Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 207 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

1650166720, KSKS10,6311.6–

1650231791, GAGA11,2551.6–

1650332331, FLFL4,5851.6–

1650474126, OKOK9,9201.6–

1650578384, TXTX5,7471.6–

1650687313, NMNM4,9711.6–

1650767068, KSKS3,9491.6–

1650816701, PAPA16,5561.6–

1650925315, WVWV3,2861.6–

1651036268, ALAL5,9391.6–

1651179041, TXTX2,8611.6–

1651216735, PAPA6,1491.6–

1651331543, GAGA4,9351.6–

1651462203, ILIL5,4651.6–

1651539153, MSMS2,9681.6–

1651629827, SCSC3,3961.6–

1651747841, ININ2,5341.6–

1651852208, IAIA2,8771.6–

1651915140, PAPA3,0321.6–

1652073529, OKOK4,8981.6–

1652115442, PAPA2,5961.6–

1652240489, KYKY4,5381.6–

1652376661, TXTX7,6021.6–

1652471857, ARAR5,8181.6–

1652548229, MIMI9,0611.6–

1652630477, GAGA2,6971.6–

1652738917, MSMS3,2251.6–

1652875954, TXTX3,6071.6–

1652929565, SCSC7,1091.6–

1653029581, SCSC4,8451.6–

1653161910, ILIL4,7691.6–

1653262881, ILIL11,0781.6–

1653367661, KSKS2,8491.6–

1653448601, MIMI31,6011.6–

1653570653, LALA3,1841.6–

1653649870, MIMI3,5091.6–

1653766609, KSKS7,5721.6–

1653862321, ILIL3,5761.6–

1653979501, TXTX3,6301.6–

1654012972, NYNY6,8951.6–

1654171744, ARAR2,9631.6–

1654215935, PAPA2,5141.6–

1654347302, ININ25,4731.6–

1654461462, ILIL10,4581.6–

1654531027, GAGA10,6841.6–

1654638850, MSMS2,9721.6–

1654762896, ILIL10,6271.6–

1654874631, OKOK6,6891.6–

1654914572, NYNY4,8171.6–

1655047355, ININ3,0291.6–

1655166616, KSKS6,2121.6–

1655214433, NYNY4,4041.6–

1655315943, PAPA3,9251.6–

1655475949, TXTX9,1381.6–

1655548218, MIMI7,0111.6–

1655666739, KSKS5,0251.6–

1655763382, MOMO4,0331.6–

1655844509, OHOH10,5621.6–

1655979347, TXTX7,1761.6–

1656079364, TXTX7,1291.6–

1656173632, OKOK3,0931.6–

1656266713, KSKS5,6351.6–

1656357625, SDSD3,7751.6–

1656462206, ILIL12,9591.6–

1656562839, ILIL6,1831.6–

1656630669, GAGA3,2851.6–

1656748602, MIMI27,1271.6–

1656815033, PAPA4,5721.6–

1656929584, SCSC2,9791.6–

1657016301, PAPA15,2331.6–

1657147598, ININ3,0311.6–

1657266607, KSKS9,9651.6–

1657335973, ALAL2,7781.6–

1657414735, NYNY2,5751.6–

1657588401, NMNM6,8181.6–

1657617954, PAPA4,6231.5–

1657743609, OHOH21,4041.5–

1657845645, OHOH2,8011.5–

1657943610, OHOH4,0601.5–

1658025306, WVWV6,0401.5–

1658186514, AZAZ2,5191.5–

1658218250, PAPA3,1371.5–

1658338963, MSMS2,8821.5–

1658431775, GAGA2,8941.5–

1658530428, GAGA2,6591.5–

1658663120, MOMO6,7901.5–

1658708609, NJNJ15,9381.5–

1658878595, TXTX6,1181.5–

1658942408, KYKY5,8881.5–

1659061443, ILIL13,4561.5–

1659178069, TXTX7,0381.5–

1659278014, TXTX5,0021.5–

1659360942, ILIL5,6571.5–

1659440828, KYKY4,2801.5–

1659514098, NYNY2,7071.5–

1659644105, OHOH32,1151.5–

1659714895, NYNY9,0611.5–

1659867550, KSKS5,1041.5–

1659974653, OKOK3,7101.5–

1660066736, KSKS3,3741.5–

1660175755, TXTX5,2441.5–

1660239092, MSMS3,3431.5–

1660315133, PAPA6,1121.5–

1660417851, PAPA7,2341.5–

1660585936, AZAZ3,9091.5–

1660663107, MOMO8,9091.5–

1660748217, MIMI6,5641.5–

1660831778, GAGA2,8951.5–

1660915902, PAPA11,4621.5–

1661079512, TXTX7,8341.5–

1661179036, TXTX5,0071.5–

1661262924, ILIL3,1681.5–

1661339119, MSMS5,7391.5–

1661414772, NYNY4,3941.5–

1661567337, KSKS10,8901.5–

1661679553, TXTX3,0891.5–

1661714489, NYNY6,8971.4–

1661815110, PAPA5,1491.4–

1661939746, MSMS2,9081.4–

1662087311, NMNM4,6591.4–

1662129591, SCSC4,6391.4–

1662262664, ILIL2,9221.4–

1662364126, MOMO6,8981.4–

1662485356, AZAZ3,8401.4–

1662513669, NYNY15,5421.4–

1662662233, ILIL8,3261.4–

1662762075, ILIL3,3301.4–

1662873438, OKOK2,9381.4–

1662913308, NYNY3,8621.4–

1663062822, ILIL2,5811.4–

1663142450, KYKY3,8591.4–

1663279567, TXTX2,9951.4–

1663367449, KSKS2,8601.4–

1663435549, ALAL3,3551.4–

1663561846, ILIL4,4671.4–

1663662690, ILIL3,8381.4–

1663718218, PAPA2,5141.4–

1663831771, GAGA7,0591.4–

1663962080, ILIL3,2551.4–

1664031650, GAGA2,6761.4–

1664148504, MIMI24,2181.4–

1664231555, GAGA2,9261.4–

1664371643, ARAR5,1291.4–

1664462618, ILIL7,4281.4–

1664528578, NCNC4,2191.4–

1664644127, OHOH4,2391.4–

1664714739, NYNY2,7311.4–

1664879252, TXTX2,7841.4–

1664962060, ILIL3,5581.4–

1665058316, NDND5,8651.4–

1665162033, ILIL4,2941.4–

1665262204, ILIL4,0551.4–

1665344502, OHOH9,5941.4–

1665487528, NMNM3,7561.3–

1665586045, AZAZ10,3191.3–

1665678580, TXTX12,9641.3–

1665739169, MSMS2,5651.3–

1665856671, MNMN2,9611.3–

1665915906, PAPA9,5041.3–

1666088340, NMNM3,5901.3–

1666131079, GAGA2,5201.3–

1666279339, TXTX6,6851.3–

1666340402, KYKY2,5091.3–

1666425523, WVWV2,7531.3–

1666586505, AZAZ6,7791.3–

1666685550, AZAZ5,6961.3–

1666743605, OHOH24,4411.3–

1666862466, ILIL4,0011.3–

1666971454, LALA2,5531.3–

1667018232, PAPA4,1561.2–

1667147512, ININ4,2431.2–

1667262442, ILIL2,6711.2–

1667329178, SCSC3,2801.2–

1667486515, NMNM3,4331.2–

1667570559, LALA2,6991.2–

1667670656, LALA4,0151.2–

1667739338, MSMS3,5661.2–

1667878832, TXTX3,1571.2–

1667915845, PAPA3,1211.2–

1668017948, PAPA4,1881.2–

1668161422, ILIL3,0021.1–

1668231091, GAGA4,2041.1–

1668386556, AZAZ2,7951.1–

1668486511, AZAZ3,5831.1–

1668557770, SDSD5,4831.1–

1668685542, AZAZ2,8851.1–

1668717970, PAPA3,1711.1–

1668839335, MSMS2,5641.1–

1668925514, WVWV3,5201.1–

1669031037, GAGA3,8281.1–

1669133815, FLFL13,9751.1–

1669286503, AZAZ9,9111.0–

1669339160, MSMS2,7851.0–

1669476360, TXTX2,6991.0–

1669536051, ALAL3,0501.0–

1669629039, SCSC2,9411.0–

1669786504, AZAZ5,7601.0–

1669817976, PAPA5,9161.0–

1669948505, MIMI18,0321.0–

1670062205, ILIL6,4590.9–

1670187375, NMNM4,4810.9–

1670286033, AZAZ7,3920.9–

1670344507, OHOH4,1400.9–

1670429168, SCSC2,9030.8–

1670515901, PAPA3,3970.8–

1670686321, AZAZ3,0650.5–

1670710475, NYNY42,5780.5–

SHOWING 16,501–16,707 OF 16,707

1…33 34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-07-15 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES