CensusEasy
RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income. 90021 leads at 34.2. 16,707 ZIP codes qualify in total. ZIP codes with fewer than 2,500 residents are excluded. California carries 14 of the top 25 entries.

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RANKPLACESTATEPOPAFFORD SCOREVS –
USUnited States334,922,4994.4
0190021, CACA2,89734.2
0210454, NYNY39,57032.9
0332603, FLFL7,41924.5
0490007, CACA38,71524.4
0594305, CACA18,50924.1
0690004, CACA58,48423.9
0710029, NYNY77,44723.1
0890013, CACA14,35721.7
0910030, NYNY29,29721.2
1010453, NYNY76,28220.3
1170112, LALA3,49020.2
1278705, TXTX33,23820.0
1390014, CACA10,22419.9
1490005, CACA39,14219.7
1511219, NYNY94,19619.5
1690024, CACA51,67519.3
1780302, COCO29,56919.3
1890038, CACA27,12719.2
1990027, CACA46,55818.8
2090048, CACA21,47618.7
2190029, CACA33,30318.6
2210460, NYNY59,39618.3
2390035, CACA29,00018.2
2437916, TNTN15,58318.1
2594704, CACA23,78818.1
2694133, CACA23,80417.9
2790068, CACA21,57217.8
2898105, WAWA49,76717.6
2990006, CACA55,52717.4
3094108, CACA11,30517.3
3190019, CACA59,54817.2
3202115, MAMA29,70517.2
3390036, CACA39,27817.1
3492590, CACA5,08917.1
3510002, NYNY76,87317.1
3690028, CACA32,88317.0
3790212, CACA10,72816.9
3811223, NYNY78,09316.8
3990008, CACA33,25216.8
4011213, NYNY68,84616.8
4181615, COCO2,97216.8
4291502, CACA11,65216.8
4348201, MIMI15,09116.7
4490211, CACA9,12016.3
4590291, CACA26,32416.3
4610472, NYNY64,01116.2
4790405, CACA27,29815.9
4811233, NYNY81,82215.9
4996712, HIHI8,20415.9
5011204, NYNY79,80015.8
5190046, CACA48,29615.7
5293405, CACA25,00215.7
5394102, CACA35,97615.5
5494709, CACA12,14615.4
5510459, NYNY48,27015.3
5634102, FLFL11,17915.3
5793109, CACA10,91515.3
5810027, NYNY63,88515.1
5911239, NYNY16,41015.1
6014604, NYNY3,25115.1
6111214, NYNY89,39715.0
6281657, COCO4,83514.9
6392118, CACA18,92914.9
6490066, CACA56,74014.9
6510035, NYNY38,86214.8
6611220, NYNY90,65214.7
6790018, CACA48,74514.7
6890057, CACA46,62914.5
6990034, CACA57,07514.3
7011692, NYNY22,73414.3
7183014, WYWY3,09814.2
7202119, MAMA27,37714.2
7392663, CACA21,36814.1
7493953, CACA3,61314.0
7591201, CACA22,39414.0
7684060, UTUT8,61914.0
7790043, CACA42,37713.9
7890020, CACA38,99413.9
7911212, NYNY89,02013.8
8002120, MAMA15,28313.8
8111225, NYNY58,15813.7
8290026, CACA62,69213.7
8311228, NYNY42,24113.7
8402121, MAMA29,04013.7
8511206, NYNY93,02013.7
8692651, CACA23,55713.6
8791411, CACA23,18513.6
8893103, CACA19,38213.6
8996754, HIHI4,27213.6
9053726, WIWI5,04313.6
9110952, NYNY48,01913.4
9292075, CACA11,94413.4
9383001, WYWY17,44513.4
9492037, CACA40,71713.3
9502142, MAMA4,73713.2
9690016, CACA46,45713.2
9791401, CACA39,23113.2
9893101, CACA31,55413.1
9990017, CACA30,17213.1
10094901, CACA41,30713.1
10194132, CACA26,85913.1
10291403, CACA25,79313.1
10390404, CACA22,97813.1
10491423, CACA32,32813.1
10595117, CACA26,95313.1
10690064, CACA26,64213.0
10797403, OROR15,35513.0
10894061, CACA37,04813.0
10994304, CACA5,00013.0
11010026, NYNY37,12313.0
11191030, CACA26,06812.9
11294124, CACA34,47512.9
11392672, CACA36,93912.8
11490232, CACA16,55412.8
11511216, NYNY60,68512.8
11610458, NYNY74,89812.8
11711237, NYNY45,33412.7
11811221, NYNY91,58812.7
11990403, CACA23,86712.7
