Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2024 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

50161603, ILIL15,3561.9–

50244314, OHOH17,8851.9–

50368661, NENE7,4591.9–

50436016, ALAL4,4181.9–

50549911, MIMI2,7291.9–

50662040, ILIL40,4041.9–

50733834, FLFL6,1881.9–

50835565, ALAL10,6421.9–

50935570, ALAL11,1381.9–

51079065, TXTX19,3781.9–

51142023, KYKY2,5291.9–

51260466, ILIL21,4611.9–

51343557, OHOH3,2841.9–

51424630, VAVA5,3071.9–

51516102, PAPA4,9291.9–

51666434, KSKS4,7401.9–

51770030, LALA4,2901.9–

51831002, GAGA2,9671.9–

51936442, ALAL3,5601.9–

52018224, PAPA6,0311.9–

52142459, KYKY3,9031.9–

52246928, ININ4,5531.9–

52344705, OHOH16,8721.9–

52416666, PAPA2,9991.9–

52567335, KSKS3,2461.9–

52662439, ILIL7,0331.9–

52762450, ILIL12,3271.9–

52835224, ALAL4,7391.9–

52913143, NYNY2,5041.9–

53073554, OKOK3,3091.9–

53129125, SCSC2,8611.9–

53230434, GAGA4,8831.9–

53313116, NYNY3,6531.9–

53474115, OKOK24,2971.9–

53529944, SCSC4,4161.9–

53636091, ALAL3,2901.9–

53716116, PAPA2,7271.9–

53876367, TXTX14,3671.9–

53938748, MSMS3,1921.9–

54012953, NYNY12,8931.9–

54114437, NYNY8,9841.9–

54214823, NYNY3,6101.9–

54314738, NYNY3,5781.9–

54478102, TXTX27,4551.9–

54539631, MSMS4,5241.9–

54679331, TXTX11,7111.9–

54762521, ILIL32,6651.9–

54844121, OHOH32,3121.9–

54936610, ALAL9,8771.9–

55062863, ILIL9,3791.9–

55127805, NCNC2,5171.9–

55262946, ILIL11,2561.9–

55348503, MIMI22,3471.9–

55472046, ARAR3,8761.9–

55513041, NYNY12,3301.9–

55614081, NYNY2,7421.9–

55715851, PAPA7,0591.9–

55887416, NMNM4,5461.9–

55926253, WVWV2,5891.9–

56044305, OHOH21,1031.9–

56115210, PAPA25,2271.9–

56272102, ARAR2,6201.9–

56327924, NCNC2,7081.9–

56443570, OHOH2,8671.9–

56579766, TXTX11,0411.9–

56661273, ILIL3,1201.9–

56731553, GAGA5,3861.9–

56879549, TXTX15,2331.9–

56915112, PAPA3,6551.9–

57046036, ININ11,6831.9–

57141635, KYKY3,1661.9–

57278401, TXTX4,3441.9–

57362016, ILIL3,8821.9–

57474884, OKOK5,4741.9–

57539069, MSMS4,5681.9–

57679772, TXTX11,9871.9–

57729107, SCSC2,6461.9–

57856150, MNMN2,8021.9–

57931719, GAGA8,5331.9–

58074647, OKOK3,5341.9–

58148634, MIMI4,3341.9–

58266901, KSKS6,0551.9–

58361956, ILIL2,9601.9–

58414568, NYNY5,5471.9–

58539350, MSMS23,7781.9–

58671429, LALA2,8491.9–

58738382, TNTN8,4321.9–

58814770, NYNY2,6211.9–

58944110, OHOH17,0091.9–

59064658, MOMO3,1471.9–

59148604, MIMI11,0111.9–

59261834, ILIL7,8211.9–

59375691, TXTX4,1301.9–

59445856, OHOH5,0421.9–

59562417, ILIL2,8481.9–

59641139, KYKY8,0851.9–

59766748, KSKS2,8301.9–

59863137, MOMO19,6841.9–

59945345, OHOH6,1101.9–

60060957, ILIL5,5961.9–

60113060, NYNY2,7251.9–

60269145, NENE2,5111.9–

60326351, WVWV4,4401.9–

60471023, LALA3,3811.9–

60575851, TXTX4,3361.9–

60679745, TXTX6,0341.9–

60739116, MSMS2,5941.9–

60812920, NYNY2,6241.9–

60978586, TXTX50,9641.9–

61061604, ILIL28,3131.9–

61162948, ILIL12,7581.9–

61244865, OHOH3,2871.9–

61345405, OHOH18,9551.9–

61474601, OKOK18,9161.9–

61550525, IAIA3,1791.9–

61635578, ALAL5,5821.9–

61750703, IAIA17,9521.9–

61879068, TXTX2,7841.9–

61976569, TXTX2,7611.9–

62014755, NYNY2,9191.9–

62114905, NYNY8,7511.9–

62278375, TXTX2,7541.9–

62387328, AZAZ3,0431.9–

62461020, ILIL3,1491.9–

62526415, WVWV3,3081.9–

62648506, MIMI24,7121.9–

62779536, TXTX5,0471.9–

62863147, MOMO8,1731.9–

62971343, LALA6,7641.9–

63030457, GAGA5,5801.9–

63114548, NYNY3,8211.9–

63215417, PAPA7,3631.9–

63379556, TXTX12,5321.9–

63458421, NDND2,9691.9–

63528398, NCNC6,4171.9–

63646068, ININ2,5381.9–

63747371, ININ12,4241.9–

63868355, NENE4,8601.9–

63961348, ILIL4,3751.9–

64062869, ILIL2,7951.9–

64113317, NYNY3,8881.9–

64237096, TNTN6,0041.9–

64362286, ILIL5,4911.9–

64479045, TXTX18,1891.9–

64535072, ALAL4,9141.9–

64646953, ININ23,3721.9–

64762441, ILIL7,0031.9–

64852653, IAIA3,0831.9–

64976437, TXTX5,8821.9–

65030436, GAGA11,7041.9–

65138916, MSMS4,6061.9–

65239455, MSMS7,9371.9–

65375974, TXTX2,5921.9–

65414067, NYNY3,9761.9–

65514903, NYNY7,0781.9–

65671837, ARAR4,4241.9–

65713069, NYNY22,8101.9–

65847336, ININ2,8511.9–

65944830, OHOH18,6711.9–

66026582, WVWV3,7431.9–

66114590, NYNY5,1911.9–

66252501, IAIA30,3711.9–

66328333, NCNC10,5341.9–

66476905, TXTX14,4561.9–

66538703, MSMS11,0281.9–

66617098, PAPA2,6181.9–

66772020, ARAR3,1001.9–

66847390, ININ4,9721.9–

66962002, ILIL29,5431.9–

67073542, OKOK4,0921.9–

67162035, ILIL15,8921.9–

67214843, NYNY12,3831.9–

67344405, OHOH7,8151.9–

67427864, NCNC4,4461.9–

67574959, OKOK6,3751.9–

67662526, ILIL30,4831.9–

67748228, MIMI50,1171.9–

67867216, KSKS23,2541.9–

67978377, TXTX3,4211.9–

68062707, ILIL7,4721.9–

68145832, OHOH3,2301.9–

68261938, ILIL20,3501.9–

68350643, IAIA3,0271.9–

68430624, GAGA3,2801.9–

68562232, ILIL7,0631.9–

68648238, MIMI24,7311.9–

68746613, ININ12,2791.9–

68863863, MOMO5,3211.9–

68944471, OHOH10,2951.9–

69049935, MIMI5,8411.9–

69112992, NYNY4,6151.9–

69251334, IAIA6,9601.9–

69344108, OHOH19,3811.9–

69435580, ALAL3,7891.9–

69517048, PAPA3,8701.9–

69679086, TXTX3,2191.9–

69776834, TXTX4,9811.9–

69862207, ILIL6,9842.0–

69949788, MIMI2,8412.0–

70043431, OHOH4,6092.0–

70144629, OHOH2,6362.0–

70216668, PAPA3,5072.0–

70315714, PAPA5,2052.0–

70444306, OHOH20,9052.0–

70532440, FLFL8,2532.0–

70614464, NYNY6,7552.0–

70769343, NENE2,5442.0–

70873463, OKOK3,9092.0–

70962615, ILIL5,1982.0–

71071638, ARAR2,8742.0–

71137134, TNTN3,2312.0–

71239146, MSMS2,6142.0–

71327839, NCNC3,2792.0–

71432059, FLFL3,0522.0–

71561554, ILIL40,5772.0–

71631774, GAGA5,8962.0–

71779836, TXTX7,7112.0–

71825840, WVWV7,7462.0–

71929536, SCSC14,9072.0–

72016345, PAPA3,4362.0–

72161616, ILIL5,8252.0–

72261540, ILIL2,7532.0–

72338069, TNTN3,0152.0–

72464855, MOMO3,0392.0–

72533843, FLFL11,2202.0–

72670373, LALA5,5392.0–

72744672, OHOH4,6342.0–

72812944, NYNY3,9102.0–

72944420, OHOH15,2932.0–

73044688, OHOH2,8082.0–

73161101, ILIL19,3182.0–

73261264, ILIL10,0732.0–

73338108, TNTN17,5622.0–

73439652, MSMS7,2592.0–

73545656, OHOH7,0132.0–

73661842, ILIL2,6202.0–

73731503, GAGA22,4682.0–

73841858, KYKY7,0312.0–

73913365, NYNY8,5782.0–

74062951, ILIL5,3422.0–

74128586, NCNC7,9922.0–

74264054, MOMO3,5472.0–

74347143, ININ3,8332.0–

74479853, TXTX2,6862.0–

74514546, NYNY4,4502.0–

74624801, WVWV4,7452.0–

74747320, ININ4,5632.0–

74848726, MIMI5,8722.0–

74914619, NYNY13,4772.0–

75041003, KYKY3,1382.0–

75178543, TXTX8,4002.0–

75238126, TNTN5,9462.0–

75362568, ILIL15,9522.0–

75431096, GAGA7,1452.0–

75539218, MSMS6,8732.0–

75628349, NCNC3,7752.0–

75723922, VAVA4,1972.0–

75848224, MIMI39,6682.0–

75913748, NYNY3,7382.0–

76061250, ILIL2,7812.0–

76139168, MSMS6,2702.0–

76239629, MSMS5,9992.0–

76313613, NYNY2,9312.0–

76413040, NYNY2,5952.0–

76548203, MIMI20,0492.0–

76666701, KSKS11,5032.0–

76761032, ILIL29,0202.0–

76873701, OKOK24,4762.0–

76978569, TXTX4,3422.0–

77051510, IAIA3,7672.0–

77161520, ILIL16,2912.0–

77261525, ILIL12,3572.0–

77336105, ALAL9,2072.0–

77413080, NYNY3,3132.0–

77544902, OHOH4,6362.0–

77631645, GAGA4,9882.0–

77704257, MEME2,7822.0–

77844643, OHOH3,8962.0–

77962231, ILIL6,3772.0–

78075561, TXTX5,0142.0–

78161401, ILIL30,5802.0–

78216507, PAPA8,5972.0–

78327883, NCNC4,1282.0–

78471064, LALA4,3502.0–

78536271, ALAL6,0632.0–

78676950, TXTX3,3522.0–

78740823, KYKY3,7422.0–

78861755, ILIL4,3642.0–

78914807, NYNY2,6812.0–

79031634, GAGA5,1332.0–

79113733, NYNY5,0762.0–

79248857, MIMI3,2062.0–

79371667, ARAR7,0592.0–

79439203, MSMS4,0192.0–

79570549, LALA3,8742.0–

79673772, OKOK3,2602.0–

79716503, PAPA15,7532.0–

79852732, IAIA25,8802.0–

79951601, IAIA5,6292.0–

80036453, ALAL2,6652.0–

80146940, ININ2,5402.0–

80238849, MSMS5,7922.0–

80350158, IAIA31,3962.0–

80447613, ININ2,6282.0–

80523920, VAVA3,2252.0–

80649030, MIMI2,6502.0–

80713135, NYNY6,5152.0–

80847952, ININ2,5382.0–

80930753, GAGA8,1772.0–

81064844, MOMO4,7962.0–

81167215, KSKS7,1292.0–

81274016, OKOK5,8912.0–

81372411, ARAR2,9972.0–

81450115, IAIA2,8092.0–

81574437, OKOK8,9372.0–

81678560, TXTX4,6352.0–

81718641, PAPA6,3052.0–

81836850, ALAL2,5572.0–

81925601, WVWV4,3802.0–

82035646, ALAL4,5682.0–

82126385, WVWV2,8702.0–

82231006, GAGA3,9842.0–

82314525, NYNY2,6082.0–

82441039, KYKY2,9742.0–

82571921, ARAR3,4272.0–

82646044, ININ2,6282.0–

82761048, ILIL3,7862.0–

82862285, ILIL4,2392.0–

82915204, PAPA8,4672.0–

83052645, IAIA3,5032.0–

83148611, MIMI6,0932.0–

83249283, MIMI5,0392.0–

83378537, TXTX51,4262.0–

83454151, WIWI3,4112.0–

83544438, OHOH4,9502.0–

83615690, PAPA8,9852.0–

83714779, NYNY6,7382.0–

83862363, ILIL5,5612.0–

83956164, MNMN5,5162.0–

84062056, ILIL8,5282.0–

84143953, OHOH11,2742.0–

84213662, NYNY15,5562.0–

84339325, MSMS5,9972.0–

84475650, TXTX10,7032.0–

84545760, OHOH3,8442.0–

84678357, TXTX2,6242.0–

84744905, OHOH16,2452.0–

84843945, OHOH2,9102.0–

84959255, MTMT3,0832.0–

85077662, TXTX25,0412.0–

85146721, ININ4,7392.0–

85262702, ILIL31,0332.0–

85313329, NYNY3,2562.0–

85435085, ALAL8,6832.0–

85531019, GAGA3,1542.0–

85672650, ARAR4,7412.0–

85713165, NYNY9,4582.0–

85816371, PAPA3,2112.0–

85929817, SCSC4,1392.0–

86077979, TXTX16,4882.0–

86174848, OKOK8,0202.0–

86219013, PAPA35,0642.0–

86370591, LALA5,9832.0–

86461238, ILIL2,5492.0–

86562561, ILIL4,8422.0–

86644125, OHOH29,4612.0–

86714812, NYNY2,9542.0–

86862550, ILIL2,8582.0–

86915728, PAPA3,5102.0–

87013746, NYNY2,5352.0–

87145417, OHOH28,1862.0–

87274030, OKOK3,0142.0–

87343731, OHOH5,1362.0–

87461752, ILIL4,3322.0–

87549802, MIMI5,9752.0–

87645406, OHOH19,9912.0–

87761523, ILIL10,2032.0–

87861270, ILIL6,9122.0–

87949920, MIMI4,3802.0–

88025702, WVWV7,1882.0–

88152601, IAIA27,3412.0–

88246017, ININ5,1812.0–

88364037, MOMO6,4602.0–

88413207, NYNY12,2902.0–

88544301, OHOH13,6682.0–

88662411, ILIL4,2492.0–

88745159, OHOH3,5882.0–

88872064, ARAR2,7812.0–

88950049, IAIA6,4142.0–

89063353, MOMO4,7902.0–

89138857, MSMS4,1322.0–

89213032, NYNY12,8502.0–

89348458, MIMI19,5192.0–

89463664, MOMO9,6932.0–

89564130, MOMO19,6442.0–

89663113, MOMO10,2212.0–

89779510, TXTX8,3692.0–

89871770, ARAR3,3072.0–

89948141, MIMI25,4282.0–

90048615, MIMI3,0612.0–

90145872, OHOH4,5482.0–

90278368, TXTX9,4642.1–

90363136, MOMO40,9292.1–

90479731, TXTX4,1962.1–

90513166, NYNY5,6222.1–

90644123, OHOH18,0502.1–

90727807, NCNC5,9582.1–

90832324, FLFL4,7832.1–

90946970, ININ23,0202.1–

91063135, MOMO18,3812.1–

91128383, NCNC6,8252.1–

91216327, PAPA2,5532.1–

91316504, PAPA15,9312.1–

91462837, ILIL7,8682.1–

91548227, MIMI40,3022.1–

91667901, KSKS20,9022.1–

91776470, TXTX3,2182.1–

91831637, GAGA3,2172.1–

91949913, MIMI7,5102.1–

92049256, MIMI3,7972.1–

92131826, GAGA2,5522.1–

92229003, SCSC5,6102.1–

92350536, IAIA4,2072.1–

92449908, MIMI3,2012.1–

92577625, TXTX9,0492.1–

92624260, VAVA5,3182.1–

92716239, PAPA3,9512.1–

92824527, VAVA3,2622.1–

92966757, KSKS3,3262.1–

93065550, MOMO3,1812.1–

93178570, TXTX34,3482.1–

93216121, PAPA4,1992.1–

93347346, ININ3,8762.1–

93414411, NYNY12,4292.1–

93550579, IAIA3,0342.1–

93648209, MIMI27,1842.1–

93759521, MTMT3,5292.1–

93824293, VAVA9,7862.1–

93935616, ALAL3,7312.1–

94030828, GAGA3,4262.1–

94173005, OKOK7,5582.1–

94272101, ARAR3,0192.1–

94336083, ALAL9,1092.1–

94462864, ILIL22,7792.1–

94550144, IAIA2,6922.1–

94652627, IAIA12,6772.1–

94713167, NYNY3,2152.1–

94861063, ILIL4,0112.1–

94939189, MSMS3,9712.1–

95067801, KSKS30,9672.1–

95131012, GAGA2,8022.1–

95244436, OHOH3,0772.1–

95376365, TXTX4,8422.1–

95471295, LALA13,9922.1–

95561738, ILIL4,0992.1–

95616365, PAPA17,2922.1–

95762565, ILIL7,5592.1–

95814103, NYNY10,8102.1–

95912919, NYNY2,9612.1–

96067951, KSKS4,5632.1–

96188232, NMNM2,8382.1–

96217824, PAPA3,9492.1–

96304461, MEME3,0952.1–

96421562, MDMD3,0322.1–

96561241, ILIL6,5872.1–

96628585, NCNC3,8932.1–

96715022, PAPA9,9592.1–

96861354, ILIL10,2902.1–

96993516, CACA2,8892.1–

97050450, IAIA2,9522.1–

97152162, IAIA3,7442.1–

97215059, PAPA4,0702.1–

97342129, KYKY7,3022.1–

97413491, NYNY3,4312.1–

97515458, PAPA2,6202.1–

97643342, OHOH3,8362.1–

97761911, ILIL4,5082.1–

97830520, GAGA4,9742.1–

97934488, FLFL11,4472.1–

98042031, KYKY3,4112.1–

98157555, SDSD3,7402.1–

98270515, LALA3,9782.1–

98332083, FLFL2,5612.1–

98461231, ILIL4,9622.1–

98554135, WIWI3,0182.1–

98672432, ARAR6,2832.1–

98775980, TXTX2,5392.1–

98861607, ILIL10,6002.1–

98964628, MOMO5,6612.1–

99071822, ARAR7,6752.1–

99171635, ARAR10,2952.1–

99224701, WVWV17,1172.1–

99314532, NYNY4,1652.1–

99414724, NYNY3,1152.1–

99539341, MSMS6,8112.1–

99661084, ILIL3,2012.1–

99762626, ILIL7,8762.1–

99828441, NCNC2,5322.1–

99941144, KYKY9,0642.1–

100050220, IAIA9,2162.1–

SHOWING 501–1,000 OF 16,707

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UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES