Least affordable housing, US ZIP codes
US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income. 90021 leads at 34.2. 16,707 ZIP codes qualify in total. ZIP codes with fewer than 2,500 residents are excluded. California carries 14 of the top 25 entries.
Flip the list · Most affordable housing, US ZIP codes →UPDATED 2026-07-15 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES
Frequently asked
Which ZIP code has the highest afford score?
90021 ranks #1 with 34.2 (2024 American Community Survey).
What are the top 5 ZIP codes by afford score?
90021, 10454, 32603, 90007, 94305.
How many ZIP codes are in this ranking?
16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.
How is afford score measured?
CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).