12091007, CACA33,02912.7
12189449, NVNV2,71212.7
12291020, CACA7,53212.6
12391606, CACA43,55912.6
12490402, CACA11,33712.6
12591601, CACA36,99212.6
12692660, CACA34,89012.5
12711230, NYNY86,97812.5
12896731, HIHI2,78212.5
12910013, NYNY27,21912.4
13093923, CACA12,56512.4
13191205, CACA34,25412.4
13290031, CACA36,12712.4
13391202, CACA22,50412.4
13494703, CACA20,93412.4
13590058, CACA3,58512.4
13602116, MAMA21,97812.4
13794109, CACA54,55312.3
13880303, COCO24,99612.2
13991206, CACA31,96112.2
14092107, CACA28,82712.2
14111355, NYNY80,80112.2
14289501, NVNV3,50712.2
14395202, CACA7,06612.2
14496817, HIHI55,49212.1
14591605, CACA49,86812.1
14611235, NYNY78,55812.1
14794121, CACA41,99512.1
14877446, TXTX5,78012.1
14990056, CACA8,54312.1
15091207, CACA10,43812.1
15111691, NYNY69,35912.1
15294702, CACA17,63512.0
15394303, CACA46,87912.0
15495616, CACA53,63012.0
15593105, CACA24,43712.0
15693117, CACA52,93412.0
15790254, CACA19,06312.0
15811249, NYNY47,72812.0
15911224, NYNY50,82212.0
16091604, CACA32,46912.0
16181611, COCO9,06812.0
16292655, CACA8,02611.9
16394705, CACA13,99111.9
16490033, CACA45,64711.9
16594030, CACA22,68911.8
16681435, COCO5,87611.8
16794904, CACA12,81511.8
16833036, FLFL3,77711.8
16902111, MAMA8,40711.8
17094574, CACA7,45711.7
17191405, CACA56,03311.7
17291607, CACA31,89011.7
17390049, CACA37,12211.7
17492008, CACA27,95511.7
17596753, HIHI28,00311.7
17610012, NYNY21,42611.7
17729401, SCSC9,33911.7
17811432, NYNY62,89211.7
17911207, NYNY93,19811.6
18011229, NYNY78,37711.6
18194402, CACA25,47511.6
18295008, CACA48,33311.6
18390037, CACA65,48211.6
18491106, CACA23,91011.6
18553715, WIWI15,97411.6
18690277, CACA34,84411.5
18792866, CACA15,33111.5
18895130, CACA13,51111.5
18990044, CACA94,83011.5
19011231, NYNY38,27611.5
19191501, CACA19,01611.5
19290301, CACA36,06011.5
19390065, CACA44,65811.5
19491356, CACA30,94211.4
19592625, CACA12,29411.4
19690304, CACA25,43011.4
19710457, NYNY79,54311.4
19893430, CACA3,12511.4
19996143, CACA3,22211.4
20094951, CACA3,29411.4
20111365, NYNY42,32211.3
20290015, CACA24,70411.3
20308735, NJNJ3,45111.3
20402554, MAMA14,21211.3
20586336, AZAZ11,38111.3
20694038, CACA2,68311.3
20793023, CACA21,03611.3
20891436, CACA15,96911.2
20993950, CACA14,95111.2
21094041, CACA16,05011.2
21111370, NYNY30,26711.2
21294609, CACA23,92811.2
21390602, CACA25,90511.2
21494612, CACA18,17511.2
21590250, CACA93,82611.2
21692603, CACA18,38711.2
21790731, CACA61,94411.1
21897205, OROR9,12111.1
21995060, CACA46,26811.1
22090039, CACA28,88411.1
22107102, NJNJ12,35811.1
22237402, TNTN3,95311.1
22311976, NYNY2,95211.1
22433150, FLFL30,97411.1
22594115, CACA32,62911.1
22694606, CACA39,96611.1
22702633, MAMA4,51211.1
22811358, NYNY37,66511.0
22907108, NJNJ28,79011.0
23092054, CACA38,41711.0
23196779, HIHI2,78011.0
23297232, OROR15,61511.0
23391755, CACA26,81011.0
23410473, NYNY58,85511.0
23596708, HIHI11,15211.0
23610039, NYNY32,49211.0
23798004, WAWA39,89711.0
23892007, CACA11,10011.0
23911222, NYNY42,85310.9
24011208, NYNY105,42810.9
24195112, CACA57,37310.9
24202540, MAMA8,10410.9
24390303, CACA22,72710.9
24495019, CACA5,93310.9
24594118, CACA39,13010.9
24691402, CACA65,75410.9
24795814, CACA12,35510.9
24881621, COCO6,55010.9
24991325, CACA35,06210.8
25090023, CACA43,85710.8
25111226, NYNY95,14410.8
25298843, WAWA2,51010.8
25385253, AZAZ17,90410.8
25492657, CACA9,92010.8
25581632, COCO10,96510.8
25602118, MAMA28,94610.8
25790813, CACA51,24110.7
25811103, NYNY35,16310.7
25933154, FLFL14,57210.7
26092020, CACA57,84210.7
26192067, CACA7,93810.7
26210032, NYNY55,61010.7
26391105, CACA12,53110.7
26480246, COCO13,09710.7
26594040, CACA35,63210.7
26697201, OROR16,88710.6
26790210, CACA19,00410.6
26834236, FLFL14,44610.6
26911211, NYNY65,31410.6
27011203, NYNY74,81710.6
27192106, CACA21,65110.6
27211105, NYNY37,93610.6
27391504, CACA27,01010.6
27497210, OROR11,32410.6
27595050, CACA39,83410.6
27694710, CACA8,38010.6
27793460, CACA6,03910.6
27890272, CACA21,39010.5
27995125, CACA54,41910.5
28091803, CACA27,71510.5
28191770, CACA58,38210.5
28290245, CACA16,76910.5
28378751, TXTX16,96110.5
28431401, GAGA20,44510.5
28584102, UTUT18,77710.5
28690062, CACA32,71510.5
28792804, CACA83,53710.5
28890290, CACA6,31510.5
28991103, CACA25,14210.5
29011356, NYNY25,82410.5
29194965, CACA11,72410.5
29291776, CACA36,95210.5
29396822, HIHI43,74710.5
29433138, FLFL28,98010.5
29593013, CACA16,31710.5
29694621, CACA33,84010.4
29794945, CACA17,63510.4
29890505, CACA35,14810.4
29991316, CACA29,49110.4
30090401, CACA8,10110.4
30190041, CACA27,92010.4
30202215, MAMA24,58110.4
30390059, CACA37,51110.4
30490025, CACA46,50810.4
30511944, NYNY5,03710.4
30691208, CACA15,96910.4
30790744, CACA52,80010.4
30894122, CACA55,81910.4
30990012, CACA37,33610.4
31090270, CACA24,21810.4
31163106, MOMO6,75110.4
31293940, CACA30,60510.4
31390045, CACA41,78610.4
31407114, NJNJ13,67010.4
31511232, NYNY27,81610.4
31690803, CACA31,52610.4
31791506, CACA18,61210.3
31892103, CACA34,83610.3
31910456, NYNY87,53310.3
32092627, CACA60,39310.3
32133143, FLFL33,71110.3
32233135, FLFL36,14310.3
32391406, CACA51,95310.3
32496790, HIHI9,75610.3
32596734, HIHI50,67010.3
32690003, CACA70,06510.3
32711368, NYNY105,71610.3
32890804, CACA38,07610.3
32981224, COCO3,10110.3
33091602, CACA20,95710.3
33194610, CACA32,62810.3
33290042, CACA56,83510.2
33383340, IDID5,32510.2
33494086, CACA49,74610.2
33595129, CACA41,32110.2
33691731, CACA27,62010.2
33792025, CACA49,98910.2
33885003, AZAZ10,87510.2
33991006, CACA31,58210.2
34096816, HIHI50,88310.2
34191104, CACA35,93710.2
34202881, RIRI7,68710.2
34389109, NVNV6,50410.2
34492024, CACA50,61710.2
34590265, CACA15,91810.2
34610025, NYNY93,06510.2
34794010, CACA43,02510.2
34891754, CACA32,24810.2
34998862, WAWA2,99510.1
35037212, TNTN20,59210.1
35194019, CACA14,41910.1
35291343, CACA60,78310.1
35308750, NJNJ3,48310.1
35402138, MAMA38,50910.1
35592115, CACA66,26410.1
35690011, CACA100,11310.1
35729451, SCSC4,36210.1
35829403, SCSC22,53310.1
35994599, CACA3,34810.1
36043201, OHOH34,32210.1
36192014, CACA13,10510.1
36296738, HIHI7,86210.1
36390032, CACA43,11710.1
36493401, CACA29,20210.0
36511217, NYNY43,49010.0
36692109, CACA44,82010.0
36795116, CACA48,04210.0
36802642, MAMA5,81110.0
36992683, CACA89,83310.0
37096791, HIHI6,37710.0
37133146, FLFL19,05210.0
37298104, WAWA16,54210.0
37390302, CACA29,00310.0
37411210, NYNY57,91510.0
37510044, NYNY11,52010.0
37694403, CACA43,27610.0
37791932, CACA25,74110.0
37895448, CACA16,07710.0
37910036, NYNY31,03610.0
38091748, CACA42,46310.0
38190069, CACA20,96110.0
38211377, NYNY81,69010.0
38392122, CACA45,4119.9
38492113, CACA48,2159.9
38596746, HIHI19,3299.9
38690501, CACA41,7879.9
38733127, FLFL26,7869.9
38810461, NYNY52,0129.9
38991361, CACA18,8029.9
39033133, FLFL36,7899.9
39198225, WAWA50,2169.9
39253703, WIWI37,6599.9
39390061, CACA30,0519.9
39491304, CACA52,4749.8
39596761, HIHI20,9529.8
39692647, CACA59,0479.8
39733432, FLFL21,8349.8
39898261, WAWA2,9849.8
39991042, CACA26,9289.8
40092831, CACA35,6189.8
40191367, CACA45,8899.8
40295032, CACA27,3139.8
40394601, CACA53,2599.8
40494002, CACA27,5349.8
40594939, CACA7,3159.8
40691204, CACA17,8579.8
40790266, CACA34,2109.8
40895118, CACA32,0159.8
40991352, CACA46,8999.8
41094501, CACA63,8089.8
41178703, TXTX23,4839.8
41211205, NYNY51,6769.8
41396756, HIHI6,4489.8
41411373, NYNY98,4039.8
41591108, CACA12,4019.8
41610128, NYNY57,9769.8
41793001, CACA32,0269.8
41833480, FLFL10,9249.7
41992104, CACA47,4109.7
42080521, COCO38,7769.7
42111378, NYNY36,3929.7
42233070, FLFL5,7689.7
42390806, CACA41,6649.7
42483638, IDID7,7509.7
42592102, CACA38,9019.7
42608008, NJNJ6,8379.7
42711385, NYNY101,7049.7
42890077, CACA8,3869.7
42994401, CACA35,2959.7
43092626, CACA50,7089.7
43104101, MEME18,4319.7
43280435, COCO8,7159.7
43391505, CACA31,7449.7
43492841, CACA33,2199.6
43580487, COCO18,5259.6
43694087, CACA57,7679.6
43795128, CACA33,1659.6
43807720, NJNJ4,1589.6
43911218, NYNY72,0429.6
44093442, CACA11,5719.6
44195062, CACA35,6079.6
44259715, MTMT39,6439.6
44395437, CACA14,9829.6
44492116, CACA31,8439.6
44594117, CACA36,1989.6
44692058, CACA49,8349.6
44702539, MAMA5,2789.6
44893066, CACA2,8989.6
44980304, COCO25,3839.6
45096819, HIHI50,3459.6
45192661, CACA3,0799.6
45294941, CACA32,7069.5
45394949, CACA17,7879.5
45411379, NYNY36,7739.5
45594306, CACA27,1839.5
45692648, CACA45,8279.5
45790230, CACA31,0099.5
45811024, NYNY9,1559.5
45911357, NYNY43,3469.5
46085701, AZAZ5,4989.5
46197401, OROR49,4379.5
46290047, CACA50,9749.5
46311954, NYNY4,2239.5
46495249, CACA4,2959.5
46510304, NYNY45,6589.5
46692117, CACA52,2759.5
46798057, WAWA12,7059.5
46833040, FLFL35,4299.5
46992844, CACA23,1889.5
47011963, NYNY8,3909.5
47194116, CACA43,7919.5
47298005, WAWA21,8469.4
47396786, HIHI40,6589.4
47492629, CACA25,5799.4
47595521, CACA21,9809.4
47696768, HIHI18,5699.4
47796725, HIHI5,0099.4
47898403, WAWA9,0979.4
47994596, CACA23,4179.4
48090241, CACA45,3199.4
48195811, CACA8,8109.4
48295126, CACA38,3279.4
48333125, FLFL56,8979.4
48493463, CACA8,1309.4
48575205, TXTX26,5729.4
48691335, CACA74,5269.4
48728801, NCNC14,6919.4
48832601, FLFL23,1809.4
48992802, CACA43,1329.4
49095472, CACA28,7479.4
49192701, CACA47,8189.4
49292612, CACA33,7149.4
49391801, CACA53,3819.4
49459935, MTMT3,3819.4
49510466, NYNY71,1169.3
49693428, CACA6,3999.3
49702653, MAMA6,4439.3
49810031, NYNY61,0589.3
49990201, CACA92,7639.3
50095046, CACA6,3249.3
SHOWING 1–500 OF 16,707
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Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-07-15 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES

Frequently asked

Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).