Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2024 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

150176380, TXTX3,5092.2–

150260964, ILIL4,7772.2–

150370538, LALA12,4642.2–

150408554, NJNJ3,5272.2–

150561108, ILIL30,3552.2–

150667042, KSKS16,9782.2–

150743569, OHOH2,9272.2–

150839191, MSMS8,3782.2–

150957580, SDSD4,3862.2–

151088045, NMNM3,3032.2–

151119604, PAPA30,1242.2–

151228501, NCNC17,6422.2–

151327874, NCNC3,4642.2–

151448101, MIMI27,9252.2–

151527817, NCNC7,8342.3–

151625704, WVWV14,3512.3–

151713617, NYNY12,4312.3–

151804757, MEME2,6272.3–

151943617, OHOH8,5342.3–

152050025, IAIA3,1482.3–

152149849, MIMI12,1172.3–

152246404, ININ15,4282.3–

152317104, PAPA18,5412.3–

152416423, PAPA3,8572.3–

152575486, TXTX2,7742.3–

152658341, NDND2,5722.3–

152774108, OKOK7,3152.3–

152816438, PAPA7,4212.3–

152963445, MOMO3,8312.3–

153043935, OHOH8,0832.3–

153173086, OKOK8,4042.3–

153275473, TXTX3,6742.3–

153341101, KYKY19,1892.3–

153448915, MIMI9,4282.3–

153542567, KYKY5,3902.3–

153645638, OHOH19,9822.3–

153761873, ILIL5,7792.3–

153840977, KYKY8,3672.3–

153961103, ILIL22,8692.3–

154015235, PAPA33,9512.3–

154114042, NYNY3,9672.3–

154273082, OKOK2,7142.3–

154356159, MNMN2,6682.3–

154447567, ININ6,1722.3–

154515003, PAPA11,3872.3–

154664424, MOMO3,9292.3–

154762254, ILIL6,7102.3–

154879603, TXTX23,5482.3–

154915531, PAPA3,6032.3–

155067026, KSKS5,6922.3–

155113340, NYNY7,4042.3–

155261571, ILIL24,4702.3–

155332460, FLFL5,4722.3–

155445356, OHOH25,2372.3–

155514085, NYNY8,5312.3–

155679845, TXTX3,2262.3–

155715126, PAPA7,2762.3–

155814622, NYNY12,5742.3–

155936037, ALAL12,9332.3–

156013159, NYNY5,2042.3–

156175831, TXTX4,8812.3–

156232348, FLFL12,2012.3–

156347424, ININ8,8612.3–

156476664, TXTX3,2312.3–

156539577, MSMS10,2242.3–

156616673, PAPA5,2042.3–

156774035, OKOK4,0212.3–

156861072, ILIL11,2852.3–

156975935, TXTX12,6212.3–

157045390, OHOH3,4322.3–

157114423, NYNY4,9472.3–

157241102, KYKY20,6212.3–

157361275, ILIL4,2532.3–

157450563, IAIA2,5052.3–

157547633, ININ2,6022.3–

157650213, IAIA7,4892.3–

157716226, PAPA7,6892.3–

157860428, ILIL10,9272.3–

157944446, OHOH20,0602.3–

158067204, KSKS22,5382.3–

158146366, ININ5,6012.3–

158235490, ALAL4,4572.3–

158360552, ILIL4,2852.3–

158448658, MIMI4,6942.3–

158585634, AZAZ5,0382.3–

158635765, ALAL4,1752.3–

158778073, TXTX10,0882.3–

158848471, MIMI5,4142.3–

158962858, ILIL3,5542.3–

159048821, MIMI6,3272.3–

159160408, ILIL5,3272.3–

159245814, OHOH2,5562.3–

159304742, MEME3,3092.3–

159448219, MIMI47,2082.3–

159512822, NYNY6,2842.3–

159639117, MSMS10,4312.3–

159779336, TXTX15,1322.3–

159863343, MOMO4,3812.3–

159962629, ILIL15,4132.3–

160065486, MOMO2,9562.3–

160152253, IAIA2,6222.3–

160252310, IAIA6,4502.3–

160331078, GAGA3,1992.3–

160444683, OHOH8,0502.3–

160547452, ININ5,1522.3–

160652136, IAIA5,8402.3–

160715431, PAPA4,6612.3–

160879107, TXTX36,6622.3–

160937870, TNTN4,3852.3–

161078516, TXTX34,3702.3–

161128358, NCNC33,0712.3–

161245434, OHOH12,5292.3–

161336605, ALAL25,1042.3–

161488048, NMNM3,2472.3–

161563869, MOMO3,2182.3–

161668037, NENE2,5242.3–

161778538, TXTX11,9822.3–

161867152, KSKS9,2122.3–

161945424, OHOH50,7252.3–

162072021, ARAR3,4912.3–

162140045, KYKY3,2512.3–

162239740, MSMS6,1432.3–

162315320, PAPA4,5582.3–

162435954, ALAL12,0542.3–

162548021, MIMI33,9822.3–

162647872, ININ8,5572.3–

162779103, TXTX11,3062.3–

162825303, WVWV7,3962.3–

162927937, NCNC2,9362.3–

163077306, TXTX18,0862.3–

163145403, OHOH13,6082.3–

163262656, ILIL18,2342.3–

163315545, PAPA2,5622.3–

163416602, PAPA26,3522.3–

163545850, OHOH3,5592.3–

163636477, ALAL4,6102.3–

163766606, KSKS9,8422.3–

163848449, MIMI2,7442.3–

163966604, KSKS23,0062.3–

164052301, IAIA4,0282.3–

164114710, NYNY2,9802.3–

164245879, OHOH6,1942.3–

164336784, ALAL5,8352.3–

164413148, NYNY10,7492.3–

164531031, GAGA6,9482.3–

164646405, ININ12,1842.3–

164716407, PAPA10,5252.3–

164838646, MSMS2,6872.3–

164931068, GAGA4,3772.3–

165016424, PAPA4,5032.3–

165172476, ARAR7,3342.3–

165260430, ILIL19,8382.3–

165340360, KYKY7,5952.3–

165414901, NYNY13,9702.3–

165575657, TXTX7,5032.3–

165614867, NYNY5,1492.3–

165713838, NYNY4,2512.3–

165871417, LALA4,9402.3–

165971603, ARAR29,5782.3–

166072103, ARAR15,7362.3–

166187013, NMNM5,2512.3–

166256085, MNMN5,0472.3–

166325918, WVWV4,8442.3–

166470710, LALA7,2522.3–

166572042, ARAR4,9932.3–

166646222, ININ38,8872.3–

166761115, ILIL22,3642.3–

166868822, NENE4,3352.3–

166915145, PAPA6,6952.3–

167067420, KSKS3,8632.3–

167114456, NYNY19,7562.3–

167248235, MIMI45,6002.3–

167362265, ILIL4,5552.3–

167472855, ARAR6,1672.3–

167547987, ININ3,6522.3–

167614125, NYNY3,6482.3–

167775021, TXTX9,1732.3–

167862294, ILIL15,3252.3–

167964507, MOMO13,9912.3–

168055719, MNMN5,6132.3–

168156143, MNMN4,5092.3–

168244030, OHOH16,1912.3–

168350501, IAIA28,8232.3–

168426037, WVWV5,7142.3–

168548819, MIMI2,5502.3–

168628453, NCNC3,2062.3–

168728382, NCNC6,9612.3–

168838847, MSMS3,3882.3–

168947805, ININ12,6192.3–

169047834, ININ18,6252.3–

169139204, MSMS13,2492.3–

169225530, WVWV6,8562.3–

169377864, TXTX7,6402.3–

169443532, OHOH3,1922.3–

169567060, KSKS14,1252.3–

169629128, SCSC4,4602.3–

169773109, OKOK21,3782.3–

169877984, TXTX4,8002.3–

169962263, ILIL4,8192.3–

170039837, GAGA5,5492.3–

170124228, VAVA6,3172.3–

170274128, OKOK13,7512.3–

170362049, ILIL7,8712.3–

170414513, NYNY13,3752.3–

170513039, NYNY16,9512.3–

170654409, WIWI12,6392.3–

170735987, ALAL2,8612.3–

170866105, KSKS2,6052.3–

170946793, ININ4,1042.3–

171036866, ALAL3,8982.3–

171163034, MOMO18,9082.3–

171247265, ININ20,9372.3–

171326288, WVWV3,1482.3–

171462353, ILIL5,0662.3–

171525045, WVWV4,2342.3–

171646554, ININ4,4052.3–

171771639, ARAR5,0772.3–

171872941, ARAR5,1402.3–

171974020, OKOK7,5872.3–

172049057, MIMI6,4342.3–

172175964, TXTX20,4702.3–

172255768, MNMN2,9642.3–

172363601, MOMO16,3892.3–

172466104, KSKS27,0332.3–

172568826, NENE3,9442.3–

172630805, GAGA2,5852.3–

172741514, KYKY2,8062.3–

172870354, LALA3,4042.3–

172942086, KYKY3,7752.3–

173029628, SCSC2,5262.3–

173147342, ININ2,7102.3–

173271463, LALA8,5592.3–

173330648, GAGA3,5432.3–

173445315, OHOH4,9052.3–

173526601, WVWV4,1212.3–

173645327, OHOH9,3152.3–

173724368, VAVA5,5742.3–

173827837, NCNC6,4892.3–

173929851, SCSC9,0702.3–

174052544, IAIA8,1212.3–

174144647, OHOH18,1172.3–

174215144, PAPA3,7712.3–

174325545, WVWV5,6702.3–

174443920, OHOH21,1032.3–

174573059, OKOK2,7842.3–

174679088, TXTX5,3022.3–

174757469, SDSD2,8662.3–

174881063, COCO2,7832.3–

174966618, KSKS10,1792.3–

175044288, OHOH3,8502.3–

175172454, ARAR4,8332.3–

175232053, FLFL4,0002.3–

175313088, NYNY22,0732.3–

175478577, TXTX80,5402.3–

175538425, TNTN3,5182.3–

175646947, ININ28,6872.3–

175767219, KSKS12,5862.3–

175848631, MIMI3,6812.3–

175971701, ARAR16,8472.3–

176035023, ALAL25,5332.3–

176147804, ININ10,5532.3–

176214830, NYNY19,0152.3–

176362613, ILIL3,5982.3–

176448192, MIMI24,4892.3–

176571435, LALA3,4992.3–

176675563, TXTX4,0332.3–

176749779, MIMI4,5932.3–

176827855, NCNC5,7832.3–

176914025, NYNY3,2432.3–

177071423, LALA4,9622.3–

177161536, ILIL3,5032.3–

177216401, PAPA3,7442.3–

177362088, ILIL6,4002.3–

177431803, GAGA4,4992.3–

177531557, GAGA3,6872.3–

177648757, MIMI3,7082.3–

177778383, TXTX4,0812.3–

177852060, IAIA8,0072.3–

177938620, MSMS3,3862.3–

178045415, OHOH12,4652.3–

178162712, ILIL10,0452.3–

178232421, FLFL4,0352.3–

178377534, TXTX3,4032.3–

178488260, NMNM15,1602.3–

178518651, PAPA8,7032.3–

178632702, FLFL2,6362.3–

178770819, LALA4,3222.3–

178813142, NYNY6,3652.3–

178931087, GAGA8,8462.3–

179025312, WVWV10,0472.3–

179135653, ALAL11,4812.3–

179216511, PAPA11,7762.3–

179372833, ARAR3,6202.3–

179445323, OHOH4,9612.3–

179524422, VAVA5,3342.3–

179665259, MOMO2,9902.3–

179756241, MNMN3,9332.3–

179876354, TXTX11,9902.3–

179938041, TNTN4,1612.3–

180064129, MOMO9,2672.3–

180113850, NYNY23,6892.3–

180266743, KSKS4,3132.3–

180368117, NENE8,2242.3–

180412183, NYNY2,9702.3–

180546184, ININ13,3042.3–

180663660, MOMO2,7842.3–

180745710, OHOH5,0672.3–

180839074, MSMS14,2832.3–

180979763, TXTX35,1742.3–

181043517, OHOH3,4422.3–

181114468, NYNY18,5262.3–

181271671, ARAR8,6012.3–

181368850, NENE12,4282.3–

181472104, ARAR23,6242.3–

181548089, MIMI31,8532.3–

181650644, IAIA8,4192.3–

181712078, NYNY22,5892.3–

181874764, OKOK3,5822.3–

181977371, TXTX7,8002.3–

182075432, TXTX3,0492.3–

182145805, OHOH24,3872.3–

182272949, ARAR9,4772.3–

182349037, MIMI20,5502.3–

182444312, OHOH30,2802.3–

182526155, WVWV8,0032.3–

182642166, KYKY2,6912.3–

182716314, PAPA5,1882.3–

182874851, OKOK11,4892.3–

182929335, SCSC5,4722.3–

183047581, ININ3,0092.3–

183148125, MIMI22,1252.3–

183254157, WIWI5,9512.3–

183371334, LALA9,1562.3–

183471730, ARAR29,7602.3–

183571654, ARAR4,2162.3–

183612068, NYNY2,5032.3–

183774058, OKOK3,5582.3–

183847138, ININ4,8592.3–

183971403, LALA3,9622.3–

184029666, SCSC6,8942.3–

184146011, ININ16,5342.3–

184218702, PAPA41,9702.3–

184375763, TXTX6,2592.3–

184461068, ILIL14,7882.3–

184539090, MSMS12,0222.3–

184662281, ILIL3,0592.3–

184712986, NYNY5,3262.3–

184867530, KSKS17,7982.3–

184968073, NENE2,9932.3–

185057601, SDSD3,4222.3–

185139059, MSMS11,9192.3–

185261073, ILIL20,1942.3–

185304730, MEME10,1062.3–

185435474, ALAL9,6542.3–

185545064, OHOH3,3732.3–

185678119, TXTX7,2702.3–

185740437, KYKY4,4882.3–

185844402, OHOH2,6132.3–

185970548, LALA8,7802.3–

186064128, MOMO11,9122.3–

186115846, PAPA3,4082.3–

186208049, NJNJ5,2822.3–

186374447, OKOK15,7862.3–

186413073, NYNY6,0542.3–

186576682, TXTX3,6612.3–

186672031, ARAR6,6072.3–

186747713, ININ9,9882.3–

186812072, NYNY2,8822.3–

186935962, ALAL8,6662.3–

187018325, PAPA2,7002.3–

187160073, ILIL62,8682.3–

187246962, ININ8,7852.3–

187328371, NCNC7,0552.3–

187431217, GAGA17,7322.3–

187560438, ILIL28,8062.3–

187660420, ILIL4,6822.3–

187725901, WVWV10,0122.3–

187867871, KSKS4,9852.3–

187926250, WVWV5,3222.3–

188014212, NYNY13,2992.3–

188146901, ININ38,0822.3–

188240409, KYKY3,4452.3–

188361342, ILIL8,5432.3–

188430445, GAGA3,3892.3–

188516508, PAPA14,9582.3–

188613066, NYNY12,5042.3–

188731510, GAGA9,6852.3–

188863780, MOMO6,2432.3–

188977879, TXTX4,6112.3–

189047283, ININ4,3052.4–

189145831, OHOH3,2332.4–

189271405, LALA5,3612.4–

189350047, IAIA6,6902.4–

189415065, PAPA10,8942.4–

189560136, ILIL8,7772.4–

189605655, VTVT3,0002.4–

189750054, IAIA3,1662.4–

189848744, MIMI4,4602.4–

189916134, PAPA3,9922.4–

190014505, NYNY5,1382.4–

190108097, NJNJ3,0622.4–

190238941, MSMS3,7672.4–

190340371, KYKY2,5252.4–

190444626, OHOH2,6582.4–

190542167, KYKY8,1722.4–

190643460, OHOH6,2002.4–

190713206, NYNY16,2452.4–

190844129, OHOH28,8002.4–

190960475, ILIL10,0352.4–

191036017, ALAL3,1382.4–

191131779, GAGA8,5992.4–

191261284, ILIL2,5992.4–

191367144, KSKS2,7122.4–

191448910, MIMI32,8002.4–

191544425, OHOH13,5522.4–

191662922, ILIL2,6082.4–

191737362, TNTN3,4302.4–

191862226, ILIL28,2552.4–

191943318, OHOH4,3522.4–

192035579, ALAL2,9162.4–

192129044, SCSC4,7992.4–

192260469, ILIL5,2052.4–

192371019, LALA7,2072.4–

192472335, ARAR16,3722.4–

192518706, PAPA16,3872.4–

192667025, KSKS3,9402.4–

192727892, NCNC13,2622.4–

192863873, MOMO4,0152.4–

192957366, SDSD2,5982.4–

193074965, OKOK4,7932.4–

193154437, WIWI3,2362.4–

193254124, WIWI3,4142.4–

193354479, WIWI3,6302.4–

193416611, PAPA2,6652.4–

193545742, OHOH3,7522.4–

193661252, ILIL5,4372.4–

193744120, OHOH33,2022.4–

193848656, MIMI3,8462.4–

193948647, MIMI3,9802.4–

194048030, MIMI14,9632.4–

194179104, TXTX6,5612.4–

194276624, TXTX2,6602.4–

194360518, ILIL3,2892.4–

194424013, VAVA8,0262.4–

194549946, MIMI3,7572.4–

194655741, MNMN2,9472.4–

194774365, OKOK4,2772.4–

194876305, TXTX4,9412.4–

194951002, IAIA2,7872.4–

195014512, NYNY4,8522.4–

195114837, NYNY5,8012.4–

195261080, ILIL10,9552.4–

195366067, KSKS16,3302.4–

195446773, ININ3,4742.4–

195548892, MIMI4,7152.4–

195665791, MOMO4,4252.4–

195749277, MIMI2,9242.4–

195825670, WVWV3,2032.4–

195945891, OHOH15,5842.4–

196064132, MOMO12,0842.4–

196145335, OHOH7,3592.4–

196216404, PAPA3,4462.4–

196312154, NYNY2,7772.4–

196413209, NYNY12,7142.4–

196513077, NYNY6,4052.4–

196651566, IAIA7,0102.4–

196773651, OKOK4,0182.4–

196844444, OHOH9,2202.4–

196961568, ILIL4,4832.4–

197045410, OHOH14,6942.4–

197117113, PAPA11,7242.4–

197218705, PAPA15,6242.4–

197354474, WIWI4,5892.4–

197444095, OHOH32,3632.4–

197513849, NYNY4,4272.4–

197656649, MNMN8,8252.4–

197748429, MIMI8,2412.4–

197860503, ILIL16,7892.4–

197944241, OHOH18,5482.4–

198049807, MIMI3,1622.4–

198117319, PAPA11,2922.4–

198250648, IAIA4,2692.4–

198364123, MOMO11,8332.4–

198438106, TNTN20,9622.4–

198567114, KSKS20,9192.4–

198651050, IAIA2,9622.4–

198788081, NMNM19,6632.4–

198836109, ALAL23,5812.4–

198950248, IAIA4,2162.4–

199049228, MIMI5,4672.4–

199113903, NYNY17,5692.4–

199215120, PAPA18,0292.4–

199316950, PAPA3,3272.4–

199444676, OHOH4,9142.4–

199535126, ALAL22,5992.4–

199676306, TXTX13,9632.4–

199761310, ILIL3,3472.4–

199874421, OKOK4,3602.4–

199929010, SCSC11,8612.4–

200049450, MIMI2,9982.4–

SHOWING 1,501–2,000 OF 16,707

1…3 4 5…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES