequently asked

Which metro area has the highest afford score?

Nantucket, MA ranks #1 with 7.3 (1990 Decennial Census).

What are the top 5 metro areas by afford score?

Nantucket, MA, Santa Maria-Santa Barbara, CA, Honolulu, HI, Santa Cruz-Watsonville, CA, San Luis Obispo-Paso Robles, CA.

How many metro areas are in this ranking?

918 metro areas qualify after filtering for population minimums and data availability. The ranking covers 1990 Decennial Census data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, 1990 Decennial Census.