Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2024 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

100147838, ININ4,0892.1–

100213830, NYNY4,5972.1–

100363857, MOMO11,9302.1–

100474338, OKOK5,0692.1–

100514543, NYNY3,7172.1–

100637317, TNTN2,5822.1–

100772443, ARAR2,6492.1–

100815147, PAPA15,7982.1–

100913212, NYNY19,9172.1–

101041002, KYKY2,5432.1–

101114551, NYNY5,0632.1–

101239360, MSMS4,5542.1–

101328341, NCNC2,8862.1–

101415132, PAPA18,8982.1–

101515122, PAPA18,8162.1–

101647977, ININ2,6162.1–

101726175, WVWV2,9912.1–

101850459, IAIA3,0452.1–

101914530, NYNY5,5532.1–

102029153, SCSC14,4342.1–

102131815, GAGA2,7922.1–

102251108, IAIA5,9602.1–

102345659, OHOH2,6142.1–

102463114, MOMO33,9692.1–

102524230, VAVA6,9002.1–

102661611, ILIL24,0402.1–

102761240, ILIL5,7952.1–

102816354, PAPA9,9892.1–

102956175, MNMN2,9722.1–

103025064, WVWV9,0902.1–

103124426, VAVA13,8722.1–

103246510, ININ2,9842.1–

103352632, IAIA11,7112.1–

103447246, ININ4,3262.1–

103545885, OHOH12,7532.1–

103671832, ARAR10,1472.1–

103778405, TXTX14,6022.1–

103816323, PAPA14,3532.1–

103913480, NYNY3,3212.1–

104048529, MIMI9,3392.1–

104161951, ILIL7,7872.1–

104263347, MOMO3,1402.1–

104313057, NYNY14,2532.1–

104461756, ILIL2,5422.1–

104514624, NYNY38,6262.1–

104662960, ILIL10,7832.1–

104745830, OHOH5,1992.1–

104862821, ILIL6,6682.1–

104935754, ALAL5,5562.1–

105017980, PAPA3,3422.1–

105114870, NYNY9,7952.1–

105229653, SCSC4,2932.1–

105317921, PAPA6,9312.1–

105448722, MIMI3,1272.1–

105561953, ILIL6,5182.1–

105678559, TXTX12,1692.1–

105735643, ALAL3,1012.1–

105816117, PAPA15,7862.1–

105913131, NYNY2,8802.1–

106071762, ARAR2,9292.1–

106147842, ININ9,6522.1–

106224639, VAVA2,7362.1–

106315946, PAPA6,5612.1–

106461277, ILIL3,0542.1–

106547610, ININ5,6062.1–

106661046, ILIL2,7942.1–

106763556, MOMO3,1962.1–

106850421, IAIA3,1682.1–

106971049, LALA3,1752.1–

107014445, NYNY7,5292.1–

107164501, MOMO10,6892.1–

107260484, ILIL6,7622.1–

107346407, ININ8,5772.1–

107464683, MOMO7,6312.1–

107561350, ILIL23,7132.1–

107630442, GAGA8,5502.1–

107731082, GAGA10,2362.1–

107872132, ARAR3,6402.1–

107929918, SCSC3,7992.1–

108073077, OKOK6,0872.1–

108104427, MEME2,9902.1–

108261201, ILIL36,7662.1–

108343613, OHOH30,7802.1–

108429692, SCSC5,5362.1–

108564862, MOMO3,1732.1–

108648509, MIMI8,6452.1–

108761745, ILIL4,5422.1–

108844890, OHOH10,3822.1–

108966547, KSKS8,5792.1–

109040311, KYKY7,6722.1–

109114701, NYNY38,4612.1–

109263134, MOMO13,0592.1–

109316049, PAPA2,9652.1–

109438665, MSMS3,5142.1–

109516912, PAPA2,5072.1–

109650140, IAIA2,8422.1–

109743316, OHOH5,9682.1–

109861102, ILIL15,9372.1–

109925387, WVWV4,7082.1–

110014036, NYNY5,7822.1–

110143430, OHOH4,9112.1–

110214522, NYNY9,1212.1–

110350651, IAIA3,1472.1–

110447471, ININ2,7552.1–

110543412, OHOH4,1752.1–

110639750, MSMS3,9242.1–

110746933, ININ6,5362.1–

110827050, NCNC3,8232.1–

110939183, MSMS13,6632.1–

111065740, MOMO3,5082.1–

111143611, OHOH18,6642.1–

111261088, ILIL6,1672.1–

111315681, PAPA4,6982.1–

111444485, OHOH14,9302.1–

111551040, IAIA3,5002.1–

111639095, MSMS6,7262.1–

111714108, NYNY5,7132.1–

111871601, ARAR13,3672.1–

111962558, ILIL3,6392.1–

112048708, MIMI25,6352.1–

112142261, KYKY9,6412.1–

112279201, TXTX6,7792.1–

112313656, NYNY2,9422.1–

112435073, ALAL3,0312.1–

112568748, NENE2,7062.1–

112624256, VAVA2,9822.1–

112778211, TXTX30,8572.1–

112867526, KSKS2,6212.1–

112970344, LALA4,7242.1–

113062420, ILIL4,2992.1–

113113407, NYNY5,0422.1–

113244430, OHOH4,8272.1–

113325506, WVWV5,2992.1–

113441537, KYKY3,4472.1–

113531063, GAGA4,2662.1–

113667637, KSKS2,7112.1–

113714432, NYNY5,5182.1–

113836340, ALAL5,3072.1–

113929510, SCSC10,5452.1–

114024370, VAVA5,7662.1–

114147305, ININ3,5562.1–

114261301, ILIL10,3982.1–

114315037, PAPA10,4172.1–

114427326, NCNC3,3962.1–

114542442, KYKY2,9912.1–

114642348, KYKY4,7132.1–

114775860, TXTX6,6242.1–

114867056, KSKS3,0402.1–

114942445, KYKY10,5332.1–

115062703, ILIL28,9222.1–

115116833, PAPA5,0212.1–

115229718, SCSC4,1332.1–

115338109, TNTN42,4522.1–

115445653, OHOH3,5282.1–

115539114, MSMS9,3592.1–

115647165, ININ6,2922.1–

115746539, ININ2,6592.1–

115870544, LALA10,2692.1–

115930222, GAGA4,7972.1–

116054446, WIWI3,5002.1–

116161739, ILIL4,6282.1–

116213646, NYNY2,5462.1–

116335046, ALAL5,1602.1–

116415137, PAPA10,0432.1–

116561021, ILIL22,3082.1–

116662650, ILIL24,8212.1–

116729042, SCSC4,9042.1–

116856097, MNMN3,4872.1–

116978599, TXTX35,4542.1–

117013827, NYNY11,8322.1–

117177640, TXTX17,1672.2–

117275969, TXTX4,4792.2–

117316373, PAPA3,2542.2–

117436201, ALAL16,9932.2–

117513833, NYNY4,1902.2–

117663845, MOMO5,2612.2–

117743723, OHOH4,4722.2–

117870377, LALA3,0562.2–

117941311, KYKY6,3312.2–

118050801, IAIA9,0342.2–

118163624, MOMO3,4472.2–

118212929, NYNY2,6842.2–

118378408, TXTX10,1112.2–

118413790, NYNY18,7392.2–

118514617, NYNY21,7882.2–

118678332, TXTX27,0422.2–

118779081, TXTX2,9742.2–

118832455, FLFL4,3702.2–

118971263, LALA6,4102.2–

119017856, PAPA3,1672.2–

119167439, KSKS3,4712.2–

119279311, TXTX3,5362.2–

119360426, ILIL23,9062.2–

119451023, IAIA3,4732.2–

119539209, MSMS25,7762.2–

119667063, KSKS3,4702.2–

119739730, MSMS11,2912.2–

119827891, NCNC4,8652.2–

119942053, KYKY5,3072.2–

120070577, LALA3,9392.2–

120135989, ALAL3,3302.2–

120214810, NYNY11,5342.2–

120349765, MIMI4,3332.2–

120441339, KYKY10,5902.2–

120516417, PAPA8,5992.2–

120664504, MOMO10,0682.2–

120777665, TXTX7,5112.2–

120846408, ININ15,7472.2–

120965452, MOMO2,5192.2–

121044624, OHOH6,6012.2–

121162223, ILIL16,2692.2–

121275567, TXTX3,6602.2–

121316101, PAPA30,7672.2–

121473572, OKOK3,0452.2–

121513044, NYNY2,6432.2–

121667214, KSKS15,2432.2–

121768305, NENE4,3512.2–

121845882, OHOH2,9192.2–

121972370, ARAR7,3012.2–

122026205, WVWV2,9572.2–

122145420, OHOH24,4112.2–

122266725, KSKS4,9912.2–

122335961, ALAL5,8792.2–

122473601, OKOK9,5972.2–

122515461, PAPA3,7922.2–

122650616, IAIA9,3582.2–

122766542, KSKS3,0192.2–

122845347, OHOH4,0952.2–

122913691, NYNY2,9902.2–

123056265, MNMN7,2252.2–

123162320, ILIL2,6672.2–

123213754, NYNY2,7682.2–

123335648, ALAL3,1282.2–

123473108, OKOK14,9192.2–

123547348, ININ9,0802.2–

123644666, OHOH3,2472.2–

123762216, ILIL3,1562.2–

123871232, LALA5,7682.2–

123948906, MIMI25,9012.2–

124050638, IAIA3,4412.2–

124113732, NYNY7,3852.2–

124238824, MSMS8,2442.2–

124343545, OHOH14,4042.2–

124412887, NYNY4,6912.2–

124527832, NCNC2,7832.2–

124629812, SCSC11,1322.2–

124735550, ALAL4,8062.2–

124865711, MOMO8,1062.2–

124975693, TXTX5,9352.2–

125051012, IAIA6,3112.2–

125114136, NYNY5,4502.2–

125252537, IAIA7,0692.2–

125313815, NYNY12,6542.2–

125436863, ALAL11,9192.2–

125546016, ININ17,8342.2–

125639483, MSMS5,1202.2–

125775972, TXTX5,7082.2–

125839083, MSMS8,5922.2–

125931220, GAGA16,4942.2–

126063031, MOMO50,1962.2–

126116232, PAPA4,0252.2–

126245505, OHOH19,8262.2–

126367217, KSKS32,6032.2–

126415748, PAPA7,3432.2–

126546001, ININ10,3752.2–

126677659, TXTX5,6502.2–

126728385, NCNC2,5752.2–

126861064, ILIL3,7572.2–

126928340, NCNC9,2652.2–

127015552, PAPA5,6852.2–

127161281, ILIL2,5202.2–

127250472, IAIA2,5602.2–

127347353, ININ4,8572.2–

127448609, MIMI11,9662.2–

127567301, KSKS12,9532.2–

127661244, ILIL23,3082.2–

127743912, OHOH5,7382.2–

127864016, MOMO4,6032.2–

127925311, WVWV9,8252.2–

128079363, TXTX5,7172.2–

128115774, PAPA2,6022.2–

128247993, ININ3,5162.2–

128364633, MOMO4,3462.2–

128477547, TXTX9,2172.2–

128562201, ILIL4,9212.2–

128666102, KSKS29,4432.2–

128772946, ARAR3,8442.2–

128875975, TXTX3,6712.2–

128915456, PAPA2,5342.2–

129036748, ALAL2,5222.2–

129125570, WVWV6,4452.2–

129229842, SCSC8,1022.2–

129318237, PAPA3,7122.2–

129478416, TXTX12,4802.2–

129567432, KSKS5,6072.2–

129648039, MIMI7,4372.2–

129713778, NYNY5,3512.2–

129867039, KSKS2,9962.2–

129904462, MEME4,4642.2–

130067133, KSKS6,9312.2–

130171801, ARAR14,8832.2–

130246619, ININ21,7292.2–

130362014, ILIL3,6692.2–

130474347, OKOK2,7572.2–

130504224, MEME3,1102.2–

130626570, WVWV3,3502.2–

130762684, ILIL5,7602.2–

130828386, NCNC5,4512.2–

130952531, IAIA6,0362.2–

131062208, ILIL16,8212.2–

131140419, KYKY5,2502.2–

131275706, TXTX9,5602.2–

131346746, ININ4,6972.2–

131444730, OHOH6,0402.2–

131561085, ILIL3,1492.2–

131635221, ALAL3,1192.2–

131761265, ILIL43,7482.2–

131829059, SCSC4,9052.2–

131929018, SCSC3,5592.2–

132079035, TXTX5,3912.2–

132139044, MSMS2,9942.2–

132271646, ARAR6,5632.2–

132362471, ILIL9,9372.2–

132472927, ARAR7,9442.2–

132549094, MIMI3,7782.2–

132662341, ILIL3,4332.2–

132713862, NYNY3,4402.2–

132825962, WVWV3,3022.2–

132943964, OHOH8,9522.2–

133085534, AZAZ2,6722.2–

133145623, OHOH3,2032.2–

133244511, OHOH18,9092.2–

133378026, TXTX7,0312.2–

133467110, KSKS8,7222.2–

133516403, PAPA6,9592.2–

133679764, TXTX27,0132.2–

133713411, NYNY2,9992.2–

133858474, NDND2,6562.2–

133967860, KSKS2,7632.2–

134071047, LALA10,0692.2–

134136260, ALAL4,6262.2–

134215963, PAPA10,1322.2–

134314416, NYNY3,9602.2–

134447115, ININ2,7822.2–

134531535, GAGA13,4632.2–

134677702, TXTX3,1212.2–

134745432, OHOH15,0552.2–

134849042, MIMI4,5642.2–

134935044, ALAL7,8372.2–

135008629, NJNJ13,0132.2–

135161019, ILIL3,4612.2–

135243977, OHOH2,7572.2–

135348801, MIMI13,2782.2–

135455705, MNMN3,2112.2–

135513219, NYNY14,7442.2–

135661362, ILIL5,7642.2–

135748211, MIMI5,4192.2–

135842347, KYKY5,8292.2–

135914625, NYNY10,7172.2–

136070719, LALA4,8562.2–

136179838, TXTX4,9692.2–

136214787, NYNY4,7712.2–

136313803, NYNY4,2732.2–

136443512, OHOH28,0222.2–

136547885, ININ9,2092.2–

136636558, ALAL4,2362.2–

136747383, ININ2,6122.2–

136879735, TXTX13,3572.2–

136944710, OHOH9,0672.2–

137014070, NYNY5,0012.2–

137136572, ALAL6,9222.2–

137213478, NYNY3,0782.2–

137351555, IAIA4,9522.2–

137435131, ALAL3,3632.2–

137526261, WVWV2,7602.2–

137661109, ILIL26,7682.2–

137779323, TXTX7,4852.2–

137850662, IAIA6,5762.2–

137939428, MSMS8,9772.2–

138073119, OKOK30,3982.2–

138158237, NDND4,9942.2–

138214616, NYNY26,8632.2–

138356087, MNMN3,1052.2–

138448618, MIMI5,1972.2–

138554143, WIWI15,1192.2–

138677611, TXTX10,1122.2–

138736108, ALAL14,7662.2–

138854216, WIWI6,0752.2–

138971846, ARAR2,9442.2–

139079720, TXTX29,9362.2–

139146615, ININ14,1902.2–

139250401, IAIA28,7032.2–

139358784, NDND2,7562.2–

139445804, OHOH13,6082.2–

139574857, OKOK9,9312.2–

139678589, TXTX40,2312.2–

139744827, OHOH6,9932.2–

139815857, PAPA12,7362.2–

139963822, MOMO2,7242.2–

140014589, NYNY7,9672.2–

140126062, WVWV20,5782.2–

140274849, OKOK2,7272.2–

140377619, TXTX16,9762.2–

140418222, PAPA9,7892.2–

140544483, OHOH25,8052.2–

140612832, NYNY6,1532.2–

140715557, PAPA3,3232.2–

140842351, KYKY4,5872.2–

140917931, PAPA8,8992.2–

141078834, TXTX6,9712.2–

141135130, ALAL3,2022.2–

141238858, MSMS5,4422.2–

141339328, MSMS4,6572.2–

141432052, FLFL7,4412.2–

141549021, MIMI6,3192.2–

141635563, ALAL3,7892.2–

141750595, IAIA8,8852.2–

141814111, NYNY3,1862.2–

141908089, NJNJ4,2312.2–

142040729, KYKY5,7992.2–

142139345, MSMS5,8702.2–

142243416, OHOH2,8682.2–

142361858, ILIL2,6392.2–

142468465, NENE2,5432.2–

142545344, OHOH16,9792.2–

142613126, NYNY36,4952.2–

142747438, ININ4,1802.2–

142828360, NCNC12,5502.2–

142945769, OHOH5,3952.2–

143021205, MDMD13,0132.2–

143164779, MOMO2,6882.2–

143239212, MSMS25,6592.2–

143342345, KYKY11,4402.2–

143436587, ALAL12,0132.2–

143533541, FLFL24,6542.2–

143629053, SCSC21,0762.2–

143767410, KSKS10,0002.2–

143870542, LALA3,1862.2–

143926170, WVWV5,7012.2–

144062024, ILIL9,4932.2–

144139362, MSMS3,3112.2–

144231014, GAGA12,7692.2–

144361856, ILIL8,2262.2–

144414586, NYNY13,2912.2–

144516743, PAPA4,0612.2–

144671108, LALA18,0722.2–

144761065, ILIL10,5702.2–

144849938, MIMI7,4602.2–

144924279, VAVA4,6712.2–

145061061, ILIL6,7662.2–

145125524, WVWV2,5332.2–

145248239, MIMI36,9762.2–

145361107, ILIL30,7652.2–

145429372, SCSC3,5522.2–

145575702, TXTX27,9272.2–

145626362, WVWV3,2702.2–

145762264, ILIL3,0972.2–

145867735, KSKS5,4242.2–

145916830, PAPA13,5262.2–

146048146, MIMI39,2572.2–

146148223, MIMI22,6222.2–

146245404, OHOH9,8262.2–

146315563, PAPA2,8242.2–

146447918, ININ5,6572.2–

146562278, ILIL6,2812.2–

146615135, PAPA4,8592.2–

146785321, AZAZ3,5552.2–

146838915, MSMS3,4022.2–

146966523, KSKS3,9412.2–

147067013, KSKS2,6782.2–

147113082, NYNY4,3142.2–

147263121, MOMO25,0082.2–

147344128, OHOH27,1222.2–

147443756, OHOH5,5732.2–

147578521, TXTX87,3802.2–

147647396, ININ7,7122.2–

147772823, ARAR6,0232.2–

147848240, MIMI17,0082.2–

147950436, IAIA5,7712.2–

148061356, ILIL10,7992.2–

148139567, MSMS10,3412.2–

148276431, TXTX4,4942.2–

148362563, ILIL5,7662.2–

148449854, MIMI6,1992.2–

148541164, KYKY12,5742.2–

148629945, SCSC3,9182.2–

148762522, ILIL15,1852.2–

148862052, ILIL12,2372.2–

148913904, NYNY9,2212.2–

149071418, LALA5,2332.2–

149167665, KSKS4,8612.2–

149215944, PAPA3,0632.2–

149335184, ALAL5,8212.2–

149447331, ININ22,7862.2–

149515239, PAPA21,4102.2–

149638855, MSMS5,7472.2–

149738330, TNTN3,7932.2–

149832096, FLFL3,6632.2–

149935151, ALAL7,4822.2–

150061547, ILIL3,5622.2–

SHOWING 1,001–1,500 OF 16,707

1 2 3 4…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES