Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

1600169343, NENE2,5442.0–

1600214464, NYNY6,7552.0–

1600332440, FLFL8,2532.0–

1600444306, OHOH20,9052.0–

1600515714, PAPA5,2052.0–

1600616668, PAPA3,5072.0–

1600744629, OHOH2,6362.0–

1600843431, OHOH4,6092.0–

1600949788, MIMI2,8412.0–

1601062207, ILIL6,9842.0–

1601176834, TXTX4,9811.9–

1601279086, TXTX3,2191.9–

1601317048, PAPA3,8701.9–

1601435580, ALAL3,7891.9–

1601544108, OHOH19,3811.9–

1601651334, IAIA6,9601.9–

1601712992, NYNY4,6151.9–

1601849935, MIMI5,8411.9–

1601944471, OHOH10,2951.9–

1602063863, MOMO5,3211.9–

1602146613, ININ12,2791.9–

1602248238, MIMI24,7311.9–

1602362232, ILIL7,0631.9–

1602430624, GAGA3,2801.9–

1602550643, IAIA3,0271.9–

1602661938, ILIL20,3501.9–

1602745832, OHOH3,2301.9–

1602862707, ILIL7,4721.9–

1602978377, TXTX3,4211.9–

1603067216, KSKS23,2541.9–

1603148228, MIMI50,1171.9–

1603262526, ILIL30,4831.9–

1603374959, OKOK6,3751.9–

1603427864, NCNC4,4461.9–

1603514843, NYNY12,3831.9–

1603644405, OHOH7,8151.9–

1603762035, ILIL15,8921.9–

1603873542, OKOK4,0921.9–

1603962002, ILIL29,5431.9–

1604047390, ININ4,9721.9–

1604172020, ARAR3,1001.9–

1604217098, PAPA2,6181.9–

1604338703, MSMS11,0281.9–

1604476905, TXTX14,4561.9–

1604528333, NCNC10,5341.9–

1604652501, IAIA30,3711.9–

1604714590, NYNY5,1911.9–

1604826582, WVWV3,7431.9–

1604944830, OHOH18,6711.9–

1605047336, ININ2,8511.9–

1605113069, NYNY22,8101.9–

1605271837, ARAR4,4241.9–

1605314903, NYNY7,0781.9–

1605414067, NYNY3,9761.9–

1605575974, TXTX2,5921.9–

1605639455, MSMS7,9371.9–

1605738916, MSMS4,6061.9–

1605830436, GAGA11,7041.9–

1605976437, TXTX5,8821.9–

1606052653, IAIA3,0831.9–

1606162441, ILIL7,0031.9–

1606246953, ININ23,3721.9–

1606335072, ALAL4,9141.9–

1606479045, TXTX18,1891.9–

1606562286, ILIL5,4911.9–

1606637096, TNTN6,0041.9–

1606713317, NYNY3,8881.9–

1606862869, ILIL2,7951.9–

1606961348, ILIL4,3751.9–

1607068355, NENE4,8601.9–

1607147371, ININ12,4241.9–

1607246068, ININ2,5381.9–

1607328398, NCNC6,4171.9–

1607458421, NDND2,9691.9–

1607579556, TXTX12,5321.9–

1607615417, PAPA7,3631.9–

1607714548, NYNY3,8211.9–

1607830457, GAGA5,5801.9–

1607971343, LALA6,7641.9–

1608063147, MOMO8,1731.9–

1608179536, TXTX5,0471.9–

1608248506, MIMI24,7121.9–

1608326415, WVWV3,3081.9–

1608461020, ILIL3,1491.9–

1608587328, AZAZ3,0431.9–

1608678375, TXTX2,7541.9–

1608714905, NYNY8,7511.9–

1608814755, NYNY2,9191.9–

1608976569, TXTX2,7611.9–

1609079068, TXTX2,7841.9–

1609150703, IAIA17,9521.9–

1609235578, ALAL5,5821.9–

1609350525, IAIA3,1791.9–

1609474601, OKOK18,9161.9–

1609545405, OHOH18,9551.9–

1609644865, OHOH3,2871.9–

1609762948, ILIL12,7581.9–

1609861604, ILIL28,3131.9–

1609978586, TXTX50,9641.9–

1610012920, NYNY2,6241.9–

1610139116, MSMS2,5941.9–

1610279745, TXTX6,0341.9–

1610375851, TXTX4,3361.9–

1610471023, LALA3,3811.9–

1610526351, WVWV4,4401.9–

1610669145, NENE2,5111.9–

1610713060, NYNY2,7251.9–

1610860957, ILIL5,5961.9–

1610945345, OHOH6,1101.9–

1611063137, MOMO19,6841.9–

1611166748, KSKS2,8301.9–

1611241139, KYKY8,0851.9–

1611362417, ILIL2,8481.9–

1611445856, OHOH5,0421.9–

1611575691, TXTX4,1301.9–

1611661834, ILIL7,8211.9–

1611748604, MIMI11,0111.9–

1611864658, MOMO3,1471.9–

1611944110, OHOH17,0091.9–

1612014770, NYNY2,6211.9–

1612138382, TNTN8,4321.9–

1612271429, LALA2,8491.9–

1612339350, MSMS23,7781.9–

1612414568, NYNY5,5471.9–

1612561956, ILIL2,9601.9–

1612666901, KSKS6,0551.9–

1612748634, MIMI4,3341.9–

1612874647, OKOK3,5341.9–

1612931719, GAGA8,5331.9–

1613056150, MNMN2,8021.9–

1613129107, SCSC2,6461.9–

1613279772, TXTX11,9871.9–

1613339069, MSMS4,5681.9–

1613474884, OKOK5,4741.9–

1613562016, ILIL3,8821.9–

1613678401, TXTX4,3441.9–

1613741635, KYKY3,1661.9–

1613846036, ININ11,6831.9–

1613915112, PAPA3,6551.9–

1614079549, TXTX15,2331.9–

1614131553, GAGA5,3861.9–

1614261273, ILIL3,1201.9–

1614379766, TXTX11,0411.9–

1614443570, OHOH2,8671.9–

1614527924, NCNC2,7081.9–

1614672102, ARAR2,6201.9–

1614715210, PAPA25,2271.9–

1614844305, OHOH21,1031.9–

1614926253, WVWV2,5891.9–

1615087416, NMNM4,5461.9–

1615115851, PAPA7,0591.9–

1615214081, NYNY2,7421.9–

1615313041, NYNY12,3301.9–

1615472046, ARAR3,8761.9–

1615548503, MIMI22,3471.9–

1615662946, ILIL11,2561.9–

1615727805, NCNC2,5171.9–

1615862863, ILIL9,3791.9–

1615936610, ALAL9,8771.9–

1616044121, OHOH32,3121.9–

1616162521, ILIL32,6651.9–

1616279331, TXTX11,7111.9–

1616339631, MSMS4,5241.9–

1616478102, TXTX27,4551.9–

1616514738, NYNY3,5781.9–

1616614823, NYNY3,6101.9–

1616714437, NYNY8,9841.9–

1616812953, NYNY12,8931.9–

1616938748, MSMS3,1921.9–

1617076367, TXTX14,3671.9–

1617116116, PAPA2,7271.9–

1617236091, ALAL3,2901.9–

1617329944, SCSC4,4161.9–

1617474115, OKOK24,2971.9–

1617513116, NYNY3,6531.9–

1617630434, GAGA4,8831.9–

1617729125, SCSC2,8611.9–

1617873554, OKOK3,3091.9–

1617913143, NYNY2,5041.9–

1618035224, ALAL4,7391.9–

1618162450, ILIL12,3271.9–

1618262439, ILIL7,0331.9–

1618367335, KSKS3,2461.9–

1618416666, PAPA2,9991.9–

1618544705, OHOH16,8721.9–

1618646928, ININ4,5531.9–

1618742459, KYKY3,9031.9–

1618818224, PAPA6,0311.9–

1618936442, ALAL3,5601.9–

1619031002, GAGA2,9671.9–

1619170030, LALA4,2901.9–

1619266434, KSKS4,7401.9–

1619316102, PAPA4,9291.9–

1619424630, VAVA5,3071.9–

1619543557, OHOH3,2841.9–

1619660466, ILIL21,4611.9–

1619742023, KYKY2,5291.9–

1619879065, TXTX19,3781.9–

1619935570, ALAL11,1381.9–

1620035565, ALAL10,6421.9–

1620133834, FLFL6,1881.9–

1620262040, ILIL40,4041.9–

1620349911, MIMI2,7291.9–

1620436016, ALAL4,4181.9–

1620568661, NENE7,4591.9–

1620644314, OHOH17,8851.9–

1620761603, ILIL15,3561.9–

1620847523, ININ3,5181.9–

1620967654, KSKS4,0211.9–

1621035481, ALAL3,1321.9–

1621147394, ININ7,8791.9–

1621251105, IAIA10,4151.9–

1621361548, ILIL12,0371.9–

1621479070, TXTX9,6261.9–

1621524124, VAVA4,0421.9–

1621688072, NMNM2,6081.9–

1621779504, TXTX2,9691.9–

1621876424, TXTX8,6291.9–

1621961764, ILIL13,6681.9–

1622036040, ALAL3,2631.9–

1622113033, NYNY3,7321.9–

1622214719, NYNY3,4481.9–

1622362454, ILIL10,4771.9–

1622462952, ILIL2,8521.9–

1622543612, OHOH28,4801.8–

1622662549, ILIL6,4541.8–

1622731554, GAGA7,3931.8–

1622842050, KYKY3,0151.8–

1622913140, NYNY3,9591.8–

1623075941, TXTX8,4611.8–

1623135228, ALAL10,2161.8–

1623230711, GAGA3,2351.8–

1623336617, ALAL11,1281.8–

1623415853, PAPA6,4201.8–

1623563825, MOMO4,2241.8–

1623614048, NYNY14,7391.8–

1623739641, MSMS6,7691.8–

1623872461, ARAR3,6431.8–

1623975708, TXTX9,7321.8–

1624063730, MOMO3,3971.8–

1624113076, NYNY2,7781.8–

1624228384, NCNC11,3791.8–

1624363933, MOMO3,0491.8–

1624436110, ALAL12,1021.8–

1624543607, OHOH19,4691.8–

1624662428, ILIL2,7771.8–

1624715084, PAPA9,7431.8–

1624862274, ILIL8,0411.8–

1624963565, MOMO3,9651.8–

1625071234, LALA5,3961.8–

1625179373, TXTX3,0871.8–

1625286044, AZAZ2,9211.8–

1625324739, WVWV13,9811.8–

1625477612, TXTX9,1011.8–

1625526347, WVWV2,8071.8–

1625647327, ININ4,4771.8–

1625746166, ININ2,8131.8–

1625877656, TXTX17,5251.8–

1625943938, OHOH5,6601.8–

1626029112, SCSC3,8471.8–

1626179521, TXTX3,4871.8–

1626261081, ILIL20,8441.8–

1626361748, ILIL2,6751.8–

1626473662, OKOK6,5881.8–

1626562801, ILIL19,8271.8–

1626613211, NYNY6,1111.8–

1626714105, NYNY5,3131.8–

1626839653, MSMS3,2471.8–

1626961531, ILIL3,0071.8–

1627062012, ILIL6,6721.8–

1627162239, ILIL4,2321.8–

1627213668, NYNY3,5631.8–

1627348759, MIMI3,4521.8–

1627444137, OHOH23,2851.8–

1627518634, PAPA13,7851.8–

1627645658, OHOH2,5391.8–

1627731730, GAGA8,7171.8–

1627861559, ILIL3,5951.8–

1627913357, NYNY10,1671.8–

1628045732, OHOH4,2871.8–

1628173129, OKOK20,0141.8–

1628215062, PAPA6,7801.8–

1628314821, NYNY2,9581.8–

1628452738, IAIA3,3981.8–

1628538233, TNTN2,6741.8–

1628629353, SCSC3,6751.8–

1628779235, TXTX2,9241.8–

1628862806, ILIL3,4361.8–

1628935063, ALAL3,6061.8–

1629079013, TXTX3,0481.8–

1629167544, KSKS3,0641.8–

1629215909, PAPA4,5711.8–

1629361883, ILIL4,3841.8–

1629461074, ILIL3,9621.8–

1629571469, LALA3,0201.8–

1629628357, NCNC2,8521.8–

1629729162, SCSC3,7761.8–

1629877434, TXTX3,9701.8–

1629927846, NCNC3,0221.8–

1630030421, GAGA3,2801.8–

1630141004, KYKY4,0251.8–

1630225130, WVWV3,4561.8–

1630347140, ININ2,5391.8–

1630461528, ILIL3,2121.8–

1630561529, ILIL2,7631.8–

1630638610, MSMS3,1211.8–

1630731790, GAGA2,6431.8–

1630829570, SCSC4,1411.8–

1630970770, LALA3,7871.8–

1631061605, ILIL13,4241.8–

1631152339, IAIA4,3261.8–

1631230471, GAGA4,7181.8–

1631329540, SCSC4,0801.8–

1631417063, PAPA3,1771.8–

1631548210, MIMI26,7221.8–

1631687327, NMNM7,1441.8–

1631715905, PAPA19,3291.8–

1631879027, TXTX4,8581.8–

1631967213, KSKS19,6991.8–

1632014801, NYNY5,2751.8–

1632141168, KYKY3,6731.8–

1632262644, ILIL4,6151.8–

1632361753, ILIL2,8331.8–

1632476301, TXTX15,4791.8–

1632535006, ALAL3,8941.8–

1632644437, OHOH3,9131.8–

1632730401, GAGA14,0321.8–

1632861610, ILIL4,6211.8–

1632976821, TXTX4,6701.8–

1633066608, KSKS4,2161.8–

1633138230, TNTN3,7651.8–

1633266749, KSKS7,4481.8–

1633378596, TXTX39,5181.8–

1633470655, LALA3,0471.8–

1633526206, WVWV2,8071.8–

1633662938, ILIL2,6221.8–

1633740313, KYKY2,8321.8–

1633839421, MSMS2,5501.8–

1633948756, MIMI4,0601.8–

1634061448, ILIL3,9471.8–

1634128525, NCNC3,6131.8–

1634213074, NYNY4,4961.8–

1634315014, PAPA3,0951.8–

1634479226, TXTX2,8551.8–

1634514062, NYNY3,2661.8–

1634662447, ILIL3,2101.8–

1634779007, TXTX13,8891.8–

1634850627, IAIA3,2761.8–

1634971836, ARAR3,1661.8–

1635061944, ILIL11,2611.8–

1635162930, ILIL5,7611.8–

1635246409, ININ7,1841.8–

1635361434, ILIL2,9711.8–

1635413452, NYNY4,7921.8–

1635513332, NYNY2,5771.8–

1635628351, NCNC4,5351.8–

1635767045, KSKS3,4061.8–

1635829436, SCSC4,0001.8–

1635931001, GAGA4,4711.8–

1636075938, TXTX2,8461.8–

1636145416, OHOH5,6401.8–

1636246806, ININ26,4251.8–

1636361364, ILIL17,9631.8–

1636467748, KSKS2,6371.8–

1636579403, TXTX16,0891.8–

1636661537, ILIL2,7431.8–

1636767124, KSKS7,8681.8–

1636828320, NCNC7,9621.8–

1636967357, KSKS11,8531.8–

1637038257, TNTN4,4371.8–

1637167005, KSKS15,0731.7–

1637278593, TXTX5,4551.7–

1637362694, ILIL3,0061.7–

1637470441, LALA5,6851.7–

1637561726, ILIL2,5461.7–

1637666619, KSKS3,2171.7–

1637740740, KYKY3,8801.7–

1637839365, MSMS8,0501.7–

1637929321, SCSC3,2361.7–

1638061832, ILIL32,4501.7–

1638114303, NYNY6,1561.7–

1638214733, NYNY3,3671.7–

1638371749, ARAR2,7871.7–

1638413812, NYNY2,5741.7–

1638512966, NYNY2,6561.7–

1638658329, NDND2,7691.7–

1638762859, ILIL5,0041.7–

1638875683, TXTX3,4131.7–

1638962018, ILIL3,1841.7–

1639014737, NYNY4,3761.7–

1639114904, NYNY14,8611.7–

1639204619, MEME3,0971.7–

1639348234, MIMI32,7601.7–

1639478390, TXTX6,0131.7–

1639543968, OHOH6,6231.7–

1639617866, PAPA9,7691.7–

1639725015, WVWV3,8881.7–

1639815045, PAPA4,3681.7–

1639975925, TXTX3,6571.7–

1640062557, ILIL6,8781.7–

1640115834, PAPA4,0151.7–

1640216146, PAPA12,9361.7–

1640367356, KSKS2,7281.7–

1640485941, AZAZ10,4591.7–

1640578017, TXTX5,5511.7–

1640679356, TXTX5,0831.7–

1640714760, NYNY17,4741.7–

1640835553, ALAL4,9201.7–

1640952802, IAIA9,4661.7–

1641039094, MSMS2,9551.7–

1641162069, ILIL2,8971.7–

1641227809, NCNC3,9301.7–

1641348204, MIMI20,6961.7–

1641426143, WVWV3,3631.7–

1641578061, TXTX10,5001.7–

1641649868, MIMI4,9641.7–

1641715926, PAPA2,6021.7–

1641861546, ILIL3,8491.7–

1641929547, SCSC2,8321.7–

1642061053, ILIL2,5901.7–

1642178343, TXTX4,3451.7–

1642272365, ARAR2,6181.7–

1642329032, SCSC4,6871.7–

1642444504, OHOH5,1911.7–

1642539422, MSMS4,4271.7–

1642613471, NYNY2,8061.7–

1642778118, TXTX4,6761.7–

1642877701, TXTX12,3811.7–

1642947879, ININ2,6401.7–

1643072422, ARAR4,3241.7–

1643162095, ILIL10,7261.7–

1643214727, NYNY4,9251.7–

1643344704, OHOH3,6811.7–

1643462448, ILIL5,3561.7–

1643579525, TXTX3,1211.7–

1643643518, OHOH2,8971.7–

1643747359, ININ3,5281.7–

1643866439, KSKS2,5781.7–

1643976444, TXTX4,0811.7–

1644062681, ILIL5,5531.7–

1644116748, PAPA2,9081.7–

1644274110, OKOK15,2441.7–

1644314510, NYNY4,7541.7–

1644464053, MOMO6,7751.7–

1644578140, TXTX3,4741.7–

1644643516, OHOH2,7891.7–

1644747432, ININ4,8091.7–

1644816248, PAPA3,2161.7–

1644986040, AZAZ10,5951.7–

1645067501, KSKS24,6051.7–

1645143608, OHOH13,5931.7–

1645287034, NMNM3,5071.7–

1645361071, ILIL13,5811.7–

1645472390, ARAR6,5771.7–

1645578355, TXTX6,7721.7–

1645613339, NYNY6,0101.7–

1645767554, KSKS4,0481.7–

1645842437, KYKY7,0641.7–

1645961542, ILIL3,2801.7–

1646062832, ILIL8,8651.7–

1646139423, MSMS2,6421.7–

1646250533, IAIA3,9771.7–

1646314809, NYNY2,8901.7–

1646417872, PAPA8,8941.7–

1646579359, TXTX3,2941.7–

1646613811, NYNY4,1271.7–

1646742413, KYKY2,5971.7–

1646842455, KYKY3,7581.7–

1646948205, MIMI34,1871.7–

1647071342, LALA7,7351.7–

1647129477, SCSC7,1761.7–

1647276384, TXTX12,0691.7–

1647316651, PAPA5,4841.7–

1647417834, PAPA3,4801.7–

1647561727, ILIL9,0331.7–

1647671720, ARAR2,5231.7–

1647735576, ALAL3,5971.7–

1647862812, ILIL11,6111.7–

1647975638, TXTX5,2121.7–

1648032464, FLFL3,2821.7–

1648131642, GAGA4,6171.7–

1648204463, MEME2,5821.7–

1648313667, NYNY3,4761.7–

1648415104, PAPA8,0341.7–

1648516749, PAPA3,7771.7–

1648679782, TXTX3,8671.7–

1648775155, TXTX2,9511.7–

1648862449, ILIL2,9511.7–

1648939451, MSMS7,3231.7–

1649079404, TXTX8,5291.7–

1649161410, ILIL3,8381.7–

1649263133, MOMO6,5691.7–

1649362884, ILIL2,7581.7–

1649451109, IAIA3,6061.7–

1649567880, KSKS7,2931.7–

1649648213, MIMI20,0751.7–

1649738865, MSMS4,8601.7–

1649833890, FLFL5,1971.6–

1649948435, MIMI2,5471.6–

1650031513, GAGA16,3711.6–

SHOWING 16,001–16,500 OF 16,707

1…32 33 34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES