Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

1550177665, TXTX7,5112.2–

1550264504, MOMO10,0682.2–

1550316417, PAPA8,5992.2–

1550441339, KYKY10,5902.2–

1550549765, MIMI4,3332.2–

1550614810, NYNY11,5342.2–

1550735989, ALAL3,3302.2–

1550870577, LALA3,9392.2–

1550942053, KYKY5,3072.2–

1551027891, NCNC4,8652.2–

1551139730, MSMS11,2912.2–

1551267063, KSKS3,4702.2–

1551339209, MSMS25,7762.2–

1551451023, IAIA3,4732.2–

1551560426, ILIL23,9062.2–

1551679311, TXTX3,5362.2–

1551767439, KSKS3,4712.2–

1551817856, PAPA3,1672.2–

1551971263, LALA6,4102.2–

1552032455, FLFL4,3702.2–

1552179081, TXTX2,9742.2–

1552278332, TXTX27,0422.2–

1552314617, NYNY21,7882.2–

1552413790, NYNY18,7392.2–

1552578408, TXTX10,1112.2–

1552612929, NYNY2,6842.2–

1552763624, MOMO3,4472.2–

1552850801, IAIA9,0342.2–

1552941311, KYKY6,3312.2–

1553070377, LALA3,0562.2–

1553143723, OHOH4,4722.2–

1553263845, MOMO5,2612.2–

1553313833, NYNY4,1902.2–

1553436201, ALAL16,9932.2–

1553516373, PAPA3,2542.2–

1553675969, TXTX4,4792.2–

1553777640, TXTX17,1672.2–

1553813827, NYNY11,8322.1–

1553978599, TXTX35,4542.1–

1554056097, MNMN3,4872.1–

1554129042, SCSC4,9042.1–

1554262650, ILIL24,8212.1–

1554361021, ILIL22,3082.1–

1554415137, PAPA10,0432.1–

1554535046, ALAL5,1602.1–

1554613646, NYNY2,5462.1–

1554761739, ILIL4,6282.1–

1554854446, WIWI3,5002.1–

1554930222, GAGA4,7972.1–

1555070544, LALA10,2692.1–

1555146539, ININ2,6592.1–

1555247165, ININ6,2922.1–

1555339114, MSMS9,3592.1–

1555445653, OHOH3,5282.1–

1555538109, TNTN42,4522.1–

1555629718, SCSC4,1332.1–

1555716833, PAPA5,0212.1–

1555862703, ILIL28,9222.1–

1555942445, KYKY10,5332.1–

1556067056, KSKS3,0402.1–

1556175860, TXTX6,6242.1–

1556242348, KYKY4,7132.1–

1556342442, KYKY2,9912.1–

1556427326, NCNC3,3962.1–

1556515037, PAPA10,4172.1–

1556661301, ILIL10,3982.1–

1556747305, ININ3,5562.1–

1556824370, VAVA5,7662.1–

1556929510, SCSC10,5452.1–

1557036340, ALAL5,3072.1–

1557114432, NYNY5,5182.1–

1557267637, KSKS2,7112.1–

1557331063, GAGA4,2662.1–

1557441537, KYKY3,4472.1–

1557525506, WVWV5,2992.1–

1557644430, OHOH4,8272.1–

1557713407, NYNY5,0422.1–

1557862420, ILIL4,2992.1–

1557970344, LALA4,7242.1–

1558067526, KSKS2,6212.1–

1558178211, TXTX30,8572.1–

1558224256, VAVA2,9822.1–

1558368748, NENE2,7062.1–

1558435073, ALAL3,0312.1–

1558513656, NYNY2,9422.1–

1558679201, TXTX6,7792.1–

1558742261, KYKY9,6412.1–

1558848708, MIMI25,6352.1–

1558962558, ILIL3,6392.1–

1559071601, ARAR13,3672.1–

1559114108, NYNY5,7132.1–

1559239095, MSMS6,7262.1–

1559351040, IAIA3,5002.1–

1559444485, OHOH14,9302.1–

1559515681, PAPA4,6982.1–

1559661088, ILIL6,1672.1–

1559743611, OHOH18,6642.1–

1559865740, MOMO3,5082.1–

1559939183, MSMS13,6632.1–

1560027050, NCNC3,8232.1–

1560146933, ININ6,5362.1–

1560239750, MSMS3,9242.1–

1560343412, OHOH4,1752.1–

1560447471, ININ2,7552.1–

1560550651, IAIA3,1472.1–

1560614522, NYNY9,1212.1–

1560743430, OHOH4,9112.1–

1560814036, NYNY5,7822.1–

1560925387, WVWV4,7082.1–

1561061102, ILIL15,9372.1–

1561143316, OHOH5,9682.1–

1561250140, IAIA2,8422.1–

1561316912, PAPA2,5072.1–

1561438665, MSMS3,5142.1–

1561516049, PAPA2,9652.1–

1561663134, MOMO13,0592.1–

1561714701, NYNY38,4612.1–

1561840311, KYKY7,6722.1–

1561966547, KSKS8,5792.1–

1562044890, OHOH10,3822.1–

1562161745, ILIL4,5422.1–

1562248509, MIMI8,6452.1–

1562364862, MOMO3,1732.1–

1562429692, SCSC5,5362.1–

1562543613, OHOH30,7802.1–

1562661201, ILIL36,7662.1–

1562704427, MEME2,9902.1–

1562873077, OKOK6,0872.1–

1562929918, SCSC3,7992.1–

1563072132, ARAR3,6402.1–

1563131082, GAGA10,2362.1–

1563230442, GAGA8,5502.1–

1563361350, ILIL23,7132.1–

1563464683, MOMO7,6312.1–

1563546407, ININ8,5772.1–

1563660484, ILIL6,7622.1–

1563764501, MOMO10,6892.1–

1563814445, NYNY7,5292.1–

1563971049, LALA3,1752.1–

1564050421, IAIA3,1682.1–

1564163556, MOMO3,1962.1–

1564261046, ILIL2,7942.1–

1564347610, ININ5,6062.1–

1564461277, ILIL3,0542.1–

1564515946, PAPA6,5612.1–

1564624639, VAVA2,7362.1–

1564747842, ININ9,6522.1–

1564871762, ARAR2,9292.1–

1564913131, NYNY2,8802.1–

1565016117, PAPA15,7862.1–

1565135643, ALAL3,1012.1–

1565278559, TXTX12,1692.1–

1565361953, ILIL6,5182.1–

1565448722, MIMI3,1272.1–

1565517921, PAPA6,9312.1–

1565629653, SCSC4,2932.1–

1565714870, NYNY9,7952.1–

1565817980, PAPA3,3422.1–

1565935754, ALAL5,5562.1–

1566062821, ILIL6,6682.1–

1566145830, OHOH5,1992.1–

1566262960, ILIL10,7832.1–

1566314624, NYNY38,6262.1–

1566461756, ILIL2,5422.1–

1566513057, NYNY14,2532.1–

1566663347, MOMO3,1402.1–

1566761951, ILIL7,7872.1–

1566848529, MIMI9,3392.1–

1566913480, NYNY3,3212.1–

1567016323, PAPA14,3532.1–

1567178405, TXTX14,6022.1–

1567271832, ARAR10,1472.1–

1567345885, OHOH12,7532.1–

1567447246, ININ4,3262.1–

1567552632, IAIA11,7112.1–

1567646510, ININ2,9842.1–

1567724426, VAVA13,8722.1–

1567825064, WVWV9,0902.1–

1567956175, MNMN2,9722.1–

1568016354, PAPA9,9892.1–

1568161240, ILIL5,7952.1–

1568261611, ILIL24,0402.1–

1568324230, VAVA6,9002.1–

1568463114, MOMO33,9692.1–

1568545659, OHOH2,6142.1–

1568651108, IAIA5,9602.1–

1568731815, GAGA2,7922.1–

1568829153, SCSC14,4342.1–

1568914530, NYNY5,5532.1–

1569050459, IAIA3,0452.1–

1569126175, WVWV2,9912.1–

1569247977, ININ2,6162.1–

1569315122, PAPA18,8162.1–

1569415132, PAPA18,8982.1–

1569528341, NCNC2,8862.1–

1569639360, MSMS4,5542.1–

1569714551, NYNY5,0632.1–

1569841002, KYKY2,5432.1–

1569913212, NYNY19,9172.1–

1570015147, PAPA15,7982.1–

1570172443, ARAR2,6492.1–

1570237317, TNTN2,5822.1–

1570314543, NYNY3,7172.1–

1570474338, OKOK5,0692.1–

1570563857, MOMO11,9302.1–

1570613830, NYNY4,5972.1–

1570747838, ININ4,0892.1–

1570850220, IAIA9,2162.1–

1570941144, KYKY9,0642.1–

1571028441, NCNC2,5322.1–

1571162626, ILIL7,8762.1–

1571261084, ILIL3,2012.1–

1571339341, MSMS6,8112.1–

1571414724, NYNY3,1152.1–

1571514532, NYNY4,1652.1–

1571624701, WVWV17,1172.1–

1571771635, ARAR10,2952.1–

1571871822, ARAR7,6752.1–

1571964628, MOMO5,6612.1–

1572061607, ILIL10,6002.1–

1572175980, TXTX2,5392.1–

1572272432, ARAR6,2832.1–

1572354135, WIWI3,0182.1–

1572461231, ILIL4,9622.1–

1572532083, FLFL2,5612.1–

1572670515, LALA3,9782.1–

1572757555, SDSD3,7402.1–

1572842031, KYKY3,4112.1–

1572934488, FLFL11,4472.1–

1573030520, GAGA4,9742.1–

1573161911, ILIL4,5082.1–

1573243342, OHOH3,8362.1–

1573315458, PAPA2,6202.1–

1573413491, NYNY3,4312.1–

1573542129, KYKY7,3022.1–

1573615059, PAPA4,0702.1–

1573752162, IAIA3,7442.1–

1573850450, IAIA2,9522.1–

1573993516, CACA2,8892.1–

1574061354, ILIL10,2902.1–

1574115022, PAPA9,9592.1–

1574228585, NCNC3,8932.1–

1574361241, ILIL6,5872.1–

1574421562, MDMD3,0322.1–

1574504461, MEME3,0952.1–

1574617824, PAPA3,9492.1–

1574788232, NMNM2,8382.1–

1574867951, KSKS4,5632.1–

1574912919, NYNY2,9612.1–

1575014103, NYNY10,8102.1–

1575162565, ILIL7,5592.1–

1575216365, PAPA17,2922.1–

1575361738, ILIL4,0992.1–

1575471295, LALA13,9922.1–

1575576365, TXTX4,8422.1–

1575644436, OHOH3,0772.1–

1575731012, GAGA2,8022.1–

1575867801, KSKS30,9672.1–

1575939189, MSMS3,9712.1–

1576061063, ILIL4,0112.1–

1576113167, NYNY3,2152.1–

1576252627, IAIA12,6772.1–

1576350144, IAIA2,6922.1–

1576462864, ILIL22,7792.1–

1576536083, ALAL9,1092.1–

1576672101, ARAR3,0192.1–

1576773005, OKOK7,5582.1–

1576830828, GAGA3,4262.1–

1576935616, ALAL3,7312.1–

1577024293, VAVA9,7862.1–

1577159521, MTMT3,5292.1–

1577248209, MIMI27,1842.1–

1577350579, IAIA3,0342.1–

1577414411, NYNY12,4292.1–

1577547346, ININ3,8762.1–

1577616121, PAPA4,1992.1–

1577778570, TXTX34,3482.1–

1577865550, MOMO3,1812.1–

1577966757, KSKS3,3262.1–

1578024527, VAVA3,2622.1–

1578116239, PAPA3,9512.1–

1578224260, VAVA5,3182.1–

1578377625, TXTX9,0492.1–

1578449908, MIMI3,2012.1–

1578550536, IAIA4,2072.1–

1578629003, SCSC5,6102.1–

1578731826, GAGA2,5522.1–

1578849256, MIMI3,7972.1–

1578949913, MIMI7,5102.1–

1579031637, GAGA3,2172.1–

1579176470, TXTX3,2182.1–

1579267901, KSKS20,9022.1–

1579348227, MIMI40,3022.1–

1579462837, ILIL7,8682.1–

1579516504, PAPA15,9312.1–

1579616327, PAPA2,5532.1–

1579728383, NCNC6,8252.1–

1579863135, MOMO18,3812.1–

1579946970, ININ23,0202.1–

1580032324, FLFL4,7832.1–

1580127807, NCNC5,9582.1–

1580244123, OHOH18,0502.1–

1580313166, NYNY5,6222.1–

1580479731, TXTX4,1962.1–

1580563136, MOMO40,9292.1–

1580678368, TXTX9,4642.1–

1580745872, OHOH4,5482.0–

1580848615, MIMI3,0612.0–

1580948141, MIMI25,4282.0–

1581071770, ARAR3,3072.0–

1581179510, TXTX8,3692.0–

1581263113, MOMO10,2212.0–

1581364130, MOMO19,6442.0–

1581463664, MOMO9,6932.0–

1581548458, MIMI19,5192.0–

1581613032, NYNY12,8502.0–

1581738857, MSMS4,1322.0–

1581863353, MOMO4,7902.0–

1581950049, IAIA6,4142.0–

1582072064, ARAR2,7812.0–

1582145159, OHOH3,5882.0–

1582262411, ILIL4,2492.0–

1582344301, OHOH13,6682.0–

1582413207, NYNY12,2902.0–

1582564037, MOMO6,4602.0–

1582646017, ININ5,1812.0–

1582752601, IAIA27,3412.0–

1582825702, WVWV7,1882.0–

1582949920, MIMI4,3802.0–

1583061270, ILIL6,9122.0–

1583161523, ILIL10,2032.0–

1583245406, OHOH19,9912.0–

1583349802, MIMI5,9752.0–

1583461752, ILIL4,3322.0–

1583543731, OHOH5,1362.0–

1583674030, OKOK3,0142.0–

1583745417, OHOH28,1862.0–

1583813746, NYNY2,5352.0–

1583915728, PAPA3,5102.0–

1584062550, ILIL2,8582.0–

1584114812, NYNY2,9542.0–

1584244125, OHOH29,4612.0–

1584362561, ILIL4,8422.0–

1584461238, ILIL2,5492.0–

1584570591, LALA5,9832.0–

1584619013, PAPA35,0642.0–

1584774848, OKOK8,0202.0–

1584877979, TXTX16,4882.0–

1584929817, SCSC4,1392.0–

1585016371, PAPA3,2112.0–

1585113165, NYNY9,4582.0–

1585272650, ARAR4,7412.0–

1585331019, GAGA3,1542.0–

1585435085, ALAL8,6832.0–

1585513329, NYNY3,2562.0–

1585662702, ILIL31,0332.0–

1585746721, ININ4,7392.0–

1585877662, TXTX25,0412.0–

1585959255, MTMT3,0832.0–

1586043945, OHOH2,9102.0–

1586144905, OHOH16,2452.0–

1586278357, TXTX2,6242.0–

1586345760, OHOH3,8442.0–

1586475650, TXTX10,7032.0–

1586539325, MSMS5,9972.0–

1586613662, NYNY15,5562.0–

1586743953, OHOH11,2742.0–

1586862056, ILIL8,5282.0–

1586956164, MNMN5,5162.0–

1587062363, ILIL5,5612.0–

1587114779, NYNY6,7382.0–

1587215690, PAPA8,9852.0–

1587344438, OHOH4,9502.0–

1587454151, WIWI3,4112.0–

1587578537, TXTX51,4262.0–

1587649283, MIMI5,0392.0–

1587748611, MIMI6,0932.0–

1587852645, IAIA3,5032.0–

1587915204, PAPA8,4672.0–

1588062285, ILIL4,2392.0–

1588161048, ILIL3,7862.0–

1588246044, ININ2,6282.0–

1588371921, ARAR3,4272.0–

1588441039, KYKY2,9742.0–

1588514525, NYNY2,6082.0–

1588631006, GAGA3,9842.0–

1588726385, WVWV2,8702.0–

1588835646, ALAL4,5682.0–

1588925601, WVWV4,3802.0–

1589036850, ALAL2,5572.0–

1589118641, PAPA6,3052.0–

1589278560, TXTX4,6352.0–

1589374437, OKOK8,9372.0–

1589450115, IAIA2,8092.0–

1589572411, ARAR2,9972.0–

1589674016, OKOK5,8912.0–

1589767215, KSKS7,1292.0–

1589864844, MOMO4,7962.0–

1589930753, GAGA8,1772.0–

1590047952, ININ2,5382.0–

1590113135, NYNY6,5152.0–

1590249030, MIMI2,6502.0–

1590323920, VAVA3,2252.0–

1590447613, ININ2,6282.0–

1590550158, IAIA31,3962.0–

1590638849, MSMS5,7922.0–

1590746940, ININ2,5402.0–

1590836453, ALAL2,6652.0–

1590951601, IAIA5,6292.0–

1591052732, IAIA25,8802.0–

1591116503, PAPA15,7532.0–

1591273772, OKOK3,2602.0–

1591370549, LALA3,8742.0–

1591439203, MSMS4,0192.0–

1591571667, ARAR7,0592.0–

1591648857, MIMI3,2062.0–

1591713733, NYNY5,0762.0–

1591831634, GAGA5,1332.0–

1591914807, NYNY2,6812.0–

1592061755, ILIL4,3642.0–

1592140823, KYKY3,7422.0–

1592276950, TXTX3,3522.0–

1592336271, ALAL6,0632.0–

1592471064, LALA4,3502.0–

1592527883, NCNC4,1282.0–

1592616507, PAPA8,5972.0–

1592761401, ILIL30,5802.0–

1592875561, TXTX5,0142.0–

1592962231, ILIL6,3772.0–

1593044643, OHOH3,8962.0–

1593104257, MEME2,7822.0–

1593231645, GAGA4,9882.0–

1593344902, OHOH4,6362.0–

1593413080, NYNY3,3132.0–

1593536105, ALAL9,2072.0–

1593661525, ILIL12,3572.0–

1593761520, ILIL16,2912.0–

1593851510, IAIA3,7672.0–

1593978569, TXTX4,3422.0–

1594073701, OKOK24,4762.0–

1594161032, ILIL29,0202.0–

1594266701, KSKS11,5032.0–

1594348203, MIMI20,0492.0–

1594413040, NYNY2,5952.0–

1594513613, NYNY2,9312.0–

1594639629, MSMS5,9992.0–

1594739168, MSMS6,2702.0–

1594861250, ILIL2,7812.0–

1594913748, NYNY3,7382.0–

1595048224, MIMI39,6682.0–

1595123922, VAVA4,1972.0–

1595228349, NCNC3,7752.0–

1595339218, MSMS6,8732.0–

1595431096, GAGA7,1452.0–

1595562568, ILIL15,9522.0–

1595638126, TNTN5,9462.0–

1595778543, TXTX8,4002.0–

1595841003, KYKY3,1382.0–

1595914619, NYNY13,4772.0–

1596048726, MIMI5,8722.0–

1596147320, ININ4,5632.0–

1596224801, WVWV4,7452.0–

1596314546, NYNY4,4502.0–

1596479853, TXTX2,6862.0–

1596547143, ININ3,8332.0–

1596664054, MOMO3,5472.0–

1596728586, NCNC7,9922.0–

1596862951, ILIL5,3422.0–

1596913365, NYNY8,5782.0–

1597041858, KYKY7,0312.0–

1597131503, GAGA22,4682.0–

1597261842, ILIL2,6202.0–

1597345656, OHOH7,0132.0–

1597439652, MSMS7,2592.0–

1597538108, TNTN17,5622.0–

1597661264, ILIL10,0732.0–

1597761101, ILIL19,3182.0–

1597844688, OHOH2,8082.0–

1597944420, OHOH15,2932.0–

1598012944, NYNY3,9102.0–

1598144672, OHOH4,6342.0–

1598270373, LALA5,5392.0–

1598333843, FLFL11,2202.0–

1598464855, MOMO3,0392.0–

1598538069, TNTN3,0152.0–

1598661540, ILIL2,7532.0–

1598761616, ILIL5,8252.0–

1598816345, PAPA3,4362.0–

1598929536, SCSC14,9072.0–

1599025840, WVWV7,7462.0–

1599179836, TXTX7,7112.0–

1599231774, GAGA5,8962.0–

1599361554, ILIL40,5772.0–

1599432059, FLFL3,0522.0–

1599527839, NCNC3,2792.0–

1599639146, MSMS2,6142.0–

1599737134, TNTN3,2312.0–

1599871638, ARAR2,8742.0–

1599962615, ILIL5,1982.0–

1600073463, OKOK3,9092.0–

SHOWING 15,501–16,000 OF 16,707

1…31 32 33 34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES