Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2023 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

200139474, MSMS6,0992.4–

200244142, OHOH18,2842.4–

200349639, MIMI2,6342.4–

200413354, NYNY3,5542.4–

200543619, OHOH7,1732.4–

200647106, ININ4,6702.4–

200713612, NYNY2,8652.4–

200843469, OHOH2,9052.4–

200947944, ININ3,3762.4–

201043623, OHOH20,2672.4–

201156062, MNMN3,2342.4–

201217044, PAPA20,2342.4–

201379022, TXTX10,8262.4–

201443832, OHOH6,9422.4–

201568147, NENE12,4302.4–

201679835, TXTX11,4402.4–

201715656, PAPA9,5062.4–

201879756, TXTX9,4852.4–

201929160, SCSC7,4192.4–

202072126, ARAR3,2412.4–

202129853, SCSC5,9442.4–

202214526, NYNY19,6292.4–

202352804, IAIA26,8352.4–

202461530, ILIL6,4702.4–

202531303, GAGA2,6042.4–

202662246, ILIL10,0772.4–

202774436, OKOK5,0572.4–

202886047, AZAZ13,8992.4–

202926187, WVWV6,0602.4–

203048829, MIMI3,6522.4–

203143331, OHOH4,1062.4–

203225248, WVWV3,2222.4–

203328345, NCNC12,3722.4–

203456101, MNMN6,1572.4–

203575692, TXTX5,5632.4–

203659201, MTMT5,0732.4–

203750201, IAIA8,3202.4–

203844057, OHOH19,4452.4–

203941010, KYKY3,2392.4–

204045322, OHOH20,8842.4–

204172542, ARAR4,0722.4–

204212789, NYNY2,5942.4–

204336033, ALAL3,7632.4–

204447714, ININ32,1322.4–

204564465, MOMO3,9472.4–

204649229, MIMI3,5402.4–

204762220, ILIL19,1522.4–

204844621, OHOH4,5662.4–

204945426, OHOH14,1142.4–

205052637, IAIA3,0412.4–

205157532, SDSD2,9292.4–

205251442, IAIA9,6922.4–

205368352, NENE4,9382.4–

205461114, ILIL15,3252.4–

205575862, TXTX9,9682.4–

205643310, OHOH3,1772.4–

205738485, TNTN6,1652.4–

205842256, KYKY5,1242.4–

205918038, PAPA3,5492.4–

206036612, ALAL3,2742.4–

206187417, NMNM6,6242.4–

206246982, ININ2,6042.4–

206378112, TXTX9,7692.4–

206439845, GAGA8,5352.4–

206515063, PAPA10,5252.4–

206646542, ININ5,0962.4–

206748507, MIMI28,7232.4–

206865745, MOMO3,4172.4–

206924986, WVWV5,0142.4–

207029590, SCSC3,4802.4–

207150674, IAIA3,4462.4–

207215026, PAPA4,1752.4–

207351546, IAIA3,1142.4–

207444216, OHOH9,4652.4–

207536521, ALAL5,5362.4–

207661866, ILIL13,4702.4–

207741224, KYKY4,7832.4–

207871222, LALA2,8712.4–

207914011, NYNY8,1222.4–

208025510, WVWV5,0982.4–

208127983, NCNC8,0072.4–

208213045, NYNY28,3612.4–

208362097, ILIL2,9732.4–

208450035, IAIA10,1312.4–

208514482, NYNY8,3392.4–

208631705, GAGA30,7912.4–

208754949, WIWI3,5652.4–

208825825, WVWV2,6592.4–

208908004, NJNJ11,4292.4–

209015666, PAPA15,9802.4–

209114210, NYNY15,5632.4–

209245801, OHOH21,7392.4–

209371260, LALA3,1512.4–

209418252, PAPA11,0242.4–

209560431, ILIL27,1382.4–

209641048, KYKY16,2112.4–

209749082, MIMI6,6782.4–

209831765, GAGA2,7512.4–

209936756, ALAL5,2882.4–

210074881, OKOK5,2972.4–

210166226, KSKS16,2192.4–

210223930, VAVA5,5082.4–

210317345, PAPA7,7152.4–

210448813, MIMI20,5642.4–

210514012, NYNY2,9112.4–

210638114, TNTN20,2982.4–

210735672, ALAL5,7092.4–

210831088, GAGA58,5852.4–

210944878, OHOH2,7122.4–

211072958, ARAR6,9482.4–

211130415, GAGA6,3432.4–

211224528, VAVA3,7752.4–

211341175, KYKY5,5422.4–

211404239, MEME4,6572.4–

211548746, MIMI8,2222.4–

211656065, MNMN2,7662.4–

211716201, PAPA17,0402.4–

211879110, TXTX16,9942.4–

211965074, MOMO2,9362.4–

212015066, PAPA12,0482.4–

212146173, ININ10,4402.4–

212243326, OHOH12,5732.4–

212316038, PAPA3,2922.4–

212449677, MIMI7,0282.4–

212573149, OKOK6,0312.4–

212614706, NYNY5,9392.4–

212746979, ININ4,9082.4–

212840962, KYKY17,3102.4–

212927505, NCNC8,1522.4–

213044413, OHOH7,3972.4–

213140769, KYKY18,2182.4–

213275570, TXTX11,3912.4–

213342029, KYKY5,5522.4–

213471483, LALA9,2432.4–

213531542, GAGA2,6352.4–

213673141, OKOK3,5622.4–

213731092, GAGA5,0142.4–

213819033, PAPA8,2612.4–

213944085, OHOH3,4682.4–

214013029, NYNY7,7252.4–

214142765, KYKY7,1492.4–

214235581, ALAL5,9322.4–

214374003, OKOK14,0242.4–

214448622, MIMI6,3452.4–

214539159, MSMS2,8882.4–

214654950, WIWI2,8022.4–

214763389, MOMO7,6162.4–

214838827, MSMS2,6252.4–

214915824, PAPA5,1152.4–

215048637, MIMI3,0242.4–

215113090, NYNY29,0042.4–

215213214, NYNY8,7022.4–

215313036, NYNY8,6162.4–

215424224, VAVA5,2732.4–

215550261, IAIA3,3992.4–

215655792, MNMN9,6632.4–

215750225, IAIA3,3642.4–

215835760, ALAL4,6432.4–

215975951, TXTX15,1442.4–

216047220, ININ6,1362.4–

216135546, ALAL4,2752.4–

216288230, NMNM4,3362.4–

216344223, OHOH18,4592.4–

216417368, PAPA7,0052.4–

216555746, MNMN16,7302.4–

216614470, NYNY7,7582.4–

216716502, PAPA15,9952.4–

216814871, NYNY4,2072.4–

216952172, IAIA5,8772.4–

217071082, LALA3,6662.4–

217178582, TXTX44,7412.4–

217231308, GAGA8,4162.4–

217345430, OHOH7,3712.4–

217473533, OKOK27,6182.4–

217526101, WVWV28,0052.4–

217614172, NYNY3,0912.4–

217779072, TXTX25,3892.4–

217821223, MDMD19,5722.4–

217979316, TXTX10,0552.4–

218075433, TXTX3,3592.4–

218161254, ILIL12,1352.4–

218260446, ILIL41,6722.4–

218338059, TNTN8,2812.4–

218468739, NENE2,7992.4–

218545648, OHOH11,3302.4–

218646996, ININ6,4412.4–

218776648, TXTX2,7772.4–

218848875, MIMI11,4002.4–

218946992, ININ16,4382.4–

219062467, ILIL3,7102.4–

219117066, PAPA5,1022.4–

219250126, IAIA6,3682.4–

219341301, KYKY5,9532.4–

219413865, NYNY5,6102.4–

219568122, NENE13,3522.4–

219645813, OHOH3,7192.4–

219726378, WVWV4,7782.4–

219835005, ALAL8,2472.4–

219931321, GAGA7,3052.4–

220025143, WVWV8,7142.4–

220129129, SCSC4,6052.4–

220247462, ININ4,5952.4–

220348174, MIMI32,2112.4–

220421017, MDMD6,6482.4–

220519560, PAPA9,1372.4–

220648880, MIMI9,9942.4–

220748811, MIMI7,4402.4–

220830747, GAGA14,4352.4–

220926726, WVWV12,6292.4–

221044833, OHOH15,8922.4–

221116242, PAPA4,5132.4–

221213460, NYNY4,1822.4–

221328364, NCNC12,8192.4–

221467579, KSKS3,1022.4–

221549251, MIMI5,9582.4–

221643143, OHOH5,8032.4–

221744134, OHOH37,7742.4–

221844310, OHOH25,4962.4–

221962675, ILIL6,1702.4–

222044824, OHOH3,6422.4–

222127851, NCNC5,3432.4–

222288435, NMNM3,3432.4–

222318322, PAPA2,7242.4–

222455927, MNMN4,2972.4–

222564124, MOMO10,9252.4–

222630147, GAGA4,6572.4–

222712839, NYNY13,5412.4–

222844864, OHOH3,3362.4–

222950707, IAIA7,7842.4–

223043465, OHOH5,4512.4–

223141005, KYKY25,7182.4–

223218640, PAPA16,5812.4–

223316051, PAPA3,1192.4–

223436352, ALAL5,6172.4–

223574538, OKOK3,9572.4–

223656007, MNMN21,3772.4–

223725313, WVWV11,7602.4–

223845692, OHOH7,9972.4–

223978552, TXTX42,3322.4–

224055912, MNMN29,6322.4–

224143944, OHOH2,5932.4–

224272416, ARAR5,6422.4–

224329638, SCSC3,3482.4–

224435160, ALAL26,0312.4–

224550702, IAIA20,8822.4–

224613316, NYNY6,0632.4–

224752314, IAIA6,2002.4–

224846241, ININ32,5652.4–

224929384, SCSC3,4432.4–

225041522, KYKY4,3412.4–

225114471, NYNY2,7272.4–

225214845, NYNY20,3272.4–

225344707, OHOH9,0482.4–

225445308, OHOH4,3852.4–

225512962, NYNY5,6542.4–

225637329, TNTN6,5912.4–

225708343, NJNJ4,7292.4–

225843749, OHOH2,7642.4–

225912095, NYNY12,3912.4–

226014301, NYNY10,9232.4–

226105033, VTVT3,0812.4–

226218518, PAPA8,5732.4–

226344820, OHOH17,2912.4–

226412209, NYNY10,6262.4–

226535952, ALAL8,4152.4–

226666002, KSKS13,2762.4–

226775789, TXTX9,0952.4–

226835179, ALAL9,0822.4–

226935014, ALAL3,2192.4–

227018240, PAPA3,9132.4–

227143543, OHOH7,4012.4–

227238860, MSMS5,3882.4–

227350063, IAIA2,7202.4–

227456081, MNMN6,1722.4–

227541179, KYKY6,9082.4–

227679761, TXTX30,1642.4–

227744851, OHOH5,0382.4–

227845167, OHOH3,2852.4–

227963049, MOMO16,5922.4–

228066508, KSKS3,9872.4–

228173852, OKOK2,6882.4–

228245764, OHOH7,7062.4–

228369130, NENE5,0042.4–

228417901, PAPA22,3712.4–

228545304, OHOH7,5992.4–

228673742, OKOK3,9062.4–

228713350, NYNY9,5222.4–

228814521, NYNY2,5942.4–

228947362, ININ29,3372.4–

229041169, KYKY5,5602.4–

229131537, GAGA9,3492.4–

229275633, TXTX13,2712.4–

229368135, NENE30,5232.4–

229477642, TXTX38,3582.4–

229528478, NCNC5,0172.4–

229641016, KYKY5,7952.4–

229717401, PAPA18,5702.4–

229851039, IAIA2,8452.4–

229973179, OKOK8,5322.4–

230068157, NENE5,2522.4–

230143447, OHOH3,3482.4–

230208104, NJNJ22,1482.4–

230344721, OHOH14,2722.4–

230415243, PAPA13,4562.4–

230544054, OHOH12,8062.4–

230664601, MOMO12,1892.4–

230730170, GAGA3,7322.4–

230848616, MIMI7,5772.4–

230975672, TXTX16,5092.4–

231047670, ININ11,7562.4–

231162234, ILIL31,6482.4–

231261853, ILIL14,8312.4–

231324134, VAVA5,4002.4–

231435117, ALAL5,6062.4–

231538828, MSMS5,1202.4–

231677417, TXTX3,9202.4–

231735582, ALAL4,1452.4–

231863435, MOMO4,3182.4–

231960046, ILIL34,6132.4–

232019074, PAPA5,9342.4–

232135971, ALAL4,4522.4–

232246501, ININ3,7802.4–

232374079, OKOK4,4492.4–

232416434, PAPA3,1202.4–

232517065, PAPA4,3892.4–

232648150, MIMI26,6872.4–

232745030, OHOH21,6402.4–

232850170, IAIA3,0242.4–

232938127, TNTN39,5412.4–

233026034, WVWV4,6642.4–

233152778, IAIA3,6322.4–

233279108, TXTX11,2162.4–

233349837, MIMI10,2652.4–

233456633, MNMN4,8022.4–

233513634, NYNY3,5702.4–

233635062, ALAL8,8642.4–

233716222, PAPA3,3062.4–

233872513, ARAR2,8882.4–

233979849, TXTX14,4092.4–

234054440, WIWI2,6622.4–

234164834, MOMO10,5862.4–

234294089, CACA22,6992.4–

234331773, GAGA3,9812.4–

234440212, KYKY14,6612.5–

234514612, NYNY35,1522.5–

234661011, ILIL2,6762.5–

234731516, GAGA15,6232.5–

234846711, ININ8,3532.5–

234944231, OHOH8,2152.5–

235070456, LALA3,1932.5–

235149245, MIMI4,5472.5–

235248650, MIMI6,5102.5–

235344432, OHOH12,0302.5–

235450036, IAIA16,1542.5–

235563650, MOMO3,6002.5–

235615227, PAPA28,4602.5–

235726218, WVWV2,8832.5–

235886512, AZAZ2,5572.5–

235938829, MSMS18,6052.5–

236016693, PAPA3,7952.5–

236146774, ININ17,8582.5–

236214219, NYNY10,6522.5–

236351103, IAIA16,8952.5–

236444473, OHOH4,2132.5–

236570711, LALA5,6122.5–

236613114, NYNY7,2142.5–

236743906, OHOH7,7792.5–

236872209, ARAR31,6072.5–

236920634, MDMD7,0882.5–

237037338, TNTN3,3092.5–

237142025, KYKY19,9412.5–

237272933, ARAR5,0872.5–

237362258, ILIL10,4372.5–

237426431, WVWV6,2712.5–

237517084, PAPA4,6832.5–

237644811, OHOH12,6902.5–

237778059, TXTX7,0612.5–

237872396, ARAR12,7662.5–

237960021, ILIL4,9962.5–

238029040, SCSC8,9202.5–

238116428, PAPA12,5952.5–

238274578, OKOK5,6682.5–

238336703, ALAL9,1252.5–

238454552, WIWI4,2922.5–

238548883, MIMI7,2922.5–

238654874, WIWI3,6902.5–

238746792, ININ3,6212.5–

238848768, MIMI9,1092.5–

238939120, MSMS29,0392.5–

239060097, ILIL11,9832.5–

239139051, MSMS14,9862.5–

239246755, ININ15,4412.5–

239362959, ILIL27,7932.5–

239475839, TXTX6,7962.5–

239513760, NYNY42,8962.5–

239674960, OKOK11,9712.5–

239714304, NYNY29,2082.5–

239812143, NYNY5,6642.5–

239987020, NMNM11,9662.5–

240074733, OKOK3,0692.5–

240173110, OKOK32,3482.5–

240225276, WVWV7,1272.5–

240348893, MIMI5,9212.5–

240415323, PAPA3,8602.5–

240515670, PAPA3,6752.5–

240643718, OHOH2,6962.5–

240743072, OHOH5,2532.5–

240845843, OHOH4,1842.5–

240941008, KYKY7,6982.5–

241028572, NCNC6,6582.5–

241132431, FLFL4,6832.5–

241272521, ARAR4,9102.5–

241362275, ILIL3,0122.5–

241413421, NYNY12,7712.5–

241512758, NYNY4,0252.5–

241639648, MSMS20,5092.5–

241714047, NYNY6,0132.5–

241831033, GAGA2,7552.5–

241949328, MIMI4,0692.5–

242066111, KSKS9,9962.5–

242168107, NENE31,5402.5–

242245157, OHOH9,4152.5–

242318517, PAPA5,3032.5–

242424381, VAVA3,0912.5–

242544847, OHOH3,5142.5–

242614131, NYNY5,2522.5–

242767502, KSKS23,0992.5–

242876055, TXTX3,5772.5–

242928555, NCNC5,9142.5–

243072011, ARAR4,6482.5–

243138006, TNTN5,3032.5–

243229340, SCSC20,7632.5–

243339476, MSMS6,6002.5–

243487937, NMNM2,9902.5–

243544135, OHOH28,0222.5–

243662704, ILIL40,0462.5–

243745231, OHOH40,4632.5–

243826764, WVWV4,1752.5–

243945875, OHOH11,5472.5–

244061455, ILIL17,3172.5–

244162902, ILIL4,1352.5–

244227589, NCNC6,7392.5–

244343764, OHOH8,1682.5–

244419510, PAPA8,0102.5–

244543845, OHOH4,7872.5–

244687052, NMNM3,4652.5–

244752342, IAIA2,7052.5–

244854153, WIWI7,5512.5–

244913092, NYNY2,6892.5–

245063115, MOMO14,4882.5–

245138614, MSMS16,1702.5–

245241230, KYKY12,6382.5–

245346574, ININ7,4262.5–

245450548, IAIA5,7222.5–

245544706, OHOH16,4962.5–

245635978, ALAL5,5802.5–

245714305, NYNY16,6962.5–

245842378, KYKY3,5132.5–

245932680, FLFL10,5822.5–

246031749, GAGA2,5572.5–

246152577, IAIA14,5852.5–

246246750, ININ27,2712.5–

246327871, NCNC3,4712.5–

246472858, ARAR3,0302.5–

246546504, ININ3,5002.5–

246638666, MSMS5,8612.5–

246731793, GAGA10,5852.5–

246877901, TXTX39,8542.5–

246956013, MNMN4,5352.5–

247048519, MIMI8,0962.5–

247132148, FLFL12,0632.5–

247247601, ININ13,2582.5–

247323944, VAVA3,9782.5–

247443943, OHOH3,4572.5–

247517972, PAPA11,8262.5–

247648457, MIMI8,7702.5–

247745171, OHOH5,7522.5–

247813031, NYNY16,2852.5–

247915825, PAPA9,4262.5–

248041701, KYKY17,4532.5–

248175453, TXTX3,4302.5–

248236375, ALAL7,8842.5–

248345833, OHOH10,9192.5–

248448723, MIMI11,6782.5–

248539766, MSMS2,6162.5–

248635633, ALAL20,8132.5–

248743315, OHOH6,8732.5–

248838118, TNTN39,1072.5–

248972846, ARAR3,8532.5–

249044111, OHOH42,0212.5–

249148022, MIMI2,5302.5–

249219539, PAPA3,8232.5–

249344505, OHOH16,7642.5–

249446803, ININ10,9942.5–

249542217, KYKY3,7992.5–

249648133, MIMI7,0852.5–

249713440, NYNY41,5552.5–

249866054, KSKS2,7772.5–

249947303, ININ24,3922.5–

250078574, TXTX62,4562.5–

SHOWING 2,001–2,500 OF 16,707

1…4 5 6…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES