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ZIP CODE TABULATION AREA

38109

Tennessee · 42,452 residents · 59.71 sq mi
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ZIP 38109 has notably lower household income than the US average, with a median household income of $37,496. Population has held roughly steady since 2024. 14% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value is $80,400. The poverty rate of 32.1% is well above the national figure. Households here earn about 41% less than the Shelby County median. Among the 32 ZIP codes in Shelby County, 38109 ranks 25th by median household income.

$37,496
US average: $82,259
$80,400
US average: $376,019
14.2%
US average: 35.6%
Age, sex & households
Under 18
24.7%
Age 65+
18.9%
45.3%
54.7%
2.55 people
Race & ethnicity · 2024
2024
White, non-Hispanic1.8%(778)
Black94.9%(40,283)
Hispanic / Latino0.8%(327)
Asian0%(0)
Other2.5%(1,064)
Diversity Score12.3%(5,230)
Housing
Commute & vehicles
Work & employment
People & community
Affordability & inequality
Within Shelby County
Income rank vs other ZIPs
LOWEST25TH OF 32HIGHEST
Adjacent ZIPs
38002$116,895
38016$76,569
38017$138,677
38018$90,004
Frequently asked

How many people live in ZIP code 38109?

ZIP code 38109 has about 42,452 residents according to the 2024 American Community Survey.

What is the median household income in ZIP code 38109?

The typical household in ZIP code 38109 earns about $37,496 a year. Half of households make more than that, and half make less.

Is ZIP code 38109 expensive?

In ZIP code 38109, the median home is worth about $80,400, and the typical rent is about $1,040 a month.

How educated are people in ZIP code 38109?

About 14.2% of adults age 25 and over in ZIP code 38109 hold a bachelor's degree or higher.

What is the poverty rate in ZIP code 38109?

About 32.1% of people in ZIP code 38109 live below the federal poverty line.

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DATA: US CENSUS BUREAU ACS 5-YEAR · ZCTA · UPDATED 2024