CensusEasy
RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income. 90021 leads at 34.2. 16,707 ZIP codes qualify in total. ZIP codes with fewer than 2,500 residents are excluded. California carries 14 of the top 25 entries. The median across all 16,707 is 3.5.

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RANKPLACESTATEPOPAFFORD SCOREVS –
USUnited States334,922,4994.4–
0190021, CACA2,89734.2–
0210454, NYNY39,57032.9–
0332603, FLFL7,41924.5–
0490007, CACA38,71524.4–
0594305, CACA18,50924.1–
0690004, CACA58,48423.9–
0710029, NYNY77,44723.1–
0890013, CACA14,35721.7–
0910030, NYNY29,29721.2–
1010453, NYNY76,28220.3–
1170112, LALA3,49020.2–
1278705, TXTX33,23820.0–
1390014, CACA10,22419.9–
1490005, CACA39,14219.7–
1511219, NYNY94,19619.5–
1690024, CACA51,67519.3–
1780302, COCO29,56919.3–
1890038, CACA27,12719.2–
1990027, CACA46,55818.8–
2090048, CACA21,47618.7–
2190029, CACA33,30318.6–
2210460, NYNY59,39618.3–
2390035, CACA29,00018.2–
2437916, TNTN15,58318.1–
2594704, CACA23,78818.1–
2694133, CACA23,80417.9–
2790068, CACA21,57217.8–
2898105, WAWA49,76717.6–
2990006, CACA55,52717.4–
3094108, CACA11,30517.3–
3190019, CACA59,54817.2–
3202115, MAMA29,70517.2–
3390036, CACA39,27817.1–
3492590, CACA5,08917.1–
3510002, NYNY76,87317.1–
3690028, CACA32,88317.0–
3790212, CACA10,72816.9–
3811223, NYNY78,09316.8–
3990008, CACA33,25216.8–
4011213, NYNY68,84616.8–
4181615, COCO2,97216.8–
4291502, CACA11,65216.8–
4348201, MIMI15,09116.7–
4490211, CACA9,12016.3–
4590291, CACA26,32416.3–
4610472, NYNY64,01116.2–
4790405, CACA27,29815.9–
4811233, NYNY81,82215.9–
4996712, HIHI8,20415.9–
5011204, NYNY79,80015.8–
5190046, CACA48,29615.7–
5293405, CACA25,00215.7–
5394102, CACA35,97615.5–
5494709, CACA12,14615.4–
5510459, NYNY48,27015.3–
5634102, FLFL11,17915.3–
5793109, CACA10,91515.3–
5810027, NYNY63,88515.1–
5911239, NYNY16,41015.1–
6014604, NYNY3,25115.1–
6111214, NYNY89,39715.0–
6281657, COCO4,83514.9–
6392118, CACA18,92914.9–
6490066, CACA56,74014.9–
6510035, NYNY38,86214.8–
6611220, NYNY90,65214.7–
6790018, CACA48,74514.7–
6890057, CACA46,62914.5–
6990034, CACA57,07514.3–
7011692, NYNY22,73414.3–
7183014, WYWY3,09814.2–
7202119, MAMA27,37714.2–
7392663, CACA21,36814.1–
7493953, CACA3,61314.0–
7591201, CACA22,39414.0–
7684060, UTUT8,61914.0–
7790043, CACA42,37713.9–
7890020, CACA38,99413.9–
7911212, NYNY89,02013.8–
8002120, MAMA15,28313.8–
8111225, NYNY58,15813.7–
8290026, CACA62,69213.7–
8311228, NYNY42,24113.7–
8402121, MAMA29,04013.7–
8511206, NYNY93,02013.7–
8692651, CACA23,55713.6–
8791411, CACA23,18513.6–
8893103, CACA19,38213.6–
8996754, HIHI4,27213.6–
9053726, WIWI5,04313.6–
9110952, NYNY48,01913.4–
9292075, CACA11,94413.4–
9383001, WYWY17,44513.4–
9492037, CACA40,71713.3–
9502142, MAMA4,73713.2–
9690016, CACA46,45713.2–
9791401, CACA39,23113.2–
9893101, CACA31,55413.1–
9990017, CACA30,17213.1–
10094901, CACA41,30713.1–
10194132, CACA26,85913.1–
10291403, CACA25,79313.1–
10390404, CACA22,97813.1–
10491423, CACA32,32813.1–
10595117, CACA26,95313.1–
10690064, CACA26,64213.0–
10797403, OROR15,35513.0–
10894061, CACA37,04813.0–
10994304, CACA5,00013.0–
11010026, NYNY37,12313.0–
11191030, CACA26,06812.9–
11294124, CACA34,47512.9–
11392672, CACA36,93912.8–
11490232, CACA16,55412.8–
11511216, NYNY60,68512.8–
11610458, NYNY74,89812.8–
11711237, NYNY45,33412.7–
11811221, NYNY91,58812.7–
11990403, CACA23,86712.7–
12091007, CACA33,02912.7–
12189449, NVNV2,71212.7–
12291020, CACA7,53212.6–
12391606, CACA43,55912.6–
12490402, CACA11,33712.6–
12591601, CACA36,99212.6–
12692660, CACA34,89012.5–
12711230, NYNY86,97812.5–
12896731, HIHI2,78212.5–
12910013, NYNY27,21912.4–
13093923, CACA12,56512.4–
13191205, CACA34,25412.4–
13290031, CACA36,12712.4–
13391202, CACA22,50412.4–
13494703, CACA20,93412.4–
13590058, CACA3,58512.4–
13602116, MAMA21,97812.4–
13794109, CACA54,55312.3–
13880303, COCO24,99612.2–
13991206, CACA31,96112.2–
14092107, CACA28,82712.2–
14111355, NYNY80,80112.2–
14289501, NVNV3,50712.2–
14395202, CACA7,06612.2–
14496817, HIHI55,49212.1–
14591605, CACA49,86812.1–
14611235, NYNY78,55812.1–
14794121, CACA41,99512.1–
14877446, TXTX5,78012.1–
14990056, CACA8,54312.1–
15091207, CACA10,43812.1–
15111691, NYNY69,35912.1–
15294702, CACA17,63512.0–
15394303, CACA46,87912.0–
15495616, CACA53,63012.0–
15593105, CACA24,43712.0–
15693117, CACA52,93412.0–
15790254, CACA19,06312.0–
15811249, NYNY47,72812.0–
15911224, NYNY50,82212.0–
16091604, CACA32,46912.0–
16181611, COCO9,06812.0–
16292655, CACA8,02611.9–
16394705, CACA13,99111.9–
16490033, CACA45,64711.9–
16594030, CACA22,68911.8–
16681435, COCO5,87611.8–
16794904, CACA12,81511.8–
16833036, FLFL3,77711.8–
16902111, MAMA8,40711.8–
17094574, CACA7,45711.7–
17191405, CACA56,03311.7–
17291607, CACA31,89011.7–
17390049, CACA37,12211.7–
17492008, CACA27,95511.7–
17596753, HIHI28,00311.7–
17610012, NYNY21,42611.7–
17729401, SCSC9,33911.7–
17811432, NYNY62,89211.7–
17911207, NYNY93,19811.6–
18011229, NYNY78,37711.6–
18194402, CACA25,47511.6–
18295008, CACA48,33311.6–
18390037, CACA65,48211.6–
18491106, CACA23,91011.6–
18553715, WIWI15,97411.6–
18690277, CACA34,84411.5–
18792866, CACA15,33111.5–
18895130, CACA13,51111.5–
18990044, CACA94,83011.5–
19011231, NYNY38,27611.5–
19191501, CACA19,01611.5–
19290301, CACA36,06011.5–
19390065, CACA44,65811.5–
19491356, CACA30,94211.4–
19592625, CACA12,29411.4–
19690304, CACA25,43011.4–
19710457, NYNY79,54311.4–
19893430, CACA3,12511.4–
19996143, CACA3,22211.4–
20094951, CACA3,29411.4–
20111365, NYNY42,32211.3–
20290015, CACA24,70411.3–
20308735, NJNJ3,45111.3–
20402554, MAMA14,21211.3–
20586336, AZAZ11,38111.3–
20694038, CACA2,68311.3–
20793023, CACA21,03611.3–
20891436, CACA15,96911.2–
20993950, CACA14,95111.2–
21094041, CACA16,05011.2–
21111370, NYNY30,26711.2–
21294609, CACA23,92811.2–
21390602, CACA25,90511.2–
21494612, CACA18,17511.2–
21590250, CACA93,82611.2–
21692603, CACA18,38711.2–
21790731, CACA61,94411.1–
21897205, OROR9,12111.1–
21995060, CACA46,26811.1–
22090039, CACA28,88411.1–
22107102, NJNJ12,35811.1–
22237402, TNTN3,95311.1–
22311976, NYNY2,95211.1–
22433150, FLFL30,97411.1–
22594115, CACA32,62911.1–
22694606, CACA39,96611.1–
22702633, MAMA4,51211.1–
22811358, NYNY37,66511.0–
22907108, NJNJ28,79011.0–
23092054, CACA38,41711.0–
23196779, HIHI2,78011.0–
23297232, OROR15,61511.0–
23391755, CACA26,81011.0–
23410473, NYNY58,85511.0–
23596708, HIHI11,15211.0–
23610039, NYNY32,49211.0–
23798004, WAWA39,89711.0–
23892007, CACA11,10011.0–
23911222, NYNY42,85310.9–
24011208, NYNY105,42810.9–
24195112, CACA57,37310.9–
24202540, MAMA8,10410.9–
24390303, CACA22,72710.9–
24495019, CACA5,93310.9–
24594118, CACA39,13010.9–
24691402, CACA65,75410.9–
24795814, CACA12,35510.9–
24881621, COCO6,55010.9–
24991325, CACA35,06210.8–
25090023, CACA43,85710.8–
25111226, NYNY95,14410.8–
25298843, WAWA2,51010.8–
25385253, AZAZ17,90410.8–
25492657, CACA9,92010.8–
25581632, COCO10,96510.8–
25602118, MAMA28,94610.8–
25790813, CACA51,24110.7–
25811103, NYNY35,16310.7–
25933154, FLFL14,57210.7–
26092020, CACA57,84210.7–
26192067, CACA7,93810.7–
26210032, NYNY55,61010.7–
26391105, CACA12,53110.7–
26480246, COCO13,09710.7–
26594040, CACA35,63210.7–
26697201, OROR16,88710.6–
26790210, CACA19,00410.6–
26834236, FLFL14,44610.6–
26911211, NYNY65,31410.6–
27011203, NYNY74,81710.6–
27192106, CACA21,65110.6–
27211105, NYNY37,93610.6–
27391504, CACA27,01010.6–
27497210, OROR11,32410.6–
27595050, CACA39,83410.6–
27694710, CACA8,38010.6–
27793460, CACA6,03910.6–
27890272, CACA21,39010.5–
27995125, CACA54,41910.5–
28091803, CACA27,71510.5–
28191770, CACA58,38210.5–
28290245, CACA16,76910.5–
28378751, TXTX16,96110.5–
28431401, GAGA20,44510.5–
28584102, UTUT18,77710.5–
28690062, CACA32,71510.5–
28792804, CACA83,53710.5–
28890290, CACA6,31510.5–
28991103, CACA25,14210.5–
29011356, NYNY25,82410.5–
29194965, CACA11,72410.5–
29291776, CACA36,95210.5–
29396822, HIHI43,74710.5–
29433138, FLFL28,98010.5–
29593013, CACA16,31710.5–
29694621, CACA33,84010.4–
29794945, CACA17,63510.4–
29890505, CACA35,14810.4–
29991316, CACA29,49110.4–
30090401, CACA8,10110.4–
30190041, CACA27,92010.4–
30202215, MAMA24,58110.4–
30390059, CACA37,51110.4–
30490025, CACA46,50810.4–
30511944, NYNY5,03710.4–
30691208, CACA15,96910.4–
30790744, CACA52,80010.4–
30894122, CACA55,81910.4–
30990012, CACA37,33610.4–
31090270, CACA24,21810.4–
31163106, MOMO6,75110.4–
31293940, CACA30,60510.4–
31390045, CACA41,78610.4–
31407114, NJNJ13,67010.4–
31511232, NYNY27,81610.4–
31690803, CACA31,52610.4–
31791506, CACA18,61210.3–
31892103, CACA34,83610.3–
31910456, NYNY87,53310.3–
32092627, CACA60,39310.3–
32133143, FLFL33,71110.3–
32233135, FLFL36,14310.3–
32391406, CACA51,95310.3–
32496790, HIHI9,75610.3–
32596734, HIHI50,67010.3–
32690003, CACA70,06510.3–
32711368, NYNY105,71610.3–
32890804, CACA38,07610.3–
32981224, COCO3,10110.3–
33091602, CACA20,95710.3–
33194610, CACA32,62810.3–
33290042, CACA56,83510.2–
33383340, IDID5,32510.2–
33494086, CACA49,74610.2–
33595129, CACA41,32110.2–
33691731, CACA27,62010.2–
33792025, CACA49,98910.2–
33885003, AZAZ10,87510.2–
33991006, CACA31,58210.2–
34096816, HIHI50,88310.2–
34191104, CACA35,93710.2–
34202881, RIRI7,68710.2–
34389109, NVNV6,50410.2–
34492024, CACA50,61710.2–
34590265, CACA15,91810.2–
34610025, NYNY93,06510.2–
34794010, CACA43,02510.2–
34891754, CACA32,24810.2–
34998862, WAWA2,99510.1–
35037212, TNTN20,59210.1–
35194019, CACA14,41910.1–
35291343, CACA60,78310.1–
35308750, NJNJ3,48310.1–
35402138, MAMA38,50910.1–
35592115, CACA66,26410.1–
35690011, CACA100,11310.1–
35729451, SCSC4,36210.1–
35829403, SCSC22,53310.1–
35994599, CACA3,34810.1–
36043201, OHOH34,32210.1–
36192014, CACA13,10510.1–
36296738, HIHI7,86210.1–
36390032, CACA43,11710.1–
36493401, CACA29,20210.0–
36511217, NYNY43,49010.0–
36692109, CACA44,82010.0–
36795116, CACA48,04210.0–
36802642, MAMA5,81110.0–
36992683, CACA89,83310.0–
37096791, HIHI6,37710.0–
37133146, FLFL19,05210.0–
37298104, WAWA16,54210.0–
37390302, CACA29,00310.0–
37411210, NYNY57,91510.0–
37510044, NYNY11,52010.0–
37694403, CACA43,27610.0–
37791932, CACA25,74110.0–
37895448, CACA16,07710.0–
37910036, NYNY31,03610.0–
38091748, CACA42,46310.0–
38190069, CACA20,96110.0–
38211377, NYNY81,69010.0–
38392122, CACA45,4119.9–
38492113, CACA48,2159.9–
38596746, HIHI19,3299.9–
38690501, CACA41,7879.9–
38733127, FLFL26,7869.9–
38810461, NYNY52,0129.9–
38991361, CACA18,8029.9–
39033133, FLFL36,7899.9–
39198225, WAWA50,2169.9–
39253703, WIWI37,6599.9–
39390061, CACA30,0519.9–
39491304, CACA52,4749.8–
39596761, HIHI20,9529.8–
39692647, CACA59,0479.8–
39733432, FLFL21,8349.8–
39898261, WAWA2,9849.8–
39991042, CACA26,9289.8–
40092831, CACA35,6189.8–
40191367, CACA45,8899.8–
40295032, CACA27,3139.8–
40394601, CACA53,2599.8–
40494002, CACA27,5349.8–
40594939, CACA7,3159.8–
40691204, CACA17,8579.8–
40790266, CACA34,2109.8–
40895118, CACA32,0159.8–
40991352, CACA46,8999.8–
41094501, CACA63,8089.8–
41178703, TXTX23,4839.8–
41211205, NYNY51,6769.8–
41396756, HIHI6,4489.8–
41411373, NYNY98,4039.8–
41591108, CACA12,4019.8–
41610128, NYNY57,9769.8–
41793001, CACA32,0269.8–
41833480, FLFL10,9249.7–
41992104, CACA47,4109.7–
42080521, COCO38,7769.7–
42111378, NYNY36,3929.7–
42233070, FLFL5,7689.7–
42390806, CACA41,6649.7–
42483638, IDID7,7509.7–
42592102, CACA38,9019.7–
42608008, NJNJ6,8379.7–
42711385, NYNY101,7049.7–
42890077, CACA8,3869.7–
42994401, CACA35,2959.7–
43092626, CACA50,7089.7–
43104101, MEME18,4319.7–
43280435, COCO8,7159.7–
43391505, CACA31,7449.7–
43492841, CACA33,2199.6–
43580487, COCO18,5259.6–
43694087, CACA57,7679.6–
43795128, CACA33,1659.6–
43807720, NJNJ4,1589.6–
43911218, NYNY72,0429.6–
44093442, CACA11,5719.6–
44195062, CACA35,6079.6–
44259715, MTMT39,6439.6–
44395437, CACA14,9829.6–
44492116, CACA31,8439.6–
44594117, CACA36,1989.6–
44692058, CACA49,8349.6–
44702539, MAMA5,2789.6–
44893066, CACA2,8989.6–
44980304, COCO25,3839.6–
45096819, HIHI50,3459.6–
45192661, CACA3,0799.6–
45294941, CACA32,7069.5–
45394949, CACA17,7879.5–
45411379, NYNY36,7739.5–
45594306, CACA27,1839.5–
45692648, CACA45,8279.5–
45790230, CACA31,0099.5–
45811024, NYNY9,1559.5–
45911357, NYNY43,3469.5–
46085701, AZAZ5,4989.5–
46197401, OROR49,4379.5–
46290047, CACA50,9749.5–
46311954, NYNY4,2239.5–
46495249, CACA4,2959.5–
46510304, NYNY45,6589.5–
46692117, CACA52,2759.5–
46798057, WAWA12,7059.5–
46833040, FLFL35,4299.5–
46992844, CACA23,1889.5–
47011963, NYNY8,3909.5–
47194116, CACA43,7919.5–
47298005, WAWA21,8469.4–
47396786, HIHI40,6589.4–
47492629, CACA25,5799.4–
47595521, CACA21,9809.4–
47696768, HIHI18,5699.4–
47796725, HIHI5,0099.4–
47898403, WAWA9,0979.4–
47994596, CACA23,4179.4–
48090241, CACA45,3199.4–
48195811, CACA8,8109.4–
48295126, CACA38,3279.4–
48333125, FLFL56,8979.4–
48493463, CACA8,1309.4–
48575205, TXTX26,5729.4–
48691335, CACA74,5269.4–
48728801, NCNC14,6919.4–
48832601, FLFL23,1809.4–
48992802, CACA43,1329.4–
49095472, CACA28,7479.4–
49192701, CACA47,8189.4–
49292612, CACA33,7149.4–
49391801, CACA53,3819.4–
49459935, MTMT3,3819.4–
49510466, NYNY71,1169.3–
49693428, CACA6,3999.3–
49702653, MAMA6,4439.3–
49810031, NYNY61,0589.3–
49990201, CACA92,7639.3–
50095046, CACA6,3249.3–
SHOWING 1–500 OF 16,707
12…34

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES

Frequently asked

Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).