RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2024 ACS). 10475 leads at 0.5. 16,707 ZIP codes qualify in total. ZIP codes with fewer than 2,500 residents are excluded. Arizona carries 7 of the top 25 entries. The median across all 16,707 is 3.5.

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SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

USUnited States334,922,4994.4–

0110475, NYNY42,5780.5–

0286321, AZAZ3,0650.5–

0315901, PAPA3,3970.8–

0429168, SCSC2,9030.8–

0544507, OHOH4,1400.9–

0686033, AZAZ7,3920.9–

0787375, NMNM4,4810.9–

0862205, ILIL6,4590.9–

0948505, MIMI18,0321.0–

1017976, PAPA5,9161.0–

1186504, AZAZ5,7601.0–

1229039, SCSC2,9411.0–

1336051, ALAL3,0501.0–

1476360, TXTX2,6991.0–

1539160, MSMS2,7851.0–

1686503, AZAZ9,9111.0–

1733815, FLFL13,9751.1–

1831037, GAGA3,8281.1–

1925514, WVWV3,5201.1–

2039335, MSMS2,5641.1–

2117970, PAPA3,1711.1–

2285542, AZAZ2,8851.1–

2357770, SDSD5,4831.1–

2486511, AZAZ3,5831.1–

2586556, AZAZ2,7951.1–

2631091, GAGA4,2041.1–

2761422, ILIL3,0021.1–

2817948, PAPA4,1881.2–

2915845, PAPA3,1211.2–

3078832, TXTX3,1571.2–

3139338, MSMS3,5661.2–

3270656, LALA4,0151.2–

3370559, LALA2,6991.2–

3486515, NMNM3,4331.2–

3529178, SCSC3,2801.2–

3662442, ILIL2,6711.2–

3747512, ININ4,2431.2–

3818232, PAPA4,1561.2–

3971454, LALA2,5531.3–

4062466, ILIL4,0011.3–

4143605, OHOH24,4411.3–

4285550, AZAZ5,6961.3–

4386505, AZAZ6,7791.3–

4425523, WVWV2,7531.3–

4540402, KYKY2,5091.3–

4679339, TXTX6,6851.3–

4731079, GAGA2,5201.3–

4888340, NMNM3,5901.3–

4915906, PAPA9,5041.3–

5056671, MNMN2,9611.3–

5139169, MSMS2,5651.3–

5278580, TXTX12,9641.3–

5386045, AZAZ10,3191.3–

5487528, NMNM3,7561.3–

5544502, OHOH9,5941.4–

5662204, ILIL4,0551.4–

5762033, ILIL4,2941.4–

5858316, NDND5,8651.4–

5962060, ILIL3,5581.4–

6079252, TXTX2,7841.4–

6114739, NYNY2,7311.4–

6244127, OHOH4,2391.4–

6328578, NCNC4,2191.4–

6462618, ILIL7,4281.4–

6571643, ARAR5,1291.4–

6631555, GAGA2,9261.4–

6748504, MIMI24,2181.4–

6831650, GAGA2,6761.4–

6962080, ILIL3,2551.4–

7031771, GAGA7,0591.4–

7118218, PAPA2,5141.4–

7262690, ILIL3,8381.4–

7361846, ILIL4,4671.4–

7435549, ALAL3,3551.4–

7567449, KSKS2,8601.4–

7679567, TXTX2,9951.4–

7742450, KYKY3,8591.4–

7862822, ILIL2,5811.4–

7913308, NYNY3,8621.4–

8073438, OKOK2,9381.4–

8162075, ILIL3,3301.4–

8262233, ILIL8,3261.4–

8313669, NYNY15,5421.4–

8485356, AZAZ3,8401.4–

8564126, MOMO6,8981.4–

8662664, ILIL2,9221.4–

8729591, SCSC4,6391.4–

8887311, NMNM4,6591.4–

8939746, MSMS2,9081.4–

9015110, PAPA5,1491.4–

9114489, NYNY6,8971.4–

9279553, TXTX3,0891.5–

9367337, KSKS10,8901.5–

9414772, NYNY4,3941.5–

9539119, MSMS5,7391.5–

9662924, ILIL3,1681.5–

9779036, TXTX5,0071.5–

9879512, TXTX7,8341.5–

9915902, PAPA11,4621.5–

10031778, GAGA2,8951.5–

10148217, MIMI6,5641.5–

10263107, MOMO8,9091.5–

10385936, AZAZ3,9091.5–

10417851, PAPA7,2341.5–

10515133, PAPA6,1121.5–

10639092, MSMS3,3431.5–

10775755, TXTX5,2441.5–

10866736, KSKS3,3741.5–

10974653, OKOK3,7101.5–

11067550, KSKS5,1041.5–

11114895, NYNY9,0611.5–

11244105, OHOH32,1151.5–

11314098, NYNY2,7071.5–

11440828, KYKY4,2801.5–

11560942, ILIL5,6571.5–

11678014, TXTX5,0021.5–

11778069, TXTX7,0381.5–

11861443, ILIL13,4561.5–

11942408, KYKY5,8881.5–

12078595, TXTX6,1181.5–

12108609, NJNJ15,9381.5–

12263120, MOMO6,7901.5–

12330428, GAGA2,6591.5–

12431775, GAGA2,8941.5–

12538963, MSMS2,8821.5–

12618250, PAPA3,1371.5–

12786514, AZAZ2,5191.5–

12825306, WVWV6,0401.5–

12943610, OHOH4,0601.5–

13045645, OHOH2,8011.5–

13143609, OHOH21,4041.5–

13217954, PAPA4,6231.5–

13388401, NMNM6,8181.6–

13414735, NYNY2,5751.6–

13535973, ALAL2,7781.6–

13666607, KSKS9,9651.6–

13747598, ININ3,0311.6–

13816301, PAPA15,2331.6–

13929584, SCSC2,9791.6–

14015033, PAPA4,5721.6–

14148602, MIMI27,1271.6–

14230669, GAGA3,2851.6–

14362839, ILIL6,1831.6–

14462206, ILIL12,9591.6–

14557625, SDSD3,7751.6–

14666713, KSKS5,6351.6–

14773632, OKOK3,0931.6–

14879364, TXTX7,1291.6–

14979347, TXTX7,1761.6–

15044509, OHOH10,5621.6–

15163382, MOMO4,0331.6–

15266739, KSKS5,0251.6–

15348218, MIMI7,0111.6–

15475949, TXTX9,1381.6–

15515943, PAPA3,9251.6–

15614433, NYNY4,4041.6–

15766616, KSKS6,2121.6–

15847355, ININ3,0291.6–

15914572, NYNY4,8171.6–

16074631, OKOK6,6891.6–

16162896, ILIL10,6271.6–

16238850, MSMS2,9721.6–

16331027, GAGA10,6841.6–

16461462, ILIL10,4581.6–

16547302, ININ25,4731.6–

16615935, PAPA2,5141.6–

16771744, ARAR2,9631.6–

16812972, NYNY6,8951.6–

16979501, TXTX3,6301.6–

17062321, ILIL3,5761.6–

17166609, KSKS7,5721.6–

17249870, MIMI3,5091.6–

17370653, LALA3,1841.6–

17448601, MIMI31,6011.6–

17567661, KSKS2,8491.6–

17662881, ILIL11,0781.6–

17761910, ILIL4,7691.6–

17829581, SCSC4,8451.6–

17929565, SCSC7,1091.6–

18075954, TXTX3,6071.6–

18138917, MSMS3,2251.6–

18230477, GAGA2,6971.6–

18348229, MIMI9,0611.6–

18471857, ARAR5,8181.6–

18576661, TXTX7,6021.6–

18640489, KYKY4,5381.6–

18715442, PAPA2,5961.6–

18873529, OKOK4,8981.6–

18915140, PAPA3,0321.6–

19052208, IAIA2,8771.6–

19147841, ININ2,5341.6–

19229827, SCSC3,3961.6–

19339153, MSMS2,9681.6–

19462203, ILIL5,4651.6–

19531543, GAGA4,9351.6–

19616735, PAPA6,1491.6–

19779041, TXTX2,8611.6–

19836268, ALAL5,9391.6–

19925315, WVWV3,2861.6–

20016701, PAPA16,5561.6–

20167068, KSKS3,9491.6–

20287313, NMNM4,9711.6–

20378384, TXTX5,7471.6–

20474126, OKOK9,9201.6–

20532331, FLFL4,5851.6–

20631791, GAGA11,2551.6–

20766720, KSKS10,6311.6–

20831513, GAGA16,3711.6–

20948435, MIMI2,5471.6–

21033890, FLFL5,1971.6–

21138865, MSMS4,8601.7–

21248213, MIMI20,0751.7–

21367880, KSKS7,2931.7–

21451109, IAIA3,6061.7–

21562884, ILIL2,7581.7–

21663133, MOMO6,5691.7–

21761410, ILIL3,8381.7–

21879404, TXTX8,5291.7–

21939451, MSMS7,3231.7–

22062449, ILIL2,9511.7–

22175155, TXTX2,9511.7–

22279782, TXTX3,8671.7–

22316749, PAPA3,7771.7–

22415104, PAPA8,0341.7–

22513667, NYNY3,4761.7–

22604463, MEME2,5821.7–

22731642, GAGA4,6171.7–

22832464, FLFL3,2821.7–

22975638, TXTX5,2121.7–

23062812, ILIL11,6111.7–

23135576, ALAL3,5971.7–

23271720, ARAR2,5231.7–

23361727, ILIL9,0331.7–

23417834, PAPA3,4801.7–

23516651, PAPA5,4841.7–

23676384, TXTX12,0691.7–

23729477, SCSC7,1761.7–

23871342, LALA7,7351.7–

23948205, MIMI34,1871.7–

24042455, KYKY3,7581.7–

24142413, KYKY2,5971.7–

24213811, NYNY4,1271.7–

24379359, TXTX3,2941.7–

24417872, PAPA8,8941.7–

24514809, NYNY2,8901.7–

24650533, IAIA3,9771.7–

24739423, MSMS2,6421.7–

24862832, ILIL8,8651.7–

24961542, ILIL3,2801.7–

25042437, KYKY7,0641.7–

25167554, KSKS4,0481.7–

25213339, NYNY6,0101.7–

25378355, TXTX6,7721.7–

25472390, ARAR6,5771.7–

25561071, ILIL13,5811.7–

25687034, NMNM3,5071.7–

25743608, OHOH13,5931.7–

25867501, KSKS24,6051.7–

25986040, AZAZ10,5951.7–

26016248, PAPA3,2161.7–

26147432, ININ4,8091.7–

26243516, OHOH2,7891.7–

26378140, TXTX3,4741.7–

26464053, MOMO6,7751.7–

26514510, NYNY4,7541.7–

26674110, OKOK15,2441.7–

26716748, PAPA2,9081.7–

26862681, ILIL5,5531.7–

26976444, TXTX4,0811.7–

27066439, KSKS2,5781.7–

27147359, ININ3,5281.7–

27243518, OHOH2,8971.7–

27379525, TXTX3,1211.7–

27462448, ILIL5,3561.7–

27544704, OHOH3,6811.7–

27614727, NYNY4,9251.7–

27762095, ILIL10,7261.7–

27872422, ARAR4,3241.7–

27947879, ININ2,6401.7–

28077701, TXTX12,3811.7–

28178118, TXTX4,6761.7–

28213471, NYNY2,8061.7–

28339422, MSMS4,4271.7–

28444504, OHOH5,1911.7–

28529032, SCSC4,6871.7–

28672365, ARAR2,6181.7–

28778343, TXTX4,3451.7–

28861053, ILIL2,5901.7–

28929547, SCSC2,8321.7–

29061546, ILIL3,8491.7–

29115926, PAPA2,6021.7–

29249868, MIMI4,9641.7–

29378061, TXTX10,5001.7–

29426143, WVWV3,3631.7–

29548204, MIMI20,6961.7–

29627809, NCNC3,9301.7–

29762069, ILIL2,8971.7–

29839094, MSMS2,9551.7–

29952802, IAIA9,4661.7–

30035553, ALAL4,9201.7–

30114760, NYNY17,4741.7–

30279356, TXTX5,0831.7–

30378017, TXTX5,5511.7–

30485941, AZAZ10,4591.7–

30567356, KSKS2,7281.7–

30616146, PAPA12,9361.7–

30715834, PAPA4,0151.7–

30862557, ILIL6,8781.7–

30975925, TXTX3,6571.7–

31015045, PAPA4,3681.7–

31125015, WVWV3,8881.7–

31217866, PAPA9,7691.7–

31343968, OHOH6,6231.7–

31478390, TXTX6,0131.7–

31548234, MIMI32,7601.7–

31604619, MEME3,0971.7–

31714904, NYNY14,8611.7–

31814737, NYNY4,3761.7–

31962018, ILIL3,1841.7–

32075683, TXTX3,4131.7–

32162859, ILIL5,0041.7–

32258329, NDND2,7691.7–

32312966, NYNY2,6561.7–

32413812, NYNY2,5741.7–

32571749, ARAR2,7871.7–

32614733, NYNY3,3671.7–

32714303, NYNY6,1561.7–

32861832, ILIL32,4501.7–

32929321, SCSC3,2361.7–

33039365, MSMS8,0501.7–

33140740, KYKY3,8801.7–

33266619, KSKS3,2171.7–

33361726, ILIL2,5461.7–

33470441, LALA5,6851.7–

33562694, ILIL3,0061.7–

33678593, TXTX5,4551.7–

33767005, KSKS15,0731.7–

33838257, TNTN4,4371.8–

33967357, KSKS11,8531.8–

34028320, NCNC7,9621.8–

34167124, KSKS7,8681.8–

34261537, ILIL2,7431.8–

34379403, TXTX16,0891.8–

34467748, KSKS2,6371.8–

34561364, ILIL17,9631.8–

34646806, ININ26,4251.8–

34745416, OHOH5,6401.8–

34875938, TXTX2,8461.8–

34931001, GAGA4,4711.8–

35029436, SCSC4,0001.8–

35167045, KSKS3,4061.8–

35228351, NCNC4,5351.8–

35313332, NYNY2,5771.8–

35413452, NYNY4,7921.8–

35561434, ILIL2,9711.8–

35646409, ININ7,1841.8–

35762930, ILIL5,7611.8–

35861944, ILIL11,2611.8–

35971836, ARAR3,1661.8–

36050627, IAIA3,2761.8–

36179007, TXTX13,8891.8–

36262447, ILIL3,2101.8–

36314062, NYNY3,2661.8–

36479226, TXTX2,8551.8–

36515014, PAPA3,0951.8–

36613074, NYNY4,4961.8–

36728525, NCNC3,6131.8–

36861448, ILIL3,9471.8–

36948756, MIMI4,0601.8–

37039421, MSMS2,5501.8–

37140313, KYKY2,8321.8–

37262938, ILIL2,6221.8–

37326206, WVWV2,8071.8–

37470655, LALA3,0471.8–

37578596, TXTX39,5181.8–

37666749, KSKS7,4481.8–

37738230, TNTN3,7651.8–

37866608, KSKS4,2161.8–

37976821, TXTX4,6701.8–

38061610, ILIL4,6211.8–

38130401, GAGA14,0321.8–

38244437, OHOH3,9131.8–

38335006, ALAL3,8941.8–

38476301, TXTX15,4791.8–

38561753, ILIL2,8331.8–

38662644, ILIL4,6151.8–

38741168, KYKY3,6731.8–

38814801, NYNY5,2751.8–

38967213, KSKS19,6991.8–

39079027, TXTX4,8581.8–

39115905, PAPA19,3291.8–

39287327, NMNM7,1441.8–

39348210, MIMI26,7221.8–

39417063, PAPA3,1771.8–

39529540, SCSC4,0801.8–

39630471, GAGA4,7181.8–

39752339, IAIA4,3261.8–

39861605, ILIL13,4241.8–

39970770, LALA3,7871.8–

40029570, SCSC4,1411.8–

40131790, GAGA2,6431.8–

40238610, MSMS3,1211.8–

40361529, ILIL2,7631.8–

40461528, ILIL3,2121.8–

40547140, ININ2,5391.8–

40625130, WVWV3,4561.8–

40741004, KYKY4,0251.8–

40830421, GAGA3,2801.8–

40927846, NCNC3,0221.8–

41077434, TXTX3,9701.8–

41129162, SCSC3,7761.8–

41228357, NCNC2,8521.8–

41371469, LALA3,0201.8–

41461074, ILIL3,9621.8–

41561883, ILIL4,3841.8–

41615909, PAPA4,5711.8–

41767544, KSKS3,0641.8–

41879013, TXTX3,0481.8–

41935063, ALAL3,6061.8–

42062806, ILIL3,4361.8–

42179235, TXTX2,9241.8–

42229353, SCSC3,6751.8–

42338233, TNTN2,6741.8–

42452738, IAIA3,3981.8–

42514821, NYNY2,9581.8–

42615062, PAPA6,7801.8–

42773129, OKOK20,0141.8–

42845732, OHOH4,2871.8–

42913357, NYNY10,1671.8–

43061559, ILIL3,5951.8–

43131730, GAGA8,7171.8–

43245658, OHOH2,5391.8–

43318634, PAPA13,7851.8–

43444137, OHOH23,2851.8–

43548759, MIMI3,4521.8–

43613668, NYNY3,5631.8–

43762239, ILIL4,2321.8–

43862012, ILIL6,6721.8–

43961531, ILIL3,0071.8–

44039653, MSMS3,2471.8–

44114105, NYNY5,3131.8–

44213211, NYNY6,1111.8–

44362801, ILIL19,8271.8–

44473662, OKOK6,5881.8–

44561748, ILIL2,6751.8–

44661081, ILIL20,8441.8–

44779521, TXTX3,4871.8–

44829112, SCSC3,8471.8–

44943938, OHOH5,6601.8–

45077656, TXTX17,5251.8–

45146166, ININ2,8131.8–

45247327, ININ4,4771.8–

45326347, WVWV2,8071.8–

45477612, TXTX9,1011.8–

45524739, WVWV13,9811.8–

45686044, AZAZ2,9211.8–

45779373, TXTX3,0871.8–

45871234, LALA5,3961.8–

45963565, MOMO3,9651.8–

46062274, ILIL8,0411.8–

46115084, PAPA9,7431.8–

46262428, ILIL2,7771.8–

46343607, OHOH19,4691.8–

46436110, ALAL12,1021.8–

46563933, MOMO3,0491.8–

46628384, NCNC11,3791.8–

46713076, NYNY2,7781.8–

46863730, MOMO3,3971.8–

46975708, TXTX9,7321.8–

47072461, ARAR3,6431.8–

47139641, MSMS6,7691.8–

47214048, NYNY14,7391.8–

47363825, MOMO4,2241.8–

47415853, PAPA6,4201.8–

47536617, ALAL11,1281.8–

47630711, GAGA3,2351.8–

47735228, ALAL10,2161.8–

47875941, TXTX8,4611.8–

47913140, NYNY3,9591.8–

48042050, KYKY3,0151.8–

48131554, GAGA7,3931.8–

48262549, ILIL6,4541.8–

48343612, OHOH28,4801.8–

48462952, ILIL2,8521.9–

48562454, ILIL10,4771.9–

48614719, NYNY3,4481.9–

48713033, NYNY3,7321.9–

48836040, ALAL3,2631.9–

48961764, ILIL13,6681.9–

49076424, TXTX8,6291.9–

49179504, TXTX2,9691.9–

49288072, NMNM2,6081.9–

49324124, VAVA4,0421.9–

49479070, TXTX9,6261.9–

49561548, ILIL12,0371.9–

49651105, IAIA10,4151.9–

49747394, ININ7,8791.9–

49835481, ALAL3,1321.9–

49967654, KSKS4,0211.9–

50047523, ININ3,5181.9–

SHOWING 1–500 OF 16,707

1 2…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES

Frequently asked

Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).